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General Discussion => General (Off-Topic) Discussion => Topic started by: RVR II on November 02, 2008, 08:00:29 AM

Title: The Economic Downturn..
Post by: RVR II on November 02, 2008, 08:00:29 AM
Kind of a 'Cold Reality' topic, but it's to the point..

My wife and I have been involved with my Brother in law's immigration case since it began in June of Last year simply for over staying his Visa..
We've watched a hard working person living the American Dream, have his kingdom literally tore down over the last 15 months..
After a lengthy battle with his immigration case, he was forced to return to Mexico in June of this year and is banned from reentering the U.S. for 10 years.
He then decided to move his wife and two kids to Mexico in August and hence my purchasing of the 98 Ford F150 which was loaded up with as much of their personal belongings as they could fit in the truck and made the one way trip south in September.

We now have full Power of Attorney over his house which we have been trying to sell for several months now to no avail, but luckily we have found some people willing to rent it till it is sold.
They had a 2004 Nissan Xterra that had to be turned back into the dealer cause they were so upsidedown on it, and I wasn't gonna take responsibility of it. I have his 96 Jeep Grand Cherokee Laredo that we basically traded title for title for the 98 Ford truck that's now in Mexico. I've been trying to sell it also, but again no luck.. Mostly because of the economy, but also because it is too old to be allowed in Mexico; cars, mini vans, and SUV's older than 10 years are not allowed into Mexico, but trucks that are 10 - 15 years old are allowed into Mexico.. Yeah, it's an unusual law..
I'll probably wind up trading the Jeep in on another full size truck; 1995 - 1999 Full size Ford, Chevy/GMC, Dodge because those are the trucks prized by Mexicans to send south to their families in Mexico.
We also have their riding lawn mower that I have no use for cause my yard is not that big.. I may try to swap it for a 5000 watt portable generator cause I could use that..
Everything else is just cloths and misc kids stuff that'll eventually end up at the GoodWill..

Anyway, now that I've had time to reflect, it has been a sad process watching people's worlds fall apart like this first hand.
I hear about it all the time locally and on the news about the foreclosures, repossessions, lives just turned completely inside out and all I do is try to keep that from happening to us. :(

Title: Re: Economic Downturn: Being Involved in Others' Misfortunes..
Post by: RVR II on March 11, 2009, 03:55:27 PM
I'm ressurecting this not just for my personal case above, but after hearing about other cases in the news like..

An investor working for a Fortune 500 company making over $70,000 per year, being laid off and is currently working as a Janitor for only $12 per hour! :speechless:

Wholy Crap, Dude!! Has it Really gotten that bad out there now?! :scared:

As a small business owner, we've seen a major drop this tax season, and actually laid off another one of our part time girls, and we're looking after tax season April 15, what will we be limiting and/or doing to hunker down for surviving this economy long term??
Title: Re: Being Involved in Others' Misfortunes..
Post by: Compound on March 11, 2009, 04:44:44 PM
Yeah, a couple of weeks ago on the news, they were doing stories on the troubled job markets. One of the people they talked to was a computer guy who handled servers at a Fortune 500 company, pulled in over $100,000 a year. He's been out of work for a year now, and according to him he wasn't even able to get a job waiting tables. (Personally, I think he should probably start his own business at this point, but they didn't ask me.) They also reported that some of the VPs and other higher-ups at the failed financial companies around town had been working at Walmart, but since they didn't actually show one of those people, I'm a bit skeptical.

Oh, and still looking myself. There's plenty of comission-only places hiring though.
Title: Re: Being Involved in Others' Misfortunes..
Post by: ebeth on March 11, 2009, 06:55:44 PM
I went back to school because I can't find a job in my field (journalism) and now that newspapers are crashing and all the magazines I subscribe to are folding it looks like I won't be working in traditional journalism anytime soon.  Luckily my boyfriend is a professor and when the economy goes down the toilet, enrollment in colleges rise so at least he's safe.
Title: Re: Being Involved in Others' Misfortunes..
Post by: Plastic Self-Cleaning Duck on March 12, 2009, 08:12:50 AM
Luckily my boyfriend is a professor and when the economy goes down the toilet, enrollment in colleges rise so at least he's safe.

Not necessarily.  Don't remember all the details from the story but.....they were talking about cut backs at a local college on the Charlotte, SC radio station I listen to at night.  They're cutting classes especially on the weekends because of lack of funds.  The report said that it was going to cause problems for anyone who were working on their degrees while working days.

Wholy Crap, Dude!! Has it Really gotten that bad out there now?! :scared:

Yes.  And because people like that are taking those jobs the people who would normally get them are really SOL.

Caught the end of Coast to Coast AM this morning and hear a lady who wanted to talk to the guest who was a medium....she was asking if he could tell her what was going to happen to her since if she went on living where she was, she was going to run out of money and end up homeless or should she move to another town...and either way it was breaking her heart because she wasn't going to be able to keep her pets.  My heart broke for her.   :'(
Title: Re: Being Involved in Others' Misfortunes..
Post by: RVR II on March 12, 2009, 08:28:22 AM
I mean.. WOW! :speechless:

My small business has taken a hit as of late and we've had to lay off another part time girl, but Man! Luckily, we closed on our refinance yesterday and currently awaiting the distribution checks so we can pay off several credit accounts (credit cards, lines of credit, etc) which will save us over $800 a month, and then.. We're saving all we can that we make from the rest of tax season and then we'll prepare for the worst, but hope for the best.. :-\
Title: Re: Economic Downturn: Being Involved in Others' Misfortunes..
Post by: RVR II on March 13, 2009, 08:24:51 AM
+Beware of new 'stimulus' scams..

Quote
Free money from stimulus? Are you kidding?
Web sites offering grant money from the government are bogus
 
Have you heard? The government is giving away free money! Its all part of the Obama stimulus package. These government grants can be used for anything: buy a car, purchase a home, start a business or pay your credit card bills. Even take a vacation. And heres the best part because this is a grant, you never have to repay the money.

How do I know this? Its all over the web. Just search stimulus or government grants and see what comes up. Youll find site after site that promises to show you how to get your share of the billions of dollars which go unclaimed each year.

Con artists are creating phony web sites with names like PresidentObamaGrants.com and FederalGovernmentGrantSolutions.com. Theyre advertising them on search engines like Google and on social networking sites like Facebook. Theyre also promoting them in chat rooms, says Susan Grant, director of consumer protection at the Consumer Federation of America.

The scammers even create bogus blogs, to tout and drive traffic to their sites. I clicked on OfficialStimulusPayments.com which took me to Jessicas Money Blog. Jessica, who does not give her last name, wants everyone to know how she got a $12,000 check from the government to start her own $5,000 a month business. She claims she learned how to get this free money from a site called GrantsForYou.com and she urges readers to get their share of the loot.

Dont fall for it, warns Eileen Harrington, acting director of the Federal Trade Commissions Bureau of Consumer Protection. There is no money in the stimulus package to send out individual checks to people.

The Grant University gets a failing grade
The Better Business Bureau has received hundreds of complaints from people across the country who took the bait. Instead of a grant, these victims got unexpected charges on their credit or debit card accounts.

In the past year, about 350 people complained to the BBB about a web site called The Grant University run by a company located in Draper, Utah. Tracie Oberlies is one of them. I think theyre scam artists, she says.

Oberlies wanted to buy a small farm in her hometown of Lugoff, S.C. She hoped the Grant University would help her get the money. The web site offers a 7-day trial membership for just $1.98. It gives you access to the companys site plus a disc called The Grant Professor. Oberlies was unable to log on to the site, even when her disc arrived 11 days after her order.

She called the company to cancel and they kept giving me the runaround. They told her it was too late to cancel and they would not refund the first months membership fee of $69.95 they had billed to her credit card.

In her complaint to the BBB Oberlies writes, I have contacted them a minimum of ten different occasions and they continuously hang up on me and refuse to allow me to speak with a supervisor. Eventually Oberlies got her money back, but only after she told the company she was going to go to the news media with her story.

The BBB gives The Grant University an F rating, its lowest grade. Jane Driggs, president of the BBB in Salt Lake City tells me that rating is based on the volume of complaints and the failure to resolve many of them.

They are preying on people who really think they are going to get the free money, Driggs says. And there is no free money.

Just the tip of the iceberg
A company in Las Vegas called The Grant Instructor has generated even more complaints 450 so far. The BBB says the company, which also has an F grade, runs at least two dozen sites with names such as: American Grant Club, Get My Grant, Grant Dollars, Grants Are Easy, Grant Resource Center and Your American Grant.

Christopher Gaffer of Mankato, Minn. stumbled onto one of their sites called The Grant Search. Gaffer is on the board of a non-profit group in Mankato that helps provide affordable housing. Part of their funding comes from grants. Gaffer went online to look for new funding opportunities.

The initial cost was just $1.95 for seven days access to the Grant Search database. Gaffer paid but never got his access code. Seven days later, he found a charge for $49.50 on his credit card for a recurring monthly membership. Gaffer tried to contact the company but could not find a phone number or e-mail address. It was a nightmare, he says.

After complaining to the BBB and waiting a long time, Gaffer got a partial refund of $24.50. Its a scam, he says. And he wants others to learn from his mistake.

I contacted both The Grant University and The Grant Search and did not receive a response to my request for a comment.

The bottom line
The Federal government does give out billions of dollars in grant money every year. Most of these grants either help students pay for college or are for clearly defined reasons, such as research or charitable work.

No one has to pay to get a list of government grants or to apply for one. More importantly, no company can guarantee youll receive grant money. Youll find all the information you need at free government web sites, such as: http://www.grants.gov/, http://www.studentaid.ed.gov/, http://www.govbenefits.gov/ and http://www.sba.gov/.

One more warning: Some grant scams come in the form of an e-mail offering you the chance to get free money. These are phishing scams sent by identity thieves who hope to steal your personal information. NEVER respond to one of these emails.

Title: Re: Economic Downturn: Being Involved in Others' Misfortunes..
Post by: Plastic Self-Cleaning Duck on March 13, 2009, 08:39:39 AM
Reminds me of the scumbags who were calling people with family missing in the World Trade Center - asking family for Social Security numbers and other personal information while passing themselves off as the authorities.

There are people out there who are just plain evil.   >:(
Title: Re: Economic Downturn: Being Involved in Others' Misfortunes..
Post by: RVR II on March 30, 2009, 09:04:50 AM
WOW! This Sux.. :o

http://www.youtube.com/watch/v/rF2tXl5-TcQ
Title: Re: Economic Downturn: Being Involved in Others' Misfortunes..
Post by: Bob on March 30, 2009, 09:09:39 AM
Hmmmmm "Video no longer available".

Wonder what the video was.....

1.   People petting puppies?
2.   Kids kissing kittens?
3.   Sisters shelling shrimps?
Title: Re: Economic Downturn: Being Involved in Others' Misfortunes..
Post by: RVR II on March 30, 2009, 09:12:45 AM
Hmmmmm "Video no longer available".

???

It's still playing from my end.. :-\
Title: Re: The Economic Downturn..
Post by: RVR II on July 26, 2009, 03:45:31 PM
I've adjusted the thread title to reflect the issue as a whole..

The first half of this year (2009) went better than expected:
1) We successfully Refied our house,
2) Payed off almost $30,000 of debt (cashing in our CD's and Money Markets),
3) Built our 3rd bedroom and 2nd bathroom addition, &
4) Went to Mexico and spent my 40th B-day in Cancun

Goals set and accomplished! 8)

Now as August is approaching, the our slow season has hit Big Time! Since returning the 3rd week in June, we've had very few customers, and we've had to tap into our remaining savings to cover the bills..
We're already restrategizing our ways to bring in more income; like onsight services. Going  to different areas or towns and setting up shop for a day to see if we can drum up some more business and income to carry us through till December.
I'm actually looking at the possability of making another road trip to Mexico for a couple customers wanting to get their trucks to the Mexico border..  :-\

Otherwise, we won't make it to the end of this year.. :-[
Title: Re: The Economic Downturn..
Post by: carlobee on July 26, 2009, 07:49:35 PM
oh no. this is just sad to hear. :( hope things will not eventually get worse for all of us to the point that it will happen to a lot of us. (http://storeyourpicture.com/images/signature_riffers.jpg)
Title: Re: The Economic Downturn..
Post by: Tripe on July 27, 2009, 05:55:00 AM
Economists say sorry mum (http://news.yahoo.com/s/ap/20090726/ap_on_re_eu/eu_britain_economists_apologize_1).

Quote
A British newspaper reported Sunday that a group of eminent economists have apologized to Queen Elizabeth II for failing to predict the financial crisis.

The Observer newspaper reported that a letter has been sent to the Queen after she demanded, during a visit to the London School of Economics last November, to know why nobody had anticipated the credit crunch.

According to the newspaper, the letter says that says "financial wizards" who believed that their plans to manage risky debts and protect the financial system were infallible were guilty of "wishful thinking combined with hubris."

Brenda was reported to have replied "Bloody right!" before turning to a footman and ordering "Wilkins, go and give them all Chelsea smiles."
Title: Re: The Economic Downturn..
Post by: rebisaz on July 28, 2009, 10:16:52 AM
I've adjusted the thread title to reflect the issue as a whole..

The first half of this year (2009) went better than expected:
1) We successfully Refied our house,
2) Payed off almost $30,000 of debt (cashing in our CD's and Money Markets),
3) Built our 3rd bedroom and 2nd bathroom addition, &
4) Went to Mexico and spent my 40th B-day in Cancun

Goals set and accomplished! 8)

Now as August is approaching, the our slow season has hit Big Time! Since returning the 3rd week in June, we've had very few customers, and we've had to tap into our remaining savings to cover the bills..
We're already restrategizing our ways to bring in more income; like onsight services. Going  to different areas or towns and setting up shop for a day to see if we can drum up some more business and income to carry us through till December.
I'm actually looking at the possability of making another road trip to Mexico for a couple customers wanting to get their trucks to the Mexico border..  :-\

Otherwise, we won't make it to the end of this year.. :-[

I'm hoping for the best for you RVR II. 

I have similar anxieties. Friends in my field who were laid off have been looking for jobs for months. My contract is up at the end of the year and I'm not sure what will happen beyond that.

I really hope your business pulls through.
Title: Re: The Economic Downturn..
Post by: RVR II on July 28, 2009, 10:24:23 AM
Thanks :)
We've implimented some sound strategies that will hopefully hold us through, but only time will tell..

Tax season is always our best time and we even do taxes all year round because other tax preparers screw up peoples taxes and we'll do the amended returns for them. That's always been beneficial during our slow times..
Title: Re: The Economic Downturn..
Post by: Bob on July 28, 2009, 12:55:06 PM
Thanks :)
We've implimented some sound strategies that will hopefully hold us through, but only time will tell..

Tax season is always our best time and we even do taxes all year round because other tax preparers screw up peoples taxes and we'll do the amended returns for them. That's always been beneficial during our slow times..

Have you considered doing book keeping for some of your clients with small businesses?   When my parents had their tax business, they did a LOT of that.
Title: Re: The Economic Downturn..
Post by: RVR II on July 28, 2009, 01:02:44 PM
Thanks :)
We've implimented some sound strategies that will hopefully hold us through, but only time will tell..

Tax season is always our best time and we even do taxes all year round because other tax preparers screw up peoples taxes and we'll do the amended returns for them. That's always been beneficial during our slow times..

Have you considered doing book keeping for some of your clients with small businesses?   When my parents had their tax business, they did a LOT of that.
Well, we don't have the knowledge and/or background to go into that field..
I do my own for my business and it's a Headache in of its self :-[

Most of our clientele don't have businesses anyway..
They're just laborers needing simple 1040 tax preperation through the assigning of an ITIN from the IRS (through my company) and currently preparing ammended returns for clients that went elsewhere and they screwed up their taxes, is holding fairly steady at the moment.. :-\
Title: Re: The Economic Downturn..
Post by: RVR II on August 05, 2009, 07:33:51 PM
In Case anyone's looking for work..

Quote

Companies Hiring In August
15 Companies Hiring Right Now


I know economic times are tough right now, and nothing would make the world happier than more jobs and less anxiety. Unfortunately, no one can snap their fingers and make that happen. Well, maybe Oprah could, but I'm not her, unfortunately.

As much as I'd like to tell you to look under your chair and find a new job, I can't. The next best thing is to point you in the direction of companies that are hiring right now, in need of good workers and are hiring this month.

What they're looking for
What makes a good worker? For credit-card processing company Central Payment Corporation, the basics are still important.

"Central Payment Corporation is looking for candidates with an excellent work ethic, a positive attitude and the ability to succeed in a competitive environment," says managing partner Zachary Hyman. "It is important that CPC employees have an ethical approach to business, a personable demeanor and professional appearance."

In the interest of providing you with many options, the following list contains opportunities in locations all over the country. You'll also notice that although each company's industry is listed, they're offering positions that are varied and that require backgrounds in all industries.

Here are 15 companies hiring in August:

Acosta
Industry: Sales and marketing
Number of positions: 100
Sample job titles: Retail merchandiser, unit manager, area managers
Location: Nationwide

Adecco Group North America*
Industry: Various (including IT, engineering, finance and accounting, office and administrative, legal, medical and science, government)
Number of positions: 3,000
Sample job titles: Mortgage processor, accounts payable/receivable manager, mechanical engineer, paralegal, HR manager
Location: Nationwide

Aflac
Industry: Insurance
Number of positions: 1,000
Sample job titles: Sales representative
Location: Nationwide

Aldi
Industry: Grocery
Number of positions: 100
Sample job titles: Cashier, shift manager, manager trainee
Location: Nationwide (including Connecticut, Rhode Island, Illinois and Indiana)

Archer Daniels Midland
Industry: Agriculture/manufacturing
Number of positions: 80
Sample job titles: IT application support specialist, IT support analyst, accountant, turbine specialist, mechanical engineer
Location: Illinois, Iowa, Pennsylvania

AutoZone
Industry: Automotive retail
Number of positions:1,400
Sample job titles: Part-time and full-time sales, parts sales manager, store manager, territory sales manager
Location: Nationwide (including California, Maryland, Wyoming)

Cengage Learning
Industry: Publishing
Number of positions: 100
Sample job titles: Sales representative, writer and editor, account manager
Location: California, Michigan, Ohio, Kentucky, New York, Massachusetts

Central Payment Corporation
Industry: Credit card processing
Number of positions: 600
Sample job titles: Outside sales representative, account executive, entry-level sales representative
Location: Nationwide (work-from-home opportunities)

Idearc Media
Industry: Advertising/Media
Number of positions: 80
Sample job titles: Inside media sales consultant, outside media sales consultant
Location: Nationwide (including Maryland, Pennsylvania, New Jersey)

Kool Smiles
Industry: Health care
Number of positions: 100
Sample job titles: Dentist, dental assistant, dental hygienist, office manager
Location: Nationwide (including Texas, Arizona, Georgia)

Manpower International, Manpower Professional, Manpower Staffing
Industry: Recruiting/staffing
Number of positions: 50
Sample job titles: Senior level marketing, managing director, staffing specialist
Location: Nationwide (including Wisconsin, Connecticut, Washington DC)

Medical Services of America
Industry:  Home healthcare services
Number of positions: 80
Sample job titles: Physical therapist, occupational therapist, speech therapist, sales representative
Location: Nationwide (including South Carolina, Virginia, Maryland, North Carolina)

Oceaneering International Inc.
Industry: Engineering
Number of positions: 200
Sample job titles: NDT technician, ROV mechanical and electronic technician, engineer, designer, diver, project manager
Location: Nationwide

Quintiles Transnational
Industry: Pharmaceutical
Number of positions: 190
Sample job titles: Pharmaceutical sales representative, clinical nurse educator
Location: Arizona, Florida, California, Texas

Ross Education
Industry: Post secondary allied health education
Number of positions: 50
Sample job titles: Dental assistant instructor, admissions representative
Location: Michigan, Ohio

*Note: Adecco is a recruiting and staffing firm looking to fill positions on behalf of other employers across the country and in a variety of fields.
Title: Re: The Economic Downturn..
Post by: MSTJedi on August 05, 2009, 08:13:04 PM
I worked for Adecco on my last job. The problem with them is that most of their jobs are pretty specific on the kind of experience you have to have. So once the project ended that I was working on, I was SOL when it came to them having another job for me.
Title: Re: The Economic Downturn..
Post by: RVR II on August 05, 2009, 08:17:20 PM
Ah.. Yeah, What I would do, I'd find out the specifics, and if I was close to any of them, I'd  fudge the ol resume a bit to make those certain aspects stand out 8)
Title: Re: The Economic Downturn..
Post by: RVR II on September 10, 2009, 05:26:37 AM
Well, I just got back from dropping the wife off at the airport for her flight to Mexico for 2 1/2 weeks carrying 3 1/2 suitcases full of merchandise to sell down there in the hopes of bringing back enough money to hold us over for the rest of this year.. :-\

Based on current estimates, we've got enough to cover this months bills till she returns on the 28th of this month..

Business has dropped off substantially and now our savings is pretty much depleted so I won't be going anywhere that requires spending money anytime soon :-[
Title: Re: The Economic Downturn..
Post by: MSTJedi on September 10, 2009, 05:32:51 AM
Business has dropped off substantially and now our savings is pretty much depleted so I won't be going anywhere that requires spending money anytime soon :-[

I know that feeling all too well. Ever since both my wife and I have been working part-time retail jobs for under $10/hr, we've been just barely skating by. I really need to get a real full-time day job, but for now, it seems shitty retail is all that's hiring (around here, anyway).
Title: Re: The Economic Downturn..
Post by: RVR II on September 10, 2009, 05:42:48 AM
Business has dropped off substantially and now our savings is pretty much depleted so I won't be going anywhere that requires spending money anytime soon :-[

I know that feeling all too well. Ever since both my wife and I have been working part-time retail jobs for under $10/hr, we've been just barely skating by. I really need to get a real full-time day job, but for now, it seems shitty retail is all that's hiring (around here, anyway).
Most of the retail jobs here are about the same or less..
We wouldn't make on $10/hr jobs, and when customers do come in the money seems just enough for that weeks worth of bills..

Our part time assistant that'll be helping me during this time has even agreed to wait and get paid when the wife returns just because she has nothing else to go to..
 
I'm even trying for  an Economic Hardship approval for my student loans in the hopes of saving an additional $200+ a month..
I had to send them 3 months of income and since mid May we've only pulled in  just over $3000 :scared: :speechless:
Title: Re: The Economic Downturn..
Post by: Plastic Self-Cleaning Duck on September 10, 2009, 11:48:28 AM
In Case anyone's looking for work..

Quote

Companies Hiring In August
15 Companies Hiring Right Now....

Sales, sales, medical jobs requiring 4/6/8 year degrees and...oh, look...sales jobs!

Sales jobs: "Revolving door" in the best of times and selling in this economy?

And yes, I admit I was wrong to not study to be a nurse or whatever.....even though I have no aptitude for the jobs and can't take the sight of blood.  I should have forced myself into the work.  Yeah, I'd be giving people really shitty health care they paid good money for (like some of the nurses I've run into the last few years) but I'd be employed.
Title: Re: The Economic Downturn..
Post by: Tripe on September 10, 2009, 11:51:16 AM
Quote
Cengage Learning
Industry: Publishing
Number of positions: 100
Sample job titles: Sales representative, writer and editor, account manager
Location: California, Michigan, Ohio, Kentucky, New York, Massachusetts

A friend of mine is an editor there, you can see her name as the author (really the editor) of all sorts of books (especially humanities survey type books (http://search.barnesandnoble.com/booksearch/results.asp?ATH=Anne+Marie+Hacht))
Title: Re: The Economic Downturn..
Post by: RVR II on September 10, 2009, 11:53:31 AM

And yes, I admit I was wrong to not study to be a nurse or whatever.....even though I have no aptitude for the jobs and can't take the sight of blood.  I should have forced myself into the work.  Yeah, I'd be giving people really shitty health care they paid good money for (like some of the nurses I've run into the last few years) but I'd be employed.
I think You'd make a Great Nurse.. Till you found out they were Bills fans or Republicans.. :P
Title: Re: The Economic Downturn..
Post by: Plastic Self-Cleaning Duck on September 10, 2009, 11:59:17 AM

And yes, I admit I was wrong to not study to be a nurse or whatever.....even though I have no aptitude for the jobs and can't take the sight of blood.  I should have forced myself into the work.  Yeah, I'd be giving people really shitty health care they paid good money for (like some of the nurses I've run into the last few years) but I'd be employed.
I think You'd make a Great Nurse.. Till you found out they were Bills fans or Republicans.. :P
I'd care for their illnesses.....I'd just believe that they "deserved" them.   ;)
Title: Re: The Economic Downturn..
Post by: FLOCK of RABID SHEEP?!?! on September 13, 2009, 11:05:59 PM
yeah i'm glad to be working in my shitty $10+/hour grocery job, at least i have benefits, more or less regular hours and raises...i would recommend grocery as being one of the better "shitty retail jobs" available :P
Title: Re: The Economic Downturn..
Post by: RVR II on September 14, 2009, 06:25:02 AM
Well, it's official: I'm currently out of 'cash on hand' money :-[
Just made the last deposit of cash we had to cover the bills for the rest of the month till the wife gets home on the 28th of this month.. :'(

On a positive note though, several customers still owe us money for taxes and are scheduled to put money down or settle up in full this week (I Hope :speechless: )

Also, I talked to the wife in Mexico yesterday and several customers have been paying in US Dollars for merchandise in our boutique down there :o
That's Awesome cause that avoids any exchange rate loss and avoids any bank transaction fees so I told her to ask them if they'd be willing to exchange Pesos for Dollars and maybe throw in an item or two as a special gift or a thanks and she's gonna look into that..
Title: Re: The Economic Downturn..
Post by: MSTJedi on September 14, 2009, 06:44:39 AM
yeah i'm glad to be working in my shitty $10+/hour grocery job, at least i have benefits, more or less regular hours and raises...i would recommend grocery as being one of the better "shitty retail jobs" available :P

Unless it's Walmart. I'm working in the grocery section, but my hours are far from regular (worked till 11 last night and I'm about to go back in at 9am) and I'm making less than $10/hr. Oh, and no benefits, since I'm not working full-time (just under the line, though).
Title: Re: The Economic Downturn..
Post by: FLOCK of RABID SHEEP?!?! on September 14, 2009, 09:11:03 PM
yeah i work in the bakery/deli departments and mostly just work 10-7 and unions are good...if its less than 10 hours between shifts then i get overtime pay :) and sorry to hear that RVR, wish i could help :(
Title: Re: The Economic Downturn..
Post by: RVR II on September 14, 2009, 09:24:19 PM
sorry to hear that RVR, wish i could help :(
Thanks, but I'd decline yours, and any offerings just because I won't burden anyone with my financial burdens..

The wife just needs to bring home those profits from south of the border A S A P!!
..And I've already discussed my options with my financial adviser with regards to withdrawing from my IRA but that's the very last option I hope Not to explore :-[
Title: Re: The Economic Downturn..
Post by: Nergol on September 15, 2009, 11:23:59 AM
Everyone perk up! Helicopter Ben Bernanke has just declared the recession over (http://news.yahoo.com/s/ap/20090915/ap_on_bi_ge/us_bernanke)! Hooray!

Move along. No recession to see here.
Title: Re: The Economic Downturn..
Post by: Tripe on September 15, 2009, 11:26:00 AM
Quote
Cengage Learning
Industry: Publishing
Number of positions: 100
Sample job titles: Sales representative, writer and editor, account manager
Location: California, Michigan, Ohio, Kentucky, New York, Massachusetts

A friend of mine is an editor there, you can see her name as the author (really the editor) of all sorts of books (especially humanities survey type books (http://search.barnesandnoble.com/booksearch/results.asp?ATH=Anne+Marie+Hacht))

And I now have an interview there next week. :)
Title: Re: The Economic Downturn..
Post by: RVR II on September 15, 2009, 11:30:48 AM
Everyone perk up! Helicopter Ben Bernanke has just declared the recession over (http://news.yahoo.com/s/ap/20090915/ap_on_bi_ge/us_bernanke)! Hooray!

Move along. No recession to see here.
Yeah the Timing is Impeccable ::)
Title: Re: The Economic Downturn..
Post by: FLOCK of RABID SHEEP?!?! on September 15, 2009, 11:48:05 AM
sorry to hear that RVR, wish i could help :(
Thanks, but I'd decline yours, and any offerings just because I won't burden anyone with my financial burdens..

The wife just needs to bring home those profits from south of the border A S A P!!
..And I've already discussed my options with my financial adviser with regards to withdrawing from my IRA but that's the very last option I hope Not to explore :-[

well i was more talking about being a strong arm man to help get your money back ;) no one messes with don rvr without getting something broken! :P
Title: Re: The Economic Downturn..
Post by: RVR II on September 15, 2009, 11:50:40 AM
sorry to hear that RVR, wish i could help :(
Thanks, but I'd decline yours, and any offerings just because I won't burden anyone with my financial burdens..

The wife just needs to bring home those profits from south of the border A S A P!!
..And I've already discussed my options with my financial adviser with regards to withdrawing from my IRA but that's the very last option I hope Not to explore :-[

well i was more talking about being a strong arm man to help get your money back ;) no one messes with don rvr without getting something broken! :P
Ah.. Noted :o
Yea, so far the customers are paying regularly (in payments) so we've been holding steady, but Thanks!
Title: Re: The Economic Downturn..
Post by: RVR II on September 22, 2009, 04:42:20 PM
Looks like B of A could be Next to Fall..

From our local news in Charlotte..
Quote
CHARLOTTE, NC (WBTV) - Bank of America is backed into a corner, and spending some serious cash to get out.

Right now, Charlotte's biggest bank is in legal trouble with the SEC, and the Attorneys General of North Carolina and New York.

The Charlotte Observer reports B of A is under investigation by the FBI and the Department of Justice.

And the House Oversight Committee is about to call the banks top execs to testify.

And right there in the middle of it all - The Bull - the purchase of Merrill Lynch, and the companies billion dollar losses and billion dollar executive bonuses.

Now, it's beginning to sound like the bank's hoping a little political grease can help wriggle them out of this jam.

Bank of America has hired a high-priced lobbyist to try to diffuse the Congressional investigation tied to the Merrill takeover.

Tony Podesta is one of the most influential people in Washington, according to Newsweek, The Financial Times and The Wall Street Journal, and according to the WSJ, he's already been in touch with the head of the House Committee going after BofA.

His web site claims he helps to "change outcomes" in D.C...that he's "adept at everything from policymaking to political maneuvering," and now he's on Ken Lewis' payroll.

(WBTV, by the way, had an interview with Podesta, but he hung up on us twice.)

Example number two - in a total turn-about - Bank of America has decided to pay the government $425 million for an insurance policy it never used; essentially, a loss-sharing pact made during the Merrill Lynch purchase.

BofA told the government it didn't need the agreement anymore, but Uncle Sam said the bank would have to pay to throw it away.

At first, BofA balked at the price tag, but the Fed claimed BofA benefited from implied protection. Long story short: BofA suddenly stopped arguing, and wrote Uncle Sam a very big check.

More trouble for Bank of America
Quote

CHARLOTTE, NC (WBTV) - Charlotte-based Bank of America is facing a barrage of bad news for in the form of a $425 million pay out, its shrinking board of directors and possible criminal charges.

Bank of America will pay the government $425 million dollars for what is essentially an insurance policy to cover risky assets in the Merrill Lynch acquisition, a policy in which the bank never even used.

All of the controversy you've been hearing about is finally coming to a head and it's extraordinary what's going on.

There are five different government factions closing in at the same time.

New York Attorney General Andrew Cuomo was the first to announce an investigation into whether Bank of America misled its investors.  He may very likely be the first to charge individuals at the bank.

The Wall Street Journal is reporting that BofA board members just met to discuss an emergency change of leadership in case CEO Ken Lewis does face civil fraud.

But Cuomo isn't the only attorney general who is going after the bank.  North Carolina attorney general Roy Cooper says he is investigating, too.

The SEC is also ready to haul BofA to trial over the Merrill mess.  It announced Monday it will "vigorously pursue" charges.

The FBI is also flexing its muscles and looking into the bank's activities.

Finally, a House committee is making threats, saying BofA failed to comply with an investigation it is conducting.

The congressional group demanded documents detailing the bank's purchase of Merrill, but says what it received is irrelevant fluff, including employee emails praising Lewis for an "awesome" performance on CBS's 60 minutes.

Those documents were due Monday, so the committee is bringing in a top BofA executive for questioning.
Title: Re: The Economic Downturn..
Post by: Tripe on September 22, 2009, 04:47:25 PM
Looks like B of A could be Next to Fall..
As somebody who still has a card with them (though only until I can finish the payments since they like to give me tons of credit and then reduce it for no reason) I say let the bastards fall.
Title: Re: The Economic Downturn..
Post by: RVR II on September 22, 2009, 04:50:06 PM
We still have personal and Business checking accounts with them but those could be closing before the year's out :-\
Title: Re: The Economic Downturn..
Post by: Tripe on September 22, 2009, 04:54:05 PM
They're scumbags, I don't care if they collapse at all.
Title: Re: The Economic Downturn..
Post by: RVR II on September 22, 2009, 04:58:07 PM
They're scumbags, I don't care if they collapse at all.
The only reason we still have accounts with them is the easy access to our accounts to pay bills while in Mexico but I think that can be with other banks online banking as well..
The wife has an account with Wachovia and we still have our accounts with a local credit union so it won't be too difficult to move our accounts overall :-\
Title: Re: The Economic Downturn..
Post by: Nergol on September 22, 2009, 06:48:36 PM
Here's a technology that gives us a reason to be happy in these dark economic times (http://gizmodo.com/5365329/puma-index-application-strips-girls-as-stocks-go-down).
Title: Re: The Economic Downturn..
Post by: Darth Geek on September 22, 2009, 07:47:28 PM
Here's a technology that gives us a reason to be happy in these dark economic times (http://gizmodo.com/5365329/puma-index-application-strips-girls-as-stocks-go-down).
Reminds me of Major League.
Title: Re: The Economic Downturn..
Post by: RVR II on September 28, 2009, 04:48:36 PM
Just got in from picking up the wifey at the Charlotte airport from her 2 1/2 week 'working' trip in our boutique selling as much merchandise as possible and it looks like she brought back Barely enough to cover 3 months of bills and we're hoping to make enough between now and December to cover the December-January bills while we're in Mexico again :-\

But for right now, I am just Relieved that we can survive another few months :o
Title: Re: The Economic Downturn..
Post by: Bob on September 28, 2009, 05:02:55 PM
Is that kind of what you were hoping for out of the trip?
Title: Re: The Economic Downturn..
Post by: Tripe on September 28, 2009, 05:03:41 PM
Just got in from picking up the wifey at the Charlotte airport from her 2 1/2 week 'working' trip in our boutique selling as much merchandise as possible and it looks like she brought back Barely enough to cover 3 months of bills and we're hoping to make enough between now and December to cover the December-January bills while we're in Mexico again :-\

But for right now, I am just Relieved that we can survive another few months :o

None too good there old chap, hope things turn around for you.

Title: Re: The Economic Downturn..
Post by: RVR II on September 28, 2009, 05:07:50 PM
Is that kind of what you were hoping for out of the trip?
That was the Bare Minimum I was hoping for..  :-\
I was hoping to cover at least 4 months worth of bills from the profits cause we haven't made Jack-Sh*t here in the last few weeks :-[

It'll do though (hopefully)..
Title: Re: The Economic Downturn..
Post by: RVR II on September 28, 2009, 05:10:20 PM
Just got in from picking up the wifey at the Charlotte airport from her 2 1/2 week 'working' trip in our boutique selling as much merchandise as possible and it looks like she brought back Barely enough to cover 3 months of bills and we're hoping to make enough between now and December to cover the December-January bills while we're in Mexico again :-\

But for right now, I am just Relieved that we can survive another few months :o

None too good there old chap, hope things turn around for you.


We're just gonna have to get used to canned soup and crackers for a while :P

Honestly, this should be ok if we manage it right and get out there to meet new customers between now and then :)
Title: Re: The Economic Downturn..
Post by: Tripe on September 28, 2009, 05:11:20 PM
On the plus side I believe Mexico recently decriminalized narcotics for personal use. Maybe you could take to a little "farming". ;)
Title: Re: The Economic Downturn..
Post by: RVR II on September 28, 2009, 05:21:59 PM
On the plus side I believe Mexico recently decriminalized narcotics for personal use. Maybe you could take to a little "farming". ;)
Well they already have the walk-up pharmacy's so they will just have to make some more shelf space, that's all :P
Title: Re: The Economic Downturn..
Post by: Bob on September 28, 2009, 05:22:55 PM
I hear that "drug mule" is a growth industry.
Title: Re: The Economic Downturn..
Post by: RVR II on September 28, 2009, 05:24:47 PM
I hear that "drug mule" is a growth industry.
*Hogan's Heroes' Shultz* I know Nothing! NOTHING!!! 8)
Title: Re: The Economic Downturn..
Post by: MSTJedi on September 28, 2009, 08:18:47 PM
I hear that "drug mule" is a growth industry.

Nah, they already got a clothing mule operation going.
Title: Re: The Economic Downturn..
Post by: darkchashy on October 08, 2009, 01:04:48 PM
http://www.resourceinvestor.com/News/2009/10/Pages/The-case-for-dumping-dollars-and-investing-in-gold.aspx
It is no longer about the Benjammins.
http://www.youtube.com/v/f3uf1ELeakg&hl=en&fs=1&
This next one stings
http://www.youtube.com/v/D7dH4e8HYFA&hl=en&fs=1&
Title: Re: The Economic Downturn..
Post by: RVR II on October 08, 2009, 03:45:43 PM
Well Hell.. Guess the Mexican Peso could make a rebound :P
Title: Re: The Economic Downturn..
Post by: darkchashy on October 13, 2009, 12:50:38 PM
http://www.watoday.com.au/opinion/politics/obamas-peace-shattered-as-dollar-takes-a-pounding-20091012-gtxt.html?autostart=1
(http://i461.photobucket.com/albums/qq339/darkchashy/420letch-420x0.jpg)
Title: Re: The Economic Downturn..
Post by: RVR II on October 15, 2009, 11:07:32 AM
Well, this caught me off guard.. :speechless:

My brother (KVR), who recently moved back from Austin, TX., will be working for me in our tax office this year! :o
He's had trouble finding work since moving back here a couple months ago as a well payed I.T. Guru and we're in the process of setting up a branch of our business in another location this year but I would have to maintain the computers in both locations but since he's available, he can handle any and all computer issues in my office while I work in the satellite location as well as doing taxes!

He'll be starting Tuesday for tax training..

This could be a win-win for Both of us :o
Title: Re: The Economic Downturn..
Post by: MSTJedi on October 15, 2009, 11:34:25 AM
Wow, if even people with marketable skills like IT are having problems finding a job, no wonder I'm working at Walmart.
Title: Re: The Economic Downturn..
Post by: RVR II on October 15, 2009, 11:38:46 AM
Wow, if even people with marketable skills like IT are having problems finding a job, no wonder I'm working at Walmart.
Yea, that reeeally caught me off guard.. :speechless:

I've got a couple I.T. friends that I'll send his resume to in case they need some help, but he's not holding his breath.. :-\
Title: Re: The Economic Downturn..
Post by: Plastic Self-Cleaning Duck on October 15, 2009, 12:17:07 PM
And that's what you can't get some people who act like you'd have a job "if you were really trying" to understand....that that's how most of the jobs that are left out there right now are getting got.

Family hiring family. Friends referring friends.

The general public never even hearing about these jobs - even if they'd be better for said job than the small circle of people who get a chance at them (not meant toward RVR's brother at all).

And there's "networking" and then there's versions of "the old boy network"....
Title: Re: The Economic Downturn..
Post by: RVR II on October 15, 2009, 12:24:34 PM
Well, he left his job to move back here with his fiance (who's family lives just a block away from our parents place) cause she was hired by the local hospital (she's a doctor by the way) so he's not really 'hurting' for money, but he doesn't want to give the impression that he's gonna live off her money..
He wants to be self-sustaining and not a dead-beat so to speak..
Title: Re: The Economic Downturn..
Post by: MSTJedi on October 15, 2009, 01:32:03 PM
Well, he left his job to move back here with his fiance (who's family lives just a block away from our parents place) cause she was hired by the local hospital (she's a doctor by the way) so he's not really 'hurting' for money, but he doesn't want to give the impression that he's gonna live off her money..
He wants to be self-sustaining and not a dead-beat so to speak..

Yeah, when I was doing the Mr. Mom thing and my wife was working at well-known evil mortgage corporation, She was making pretty good money and we weren't necessarily wanting for money, but the small part of me that is macho and manly was in some deep hurting.
Title: Re: The Economic Downturn..
Post by: Plastic Self-Cleaning Duck on October 15, 2009, 08:19:54 PM
Well, he left his job to move back here with his fiance (who's family lives just a block away from our parents place) cause she was hired by the local hospital (she's a doctor by the way) so he's not really 'hurting' for money, but he doesn't want to give the impression that he's gonna live off her money..
He wants to be self-sustaining and not a dead-beat so to speak..

So he's taking a job he doesn't need during 10% unemployment for the sake of his ego.   ;)
Title: Re: The Economic Downturn..
Post by: RVR II on October 15, 2009, 08:23:14 PM
Well, he left his job to move back here with his fiance (who's family lives just a block away from our parents place) cause she was hired by the local hospital (she's a doctor by the way) so he's not really 'hurting' for money, but he doesn't want to give the impression that he's gonna live off her money..
He wants to be self-sustaining and not a dead-beat so to speak..

So he's taking a job he doesn't need during 10% unemployment for the sake of his ego.   ;)
Well honestly..
I need his I.T. expertise more in my home office while I work at the satellite office 8)
Title: Re: The Economic Downturn..
Post by: ScottotD on October 19, 2009, 10:24:01 PM
 :(
Title: Re: The Economic Downturn..
Post by: RVR II on October 20, 2009, 04:33:20 AM
:(
???
Title: Re: The Economic Downturn..
Post by: ScottotD on October 20, 2009, 04:53:26 AM
Redundant.
Title: Re: The Economic Downturn..
Post by: darkchashy on October 20, 2009, 06:52:32 AM
:(
You have anything else lined up
Title: Re: The Economic Downturn..
Post by: Tripe on October 20, 2009, 06:53:46 AM
Redundant.
Well that sucks, what's the job market like in OZ?
Title: Re: The Economic Downturn..
Post by: ScottotD on October 20, 2009, 05:24:04 PM
Redundant.
Well that sucks, what's the job market like in OZ?

It seems okay, lots of places looking for Xmas staff so I guess I'm lucky it didn't happen a month from now.  I was miserable there anyway so if I can get something that pays decently before December it might turn out for the best... or at least that's the line I'm going with.

:(
You have anything else lined up

Sort of, nothing permnanant.  Calling some friends who do cash-in-hand catering work and that kind of thing.
Title: Re: The Economic Downturn..
Post by: Nergol on October 30, 2009, 02:18:50 AM
Might as well laugh at it:
http://www.youtube.com/v/w5EFEQ9aY6o&hl=en&fs=1&
Title: Re: The Economic Downturn..
Post by: MSTJedi on October 30, 2009, 03:41:30 PM
Boy, that hits you where it hurts . . .
Title: Re: The Economic Downturn..
Post by: k1 on November 01, 2009, 05:27:51 AM
[sings] "Happy 7 month unemployment anniversary to me, happy 7 month unemployment anniversary to me...." [/sings]
Title: Re: The Economic Downturn..
Post by: darkchashy on November 01, 2009, 05:37:55 AM
http://globalresearch.ca/index.php?context=va&aid=15880
Quote
Maybe those eager masses of young men and women wouldnt have been so hot to sign up if, for instance, they understood that anyone enlisting in the military right now whatever branch is required to sign a document that states: "Laws and regulations that govern military personnel may change without notice to me. Such changes may affect my status, pay allowances, benefits and responsibilities as a member of the Armed Forces REGARDLESS of the provisions of this enlistment/re-enlistment document. (DD Form4/1, 1998, Sec.9.5b).

Title: Re: The Economic Downturn..
Post by: RVR II on November 01, 2009, 06:06:01 AM
http://globalresearch.ca/index.php?context=va&aid=15880
Quote
Maybe those eager masses of young men and women wouldnt have been so hot to sign up if, for instance, they understood that anyone enlisting in the military right now whatever branch is required to sign a document that states: "Laws and regulations that govern military personnel may change without notice to me. Such changes may affect my status, pay allowances, benefits and responsibilities as a member of the Armed Forces REGARDLESS of the provisions of this enlistment/re-enlistment document. (DD Form4/1, 1998, Sec.9.5b).

I think the military has always had this in their directives..
It's been revised over the years to 'fit' in todays society but I remember being told when I entered the U.S. Navy back in 1988 that I was now 'Government Property' and everything else (including family) was secondary..
Title: Re: The Economic Downturn..
Post by: darkchashy on November 02, 2009, 06:27:27 AM
http://online.wsj.com/article/SB10001424052748703363704574503631430926354.html
Title: Re: The Economic Downturn..
Post by: darkchashy on November 16, 2009, 05:15:28 AM
another doublepost, you know what the root cause of all this is? Cartoons, just take a look at this 67 cartoon featuring Scrooge Mcducks first appearance
http://www.youtube.com/v/FcIszzV-WrY&hl=en_US&fs=1&
http://www.youtube.com/v/Vfr8gwL5UkM&hl=en_US&fs=1&
What do kids learn from todays cartoons? Who lives in a pineapple under the sea. Dora would be a good show if it wasn't so mindbendingly boring.
Title: Re: The Economic Downturn..
Post by: RVR II on November 16, 2009, 09:38:43 AM
Well so far we've 'Weathered the Economic Storm' personally pretty well and now it's down to the last 3 weeks before our vacation and making sure we have enough to cover the Crucial bills fist and for most.. :-\
We're even considering a plan to use the December house payment of my brother in law's house (who got deported a year and a half ago back to Mexico) to cover our house payment till we get back in January and we bring home more profits from our boutique to cover the late December bills along with the bills rolling in for January till tax season starts kicking into high gear.. :o
Title: Re: The Economic Downturn..
Post by: Plastic Self-Cleaning Duck on November 16, 2009, 12:51:47 PM
Looking at the job listings, it almost looks like hiring has been put on hold on the approach to the holidays.....   :(
Title: Re: The Economic Downturn..
Post by: Bob on November 16, 2009, 03:21:48 PM
Well so far we've 'Weathered the Economic Storm' personally pretty well and now it's down to the last 3 weeks before our vacation and making sure we have enough to cover the Crucial bills fist and for most.. :-\
We're even considering a plan to use the December house payment of my brother in law's house (who got deported a year and a half ago back to Mexico) to cover our house payment till we get back in January and we bring home more profits from our boutique to cover the late December bills along with the bills rolling in for January till tax season starts kicking into high gear.. :o

Lot of moving parts in that plan.....
Title: Re: The Economic Downturn..
Post by: RVR II on November 16, 2009, 03:23:05 PM
Well so far we've 'Weathered the Economic Storm' personally pretty well and now it's down to the last 3 weeks before our vacation and making sure we have enough to cover the Crucial bills fist and for most.. :-\
We're even considering a plan to use the December house payment of my brother in law's house (who got deported a year and a half ago back to Mexico) to cover our house payment till we get back in January and we bring home more profits from our boutique to cover the late December bills along with the bills rolling in for January till tax season starts kicking into high gear.. :o

Lot of moving parts in that plan.....
So long as those 'moving parts' proceed as planned, we'll be Golden! 8)

Actually exploring pulling about $3000 out of my IRA just in case we need it and we'll pay the penalty on our taxes by April 15 :-\
Title: Re: The Economic Downturn..
Post by: RVR II on November 22, 2009, 08:16:55 AM
This week will be a Busy week for us..
We got our contract signed for our new location for a branch of our Spanish services business that will officially open January 12 and we expect to be Very Busy tapping into the Latino market..

The location is called 'Plaza Fiesta Carolinas' http://www.plazafiestacarolinas.com
Located right next door to Paramount's Carowinds theme park.

While many businesses are struggling, this place has been growing and doing quite well during these tough economic times so we hope we'll have a very successful tax season! :o

Title: Re: The Economic Downturn..
Post by: RVR II on December 05, 2009, 02:17:48 PM
Well, We Made It!! :highfive:

We Barely survived this year and now we're closing down for our month long vacation in Mexico to sell as much merchandise as possible before Christmas which will help pay for the bills that'll be waiting for us upon our return, and when we return, we will be running 2 Spanish service Tax offices and look to rebuild our depleted savings in a matter of months :o

Unfortunately, I know of several businesses that didn't make it.. They have already closed or will be closed before Christmas :(
One of them is my favorite delivery restaurant; 'Steak-Out'.
I just ordered my last meal from them a little while ago and they will be closing for good after tonight :'(
Title: Re: The Economic Downturn..
Post by: mrbasehart on December 05, 2009, 02:54:34 PM
Well, We Made It!! :highfive:

We Barely survived this year and now we're closing down for our month long vacation in Mexico to sell as much merchandise as possible before Christmas which will help pay for the bills that'll be waiting for us upon our return, and when we return, we will be running 2 Spanish service Tax offices and look to rebuild our depleted savings in a matter of months :o

Unfortunately, I know of several businesses that didn't make it.. They have already closed or will be closed before Christmas :(
One of them is my favorite delivery restaurant; 'Steak-Out'.
I just ordered my last meal from them a little while ago and they will be closing for good after tonight :'(

Glad to hear it, RVR.   :)
Title: Re: The Economic Downturn..
Post by: Bob on December 05, 2009, 03:21:26 PM
Well, We Made It!! :highfive:

We Barely survived this year and now we're closing down for our month long vacation in Mexico to sell as much merchandise as possible before Christmas which will help pay for the bills that'll be waiting for us upon our return, and when we return, we will be running 2 Spanish service Tax offices and look to rebuild our depleted savings in a matter of months :o

Unfortunately, I know of several businesses that didn't make it.. They have already closed or will be closed before Christmas :(
One of them is my favorite delivery restaurant; 'Steak-Out'.
I just ordered my last meal from them a little while ago and they will be closing for good after tonight :'(

Glad to hear it, RVR.   :)

Yeah, best of luck at the stores in Mexico.
Title: Re: The Economic Downturn..
Post by: RVR II on December 05, 2009, 03:27:31 PM
Well, We Made It!! :highfive:

We Barely survived this year and now we're closing down for our month long vacation in Mexico to sell as much merchandise as possible before Christmas which will help pay for the bills that'll be waiting for us upon our return, and when we return, we will be running 2 Spanish service Tax offices and look to rebuild our depleted savings in a matter of months :o

Unfortunately, I know of several businesses that didn't make it.. They have already closed or will be closed before Christmas :(
One of them is my favorite delivery restaurant; 'Steak-Out'.
I just ordered my last meal from them a little while ago and they will be closing for good after tonight :'(

Glad to hear it, RVR.   :)

Yeah, best of luck at the stores in Mexico.
Thanks! ;D

Now we gotta SELL! SELL! SELL!!! :scared:
Title: Re: The Economic Downturn..
Post by: Bob on December 05, 2009, 03:36:06 PM
Well, We Made It!! :highfive:

We Barely survived this year and now we're closing down for our month long vacation in Mexico to sell as much merchandise as possible before Christmas which will help pay for the bills that'll be waiting for us upon our return, and when we return, we will be running 2 Spanish service Tax offices and look to rebuild our depleted savings in a matter of months :o

Unfortunately, I know of several businesses that didn't make it.. They have already closed or will be closed before Christmas :(
One of them is my favorite delivery restaurant; 'Steak-Out'.
I just ordered my last meal from them a little while ago and they will be closing for good after tonight :'(

Glad to hear it, RVR.   :)

Yeah, best of luck at the stores in Mexico.
Thanks! ;D

Now we gotta SELL! SELL! SELL!!! :scared:

The Sham Wow guy has a lot of free time on his hands, maybe he can help out.

(http://mrcecil.files.wordpress.com/2009/04/vince_-_sham_wow.jpg)
Title: Re: The Economic Downturn..
Post by: RVR II on December 05, 2009, 03:41:40 PM
He charges too much.. And besides, he doesn't look very trust worthy there :scared:
Title: Re: The Economic Downturn..
Post by: D.B. Barnes on December 05, 2009, 03:53:22 PM

(http://mrcecil.files.wordpress.com/2009/04/vince_-_sham_wow.jpg)

Is he wearing a jacket over a hospital gown?

Oh, and good luck south-of-the-border RVR.
Title: Re: The Economic Downturn..
Post by: RVR II on December 05, 2009, 03:55:27 PM

(http://mrcecil.files.wordpress.com/2009/04/vince_-_sham_wow.jpg)

Is he wearing a jacket over a hospital gown?

Oh, and good luck south-of-the-border RVR.
I was wondering the same thing :D :D

And Thanks! 8)
Title: Re: The Economic Downturn..
Post by: Bob on December 05, 2009, 03:57:02 PM
Yeah, that was a stunning jacket for his mug shot.    That is why I think RVR II can get him for a song...... just keep him away from the hookers.   The Germans may have invented a great towel, but not the ability to clean up hooker related injuries in a jiffy.
Title: Re: The Economic Downturn..
Post by: darkchashy on December 09, 2009, 12:03:48 PM
The barrel suspenders business must be booming
http://www.nbcnewyork.com/news/local-beat/Paterson-Withholds-Money-from-Counties-78884282.html
the country is rotting
may have to watch it in HD
http://www.youtube.com/v/RrP9qJmjIsA&hl=en_US&fs=1&
http://cohort11.americanobserver.net/latoyaegwuekwe/multimediafinal.html
Title: Re: The Economic Downturn..
Post by: RVR II on February 20, 2010, 06:26:14 PM
Well, we have just informed my brother in law (who got deported to Mexico a year and a half ago) that we are letting his house go.
We've been trying to support it with renters till it sold but that never happened.. :-[

We know of 2 other cases in the same boat and the clock is ticking till their houses are foreclosed on as well.. :-\
I, personally, am Glad that Finally we will no longer be responsible for the mortgage any longer!
Title: Re: The Economic Downturn..
Post by: k1 on February 22, 2010, 05:55:42 AM
 :grr: Between daycare being closed because of non-existant snow storms, both kids getting sick, the wife getting sick all over the past 2 weeks, and now me getting sick I managed to completely miss the fact that my unemployment benefits expired yesterday.

I can reapply but I have to wait til the end of March before I can.
Title: Re: The Economic Downturn..
Post by: RVR II on February 22, 2010, 06:03:30 AM
:grr: Between daycare being closed because of non-existant snow storms, both kids getting sick, the wife getting sick all over the past 2 weeks, and now me getting sick I managed to completely miss the fact that my unemployment benefits expired yesterday.

I can reapply but I have to wait til the end of March before I can.

Wow! And I thought I had it bad.. :scared:

I run 2 tax offices and my business is off Substantially this season! :speechless:
We haven't pulled in Any Money at my new plaza location for nearly a week and a half and I am starting to stress big time now..
Title: Re: The Economic Downturn..
Post by: k1 on February 22, 2010, 06:14:05 AM
:grr: Between daycare being closed because of non-existant snow storms, both kids getting sick, the wife getting sick all over the past 2 weeks, and now me getting sick I managed to completely miss the fact that my unemployment benefits expired yesterday.

I can reapply but I have to wait til the end of March before I can.

Wow! And I thought I had it bad.. :scared:

I run 2 tax offices and my business is off Substantially this season! :speechless:
We haven't pulled in Any Money at my new plaza location for nearly a week and a half and I am starting to stress big time now..

The good news is that my wife finally got a job, but she's been waiting for them to give her the salary info & start date for about 2 and a half weeks now.  She's a temp at one Comcast location and got hired by another team at Comcast.  I think her current boss doesn't want to give her up until they find a replacement for her which is what's dragging things out.  Hopefully she starts by the 1st.
Title: Re: The Economic Downturn..
Post by: k1 on February 22, 2010, 07:49:06 AM
Just talked to another former co-worker who is in the same boat as me.  The actual Unemployment office near us is closed today.  All they'd tell her was "something happened over the weekend and we can't access any information for another day or so."

Maybe the whole month long wait is a glitch?  I know in MA we had to give up 4 weeks of unemployment in order to get the last extension.  (I think it was something like MA got 30 weeks, but the Federal extension was at 26 weeks.)  Who knows...  hopefully I hear more in another day or so.
Title: Re: The Economic Downturn..
Post by: RVR II on February 22, 2010, 08:09:43 AM
Just talked to another former co-worker who is in the same boat as me.  The actual Unemployment office near us is closed today.  All they'd tell her was "something happened over the weekend and we can't access any information for another day or so."

Maybe the whole month long wait is a glitch?  I know in MA we had to give up 4 weeks of unemployment in order to get the last extension.  (I think it was something like MA got 30 weeks, but the Federal extension was at 26 weeks.)  Who knows...  hopefully I hear more in another day or so.
Well, I wound up throwing away my unemployment benefits back in Feb. 2006 when I quit my 10+ years of employment due to a workers comp case (that's Still pending), so I Hope we can pull through this year.. :-[
Title: Re: The Economic Downturn..
Post by: ScottotD on March 09, 2010, 07:39:26 PM
I'm FINALLY getting full-time hours at the new job, which is great since I've lost about 8k of my savings over the last 5/6 months.  I transferred from music to DVD which I *thought* would be my dream job but it turns out the boss is a hugely demanding woman who pulls me up on not doing things I didn't know I was supposed to do.

Ah well, at least I *have* a job AND one that involves something I love (for the first time in my life) I just wish the money was better and she was less insane... I'll have to keep my head down and cut back on expenses so I can slowly start topping up my savings.
Title: Re: The Economic Downturn..
Post by: darkchashy on April 21, 2010, 04:14:00 AM
They let a smart person post on google news, maybe I should have put this in weird news.
Quote
What now?
If inflation isn't the answer, then cutting spending and raising taxes are. But doing this scares the everliving mess out of politicians, because it rankles the people who vote for them. Even those who talk tough about spending cuts ultimately cave. A good example came in January, when President Obama proposed creating a deficit reduction committee. The Senate immediately voted 97-0 (a rare show of unanimity) that the commission would be banned from touching Social Security benefits. We've become a morbidly obese country on a mission to outlaw diet and exercise. Good luck with that.
http://www.fool.com/investing/general/2010/04/16/why-the-us-cant-inflate-its-way-out-of-debt.aspx
Title: Re: The Economic Downturn..
Post by: Tripe on May 07, 2010, 06:55:01 AM
OK something I posted to Facebook but hell might as well put it here as well:

(http://photos-a.ak.fbcdn.net/hphotos-ak-snc1/hs162.snc1/6054_1148901976225_1637871610_381166_3811982_a.jpg)

Normally I try to stay upbeat and post things that are interesting and not too disheartening so Im sorry for creating break in those for a moment.

This week I received the first cheque of my Unemployment Extended Benefits. This is the final round of Unemployment Benefits that I can receive. I cant tell you how much I wish Id not needed even a single extension. I have filled out paper forms, online forms sent my resume via email and the post, walked into places to see if they are hiring, all to no real avail.

I really dont understand it at all (yes I know the economy is bad, that part I do understand.); people like me, I rarely meet people who dont, the accent seems to help quite a bit there but Im really quite easy to get along with. Im creative and a good administrator there are very few tasks I cannot do if given them.

So what can I do? Well, here is what I have done and can do again:

Im a pretty good sound editor, especially when it comes to Foley and sound design. The trouble is I simply do not have the money to purchase equipment so if there is somebody out there that has the equipment and the need for an editor and would like somebody who charges reasonable rates, please let me know. I just need a few gigs thatll allow me to buy the equipment I need to promote myself further.

I can direct; Ive mostly done that in an area of theatre but Ive dabbled in film as well Im fairly good at visualizing how a scene should play out. Related to that, Ive built sets and designed costumes as well as created props.

Im not a bad actor, ether on screen or stage or in voice-overs. Again, people like my accent; I can bring a touch of British class to any production that might need it.

Im a pretty good cook, good enough to have done that professionally both in a short order and a bistro setting. People love the food I make and I enjoy making it. On the subject of food and drink I used to run a wine shop in England, Id work 60+ hours a week at that job and people generally found my advice to be sound when it came to wines beers and spirits.

After I emigrated I sold wine for a few years at the World Market in Troy, again people generally found they liked the products I advised them to buy (though, due to the licensing laws in MI, I was only selling Wine and Beer there). Im pretty good on the subject of all three varieties of alcoholic beverage.

Im a fairly nifty administrative assistant/file clerk/data analyst. I worked at GM from 2005-2008 performing those functions for both Global Product Research and Competitor Intelligence departments. I helped put the research budget together three years in a row. Had I not experienced the effects of the auto industry's financial trouble I would probably still be doing that.

Im a pretty good writer, people find me amusing when Im writing that way but I can also write technical pieces and training materials. Im also a fairly good editor; Ive edited a number of peoples stories and essays over the years to good effect. If somebody is looking for a script doctor I can do that as well.

Kids love me, and Im fairly good at entertaining and looking after them. Ive taught arts and crafts at and been the program director of a summer camp for underprivileged children. Ive also worked a great deal with children with special needs. Im a great storyteller and caregiver.

I love to teach, my blog, and my Facebook page for that matter, is all about imparting interesting information to others. While studying in Norway I taught English as a second language to Tibetan students (yes sort of surreal really but there we go). I am a good teacher both of the subject I have qualifications in (English) and in most other subjects except for sports.

And what cant I do? Really Ive only fond one thing that I simply didnt make work too well. That would be outside sales, specifically the type that involves cold calling.

Im not writing any of the preceding to be conceited Im simply pointing out there things I have to offer. Oh and Im now a US citizen so I have absolutely no barriers to being hired by any US employer. Except for age, so the National Guard etc. is out really.

Since Facebook is a good tool for networking Im asking you, if youve read all the way still, if youve ever enjoyed something Ive linked to or one of my status updates or a blog posting Ive done, or you just think I look cool in some of my pictures, and you live in the general Detroit area and know of some openings anywhere that fit with any of the things Ive listed please help me out. I am completely banjaxed I have no idea where is left to look and I know I can be of use to somebody I simply need some pointers.

Please.

Thank you.

And now back to your regularly schedules postings.
Title: Re: The Economic Downturn..
Post by: RVR II on May 07, 2010, 07:32:39 AM
No luck in my area :(

In fact, a friend of mine is graduating with a Masters (I think) in History (same degree I have but mine's a BA) and has almost Double the amount in student loans that I have and he's not sure what he's going to do..

He's throwing a party tomorrow night to celebrate his graduation and I'll be talking to him about what his career goals are cause being a Teacher looks like it is not an option. They just announced massive layoffs in the local school district so he might as well stay at his manufacturing job a while longer.. :-\
Title: Re: The Economic Downturn..
Post by: k1 on May 07, 2010, 07:34:43 AM
I'm right there with you Tripe.  I've only got a few weeks left on my UEB.  I've been doing some freelance video stuff, but given my lack of funds it's been tough to get ahold of the equipment & software that I need to make it look really good.  (Plus since it's a career change I've resorted to some pro bono projects to start off.)

Detroit's a hike from Boston, otherwise we could take a stab at starting up something.
Title: Re: The Economic Downturn..
Post by: Thrifty on May 07, 2010, 09:06:21 AM
I'm so sorry for what you guys are going through and I really wish I could help.  I've been there.  I kinda lucked out by getting a job in the financial sector just a few weeks before the big collapse.  I'm in IT Support myself, with 4 years experience which I hope comes in handy next time I find myself out of work.
Title: Re: The Economic Downturn..
Post by: Thrifty on May 07, 2010, 09:10:30 AM
And this is what really, REALLY pisses me off when some right wing troglodyte advocates dropping programs like Medicaid, welfare, food stamps, unemployment benefits, etc.,   They always say "These people are lazy and they should get a job!  Why should I pay to support them?"  I'm always thinking... "It's not like running out of milk where you just go to the fucking supermarket and buy a gallon.  These people are trying to get jobs.  Or they have jobs that don't pay enough."

Sorry to inject politics into this, but I had to say it.
Title: Re: The Economic Downturn..
Post by: k1 on May 07, 2010, 09:56:00 AM
And this is what really, REALLY pisses me off when some right wing troglodyte advocates dropping programs like Medicaid, welfare, food stamps, unemployment benefits, etc.,   They always say "These people are lazy and they should get a job!  Why should I pay to support them?"  I'm always thinking... "It's not like running out of milk where you just go to the fucking supermarket and buy a gallon.  These people are trying to get jobs.  Or they have jobs that don't pay enough."

Sorry to inject politics into this, but I had to say it.

I wholeheartedly agree. (Although there are some people who milk the system unfairly.)
Title: Re: The Economic Downturn..
Post by: darkchashy on May 07, 2010, 01:19:41 PM
I honestly have no idea who this guy is, but this lady isn't even listening to him. she might as well be interviewing the angry chef on hell's kitchen. Only he's not talking about paprika and tomato sauce.
http://www.youtube.com/v/eQBH_oO5a30&hl=en_US&fs=1&
Title: Re: The Economic Downturn..
Post by: Thrifty on May 07, 2010, 01:42:07 PM
I honestly have no idea who this guy is, but this lady isn't even listening to him.

He's a cantankerous blowhard who doesn't really know anything.  Stocks are too risky so he invests all his money in gold?  Gold is the thing of real value?  Gold is shit.  It's shiny, and yes it's valuable.  But it's just a commodity.  If civilization collapses, people are going to be bartering in non-perishable food, water, clothes, blankets, medical supplies, and other basic necessities.  The only way gold is an investment is if you're in the futures market, and then it's in the same league with oil, pork bellies, and orange juice concentrate.

In short, he's got a preconceived notion of reality, and the turbulent markets yesterday were just what he needed to reinforce them.  Like a guy who thinks the antichrist will emerge to head a one world government finding out about the formation of the European Union.
Title: Re: The Economic Downturn..
Post by: RVR II on May 07, 2010, 01:46:17 PM
Well, I've been investing in Gold (and Platinum) for some time now in my IRA and that's help hold my portfolio together and not falling off the deep end with the economy :o
Title: Re: The Economic Downturn..
Post by: Thrifty on May 07, 2010, 01:59:28 PM
Well, I've been investing in Gold (and Platinum) for some time now in my IRA and that's help hold my portfolio together and not falling off the deep end with the economy

I'm no investment guru.  I openly admit my ignorance and confusion on financial matters.  I'm sure gold works as part of a portfolion (hence the statement of using it in the futures market), BUT this guy is putting all his eggs in one basket.  He's acting like we're living in a Dungeons and Dragons game where gold will some day be the de facto currency of the world if civilization crashes.
Title: Re: The Economic Downturn..
Post by: RVR II on May 07, 2010, 02:02:38 PM
Well, I've been investing in Gold (and Platinum) for some time now in my IRA and that's help hold my portfolio together and not falling off the deep end with the economy

I'm no investment guru.  I openly admit my ignorance and confusion on financial matters.  I'm sure gold works as part of a portfolion (hence the statement of using it in the futures market), BUT this guy is putting all his eggs in one basket.  He's acting like we're living in a Dungeons and Dragons game where gold will some day be the de facto currency of the world if civilization crashes.
Yeah, I've got stuff all over the place
(including new technologies - IE: Solar, wind, water, and even oil which is taking a beating now THANKS BP!! :angry: )

But in the short term, bank CD's seem to be doing fairly well :o
Title: Re: The Economic Downturn..
Post by: Bob on May 07, 2010, 02:05:27 PM
Well, I've been investing in Gold (and Platinum) for some time now in my IRA and that's help hold my portfolio together and not falling off the deep end with the economy

I'm no investment guru.  I openly admit my ignorance and confusion on financial matters.  I'm sure gold works as part of a portfolion (hence the statement of using it in the futures market), BUT this guy is putting all his eggs in one basket.  He's acting like we're living in a Dungeons and Dragons game where gold will some day be the de facto currency of the world if civilization crashes.
Yeah, I've got stuff all over the place
(including new technologies - IE: Solar, wind, water, and even oil which is taking a beating now THANKS BP!! :angry: )

But in the short term, bank CD's seem to be doing fairly well :o

I invest in bullets and first aid kits......

And since BP is where I came from..... er, things happen.
Title: Re: The Economic Downturn..
Post by: Compound on May 07, 2010, 02:10:20 PM
I'm no investment guru.  I openly admit my ignorance and confusion on financial matters.  I'm sure gold works as part of a portfolion (hence the statement of using it in the futures market), BUT this guy is putting all his eggs in one basket.  He's acting like we're living in a Dungeons and Dragons game where gold will some day be the de facto currency of the world if civilization crashes.

Except as a reader of the Dragonlance books, I know that the real currency will be Steel Pieces, not gold. The girder in my living room will make me rich! Woot!

(Not a fan of the gold bugs either. Haven't been since their y2k idiocy.)
Title: Re: The Economic Downturn..
Post by: FLOCK of RABID SHEEP?!?! on May 07, 2010, 08:09:41 PM
And this is what really, REALLY pisses me off when some right wing troglodyte advocates dropping programs like Medicaid, welfare, food stamps, unemployment benefits, etc.,   They always say "These people are lazy and they should get a job!  Why should I pay to support them?"  I'm always thinking... "It's not like running out of milk where you just go to the fucking supermarket and buy a gallon.  These people are trying to get jobs.  Or they have jobs that don't pay enough."

Sorry to inject politics into this, but I had to say it.

I wholeheartedly agree. (Although there are some people who milk the system unfairly.)

i agree as well, having dealt with people (a good third or so) who don't bat an eye at spending $50 on a specialty order cake and then pay with it on ebt :P.  even had one person pay for a wedding cake with it...ever hear of fresh fruits and veggies and stuff  ::)
Title: Re: The Economic Downturn..
Post by: Tripe on May 07, 2010, 08:20:17 PM
And this is what really, REALLY pisses me off when some right wing troglodyte advocates dropping programs like Medicaid, welfare, food stamps, unemployment benefits, etc.,   They always say "These people are lazy and they should get a job!  Why should I pay to support them?"  I'm always thinking... "It's not like running out of milk where you just go to the fucking supermarket and buy a gallon.  These people are trying to get jobs.  Or they have jobs that don't pay enough."

Sorry to inject politics into this, but I had to say it.

I wholeheartedly agree. (Although there are some people who milk the system unfairly.)

i agree as well, having dealt with people (a good third or so) who don't bat an eye at spending $50 on a specialty order cake and then pay with it on ebt :P.  even had one person pay for a wedding cake with it...ever hear of fresh fruits and veggies and stuff  ::)

Did I ever suggest you read Orwell at all? His non fiction is superb, he actually touches on that phenominon in The Road to Wigan Pier

Quote
When you are unemployed, which is to say when you are underfed, harassed, bored, and miserable, you dont want to eat dull wholesome food. You want something a little bit tasty. There is always some cheaply pleasant thing to tempt you. Lets have three pennorth of chips! Run out and buy us a twopenny ice-cream! Put the kettle on and well all have a nice cup of tea! That is how your mind works when you are at the P.A.C. level. White bread-and-marg and sugared tea dont nourish you to any extent, but they are nicer (at least most people think so) than brown bread-and-dripping and cold water. Unemployment is an endless misery that has got to be constantly palliated, and especially with tea, the English-mans opium. A cup of tea or even an aspirin is much better as a temporary stimulant than a crust of brown bread.

Title: Re: The Economic Downturn..
Post by: FLOCK of RABID SHEEP?!?! on May 07, 2010, 08:30:12 PM
And this is what really, REALLY pisses me off when some right wing troglodyte advocates dropping programs like Medicaid, welfare, food stamps, unemployment benefits, etc.,   They always say "These people are lazy and they should get a job!  Why should I pay to support them?"  I'm always thinking... "It's not like running out of milk where you just go to the fucking supermarket and buy a gallon.  These people are trying to get jobs.  Or they have jobs that don't pay enough."

Sorry to inject politics into this, but I had to say it.

I wholeheartedly agree. (Although there are some people who milk the system unfairly.)

i agree as well, having dealt with people (a good third or so) who don't bat an eye at spending $50 on a specialty order cake and then pay with it on ebt :P.  even had one person pay for a wedding cake with it...ever hear of fresh fruits and veggies and stuff  ::)

Did I ever suggest you read Orwell at all? His non fiction is superb, he actually touches on that phenominon in The Road to Wigan Pier

Quote
When you are unemployed, which is to say when you are underfed, harassed, bored, and miserable, you dont want to eat dull wholesome food. You want something a little bit tasty. There is always some cheaply pleasant thing to tempt you. Lets have three pennorth of chips! Run out and buy us a twopenny ice-cream! Put the kettle on and well all have a nice cup of tea! That is how your mind works when you are at the P.A.C. level. White bread-and-marg and sugared tea dont nourish you to any extent, but they are nicer (at least most people think so) than brown bread-and-dripping and cold water. Unemployment is an endless misery that has got to be constantly palliated, and especially with tea, the English-mans opium. A cup of tea or even an aspirin is much better as a temporary stimulant than a crust of brown bread.



this is true, sugar does make you feel better, having just had some more mcdougals diary junk just a few minutes ago :P
Title: Re: The Economic Downturn..
Post by: darkchashy on May 11, 2010, 12:07:22 PM
poke holes in this, please.  :speechless:
http://www.youtube.com/v/eZA0qNsf4m0&hl=en_US&fs=1&
Title: Re: The Economic Downturn..
Post by: RVR II on May 12, 2010, 11:03:02 AM
Need a job?? Work for 'Brown'.. :o

http://liveshots.blogs.foxnews.com/2010/05/12/on-the-job-hunt-ups/?test=latestnews
Title: Re: The Economic Downturn..
Post by: darkchashy on May 16, 2010, 01:50:47 PM
http://www.youtube.com/v/eb1n1X0Oqdw&hl=en_US&fs=1&
Title: Re: The Economic Downturn..
Post by: k1 on July 13, 2010, 12:43:11 PM
(http://rlv.zcache.com/will_work_poster-p228834286055915538t5ta_400.jpg)

 :-\ 

I'm tired of being broke and unemployed. 
Title: Re: The Economic Downturn..
Post by: RVR II on July 13, 2010, 12:52:04 PM
our business has reeealy slacked off and I'm putting off tapping into my IRA as long as possible but Eventually I won't have any choice cause the bills won't wait.. :-[

I'm only Hoping that my 4 1/2 years pending worker's comp claim will settle real soon :-\
Title: Re: The Economic Downturn..
Post by: Tripe on July 13, 2010, 01:07:42 PM
(http://rlv.zcache.com/will_work_poster-p228834286055915538t5ta_400.jpg)

 :-\ 

I'm tired of being broke and unemployed. 
Testify brother :-\

Going to a flight attendant open house tomorrow, yep I'll even contemplate doing that.

I'll have to send you a bio for that site. :)
Title: Re: The Economic Downturn..
Post by: wurwolf on July 13, 2010, 01:37:32 PM
It's rough. I'm lucky I have my job.

APGIL is going to start a nurse's aide class in a few weeks and they supposedly have job placement.
Title: Re: The Economic Downturn..
Post by: Bob on July 13, 2010, 01:42:56 PM
It's rough. I'm lucky I have my job.

APGIL is going to start a nurse's aide class in a few weeks and they supposedly have job placement.

I cannot imagine there ever being a downturn in the need for health professionals......
Title: Re: The Economic Downturn..
Post by: wurwolf on July 13, 2010, 01:43:59 PM
It's rough. I'm lucky I have my job.

APGIL is going to start a nurse's aide class in a few weeks and they supposedly have job placement.

I cannot imagine there ever being a downturn in the need for health professionals......

Yep. Which is a big part of the reason why he's going into it.
Title: Re: The Economic Downturn..
Post by: RVR II on July 13, 2010, 02:13:03 PM
It's rough. I'm lucky I have my job.

APGIL is going to start a nurse's aide class in a few weeks and they supposedly have job placement.

I cannot imagine there ever being a downturn in the need for health professionals......

Yep. Which is a big part of the reason why he's going into it.
That's shocking as well cause a nurse and her husband came into my office this past Thursday (July 8 ) looking for work and because she's short 3 credit hours and has minimal experience, no one will hire her :scared:
Title: Re: The Economic Downturn..
Post by: Doctor Who? on July 13, 2010, 09:07:13 PM
(http://rlv.zcache.com/will_work_poster-p228834286055915538t5ta_400.jpg)

 :-\ 

I'm tired of being broke and unemployed. 

I know what you mean.

I wish the government would get rid of minimum wage laws.  They are not doing anyone any good.  All they do is stop companies from hiring Americans and get them to hire people who sneaked across the border instead.  I would gladly work for $3 a day,it's better then nothing.

Title: Re: The Economic Downturn..
Post by: Tripe on July 14, 2010, 06:36:55 AM
Going to a flight attendant open house tomorrow, yep I'll even contemplate doing that.
And I'm too tall for that by a few inches, never thought tallness would be a disadvantage really.  :-\
Title: Re: The Economic Downturn..
Post by: RVR II on July 14, 2010, 07:15:59 AM
Going to a flight attendant open house tomorrow, yep I'll even contemplate doing that.
And I'm too tall for that by a few inches, never thought tallness would be a disadvantage really.  :-\
That's rather surprising cause there were several guys on our USN Nuclear Submarines that were 6'3 to 6'5 range :-\
Title: Re: The Economic Downturn..
Post by: k1 on July 14, 2010, 08:47:35 AM
Going to a flight attendant open house tomorrow, yep I'll even contemplate doing that.
And I'm too tall for that by a few inches, never thought tallness would be a disadvantage really.  :-\

What's the height requirement?
Title: Re: The Economic Downturn..
Post by: Tripe on July 14, 2010, 08:48:29 AM
5 11 and under
Title: Re: The Economic Downturn..
Post by: Bob on July 14, 2010, 08:52:59 AM
5 11 and under

I guess Lerch cannot give me my beer on my flight then.....
Title: Re: The Economic Downturn..
Post by: RVR II on July 14, 2010, 08:55:45 AM
I miss Hooters Airlines :'(
Title: Re: The Economic Downturn..
Post by: k1 on July 14, 2010, 09:30:58 AM
Guess I am too tall as well. Oh well.
Title: Re: The Economic Downturn..
Post by: Tripe on July 14, 2010, 09:31:41 AM
The thing is I'd have been a straight Air Steward, that would have been a novelty at the very least. :)
Title: Re: The Economic Downturn..
Post by: Bob on July 14, 2010, 10:06:58 AM
The thing is I'd have been a straight Air Steward, that would have been a novelty at the very least. :)

You and Clancy Bouvier

(http://4.bp.blogspot.com/__NGHIF6HxKM/SqApm87iIQI/AAAAAAAAADE/WBahuY5oFnk/s400/clancy00.jpg)
Title: Re: The Economic Downturn..
Post by: RVR II on July 18, 2010, 05:43:07 PM
We got confirmation from one of our long time customers that he and his wife are heading back to Mexico as early as this weekend. Another victim of the economic downturn..
He used to have a Mexican grocery store and restaurant just a mile and a half away from us but sold it back in 2007 when things were just starting to get bad. After he sold it, he would come by every Saturday delivering tacos, tamales, barbecue cochenita, as well as various fruits (papayas, mangos, limes, etc.) and vegetables and also Mexican phone cards in his mobile grocery truck.
He has been a permanent U.S. resident for quite sometime but never became a U.S. citizen because his English wasn't good enough to pass the verbal test. His wife is suffering from some sort of blindness that has been getting worse recently and they cannot afford the needed treatment here.
On top of that, their house is in foreclosure proceedings so they have to get out soon anyway. They have adult aged children that live here (either Naturalized citizens or U.S. born) and from what he's told us, they have helped very little or done nothing at all to help them out. That's pretty damned sad IMO! >:(

But, he's already well established in his hometown just outside of Iguala, Mexico (where we go every 6 months). He has a ranch as well as a restaurant there so he's actually looking forward to going home for good :)
Title: Re: The Economic Downturn..
Post by: Doctor Who? on July 18, 2010, 05:50:07 PM
Yeah that is sad.  Some one really needs to find a way to create good jobs in this country so that people will start spending money.
Title: Re: The Economic Downturn..
Post by: k1 on July 19, 2010, 02:00:12 PM
Yeah that is sad.  Some one really needs to find a way to create good jobs in this country so that people will start spending money.

Seriously.  Doesn't help that all the temporary Census workers are looking for work now too.

In my continuing list of "crap I need money to do" I can now add "Get car fixed".  Check engine light came on yesterday & today it overheated on my way to pick up the kids from daycare (which closed early again dammit.)   :grr:

Other things include:
"Get iMac fixed or buy new one" (so I can finish up the video projects I was in the middle of and hopefully get some $.)  Freaking motherboard died on it a few weeks ago.
My Nintendo Wii bricked itself (which can wait since that's a "nice to have" and I don't play it all that often.)

There's tons of stuff we need done to the house in order to either stay here and more we need to do if we are going to sell. (But since we're upside down on our mortgage because the value dropped on it thanks to all the forclosures in our neighborhood...)

I won't even get started on all the asshattery from my brother in-law putting stupid ideas in my wife's head.

Sorry, I'll stop my rant. I know there's people worse off than I am.  So moving on to a more pleasant note...

The one thing I did drop a pantload of money on in the past week was to have some tree workers take down a ton of trees in our back yard that we've been meaning to take down but haven't had the cash for.  It got to the point where we had to cut them down before we had a big storm and some fell on the house.  I think they took out 9 or 10 large oaks (probably 50 foot ones) and a bunch of smaller ones as well. 

It really opened up the yard alot and now I'll have a really large garden area where I can attempt to grow things.  I'll post pictures at some point (probably on Facebook) once I clean it up a little more.  Right now it just looks like a giant mess and some huge piles of wood chips, rocks, and dirt.  So far all I've really finished is digging trenches and running PVC pipes underground from my downspouts to the back of the yard.  And I can say that they work since it was pouring for a bit today while I was out shoveling dirt & wood chips.   :highfive:

I'm trying to find some "before" pictures from when it was pretty much all trees & brush.  I spent a good chunk of time last summer/fall and this spring clearing it out basically to see what I was dealing with.
Title: Re: The Economic Downturn..
Post by: Thrifty on July 19, 2010, 02:51:36 PM
Sorry, I'll stop my rant. I know there's people worse off than I am. 

Dude, don't say that.  People have to own their problems.  Granted, it takes some tact to realize that some problems are not really problems and complaining about them makes you sound like a whiny little bitch (I knew a guy who would frequently buy too many video games and then complain he didn't have time to play them, or complain that he couldn't make up his mind on which version of a particular game that was coming out simultaneously on XBox, GameCube, and Playstation 2 to purchase).  And yeah even if you have serious problems, whining TOO MUCH can be irritating.  Still, everyone deserves a chance to vent. 

I know the saying is "I cried because I had no shoes, until I met a man with no feet."  Still, you have no shoes!
Title: Re: The Economic Downturn..
Post by: k1 on July 19, 2010, 03:17:47 PM
Sorry, I'll stop my rant. I know there's people worse off than I am. 

Dude, don't say that.  People have to own their problems.  Granted, it takes some tact to realize that some problems are not really problems and complaining about them makes you sound like a whiny little bitch

Heh, yeah. Thankfully I'm smart enough to know that the Wii is a "nice to have" and fixing it can wait.  Now if my PS3 broke on the other hand...  :D

But I am thankful that we're managing to scrape by and still pay our mortgage.  I'm finding myself getting more and more frustrated with "Mr Moneybags" constantly saying things like "he needs to think about what's best for the kids",  "what the f*** does he do all day?" (as well as many things I don't feel I should share) to my wife as well as making snide comments about any funny things I say on Facebook.  You know, because me being sarcastic & attempting to keep my sense of humor despite everything going on is really what caused the economy to tank.  Sorry about that 'merica!  My bad!  ::)

Title: Re: The Economic Downturn..
Post by: anais.jude on July 19, 2010, 03:28:57 PM
Is "Mr Moneybags" your brother?


If so, your brother and my brother should get together and go bowling
Title: Re: The Economic Downturn..
Post by: k1 on July 19, 2010, 03:32:26 PM
My brother in-law. He has a ton of $.
Title: Re: The Economic Downturn..
Post by: Tripe on July 19, 2010, 06:33:15 PM
My brother in-law. He has a ton of $.

Sounds like my future brother-in-law. Except substitute "he lives with his mommy" for "He has a ton of $." And yet still the comments. Odd.
Title: Re: The Economic Downturn..
Post by: RVR II on July 19, 2010, 07:25:28 PM
My brother in-law. He has a ton of $.

Sounds like my future brother-in-law. Except substitute "he lives with his mommy" for "He has a ton of $." And yet still the comments. Odd.
Well my new sister in law is a doctor and my brother gets to live in his mother in law's huge lake house..
Yeah, he's livin large and unemployed :-[
Title: Re: The Economic Downturn..
Post by: Thrifty on July 21, 2010, 08:14:11 AM
But you know, speaking of well off people whining about trivial problems (since I brought it up), the later seasons of Scrubs were rife with this.

Season 6: Right after Carla (a nurse) gives birth to her first child, she considers not returning to work.  Turk (her husband) worries about supporting a family without Carla's income.  YOU'RE A SURGEON.  Average salary ranges from $248,000 to $363,000 a year (http://swz.salary.com/salarywizard/layouthtmls/swzl_compresult_national_hc07000026.html).  Millions of people support families on a fraction of that.  My parents raised 7 kids on a combined annual salary of under $100,000.  I'm hard pressed to figure out why Carla SHOULD return to work rather than being a full time mother.

Season 8: J.D. wants to spend more time with his illegitimate son Sam.  He complains incessantly about the 37 minute drive to get to Kim's (the baby's mother) apartment to see the kid.  37 minutes?  Seriously?  I drive twice that each direction every day on my commute to work (so... quadruple that distance daily).  He decides to move closer to cut down on this horrid commute, then complains about the drive to and from work.  Ugh....

I found that episodes dealing with the "serious personal problems" of the cast showed how out of touch with reality the writing staff really was.
Title: Re: The Economic Downturn..
Post by: Compound on July 21, 2010, 01:49:42 PM

Season 6: Right after Carla (a nurse) gives birth to her first child, she considers not returning to work.  Turk (her husband) worries about supporting a family without Carla's income.  YOU'RE A SURGEON.  Average salary ranges from $248,000 to $363,000 a year (http://swz.salary.com/salarywizard/layouthtmls/swzl_compresult_national_hc07000026.html).  Millions of people support families on a fraction of that.  My parents raised 7 kids on a combined annual salary of under $100,000.  I'm hard pressed to figure out why Carla SHOULD return to work rather than being a full time mother.


Well, keep in mind that Turk doesn't get an average salary. In year six, he'd probably be a  few years out of residency, and he's not a specialized surgeon. So, he'll be on the low end of the scale. According to the BLS, general surgeons in LA make around $100 an hour.  Turk doesn't have much experience and he's at a teaching hospital not a higher priced place, so let's say he's in the 75% percentile, which still makes above $80 an hour. Let's call it $85.00. So, $186,000 base salary. Government, state and local taxes? Eh. Let's say half - $93 grand left. Malpractice insurance in CA for surgeons runs between $22 -34,000 per year. Let's split the difference - $28 k. Down to $65 thousand take home pay. Rent.com says that LA is 33% above the national average and the median apartment rental in LA is $735... son of a... that's what I ... grrr... Anyway, they have a nice two bedroom and it takes pets (Rowdy), so let's say $900 a month. $54 thousand take home.

Now, at this point it looks pretty good. But there's one more thing  - medical school. Right now, most medical school graduates leave med school with around $150,000 in debt. Turk and JD both mention their mountains of debt during the early seasons. (And Elliott mentioned her lack of it.) Now, during residency, people aren't getting paid diddly.  During those first few seasons, both Turk and JD were scrambling around looking for part time work for more money. (Once again, this was mentioned in JD's monologues during those episodes.)  Plus the whole "room mates" thing between the two to save money. (As a side note, I'm inclined to think that this is rather widespread as Grey's Anatomy also had Ally McDoctor looking for room mates during her second episode.) After paying the bare minimum on the debt for a couple of years while learning the  ropes, he probably still  has around $100,000 in loans left. Even if he's paying it off at $25k a year, he's still got a ways to go there. So, he's got around $25-30 grand left, with three people to support. (Also ignoring cars, credit cards, etc.)

Can you support 3 people with that income? Sure. Your folks did. My sister and her husband have roughly that much take home pay and they're supporting 6 people with it. But at the same time, I know a number of married couples who would be going through constant panic attacks at only $30 thousand in take home pay. It's not that unusual in society as a whole. And all of this assumes that Turk's near the median wage. At only 6 years in, he may not be making anywhere near that amount. After all of his debts, he might only have $10-$15 thousand  or less left for the three of them. It's not exactly "rolling in mad ducats" money.

But yeah, no sympathy for J.D. I had a thirty minute commute for years, and I had it easy. (And a thirty minute commute in SoCal? That's an insanely short commute for the area.)
Title: Re: The Economic Downturn..
Post by: Thrifty on July 21, 2010, 02:24:48 PM
Compound, your math is mostly solid, but it's also mentioned somewhere in the third season that Turk's brother footed the bill for his education.  I know the episode you're talking about (in which J.D. laments that the average resident has about $120,000 in debt and makes about as much as a waiter).  I'll need to pull out my DVDs and check again, but I don't think Turk ever specifically mentioned student loan debt.  J.D. clearly states that he is over $100,000 in debt.

I was assuming the low end of $248,000.  This site (http://www.payscale.com/research/US/Job=General_Surgeon/Salary/by_Employer_Type) gives a more conservative estimate of $120,000 - $268,000.

I don't exactly think the man is rolling in dough, but with 15 to 30 thousand a year after housing has been accounted for, I'm not seeing a man in the poor house either.
Title: Re: The Economic Downturn..
Post by: Compound on July 21, 2010, 04:59:04 PM
Compound, your math is mostly solid, but it's also mentioned somewhere in the third season that Turk's brother footed the bill for his education.  I know the episode you're talking about (in which J.D. laments that the average resident has about $120,000 in debt and makes about as much as a waiter).  I'll need to pull out my DVDs and check again, but I don't think Turk ever specifically mentioned student loan debt.  J.D. clearly states that he is over $100,000 in debt.


Hmm. I could have sworn that Turk said that as well. I seem to recall something along those lines in an episode when he and J.D. were working in a clinic during their off hours. Then again, I might be misremembering. (Or they might have written something later that changed it.)
Title: Re: The Economic Downturn..
Post by: Thrifty on July 22, 2010, 07:36:20 AM
Compound, your math is mostly solid, but it's also mentioned somewhere in the third season that Turk's brother footed the bill for his education.  I know the episode you're talking about (in which J.D. laments that the average resident has about $120,000 in debt and makes about as much as a waiter).  I'll need to pull out my DVDs and check again, but I don't think Turk ever specifically mentioned student loan debt.  J.D. clearly states that he is over $100,000 in debt.


Hmm. I could have sworn that Turk said that as well. I seem to recall something along those lines in an episode when he and J.D. were working in a clinic during their off hours. Then again, I might be misremembering. (Or they might have written something later that changed it.)


Well, every show has continuity errors.  Remember in the last episode, when The Janitor presented the penny that J.D. stuck in the door in the first episode 8 years before?  In the close up shot, you can clearly see that it's a 2006 penny.  Except that when the show started in 2001 (eight years before the finale in 2009), 2006 pennies would, of course, not be available.  The finale would have to have taken place in 2014 or later.  Which it didn't.

I do need to check those DVDs though.
Title: Re: The Economic Downturn..
Post by: Tripe on July 22, 2010, 06:19:39 PM
So yesterday I was told by one of the owners of the post facility that, amongst other things, does all the sound work for Sponge Bob that I'm on the short list for a staff position at the branch they're opening about an hour away from me.

This is probably good news but I don't know, I'll believe it when I see it. :-\
Title: Re: The Economic Downturn..
Post by: RVR II on July 22, 2010, 06:29:31 PM
So yesterday I was told by one of the owners of the post facility that, amongst other things, does all the sound work for Sponge Bob that I'm on the short list for a staff position at the branch they're opening about an hour away from me.

This is probably good news but I don't know, I'll believe it when I see it. :-\
An Hour Away ???

That would suck IMO :-\
Title: Re: The Economic Downturn..
Post by: Tripe on July 22, 2010, 06:34:10 PM
Nah it's just a drive down the freeway, on a good day it's like 35 minutes.

Plus it's sort of a specialized job, it's not like there are post houses on every corner and, like I said, it's a good post house to be on staff at.

Title: Re: The Economic Downturn..
Post by: RVR II on July 22, 2010, 06:53:34 PM
Nah it's just a drive down the freeway, on a good day it's like 35 minutes.

Plus it's sort of a specialized job, it's not like there are post houses on every corner and, like I said, it's a good post house to be on staff at.


This sounds more like a WWOOO than an Economic Downturn then :-\
Title: Re: The Economic Downturn..
Post by: Tripe on July 22, 2010, 06:54:33 PM
No it's related to my work situation hence it being here.
Title: Re: The Economic Downturn..
Post by: RVR II on July 22, 2010, 07:03:35 PM
No it's related to my work situation hence it being here.
Ah..
Title: Re: The Economic Downturn..
Post by: Thrifty on July 23, 2010, 03:08:33 AM
So yesterday I was told by one of the owners of the post facility that, amongst other things, does all the sound work for Sponge Bob that I'm on the short list for a staff position at the branch they're opening about an hour away from me.

This is probably good news but I don't know, I'll believe it when I see it. :-\
An Hour Away ???

That would suck IMO :-\

Hey, my work is 38 miles, 1 hour 15 minutes on average, each way.  It's been about 2 years, and the iPod loaded with podcasts and audiobooks innures me to it.  I sure am going through a lot of gasoline though.
Title: Re: The Economic Downturn..
Post by: Doctor Who? on August 04, 2010, 12:04:05 AM
Hey I can't seem to find this info on the web can anyone here tell me what kind of shape you have to be in to join the army?  I am pretty sure I am too old and even if I am not I am about 100 pounds over weight so I don't think I can get into shape in time,but I really need to look into it since I can't find a job that doesn't require me to have my own car.  I really don't want to kill people for a living but it seems to be the only thing out there any more.
Title: Re: The Economic Downturn..
Post by: RVR II on August 04, 2010, 01:18:17 AM
Hey I can't seem to find this info on the web can anyone here tell me what kind of shape you have to be in to join the army?  I am pretty sure I am too old and even if I am not I am about 100 pounds over weight so I don't think I can get into shape in time,but I really need to look into it since I can't find a job that doesn't require me to have my own car.  I really don't want to kill people for a living but it seems to be the only thing out there any more.
You may just have to call the recruiter..
Title: Re: The Economic Downturn..
Post by: Doctor Who? on August 04, 2010, 01:19:46 AM
okay,thanks.
Title: Re: The Economic Downturn..
Post by: Action Batch on August 04, 2010, 01:35:51 AM
Hey I can't seem to find this info on the web can anyone here tell me what kind of shape you have to be in to join the army?  I am pretty sure I am too old and even if I am not I am about 100 pounds over weight so I don't think I can get into shape in time,but I really need to look into it since I can't find a job that doesn't require me to have my own car.  I really don't want to kill people for a living but it seems to be the only thing out there any more.
You may just have to call the recruiter..

I would say don't. If you don't want to be in the military, don't sign up. If you want to enlist, it's a great experience, but if you join out of some misguided idea that you have no other choice, you will be very very very very very very very miserable. There are jobs out there.
Title: Re: The Economic Downturn..
Post by: Tripe on August 04, 2010, 04:47:19 AM
Hey I can't seem to find this info on the web can anyone here tell me what kind of shape you have to be in to join the army?  I am pretty sure I am too old and even if I am not I am about 100 pounds over weight so I don't think I can get into shape in time,but I really need to look into it since I can't find a job that doesn't require me to have my own car.  I really don't want to kill people for a living but it seems to be the only thing out there any more.
You may just have to call the recruiter..
I would say don't. If you don't want to be in the military, don't sign up. If you want to enlist, it's a great experience, but if you join out of some misguided idea that you have no other choice, you will be very very very very very very very miserable. There are jobs out there.
Yeah seconded there.

Also, you're not too old (http://usmilitary.about.com/od/joiningthemilitary/a/enlage.htm), I'm not too old (except for a couple of the services) and you're far younger than me.

But AB is right don't join the military as a last resort because it'll be nothing but misery for you.
Title: Re: The Economic Downturn..
Post by: RVR II on August 04, 2010, 05:27:51 AM
Joining the military will .. TURN YOU INTO A LEAN MEAN KILLING MACHINE!!! :grr: :angry:

 :speechless:
Title: Re: The Economic Downturn..
Post by: Tripe on August 04, 2010, 05:30:06 AM
Honestly I would be more concerned about the Doc having a D'Onofrio type experience.
Title: Re: The Economic Downturn..
Post by: RVR II on August 04, 2010, 05:32:09 AM
Honestly I would be more concerned about the Doc having a D'Onofrio type experience.
Or a 'Full Metal Jacket' experience :scared:
Title: Re: The Economic Downturn..
Post by: Tripe on August 04, 2010, 05:37:41 AM
Honestly I would be more concerned about the Doc having a D'Onofrio type experience.
Or a 'Full Metal Jacket' experience :scared:
Which stared D'Onofrio as "Pvt Pyle" yes.
Title: Re: The Economic Downturn..
Post by: RVR II on August 04, 2010, 05:46:17 AM
I never knew his name (or just forgot) :-[
I just remember him as Private Pyle as well
Title: Re: The Economic Downturn..
Post by: Darth Geek on August 04, 2010, 06:09:13 AM
"PYLE!"
"SHAZAM!"
"PYLE!"
"SHAZAM!"
Title: Re: The Economic Downturn..
Post by: Thrifty on August 04, 2010, 08:45:03 AM
Doc, what's your weight?  They have some strict weight limits (http://usmilitary.about.com/od/army/l/blmaleweight.htm) on new enlistments (as I understand it, they're a little more lax on re-enlistments.  Anything higher than 240 (even then you'd have to be 6' 8" tall) and you're right out.
Title: Re: The Economic Downturn..
Post by: Doctor Who? on August 04, 2010, 10:44:13 AM
Yeah looks like the Army is not for me.

Any way I hope I find something soon.  What we need in the government to come in and start creating a bunch of new jobs like they did in the 30s,it's pretty clear the private sector is never going to do it.
Title: Re: The Economic Downturn..
Post by: RVR II on August 04, 2010, 10:47:31 AM
Yeah looks like the Army is not for me.

Any way I hope I find something soon.  What we need in the government to come in and start creating a bunch of new jobs like they did in the 30s,it's pretty clear the private sector is never going to do it.
Tell 'King Obama' to get his priorities straight and make job creation #1 on that list since he devoted a whole year to Health Care.. 8)
Title: Re: The Economic Downturn..
Post by: Doctor Who? on August 04, 2010, 10:52:37 AM
Yeah looks like the Army is not for me.

Any way I hope I find something soon.  What we need in the government to come in and start creating a bunch of new jobs like they did in the 30s,it's pretty clear the private sector is never going to do it.
Tell 'King Obama' to get his priorities straight and make job creation #1 on that list since he devoted a whole year to Health Care.. 8)

Yeah I really wish the GOP had not wasted the country's time fighting that.  It was always going to get past so they should have voted for it and let the government move on to the next problem.  Just goes to show even in a crisis they can't put aside their pretty bickering.
Title: Re: The Economic Downturn..
Post by: k1 on August 04, 2010, 10:55:50 AM
Kinda glad I have my Big Backyard Project to distract me for a little bit each day and keep my mind off of the whole not being able to find a job thing.

I also am in limbo this week because Unemployment needs to "verify my address" for some reason and they're holding my check until they do that.  :grr:
They said "call us right away", so I did (on Monday morning) only to be told to call back on Friday.  :grr:  :grr:  :grr:

Title: Re: The Economic Downturn..
Post by: RVR II on August 04, 2010, 10:59:26 AM

I also am in limbo this week because Unemployment needs to "verify my address" for some reason and they're holding my check until they do that.  :grr:
They said "call us right away", so I did (on Monday morning) only to be told to call back on Friday.  :grr:  :grr:  :grr:

I can't collect anything from unemployment (because I quit from my last employer back in Feb. 06), but it sounds like no matter what state you live in, the Unemployment procedures are pretty much the same :-[
Title: Re: The Economic Downturn..
Post by: Doctor Who? on August 04, 2010, 11:07:55 AM

I also am in limbo this week because Unemployment needs to "verify my address" for some reason and they're holding my check until they do that.  :grr:
They said "call us right away", so I did (on Monday morning) only to be told to call back on Friday.  :grr:  :grr:  :grr:

I can't collect anything from unemployment (because I quit from my last employer back in Feb. 06), but it sounds like no matter what state you live in, the Unemployment procedures are pretty much the same :-[

I can't get it because I was only part time.
Title: Re: The Economic Downturn..
Post by: Thrifty on August 04, 2010, 11:37:47 AM

I also am in limbo this week because Unemployment needs to "verify my address" for some reason and they're holding my check until they do that.  :grr:
They said "call us right away", so I did (on Monday morning) only to be told to call back on Friday.  :grr:  :grr:  :grr:

I can't collect anything from unemployment (because I quit from my last employer back in Feb. 06), but it sounds like no matter what state you live in, the Unemployment procedures are pretty much the same :-[
Delaware sends paper checks.  Pennsylvania, curiously, sends you a debit Mastercard.
Title: Re: The Economic Downturn..
Post by: Thrifty on August 04, 2010, 11:44:42 AM
Yeah looks like the Army is not for me.

Any way I hope I find something soon.  What we need in the government to come in and start creating a bunch of new jobs like they did in the 30s,it's pretty clear the private sector is never going to do it.
Tell 'King Obama' to get his priorities straight and make job creation #1 on that list since he devoted a whole year to Health Care.. 8)

Yeah I really wish the GOP had not wasted the country's time fighting that.  It was always going to get past so they should have voted for it and let the government move on to the next problem.  Just goes to show even in a crisis they can't put aside their pretty bickering.
Eh, even if him or Congress tried to revive something like the Works Progress Administration, the GOP would just trot out the usual buzzwords of "socialist" and "deficit" to fillibuster.  But I'm curious what the stimulus is going to.  Infrastructure jobs seem the most useful expenditure of stimulus money, and sure enough there's a sign near my home that says "This project funded by the American Recovery and Reinvestment Act".  Except it's on a perfectly fine road and nobody is working there.  Maybe the stimulus money just paid for the sign.

I don't know what that snarky "King Obama" comment is supposed to mean, but health care reform was urgently needed and this was the best time to do it.  We barely made it with a Democratic supermajority and a Democratic president.  There wouldn't be a prayer without that configuration of Congress and this president.
Title: Re: The Economic Downturn..
Post by: RVR II on August 04, 2010, 11:56:11 AM

I don't know what that snarky "King Obama" comment is supposed to mean, but health care reform was urgently needed and this was the best time to do it.  We barely made it with a Democratic supermajority and a Democratic president.  There wouldn't be a prayer without that configuration of Congress and this president.
Because it was basically 'crammed down our throat' and made priority 1 when job creation seemed like a higher priority to help get the economy going so the average Joe could afford the health care monthly payments and co-pays :-\
Title: Re: The Economic Downturn..
Post by: Thrifty on August 04, 2010, 12:07:20 PM

I don't know what that snarky "King Obama" comment is supposed to mean, but health care reform was urgently needed and this was the best time to do it.  We barely made it with a Democratic supermajority and a Democratic president.  There wouldn't be a prayer without that configuration of Congress and this president.
Because it was basically 'crammed down our throat' and made priority 1 when job creation seemed like a higher priority to help get the economy going so the average Joe could afford the health care monthly payments and co-pays :-\
Health care reform was needed.  He had to do it when it had the best chance of succeeding, because if not in the 2008-2010 term, we'd have to wait through ANOTHER 15 years of people being dropped from their insurance when they got sick, people being perpetually uninsurable due to a pre-existing condition, insured people going bankrupt after hitting some lifetime spending limit on their policy.

As I recall, the stimulus bill passed before the health care bill was even drafted.  Sounds like economic recovery was his top priority.  Beyond that, statements to the effect of "don't do anything else while unemployment is too high" are not constructive because they offer criticism with no solution.  Of course the quickest way to provide jobs would be to add a lot of public sector jobs.  But that's not sustainable and just aggravates the deficit problem.  The best idea is to stimulate the private sector to produce jobs, and that doesn't happen overnight.
Title: Re: The Economic Downturn..
Post by: Doctor Who? on August 04, 2010, 12:10:28 PM
I was complaining about the GOP fighting Obama on it,not him trying to get it past. 

We need a law that will shut down the GOP,the only way this country will be fixed is if the rich man's party is shut down.

Every single member of the Republican party should spend the rest of their lives in prison,they are the enemies of the human race.  I would vote for a Nazi before I voted for the republicans again.
Title: Re: The Economic Downturn..
Post by: k1 on August 04, 2010, 12:20:27 PM

I also am in limbo this week because Unemployment needs to "verify my address" for some reason and they're holding my check until they do that.  :grr:
They said "call us right away", so I did (on Monday morning) only to be told to call back on Friday.  :grr:  :grr:  :grr:

I can't collect anything from unemployment (because I quit from my last employer back in Feb. 06), but it sounds like no matter what state you live in, the Unemployment procedures are pretty much the same :-[

Not sure why they suddenly need to re-verify my address when I've been collecting for almost a year and a half now. 
Title: Re: The Economic Downturn..
Post by: RVR II on August 04, 2010, 12:38:43 PM

I don't know what that snarky "King Obama" comment is supposed to mean, but health care reform was urgently needed and this was the best time to do it.  We barely made it with a Democratic supermajority and a Democratic president.  There wouldn't be a prayer without that configuration of Congress and this president.
Because it was basically 'crammed down our throat' and made priority 1 when job creation seemed like a higher priority to help get the economy going so the average Joe could afford the health care monthly payments and co-pays :-\
Health care reform was needed.  He had to do it when it had the best chance of succeeding, because if not in the 2008-2010 term, we'd have to wait through ANOTHER 15 years of people being dropped from their insurance when they got sick, people being perpetually uninsurable due to a pre-existing condition, insured people going bankrupt after hitting some lifetime spending limit on their policy.

As I recall, the stimulus bill passed before the health care bill was even drafted.  Sounds like economic recovery was his top priority.  Beyond that, statements to the effect of "don't do anything else while unemployment is too high" are not constructive because they offer criticism with no solution.  Of course the quickest way to provide jobs would be to add a lot of public sector jobs.  But that's not sustainable and just aggravates the deficit problem.  The best idea is to stimulate the private sector to produce jobs, and that doesn't happen overnight.
Fair enough..

I'm just glad that I received a letter from the Veterans Affairs (VA) that I now qualify for Free Health Care through the VA based on my recent income :highfive:
My appointment is scheduled for August 18 to get signed up 8)
Title: Re: The Economic Downturn..
Post by: FLOCK of RABID SHEEP?!?! on August 04, 2010, 12:39:16 PM
I can't get unemployment because I quit and was technically part time even though I was working more than 40 hours a week for 2-3 months 
Title: Re: The Economic Downturn..
Post by: Doctor Who? on August 04, 2010, 12:46:26 PM
I can't get unemployment because I quit and was technically part time even though I was working more than 40 hours a week for 2-3 months 

That was the same thing that happened to me.  I was listed as part time but I was working 40 hours a week.
Title: Re: The Economic Downturn..
Post by: k1 on August 05, 2010, 08:07:46 AM

I also am in limbo this week because Unemployment needs to "verify my address" for some reason and they're holding my check until they do that.  :grr:
They said "call us right away", so I did (on Monday morning) only to be told to call back on Friday.  :grr:  :grr:  :grr:

I can't collect anything from unemployment (because I quit from my last employer back in Feb. 06), but it sounds like no matter what state you live in, the Unemployment procedures are pretty much the same :-[

Not sure why they suddenly need to re-verify my address when I've been collecting for almost a year and a half now. 


Had an hour away from playing Daddy Daycare so I decided to call them up.  After being on hold for 45 minutes...
"It was a computer glitch on our end. There is nothing wrong with you account.  We will release your payment tomorrow at midnight."   :grr:

So yay, but at the same time wtf???

It also occurred to me that I have never called them and had a wait time of less than 20 minutes.  Maybe they should hire a pantload of people who are unemployed to answer phones or fill other roles so they can move "promote" other internal people to the phones?
Title: Re: The Economic Downturn..
Post by: Thrifty on August 05, 2010, 08:17:51 AM
I can't get unemployment because I quit and was technically part time even though I was working more than 40 hours a week for 2-3 months 

I don't understand.  What's the difference between part time and full time, other than hours?  If you were doing more than 40 hours a week, wouldn't that by definition classify you as full time?
Title: Re: The Economic Downturn..
Post by: FLOCK of RABID SHEEP?!?! on August 05, 2010, 09:06:50 AM
Technically no...full time means that I would be guaranteed 40 hours a week and 2 days off while part time was guaranteed (at least in my case) 24 hours a week w "x" number of days off...both positions in my case had insurance so that was not an issue but if you were full time and wanted three days off within a week and had used up your personal days (all 3 of the) you were screwed...in the end full time just guaranteed more hours while part time was more flexible. Again this was just my experience it might be different in other peoples
Title: Re: The Economic Downturn..
Post by: Bob on August 05, 2010, 12:54:11 PM

Not sure why they suddenly need to re-verify my address when I've been collecting for almost a year and a half now. 

Good thing they did not take pictures of your back yard before and after as they would have claimed you moved into a new house and delay the checks some more.
Title: Re: The Economic Downturn..
Post by: darkchashy on August 12, 2010, 07:29:00 AM
an animated graph of the unemployment rate. Spooky
http://cohort11.americanobserver.net/latoyaegwuekwe/multimediafinal.html
Title: Re: The Economic Downturn..
Post by: Darth Geek on August 12, 2010, 07:59:17 AM
an animated graph of the unemployment rate. Spooky
http://cohort11.americanobserver.net/latoyaegwuekwe/multimediafinal.html
Looks like a zombie outbreak from some cheesy Sci-Fi original movie.
Title: Re: The Economic Downturn..
Post by: wurwolf on August 12, 2010, 08:28:51 AM
I never take the Lord's name in vain, but.... Jesus. That just made me physically ill.
Title: Re: The Economic Downturn..
Post by: k1 on August 12, 2010, 09:15:23 AM
Time to move to Nebraska I guess.  :speechless:
Title: Re: The Economic Downturn..
Post by: RVR II on August 12, 2010, 09:17:52 AM
Time to move to Nebraska I guess.  :speechless:
Better talk to BTA first :scared:
Title: Re: The Economic Downturn..
Post by: RVR II on August 12, 2010, 09:37:48 AM
an animated graph of the unemployment rate. Spooky
http://cohort11.americanobserver.net/latoyaegwuekwe/multimediafinal.html
and the 3% or less colors are in sparsely populated areas so they should be 10% or greater as well :o
Title: Re: The Economic Downturn..
Post by: Bob on August 12, 2010, 09:37:59 AM
an animated graph of the unemployment rate. Spooky
http://cohort11.americanobserver.net/latoyaegwuekwe/multimediafinal.html
Looks like a zombie outbreak from some cheesy Sci-Fi original movie.

Shhhhhh, they might hear you.
Title: Re: The Economic Downturn..
Post by: FLOCK of RABID SHEEP?!?! on August 12, 2010, 09:44:10 AM
glad i got out of california while i could :D and got a job :P yippee!
Title: Re: The Economic Downturn..
Post by: D.B. Barnes on August 12, 2010, 09:45:55 AM
an animated graph of the unemployment rate. Spooky
http://cohort11.americanobserver.net/latoyaegwuekwe/multimediafinal.html
Looks like a zombie outbreak from some cheesy Sci-Fi original movie.

Shhhhhh, they might hear you.

Too late!

It premieres next Friday.
Title: Re: The Economic Downturn..
Post by: Tripe on August 12, 2010, 11:34:54 AM
Madre Dei, ahem well Washtenaw County (http://en.wikipedia.org/wiki/Washtenaw_County,_Michigan) seems to be doing OK, comparatively speaking.  Sigh.

Oh I have an interview for a senior research position on Monday, fingers crossed folks. I might have to blag my way into that but I'm English and charming, what could go wrong?
Title: Re: The Economic Downturn..
Post by: Plastic Self-Cleaning Duck on August 12, 2010, 01:48:38 PM
Madre Dei, ahem well Washtenaw County (http://en.wikipedia.org/wiki/Washtenaw_County,_Michigan) seems to be doing OK, comparatively speaking.  Sigh.

Oh I have an interview for a senior research position on Monday, fingers crossed folks. I might have to blag my way into that but I'm English and charming, what could go wrong?

[sarcasm]But GM is making huge profits now and the Bush tax cuts are still in place so they called you back, right?[/sarcasm]

Break a leg, Sweetie.
Title: Re: The Economic Downturn..
Post by: gbeenie on August 12, 2010, 03:20:23 PM
Madre Dei, ahem well Washtenaw County (http://en.wikipedia.org/wiki/Washtenaw_County,_Michigan) seems to be doing OK, comparatively speaking.  Sigh.

Oh I have an interview for a senior research position on Monday, fingers crossed folks. I might have to blag my way into that but I'm English and charming, what could go wrong?

Good luck. I have no doubt your insouciant charm will win them over.  :)
Title: Re: The Economic Downturn..
Post by: RVR II on August 16, 2010, 11:26:59 AM
Been feeling a bit depressed lately due to the serious lack of money coming into our business..
My brother and I have even partnered to offer various computer services but that's been slow to take off and now he's working a contract job for the next 4 months which could really affect this business as well as trying to building a customer base for it.. :-\
BUT, I am very much looking forward to my next vacation to Mexico in November as we will be driving there this time and staying for a month and a half er so :o

We were a sponsor yesterday (Sunday) for  the Spanish version of TV Guide (TV Guia) at the old plaza where we had a branch of our business the first half of this year, and had a lot of interest from Latino customers about our various services but we didn't make a single cent..  :-[
I loaded up my complete computer system for onsite services and everything with $0 in return.. :(

While there, I did go to visit our old Jeweler neighbor next door to where we were and said that several customers were looking for us after we left, and he offered us part of his space to rent for only $50/month working just weekends only and no contracts (so if it doesn't work out, we are free to leave) and we wouldn't be dealing with the plaza management (who we were having issues with throughout the 5-6 months we were there) so we're seriously considering that offer :o
There is the chance that the management may not allow this once they discover it because we would still be working under their roof and by their own rules, we must have Liability insurance and a Retail license for that location (which I do not plan on getting cause that's gonna cost even more money) so we'll see how it goes.
Title: Re: The Economic Downturn..
Post by: Plastic Self-Cleaning Duck on August 17, 2010, 04:53:39 PM
(http://imgsrv.gocomics.com/dim/?fh=04ead56f617954973a00c31e2a246448)
Title: Re: The Economic Downturn..
Post by: Tripe on August 17, 2010, 05:41:11 PM
OK so I managed to convince people to stop low balling me on a VO project I'm doing for them so starting Thursday I should be recording the voices for a motion comic (pending a satisfactory contract). Tentative woooo
Title: Re: The Economic Downturn..
Post by: RVR II on August 17, 2010, 05:51:59 PM
I wonder if employers are purposely low balling pay because so many people are out of work..
I guess so long as it's minimum wage or above, they can get away with offering insulting wages ::)
Title: Re: The Economic Downturn..
Post by: Tripe on August 17, 2010, 05:54:45 PM
I wonder if employers are purposely low balling pay because so many people are out of work..
I guess so long as it's minimum wage or above, they can get away with offering insulting wages ::)

In this case I think they were unfamiliar with how much they should pay me. I'm actually still giving them my services below average per session but I'm happy that it'll not be too low . :)
Title: Re: The Economic Downturn..
Post by: RVR II on August 17, 2010, 05:56:23 PM
I wonder if employers are purposely low balling pay because so many people are out of work..
I guess so long as it's minimum wage or above, they can get away with offering insulting wages ::)

In this case I think they were unfamiliar with how much they should pay me. I'm actually still giving them my services below average per session but I'm happy that it'll not be too low . :)
Well low pay is better than No pay then :o
Title: Re: The Economic Downturn..
Post by: Tripe on August 17, 2010, 05:57:50 PM
With four weeks of UI left, hell yes it is.
Title: Re: The Economic Downturn..
Post by: Darth Geek on August 17, 2010, 06:10:26 PM
I wonder if employers are purposely low balling pay because so many people are out of work..
I guess so long as it's minimum wage or above, they can get away with offering insulting wages ::)
What? Why that would be selfish and deceitful. And as Republicans keeps asssuring us, businesses* always have everyone's best interest at heart. (head explodes from too much sarcasm)

*Well, large corporations anyway. Small businesses can go fuck themselves apparently.
Title: Re: The Economic Downturn..
Post by: Plastic Self-Cleaning Duck on August 17, 2010, 06:22:57 PM
I wonder if employers are purposely low balling pay because so many people are out of work..
I guess so long as it's minimum wage or above, they can get away with offering insulting wages ::)
What? Why that would be selfish and deceitful. And as Republicans keeps asssuring us, businesses* always have everyone's best interest at heart. (head explodes from too much sarcasm)

*Well, large corporations anyway. Small businesses can go fuck themselves apparently.

Lack of unions (especially in the Entertainment field) will do that, too.
Title: Re: The Economic Downturn..
Post by: Doctor Who? on August 29, 2010, 11:19:44 PM
I really wish the government would get rid of the minium wage.  Making something is better then making nothing and there is no way anyone is ever going to hire again as long as the government makes them pays us what the government says they have to.  The minium wage law are not helping anyone who doesn't have a job already.
Title: Re: The Economic Downturn..
Post by: Thrifty on August 30, 2010, 04:00:30 AM
Something is NOT better than nothing.  There's no point in working if you STILL can't make ends meet.  It's basically a lateral move from unemployment to employment.
Title: Re: The Economic Downturn..
Post by: Darth Geek on August 30, 2010, 06:37:30 AM
Something is NOT better than nothing.  There's no point in working if you STILL can't make ends meet.  It's basically a lateral move from unemployment to employment.
RIght. And the point of minimum wage is that it forces employers to not just pay their hard working employees peanuts.
Title: Re: The Economic Downturn..
Post by: Doctor Who? on August 30, 2010, 10:57:04 AM
Something is NOT better than nothing.  There's no point in working if you STILL can't make ends meet.  It's basically a lateral move from unemployment to employment.

If you have some money you can find a way to make ends meet if you have no money you will end up on the street at some point.  If my parrents were not letting me live at home free I would be out on the street.  If you have people backing you with money you can afford to hold out for a certain wage but if you can't why shouldn't you be allowed to work for less to get your foot in the door?
Title: Re: The Economic Downturn..
Post by: RVR II on August 30, 2010, 10:59:44 AM
Something is NOT better than nothing.  There's no point in working if you STILL can't make ends meet.  It's basically a lateral move from unemployment to employment.

If you have some money you can find a way to make ends meet if you have no money you will end up on the street at some point.  If my parrents were not letting me live at home free I would be out on the street.  If you have people backing you with money you can afford to hold out for a certain wage but if you can't why shouldn't you be allowed to work for less to get your foot in the door?
Because it would be taken advantage of by employers.

This is already happening in Mexico where the average daily pay is the equivalent of $6 US Dollars a day because of no Gov't oversight....
Title: Re: The Economic Downturn..
Post by: Doctor Who? on August 30, 2010, 11:02:28 AM
SO if i am willing to work for the ammount of money they offer and i can find a way to pay my bills with it what right does the government have to tell me I can't?  In this country I am free to go out and buy sigs,booze,or guns after I turn 21,why can't I decide what I am willing to wrok for in a competive job market?
Title: Re: The Economic Downturn..
Post by: RVR II on August 30, 2010, 11:09:27 AM
SO if i am willing to work for the ammount of money they offer and i can find a way to pay my bills with it what right does the government have to tell me I can't?  In this country I am free to go out and buy sigs,booze,or guns after I turn 21,why can't I decide what I am willing to wrok for in a competive job market?
Because Employers make pay scale decisions based on their type of work they do and the pay is based on the government's set standards which is based on Equality for all employees..

You can go work for what ever pay you want to if someone is willing to pay you that but then the Labor Board would sue that person/employer for violation of the set Labor standards..
Title: Re: The Economic Downturn..
Post by: Thrifty on August 30, 2010, 11:47:13 AM
SO if i am willing to work for the ammount of money they offer and i can find a way to pay my bills with it what right does the government have to tell me I can't?  In this country I am free to go out and buy sigs,booze,or guns after I turn 21,why can't I decide what I am willing to wrok for in a competive job market?

Because you WOULDN'T be able to pay your bills on some paltry sum like $10 a day ($1.25 per hour assuming 8 hours a day) or $15 or $20 (same wage, more hours).  Write me a budget that gets you food, clothes, transportation, and shelter on 10-20 bucks a day and you'll have some credibility. 

And when you're speaking of "my right to work for under minimum wage", you're really talking about "an employer's right to pay less than minimum wage", and by trying to claim this right for yourself, you're inflicting it as a punishment on everyone else.  Why hire Steve at $7.25 an hour (the current minimum wage) or even keep Steve on the payroll, when Matt will do it for $1.25?  Employers of unskilled labor fill up with throngs of the cheapest labor possible.  Maybe with lower labor costs they can hire more people, but you've also made that work little more than an unpleasant hobby.  In short, you've made your life and the life of others worse.
Title: Re: The Economic Downturn..
Post by: Doctor Who? on August 30, 2010, 03:15:06 PM
SO if i am willing to work for the ammount of money they offer and i can find a way to pay my bills with it what right does the government have to tell me I can't?  In this country I am free to go out and buy sigs,booze,or guns after I turn 21,why can't I decide what I am willing to wrok for in a competive job market?

Because you WOULDN'T be able to pay your bills on some paltry sum like $10 a day ($1.25 per hour assuming 8 hours a day) or $15 or $20 (same wage, more hours).  Write me a budget that gets you food, clothes, transportation, and shelter on 10-20 bucks a day and you'll have some credibility. 

And when you're speaking of "my right to work for under minimum wage", you're really talking about "an employer's right to pay less than minimum wage", and by trying to claim this right for yourself, you're inflicting it as a punishment on everyone else.  Why hire Steve at $7.25 an hour (the current minimum wage) or even keep Steve on the payroll, when Matt will do it for $1.25?  Employers of unskilled labor fill up with throngs of the cheapest labor possible.  Maybe with lower labor costs they can hire more people, but you've also made that work little more than an unpleasant hobby.  In short, you've made your life and the life of others worse.

So if my dad gets sick of me and kicks me out on to the street with out food or water I should starve to death in the gutter with a smile on my face because someone else life is better?  Also if there is less money around prices go down.  Look at this country in the past,gas didn't always cost $3.00 a gallon.   Back when people made $20 a day this cost less.  Everyone has a right to survive.  The government doesn't help everyone who doesn't have a job.  If $10 keeps me from starving I will take it over nothing.  I see plenty of people begging for change on the side of the road who I am sure would take the same deal.
Title: Re: The Economic Downturn..
Post by: Tripe on August 30, 2010, 03:21:58 PM
Also if there is less money around prices go down.
They don't, at least not on general principal and without massive government intervention.

Look at this country in the past,gas didn't always cost $3.00 a gallon.   Back when people made $20 a day this cost less.
Both are connected to inflation, however the latter did not directly cause the former.

If $10 keeps me from starving I will take it over nothing.  I see plenty of people begging for change on the side of the road who I am sure would take the same deal.
$10 will not  keep you from starving in the long run, or indeed dying from other causes associated with extreme poverty, those people begging for change have a much much lower life expectancy that those who are not homeless.
Title: Re: The Economic Downturn..
Post by: Doctor Who? on August 30, 2010, 03:33:55 PM
My point is it's all about buying time.  How long can a person live eating nothing and living on the streets?  I will bet you anything it's not as long as someone who gets one or two meals a day now matter how cheap they are. 

Here is the thing there are people who will not make to end of this thing with out some way to bring in money of some kind.  The government cuts off their help to the people they do help at some point.  Also things are not budging one inch.  Can you tell me when this downturn will end?  Two year? Five years? Ten Years? No one knows.

You are asking people to risk dieing so other people can make more money.  Now if you want to pass a law that requires a company to hire anyone who asks for a job or a law where the government gives $5,000 a year to anyone who doesn't have a job then I will agree that the minium wage is a good idea.  But until something is done for the people who are being fired and not hired because of it it is only hurt the poor so the rich can get richer.  Don't mean to be rude that is just how I see it from where I am.
Title: Re: The Economic Downturn..
Post by: UncleDes on August 30, 2010, 03:47:57 PM
Worrying news that police departments are cutting staff and asking victims of non-violent crime to fill out police reports. So: if you are burgled, you have to do the paperwork, too? Naaa - don't think so.

So you reduce police: the number of reported crimes goes down: so anyone looking at this says "That's OK: we can reduce the police even more and reduce the reported crime figures....:" see where this is going?

The rich will live in exclusive high-security estates: the middle class will disappear and Goodbye USA and hello Mexico!!!

Des
Title: Re: The Economic Downturn..
Post by: k1 on August 30, 2010, 04:04:30 PM
I can tell you that if my wife & I were both making minimum wage there's no possible way that we could afford to pay rent anywhere in the Boston area, let alone feed ourselves & our 2 kids.  (We're struggling to pay our mortgage & bills as it is.  And we're screwed if I don't get another extension on my benefits.)  It's 'spensive around here and I haven't even been getting phone calls back from any of the places that I've been applying to.

My problem seems to be that the only jobs that are actually hiring people are ones that I'm overqualified for.  I've been told that's the reason they passed on me on a few places I applied.  But even if they overlooked that fact, I'd still be taking a significant "pay cut" from what I'm making on unemployment and it would make paying bills a little tricky.  (Although I wouldn't have the stress of the whole extension mess which would be a nice thing.)   :P

*I had a huge rant about how much this sucks for everyone (people who lost jobs, people who DIDN'T lose their jobs, spouses & kids of both those categories due to stress/depression/etc of aforementioned people) but after it got a little long winded I decided to cut it.*  In it's place I am going to drink a beer.
Title: Re: The Economic Downturn..
Post by: Tripe on August 30, 2010, 04:07:36 PM
My problem seems to be that the only jobs that are actually hiring people are ones that I'm overqualified for.  I've been told that's the reason they passed on me on a few places I applied.  But even if they overlooked that fact, I'd still be taking a significant "pay cut" from what I'm making on unemployment and it would make paying bills a little tricky.  (Although I wouldn't have the stress of the whole extension mess which would be a nice thing.)   :P

Same here :(\

Though the VO work might be picking up so that's something.
Title: Re: The Economic Downturn..
Post by: Thrifty on August 30, 2010, 04:43:18 PM
SO if i am willing to work for the ammount of money they offer and i can find a way to pay my bills with it what right does the government have to tell me I can't?  In this country I am free to go out and buy sigs,booze,or guns after I turn 21,why can't I decide what I am willing to wrok for in a competive job market?

Because you WOULDN'T be able to pay your bills on some paltry sum like $10 a day ($1.25 per hour assuming 8 hours a day) or $15 or $20 (same wage, more hours).  Write me a budget that gets you food, clothes, transportation, and shelter on 10-20 bucks a day and you'll have some credibility. 

And when you're speaking of "my right to work for under minimum wage", you're really talking about "an employer's right to pay less than minimum wage", and by trying to claim this right for yourself, you're inflicting it as a punishment on everyone else.  Why hire Steve at $7.25 an hour (the current minimum wage) or even keep Steve on the payroll, when Matt will do it for $1.25?  Employers of unskilled labor fill up with throngs of the cheapest labor possible.  Maybe with lower labor costs they can hire more people, but you've also made that work little more than an unpleasant hobby.  In short, you've made your life and the life of others worse.

So if my dad gets sick of me and kicks me out on to the street with out food or water I should starve to death in the gutter with a smile on my face because someone else life is better?  Also if there is less money around prices go down.  Look at this country in the past,gas didn't always cost $3.00 a gallon.   Back when people made $20 a day this cost less.  Everyone has a right to survive.  The government doesn't help everyone who doesn't have a job.  If $10 keeps me from starving I will take it over nothing.  I see plenty of people begging for change on the side of the road who I am sure would take the same deal.

You want someone else to die in the streets so that you can make a pittance that will ALSO leave YOU out in the gutter?  I'm still waiting on that budget so you can provide some empirical evidence that something is better than nothing.
Title: Re: The Economic Downturn..
Post by: Doctor Who? on August 30, 2010, 06:25:05 PM
First you prove to me that people do not have to eat,also prove that food does not cost money.

I am saying that when you need money in order to eat something is better then nothing.

Think about what you are typing.  Basic math tells us 1 is more then 0.  $0 will buy you nothing,$1 will buy you something.

Any way it is my life what right do you have to take away my right to choose.  I am not your or the governments slave.

If you and the government want the right to say if I can work or not then maybe you and the government should pay me for every day your assault on my liberty keeps me from working.

You want everyone else to die in a gutter so you and a few fat cats can live in mansion.  Maybe you should try being poor,give away all of your money,have huge duets pile up,have people hounding you for money,only eat one meal a day if that,and then tell me nothing is better then something.

People have a right to life and when you take away their right to work you take away their right to life.

Oh and I can tell you first hand you can not life off of $7.25 an hour so that is not a living wage any way.  It's just something rich congressmen impose to make themselves feel better about the awful job they do the rest of the year.

Companies are aloud to compete with each other on price of products,that is how the free market works.  Why shouldn't workers be allowed to be part of the free market.
Title: Re: The Economic Downturn..
Post by: RVR II on August 30, 2010, 06:48:13 PM
*Sigh* :(

(http://i66.photobucket.com/albums/h275/rvr2/02/10footpollquote.jpg)
Title: Re: The Economic Downturn..
Post by: Thrifty on August 31, 2010, 04:27:22 AM
Quote
First you prove to me that people do not have to eat,also prove that food does not cost money.

Okay, I'll do that right after I prove that dogs do not need oxygen to live, plants do not need sunlight to grow, and computers do not need electricity to function.  Why would I try to prove something that I never claimed in the first place and is blatantly false?  Knock it off with the lame strawmen arguments.

You're correct that $7.25 is a paltry wage.  You can barely live on it.  But you can almost just barely scrap by.  At $1.25, you have no chance.

I'm also amused that you seem to think that I, making $52,000 a year, am a "fatcat" living in a mansion.  I do okay, but I'm hardly rich.  I have to do a monthly budget to pay of old debts and new bills.

Look Doc, I know you're in a desperate situation here.  It's a perfect illustration of WHY minimum wage is necessary.  Without one, companies have a whole slew of desperate, unskilled labor like you to exploit.  The failings of a labor market without a minimum wage are evident in the modern world; you don't HAVE to theorize.  Look at any number of sweatshops across Asia.

It's apparent from this post and your past attempts to debate that you aren't really good or just aren't interested in honest debate.  You're just going to get more and more emotionally wound up, and I'll get more and more irritable until it just degenerates into me slinging a series of insults at you, because it's easier than thinking up actual intellectual points which you will ignore anyway.  It'll make me feel grumpy and guilty, and it'll make us both look foolish.  This is really like thermonuclear war; the only way to win is not too play.  I've already started playing, but I'm going to cut my losses here and shut up.  At least until you have the intellectual honesty to show me how you can live on $10-$20 a day.
Title: Re: The Economic Downturn..
Post by: FLOCK of RABID SHEEP?!?! on August 31, 2010, 08:30:39 AM
*Sigh* :(

(http://i66.photobucket.com/albums/h275/rvr2/02/10footpollquote.jpg)

seconded :P
Title: Re: The Economic Downturn..
Post by: k1 on September 03, 2010, 08:17:36 AM
Finally got a call back from someone on a Logistics Analyst position yesterday.  Initial interview with the recruiter went very well and they asked if I wanted to do a 2nd phone interview with the managers today.  I checked my calendar and said "That's perfect! I will speak with you tomorrow!"  Finished things up, hung up the phone and then remembered that daycare is closed today and it wasn't on the calendar.   :grr:  So I'll be attempting to do a phone interview with both kids home.  And one of them got sick at 4am this morning so I'm running on coffee at this point.  If I sit down I'm pretty sure I'm going to fall asleep.  (I'm still recovering from the concert I went to on Wed.  Didn't get home until 3:30am.)

I'm hoping it goes well.  From the description I read it sounds almost exactly like part of what I was doing before I got laid off, only it's an entry level position.  (Hope I don't get screwed by having 8 years experience.  I already told them that the salary they're offering will be fine.)
Title: Re: The Economic Downturn..
Post by: RVR II on September 03, 2010, 08:20:00 AM
Just stuff the kids in a closet with a lot of pillows (to absorb as much noise as possible) and get your interview done ;D
Good Luck!!
Title: Re: The Economic Downturn..
Post by: darkchashy on September 03, 2010, 08:43:57 AM
First you prove to me that people do not have to eat,also prove that food does not cost money.

I am saying that when you need money in order to eat something is better then nothing.

Think about what you are typing.  Basic math tells us 1 is more then 0.  $0 will buy you nothing,$1 will buy you something.

Companies are aloud to compete with each other on price of products,that is how the free market works.  Why shouldn't workers be allowed to be part of the free market.
Some workers do have that free market privilage, see...
unemployed americans
(http://www.post-gazette.com/pg/images/200902/unemployed_500.jpg)
employed chinese
(http://www.abc.net.au/reslib/200706/r153233_549379.jpg)

Got it?
Title: Re: The Economic Downturn..
Post by: Thrifty on September 03, 2010, 08:49:54 AM
Darchashy, as that saying goes, a picture is worth 1000 words.  Thanks.
Title: Re: The Economic Downturn..
Post by: k1 on September 03, 2010, 09:59:02 AM
Here's hoping I don't lose power during the phone interview...  Down to I think a Cat 1 last I checked, but they're still predicting outages.
Title: Re: The Economic Downturn..
Post by: Bob on September 03, 2010, 10:23:38 AM
Here's hoping I don't lose power during the phone interview...  Down to I think a Cat 1 last I checked, but they're still predicting outages.

Well, unless your job will be for a weather control operator, they cannot hold that against you!

Break a leg.
Title: Re: The Economic Downturn..
Post by: k1 on September 03, 2010, 10:34:37 AM
I only had 1 kid related interruption and it wasn't bad (and thankfully it was after the lady doing the interview had mentioned her kids, so I think she can relate.)

I think it went fairly well though.  Sure is easy to provide examples of things to answer their situational questions when the job is almost the same as the one you had before!   :D

They said someone would call me next week either to let me know they're going in another direction or to set up another interview.
Title: Re: The Economic Downturn..
Post by: RVR II on September 03, 2010, 10:47:41 AM
I remember getting 3 interviews one time (several years back) and then was turned down.. :scared:
Not saying that will happen in your case but it happens.. :speechless:
Title: Re: The Economic Downturn..
Post by: k1 on September 03, 2010, 12:18:00 PM
Just got an email from them asking me to take a personality assessment test within the next 72 hours.  I'll take that as a somewhat positive sign.
Title: Re: The Economic Downturn..
Post by: RVR II on September 03, 2010, 12:19:42 PM
Just got an email from them asking me to take a personality assessment test within the next 72 hours.  I'll take that as a somewhat positive sign.
Aw Hell.. :scared:
Don't mention RiffTrax  :speechless:
Title: Re: The Economic Downturn..
Post by: RVR II on September 03, 2010, 09:01:01 PM
Well I actually had my home phone disconnected today (I've had since leaving the Navy back in June of 1992) since the local apathetic phone company  doesn't seem to want to help me reduce my $200/month average phone bill..
I still have a separate phone line for the fax, and my cable and internet are tied in with the phone company as well so everything is combined into one bill..

The main thing that pissed me off with them is they offer a 'selective call block' feature for $5 a month to block out telemarketer calls but failed to inform me that I could only add 10 phone numbers to block before it was full and I would have to delete numbers if I wanted to add more ::)
Because we have a small business, we used our home # (for the last 9 years) for customers to call us but somehow telemarketers would find out despite the number being on the 'Do Not Call' list (and contacting the FCC for each and every one of them would be very frustrating and a huge waste of time), I just opted to disconnect the line instead.
I'll only be saving about $60/month but something is better than nothing..

The wife signed up with Vonage a couple weeks back under some international plan that allows her to call Mexico as much as she wants for $30/month so I just decided to make that our new home phone but I don't think we should give this out to customers cause the telemarketers won't be far behind..

We also use my wife's cell phone as another contact number for customers that we will keep active.
I just hope we don't lose too much business with the loss of that number because business is already incredibly slow as it is :-\
Title: Re: The Economic Downturn..
Post by: k1 on September 04, 2010, 05:51:49 AM
Have you looked at http://www.ooma.com? I know a few people who use it and love it.



Just got an email from them asking me to take a personality assessment test within the next 72 hours.  I'll take that as a somewhat positive sign.
Aw Hell.. :scared:
Don't mention RiffTrax  :speechless:

Dont worry, I wont. 


Nooooooooo! The outside company that does the tests website is down. I only finished part of the test before it started throwing error messages.  :grr:
Title: Re: The Economic Downturn..
Post by: Bob on September 04, 2010, 05:54:30 AM

Nooooooooo! The outside company that does the tests website is down. I only finished part of the test before it started throwing error messages.  :grr:

Maybe that is part of the test..... :D
Title: Re: The Economic Downturn..
Post by: RVR II on September 04, 2010, 05:55:27 AM
'We're sorry! You have not completed the test in the alloted time.
Please check the connection and try again. This is a recording.' :o
Title: Re: The Economic Downturn..
Post by: RVR II on September 04, 2010, 07:28:25 AM
Have you looked at http://www.ooma.com? I know a few people who use it and love it.
Vonage was recommended by other Latinos because of the flat rates for international calls to their home countries..

The wife could very easily go through $100 in phone cards per month calling Mexico before, now she just pays $30-$35 per month for unlimited calls to Mexico :o
Title: Re: The Economic Downturn..
Post by: k1 on September 04, 2010, 07:32:18 AM
Have you looked at http://www.ooma.com? I know a few people who use it and love it.
Vonage was recommended by other Latinos because of the flat rates for international calls to their home countries..

The wife could very easily go through $100 in phone cards per month calling Mexico before, now she just pays $30-$35 per month for unlimited calls to Mexico :o

It looks like 1,000 minutes to Mexico is something like $10 a month.

http://www.ooma.com/products/international-rates

Not sure how much she talks on the phone or whatever.
Title: Re: The Economic Downturn..
Post by: RVR II on September 04, 2010, 07:33:31 AM
Have you looked at http://www.ooma.com? I know a few people who use it and love it.
Vonage was recommended by other Latinos because of the flat rates for international calls to their home countries..

The wife could very easily go through $100 in phone cards per month calling Mexico before, now she just pays $30-$35 per month for unlimited calls to Mexico :o

It looks like 1,000 minutes to Mexico is something like $10 a month.

http://www.ooma.com/products/international-rates

Not sure how much she talks on the phone or whatever.
Quite a bit but that is a pretty good deal! :o

I'll do some checking..
Title: Re: The Economic Downturn..
Post by: Plastic Self-Cleaning Duck on September 04, 2010, 06:01:06 PM
Fifth week of my 3 to 6 week lay off....assuming we're really all going to be called back.

The wolves aren't at the door yet but things are still scary.  I know how fast that can change.

Just can't believe that I tried a completely different tact this time...left where I lived, moved almost completely cross country, tried three different places....when I got here I started doing well...got a part-time job and then a full time job...only to lose both for nothing I did within weeks of each other and unless something happens soon I'm back to the same goddamned situation I was before....and again, not because I fucked up something.

And as for what DW was ranting about before about repealing the minimum wage....

I'm not going to bother suggesting that there is a horrendous lack of understanding of history there (read something about unions in this country or President Teddy Roosevelt and what he did for the living wage) or just life and the motives of people in general (lack of regulation has brought us this current economic situation and god knows how many millions of gallons of oil in the Gulf not to mention 11 dead workers and still you seem to think that if you just let companies pay whatever they want then things will be fair?)....

I'll just give you this link (http://realtytimes.com/rtpages/20020503_homeless.htm)....

Quote
Did you know that of the 36.4 million homeless people in the U.S., nearly a fifth of them are employed (according to the National Coalition for the Homeless and the U.S. Conference of Mayors).

And that's with minimum wage laws.  Just because people have jobs doesn't mean that there's enough affordable housing.  Did you miss the story of how many people came to get applications for Section 8 assistance in Georgia (http://www.ajc.com/news/atlanta/housing-crisis-reaches-full-589653.html) recently?

The minimum wage law is the only thing that's keeping that kind of thing from being universal in this country.
Title: Re: The Economic Downturn..
Post by: RVR II on September 06, 2010, 04:46:33 PM
Figures.. The wife attempts a new business venture and she decides that it's not all it's cracked up to be.. ::)

She was getting involved in the 'Illusions' natural/herbal stuff that she thought we could promote to our customer base..
Problem is, we don't have much of a customer base anymore thanks to competition and the economy so after 3 weeks, the wife says she's done.
Thing is, this lady (that was getting my wife involved with it) started getting snotty about it today and just called requesting $100+ difference still owed -
The Banks Are Closed Today Ditz!!  :grr:

This lady also put $40 down on a Dell computer 3 weeks ago and keeps delaying and making excuses when she's going to pay (another 2 weeks now) so I've already moved back out to the floor for sale. It will probably still be here if/when she finally does pay (because no one else has come in looking for a complete computer system as of late) but I'm just sick of hearing her excuses.

Now, the wife is talking of flying south for Mexico's Bicentennial (September 15) with her sister to carry merchandise with her to sell in the boutique in time for the huge celebration expected to take place (I really wanted to go as well but with plane tickets as high as they are, plus our upcoming road trip in November - It just wouldn't make sense financially) and while there, she'll be looking at a 2nd location for another American clothing boutique..
The current boutique is really doing awesome despite the economy and we're already looking ahead after 2010 tax season, we may actually go to Mexico for several months to make as much money as possible in the boutiques (and I possibly teaching English classes also) and bringing that home with us.
We've talked about this off and on but now it's seriously being considered! :-\
Title: Re: The Economic Downturn..
Post by: Bob on September 06, 2010, 05:16:26 PM
Well, it sounds like you have some options, and that is a good thing.
Title: Re: The Economic Downturn..
Post by: RVR II on September 06, 2010, 05:22:46 PM
Well, it sounds like you have some options, and that is a good thing.
Yeah, I'm trying to see what the options are based on worst case scenario (no income the rest of the year, a crappy 2010 tax season, etc.) so If all I have to worry about is a mortgage, a student loan payment, and just kill the phone and power while we're gone, it seems feasible.. :-\
Title: Re: The Economic Downturn..
Post by: k1 on September 06, 2010, 05:47:12 PM
Yeah my wife started selling Mary Kay stuff this past month. But despite my warnings it seems like she is spending about the same (or more) for supplies and party refreshments than she is bringing in.  *sigh*
Title: Re: The Economic Downturn..
Post by: RVR II on September 06, 2010, 05:53:46 PM
Yeah my wife started selling Mary Kay stuff this past month. But despite my warnings it seems like she is spending about the same (or more) for supplies and party refreshments than she is bringing in.  *sigh*
Ugh.. My wife was involved in that 5+ years ago and that's exactly what she had here as well.. I had to Leave on Many Occasions!! :grr:

Her sister actually got as far as the red Grand Am but the pressure never let up and she finally just had to give the car back.
Title: Re: The Economic Downturn..
Post by: Plastic Self-Cleaning Duck on September 08, 2010, 12:34:55 PM
I'm starting to think that every job listing out there is just a scam.

All I get back from my applications are the money laundering e-mails ("I run a confidential bill collection company...you'll get checks and when they clear you'll distribute them....") or this damn insurance company that calls itself different things, "hires" agents and after you've trained and got your license through them - out of your pocket - you only make money by getting other people to sign up to become agents too.  And since they've got everybody out actively recruiting all the time, they also cut workers constantly.....

I know things are bad but you'd think that one or two out of 30 or more a day....
Title: Re: The Economic Downturn..
Post by: k1 on September 08, 2010, 03:44:43 PM
Woohoo! Got a call today that they want me to come in for interview #3 on Friday! I immediately agreed, set a time, hung up and instantly remembered I'm on kid duty that day. *facepalm* 

Had to ask daycare to switch days (I keep my daughter home with me tomorrow and send her Friday instead) and she gave me such a freaking hard time about it.  She said she wasn't sure because her 3 grandkids will be there on Friday filling the normally empty spots.  Sorry, but I'm PAYING YOU, your son is not.  She's really not doing much to make me want to send my daughter back full time if/when I do get a job.  I'm going to have to start asking around to find another place.  Sucks because she used to be awesome with our kids, but now she closes early all the time, takes days off left & right, and she doesn't really even talk to me when I show up so I have no clue what kind of day my kids have had when she basically shoves them out the door.  We were also getting a steal on what she was charging compared to other places which was an added reason to keep them there.  But enough about that mess. 

Now I just have to hope my former company doesn't screw up my background check like it did for my wife when she got hired by Comcast.  (We don't know anyone there since they shipped everything out to Des Moines and then laid off everyone we knew out there as well.)
Title: Re: The Economic Downturn..
Post by: Bob on September 08, 2010, 03:50:44 PM
Break a leg.

In fact, break them both.
Title: Re: The Economic Downturn..
Post by: RVR II on September 08, 2010, 03:53:10 PM
Break a leg.

In fact, break them both.
And crawl into your interview with a smile ;D
Title: Re: The Economic Downturn..
Post by: Darth Geek on September 08, 2010, 03:59:42 PM
Break a leg.

In fact, break them both.
Employers like that. It shows commitment.
Title: Re: The Economic Downturn..
Post by: Bob on September 08, 2010, 04:22:26 PM
Break a leg.

In fact, break them both.
Employers like that. It shows commitment.

"Pain Don't Hurt"
Title: Re: The Economic Downturn..
Post by: k1 on September 10, 2010, 10:35:31 AM
Horrible accident closed down the highway so I was really late.

5 minutes in they said "well we don't want to waste any more of your time." (I replied "its ok, go ahead!" *facepalm* )

More amusing details later, but for now back to my beers so I can finish them intime to go pick up my kid from school.
Title: Re: The Economic Downturn..
Post by: wurwolf on September 10, 2010, 11:19:14 AM
Oh man. I am so sorry, k1. What a stroke of bad luck. :(
Title: Re: The Economic Downturn..
Post by: Tripe on September 10, 2010, 11:35:15 AM
Bad luck old man.  :-\
Title: Re: The Economic Downturn..
Post by: RVR II on September 10, 2010, 11:43:07 AM
Just seems weird that they would make you drive all that way just to 'not waste anymore of your time' ???
*waits for further details..*
Title: Re: The Economic Downturn..
Post by: k1 on September 10, 2010, 12:32:38 PM
It was supposed to be about an hour and a half long interview and then a tour of the campus & meeting the other team members.  I was in and out of there in about 25 minutes.  Freaking sat in traffic from 10:20 to 11:35 and was out by noon.  I picked the time I did so I could pretty much go straight from the interview to the school to get my kid.  Instead I ended up with 2 hours to kill.  Not quite enough time to make it worth driving in the opposite direction home to get changed and drive back past where I was to get my kid.


Here's news on the crash:
Quote
One dead in Middleborough crash
E-mail|LinkSeptember 10, 2010 01:01 PM
By L. Finch, Globe Correspondent

A Massachusetts man died this morning when the pickup truck he was driving crossed the grassy median on Interstate 495 in Middleborough and collided with a sport-utility vehicle, state police said.

The man was traveling northbound when his truck veered into the southbound side of the highway, crashing into the SUV a little before 9:30 a.m., State Police said.

The driver of the truck was pronounced dead at the scene, State Police said. The driver and a passenger in the SUV, a man and woman from Connecticut, were Medflighted to an area hospital with serious injuries.

The southbound side of the highway remains shut down, with traffic diverted to Exit 5, according to the State Police.

The cause of the crash is under investigation.
(http://media2.myfoxboston.com//photo/2010/09/10/middleboro-crash-20100910_tmb0000_20100910105622_320_240.JPG)


Yipes. The median is probably about 50 feet wide and slopes down and then back up.   :o
Title: Re: The Economic Downturn..
Post by: Thrifty on September 10, 2010, 12:43:30 PM
The last two jobs I had, I arrived 30 minutes late for my interview due to either traffic or getting lost.
Title: Re: The Economic Downturn..
Post by: Darth Geek on September 10, 2010, 12:49:02 PM
Years ago, the last time I was job searching, I took an ill fated plane trip to Chicago that went about that well. I went to the Cincinnatti airport, only to find it was the wrong airport (Cincinnatti has a large one and a small one) so I was late for my flight by the time I got to the right one. So I had to get the next flight (paying $100 transfer fee out of pocket). I finally got there in the afternoon, although it took me a long time to pick up the rental car, and I got lost a few times getting to the building. Since it was a Friday, in the afternoon most of the people I was supposed to interview with were gone and it was just the one guy I knew from a previous job who recommended me highly to get me this interview. We talked for less than half an hour. I went back to the airport, but barely made it in time. I had to run down the hallways to get to my gate. It was like something straight out of a movie. Except I didn't have a hot girl waiting for me. Insteaad, when I went through the metal detector I forgot to pick up my keys afterwards and I didn't realize it untill I got back to my car in the airport parking lot! Fortunately I carry a copy of my car key in my wallet. It was a rough day.
Title: Re: The Economic Downturn..
Post by: RVR II on September 10, 2010, 02:27:28 PM
It was supposed to be about an hour and a half long interview and then a tour of the campus & meeting the other team members.  I was in and out of there in about 25 minutes.  Freaking sat in traffic from 10:20 to 11:35 and was out by noon.  I picked the time I did so I could pretty much go straight from the interview to the school to get my kid.  Instead I ended up with 2 hours to kill.  Not quite enough time to make it worth driving in the opposite direction home to get changed and drive back past where I was to get my kid.

I still think it's pretty shady of them to make you waste your time and gas for nothing >:(

A phone call would've been more tactful IMO..
Title: Re: The Economic Downturn..
Post by: k1 on September 10, 2010, 02:47:12 PM
It was supposed to be about an hour and a half long interview and then a tour of the campus & meeting the other team members.  I was in and out of there in about 25 minutes.  Freaking sat in traffic from 10:20 to 11:35 and was out by noon.  I picked the time I did so I could pretty much go straight from the interview to the school to get my kid.  Instead I ended up with 2 hours to kill.  Not quite enough time to make it worth driving in the opposite direction home to get changed and drive back past where I was to get my kid.

I still think it's pretty shady of them to make you waste your time and gas for nothing >:(

A phone call would've been more tactful IMO..

Who knows maybe the other candidates will be worse and I get the job?  :P
Title: Re: The Economic Downturn..
Post by: Plastic Self-Cleaning Duck on September 10, 2010, 03:13:15 PM
Sorry to hear that k1.  Then again, thankfully you didn't decide to get started earlier and end up a part of that accident....   :-\

I have a job interview on Monday. They're filling at least two different jobs that I have done before.  Had a choice of an 11am appointment and 1:45pm and I took afternoon so I can make sure I get there in time....

So that's what I'm doing this weekend....getting ready.
Title: Re: The Economic Downturn..
Post by: k1 on September 13, 2010, 01:17:04 PM
I have signed for 6 huge Mary Kay boxes in the past week for my wife.  The only show that my wife did so far only had 2 people show up who barely bought anything. (Like 2 lipsticks each or something?)  If anyone wants to buy some Mary Kay crap, let me know.  :-\
Title: Re: The Economic Downturn..
Post by: Bob on September 13, 2010, 01:25:24 PM
The job interview sounds pretty unprofessional of them......

Hopefully something else will come up soon.
Title: Re: The Economic Downturn..
Post by: RVR II on September 13, 2010, 01:27:22 PM
I have signed for 6 huge Mary Kay boxes in the past week for my wife.  The only show that my wife did so far only had 2 people show up who barely bought anything. (Like 2 lipsticks each or something?)  If anyone wants to buy some Mary Kay crap, let me know.  :-\
I know your pain..

The wife has so much MK crap floating around here, I hope I can just stuff it all in the 2001 Durango we're driving south to Mexico in a couple months :-\
We know we can sell it in our boutique in Mexico but it doesn't do us much good just sitting here in the house collecting dust :-[
Title: Re: The Economic Downturn..
Post by: wurwolf on September 16, 2010, 09:01:05 AM
Today APGIL is out at the Red Cross to take his nurse's certification exam. If he passes it will mean better job opportunities and higher pay. Also, on Monday he had a job interview at a local nursing home for a CNA (certified nurse's aide) that seemed really promising. Yesterday the person who interviewed him called and left a message on the celly (he called back -- twice -- and left messages but hasn't heard back).

Oh my god, my fingers are so crossed. SO crossed.
Title: Re: The Economic Downturn..
Post by: RVR II on September 16, 2010, 09:04:38 AM
Today APGIL is out at the Red Cross to take his nurse's certification exam. If he passes it will mean better job opportunities and higher pay. Also, on Monday he had a job interview at a local nursing home for a CNA (certified nurse's aide) that seemed really promising. Yesterday the person who interviewed him called and left a message on the celly (he called back -- twice -- and left messages but hasn't heard back).

Oh my god, my fingers are so crossed. SO crossed.
Too bad he doesn't have 'bodacious attributes'.. 8)
Title: Re: The Economic Downturn..
Post by: wurwolf on September 16, 2010, 09:06:30 AM
Today APGIL is out at the Red Cross to take his nurse's certification exam. If he passes it will mean better job opportunities and higher pay. Also, on Monday he had a job interview at a local nursing home for a CNA (certified nurse's aide) that seemed really promising. Yesterday the person who interviewed him called and left a message on the celly (he called back -- twice -- and left messages but hasn't heard back).

Oh my god, my fingers are so crossed. SO crossed.
Too bad he doesn't have 'bodacious attributes'.. 8)

Actually, he is pretty sexy.
Title: Re: The Economic Downturn..
Post by: RVR II on September 16, 2010, 09:07:12 AM
Today APGIL is out at the Red Cross to take his nurse's certification exam. If he passes it will mean better job opportunities and higher pay. Also, on Monday he had a job interview at a local nursing home for a CNA (certified nurse's aide) that seemed really promising. Yesterday the person who interviewed him called and left a message on the celly (he called back -- twice -- and left messages but hasn't heard back).

Oh my god, my fingers are so crossed. SO crossed.
Too bad he doesn't have 'bodacious attributes'.. 8)

Actually, he is pretty sexy.
Ah.. He'll be a shoe-in then ;D
Title: Re: The Economic Downturn..
Post by: wurwolf on September 16, 2010, 09:08:14 AM
Today APGIL is out at the Red Cross to take his nurse's certification exam. If he passes it will mean better job opportunities and higher pay. Also, on Monday he had a job interview at a local nursing home for a CNA (certified nurse's aide) that seemed really promising. Yesterday the person who interviewed him called and left a message on the celly (he called back -- twice -- and left messages but hasn't heard back).

Oh my god, my fingers are so crossed. SO crossed.

I should clarify, he's taking the nurse's aide certification exam.
Title: Re: The Economic Downturn..
Post by: RVR II on September 16, 2010, 09:09:23 AM
Today APGIL is out at the Red Cross to take his nurse's certification exam. If he passes it will mean better job opportunities and higher pay. Also, on Monday he had a job interview at a local nursing home for a CNA (certified nurse's aide) that seemed really promising. Yesterday the person who interviewed him called and left a message on the celly (he called back -- twice -- and left messages but hasn't heard back).

Oh my god, my fingers are so crossed. SO crossed.

I should clarify, he's taking the nurse's aide certification exam.
Wow! Nurses have aides now?? :o
Title: Re: The Economic Downturn..
Post by: wurwolf on September 16, 2010, 09:18:03 AM
Today APGIL is out at the Red Cross to take his nurse's certification exam. If he passes it will mean better job opportunities and higher pay. Also, on Monday he had a job interview at a local nursing home for a CNA (certified nurse's aide) that seemed really promising. Yesterday the person who interviewed him called and left a message on the celly (he called back -- twice -- and left messages but hasn't heard back).

Oh my god, my fingers are so crossed. SO crossed.

I should clarify, he's taking the nurse's aide certification exam.
Wow! Nurses have aides now?? :o

Dunno. Reckon they always did.
Title: Re: The Economic Downturn..
Post by: FLOCK of RABID SHEEP?!?! on September 16, 2010, 09:18:45 AM
Better than nurses having aids, though is it not?
Title: Re: The Economic Downturn..
Post by: RVR II on September 16, 2010, 09:19:39 AM
Today APGIL is out at the Red Cross to take his nurse's certification exam. If he passes it will mean better job opportunities and higher pay. Also, on Monday he had a job interview at a local nursing home for a CNA (certified nurse's aide) that seemed really promising. Yesterday the person who interviewed him called and left a message on the celly (he called back -- twice -- and left messages but hasn't heard back).

Oh my god, my fingers are so crossed. SO crossed.

I should clarify, he's taking the nurse's aide certification exam.
Wow! Nurses have aides now?? :o

Dunno. Reckon they always did.
Huh.. Neato! :o

Better than nurses having aids, though is it not?
Ya'Think?! :rimshot:
Title: Re: The Economic Downturn..
Post by: Tripe on September 16, 2010, 10:59:32 AM
So tomorrow morning I'll be doing some narration for an education website. Assuming it goes well I possibly might have a job from the same people in a couple of months that will set me up for the whole year following it.

So wooo on tomorrow (which pays pretty well)

And pleaseohpleaseohplease fingers crossed on the other (far far better paying one)

:)
Title: Re: The Economic Downturn..
Post by: Bob on September 16, 2010, 12:14:59 PM
So tomorrow morning I'll be doing some narration for an education website. Assuming it goes well I possibly might have a job from the same people in a couple of months that will set me up for the whole year following it.

So wooo on tomorrow (which pays pretty well)

And pleaseohpleaseohplease fingers crossed on the other (far far better paying one)

:)

Best of luck.

Try not to mockney your way through the reading.
Title: Re: The Economic Downturn..
Post by: wurwolf on September 16, 2010, 01:04:21 PM
Today APGIL is out at the Red Cross to take his nurse's certification exam. If he passes it will mean better job opportunities and higher pay. Also, on Monday he had a job interview at a local nursing home for a CNA (certified nurse's aide) that seemed really promising. Yesterday the person who interviewed him called and left a message on the celly (he called back -- twice -- and left messages but hasn't heard back).

Oh my god, my fingers are so crossed. SO crossed.

I should clarify, he's taking the nurse's aide certification exam.
Wow! Nurses have aides now?? :o

Dunno. Reckon they always did.
Huh.. Neato! :o

Better than nurses having aids, though is it not?
Ya'Think?! :rimshot:

Wooo, he passed! APGIL is now a certified nurse's aide!
Title: Re: The Economic Downturn..
Post by: Tripe on September 16, 2010, 01:08:03 PM
So tomorrow morning I'll be doing some narration for an education website. Assuming it goes well I possibly might have a job from the same people in a couple of months that will set me up for the whole year following it.

So wooo on tomorrow (which pays pretty well)

And pleaseohpleaseohplease fingers crossed on the other (far far better paying one)

:)

Best of luck.

Try not to mockney your way through the reading.

Prevailing trends would say that would actually be a good thing to do (http://en.wikipedia.org/wiki/Estuary_English#Use). But I'm just going to do my usual Stratfordian approximation of RP. :)
Title: Re: The Economic Downturn..
Post by: RVR II on September 16, 2010, 01:11:33 PM
Today APGIL is out at the Red Cross to take his nurse's certification exam. If he passes it will mean better job opportunities and higher pay. Also, on Monday he had a job interview at a local nursing home for a CNA (certified nurse's aide) that seemed really promising. Yesterday the person who interviewed him called and left a message on the celly (he called back -- twice -- and left messages but hasn't heard back).

Oh my god, my fingers are so crossed. SO crossed.

I should clarify, he's taking the nurse's aide certification exam.
Wow! Nurses have aides now?? :o

Dunno. Reckon they always did.
Huh.. Neato! :o

Better than nurses having aids, though is it not?
Ya'Think?! :rimshot:

Wooo, he passed! APGIL is now a certified nurse's aide!
Excellent!!
NOW GET TO WORK APGIL!!! :angry:
Title: Re: The Economic Downturn..
Post by: Bob on September 16, 2010, 01:19:25 PM


Wooo, he passed! APGIL is now a certified nurse's aide!

Congrats!   :)
Title: Re: The Economic Downturn..
Post by: Tripe on September 16, 2010, 01:20:57 PM
Well done Onil! I already said the same on his FB page. :)
Title: Re: The Economic Downturn..
Post by: wurwolf on September 16, 2010, 01:40:57 PM
Alright, you lot, sing with me!

He's hired!
I hope he won't get fired!
In thirty years he'll be retired!
But for now he's simply hired!

He got a job today!
It's as a CNA!
He's bringing home good pay!
He just got hired!!!!

APGIL HAS A JOB!
Title: Re: The Economic Downturn..
Post by: Tripe on September 16, 2010, 01:41:34 PM
Alright, you lot, sing with me!

He's hired!
I hope he won't get fired!
In thirty years he'll be retired!
But for now he's simply hired!

He got a job today!
It's as a CNA!
He's bringing home good pay!
He just got hired!!!!

APGIL HAS A JOB!
Beautiful  :D
Title: Re: The Economic Downturn..
Post by: RVR II on September 16, 2010, 01:44:44 PM
Alright, you lot, sing with me!

He's hired!
I hope he won't get fired!
In thirty years he'll be retired!
But for now he's simply hired!

He got a job today!
It's as a CNA!
He's bringing home good pay!
He just got hired!!!!

APGIL HAS A JOB!
'Maybe you could get a transfer..
Down yonder southward to western Norf Carolina..

Ok so IT DOESN'T RHYME !! :-[
Title: Re: The Economic Downturn..
Post by: wurwolf on September 16, 2010, 01:46:31 PM
Soon enough, RVR, we need to save for a house first.
Title: Re: The Economic Downturn..
Post by: RVR II on September 16, 2010, 01:47:50 PM
Soon enough, RVR, we need to save for a house first.
Coool 8)
Title: Re: The Economic Downturn..
Post by: Darth Geek on September 16, 2010, 01:59:25 PM
Alright, you lot, sing with me!

He's hired!
I hope he won't get fired!
In thirty years he'll be retired!
But for now he's simply hired!

He got a job today!
It's as a CNA!
He's bringing home good pay!
He just got hired!!!!

APGIL HAS A JOB!
:D :D So which one of you is going to put a hankerchief over their head and swat at imaginary fairys?
Title: Re: The Economic Downturn..
Post by: wurwolf on September 16, 2010, 03:18:18 PM
Probably both of us.  :highfive:
Title: Re: The Economic Downturn..
Post by: k1 on September 16, 2010, 03:22:42 PM
Congrats APGiL! When do we see pics of you in a naughty nurse uniform?
Title: Re: The Economic Downturn..
Post by: k1 on September 17, 2010, 07:24:38 AM
Dr. House isn't very supportive. (Spoilered for hugeness)
Spoiler (click to show/hide)

**House is on the right in case you missed him.
Title: Re: The Economic Downturn..
Post by: Bob on September 17, 2010, 07:26:21 AM
Oh crap K1, now I will have dreams where he and the Audition chick are chasing me.........  :scared:
Title: Re: The Economic Downturn..
Post by: RVR II on September 17, 2010, 07:28:07 AM
Dr. House isn't very supportive. (Spoilered for hugeness)
Spoiler (click to show/hide)
Oh .. My .. Gawd!! :speechless:
Title: Re: The Economic Downturn..
Post by: wurwolf on September 17, 2010, 07:42:34 AM
That is the sexiest nurse I've ever seen. Nicely done, k1!  :clap:
Title: Re: The Economic Downturn..
Post by: Bob on September 17, 2010, 07:57:25 AM
That is the least sexiest nurse I've ever seen. Nicely done, k1!  :clap:

Fixed it for you.
Title: Re: The Economic Downturn..
Post by: Tripe on September 17, 2010, 09:45:47 AM
Oh come on, who knew he had such shapely pins?
Title: Re: The Economic Downturn..
Post by: Plastic Self-Cleaning Duck on September 17, 2010, 06:38:14 PM
No one called about the interview Monday.  The one today seemed to go just as well as that one.

But, of course, they'll be interviewing this Monday too.  And then there will be a follow up with the owner....only that will be after they come back from a trade show....   So some time around the 1st of October they may make a decision about this job.

I really don't know what to do anymore.
Title: Re: The Economic Downturn..
Post by: Tripe on September 20, 2010, 12:22:36 PM
Just made more for two hours work than I made in a week at GM. I love VO work. Just need more of it. :)
Title: Re: The Economic Downturn..
Post by: k1 on September 20, 2010, 12:30:03 PM
Just made more for two hours work than I made in a week at GM. I love VO work. Just need more of it. :)

That's awesome! Congrats!
Title: Re: The Economic Downturn..
Post by: RVR II on September 20, 2010, 12:31:36 PM
Just made more for two hours work than I made in a week at GM. I love VO work. Just need more of it. :)
So.. When are you gonna throw a party for us forum members there 'money-bags'?? :o :P
Title: Re: The Economic Downturn..
Post by: Tripe on September 20, 2010, 12:34:38 PM
When I consistently get gigs like that.
Title: Re: The Economic Downturn..
Post by: Variety of Cells on September 20, 2010, 12:42:48 PM
Just made more for two hours work than I made in a week at GM. I love VO work. Just need more of it. :)

Yeah, that's freelance for you.  Pays great when it pays, but its frequency is up and down.  Makes it very hard to plan for things.  Though it allows you to do something you enjoy, so you learn to live with it.
Title: Re: The Economic Downturn..
Post by: Tripe on September 20, 2010, 12:44:00 PM
Exactly, hope the client liked it because if they did I'm in with a good chance of doing something much much better paying.
Title: Re: The Economic Downturn..
Post by: Bob on September 20, 2010, 01:23:40 PM
Hey, the government says the recession ended in June 2009.

Now where did I put my champagne?
Title: Re: The Economic Downturn..
Post by: k1 on September 20, 2010, 01:32:42 PM
Hey, the government says the recession ended in June 2009.

Now where did I put my champagne?

Damn. And I was laid off 3/31/09.  So close...  :P
Title: Re: The Economic Downturn..
Post by: Action Batch on September 20, 2010, 01:33:45 PM
Hey, the government says the recession ended in June 2009.

Now where did I put my champagne?

I have an extra bottle lying around here somewhere. I'll have one of my couriers bring it over in...um... well, take the BMW. No, the other one. No, the OTHER one.
Title: Re: The Economic Downturn..
Post by: Plastic Self-Cleaning Duck on September 20, 2010, 02:12:21 PM
I'm to the point that I'm applying to Arby's.  One nearby had a help wanted sign so I go in and they give me a website to apply.

Just filled it out and answered the questions (which I know you just say what you know they want to hear because they expect you to just say what you know they want to hear and figure it's are you smart enough to lie just say what you know they want to hear...).

Then when I was done, I clicked on something that said "Job opportunities" since there were other locations nearby listed as looking too - and immediately got a message that I didn't meet the requirements of the job but that other stuff comes up, blah, blah, blah...

So.....what was wrong? That I've had real jobs before?

It couldn't have been more that 4 seconds between when I finished the application and getting that message.  Nice to have them give it such careful consideration....   ::)
Title: Re: The Economic Downturn..
Post by: k1 on September 20, 2010, 03:41:30 PM
I'm to the point that I'm applying to Arby's.  One nearby had a help wanted sign so I go in and they give me a website to apply.

Just filled it out and answered the questions (which I know you just say what you know they want to hear because they expect you to just say what you know they want to hear and figure it's are you smart enough to lie just say what you know they want to hear...).

Then when I was done, I clicked on something that said "Job opportunities" since there were other locations nearby listed as looking too - and immediately got a message that I didn't meet the requirements of the job but that other stuff comes up, blah, blah, blah...

So.....what was wrong? That I've had real jobs before?

It couldn't have been more that 4 seconds between when I finished the application and getting that message.  Nice to have them give it such careful consideration....   ::)

Ah the classic "You're overqualified."
Title: Re: The Economic Downturn..
Post by: Plastic Self-Cleaning Duck on September 20, 2010, 04:32:57 PM
I'm to the point that I'm applying to Arby's.  One nearby had a help wanted sign so I go in and they give me a website to apply.

Just filled it out and answered the questions (which I know you just say what you know they want to hear because they expect you to just say what you know they want to hear and figure it's are you smart enough to lie just say what you know they want to hear...).

Then when I was done, I clicked on something that said "Job opportunities" since there were other locations nearby listed as looking too - and immediately got a message that I didn't meet the requirements of the job but that other stuff comes up, blah, blah, blah...

So.....what was wrong? That I've had real jobs before?

It couldn't have been more that 4 seconds between when I finished the application and getting that message.  Nice to have them give it such careful consideration....   ::)

Ah the classic "You're overqualified."

So why waste time and give me a reason for a grudge against them?  Just put at the beginning of the application, "If you've had more than one job or made above minimum wage before, thanks but no thanks."  Or at least don't have the rejection pop up immediately like that.  What a slap in the face.

And so now I have two job interviews today.  Both that claim they're other things like "customer service" but I know are just cold-calling telemarketing jobs.  Because, I've tried everywhere else.  Back to people trying that stupid Seinfeld joke, calling me a cunt before slamming the phone down and "Why don't you get a real job" - as if someone would WANT to do this.  Assuming I even get one of those.
Title: Re: The Economic Downturn..
Post by: k1 on September 20, 2010, 04:46:04 PM
I'm to the point that I'm applying to Arby's.  One nearby had a help wanted sign so I go in and they give me a website to apply.

Just filled it out and answered the questions (which I know you just say what you know they want to hear because they expect you to just say what you know they want to hear and figure it's are you smart enough to lie just say what you know they want to hear...).

Then when I was done, I clicked on something that said "Job opportunities" since there were other locations nearby listed as looking too - and immediately got a message that I didn't meet the requirements of the job but that other stuff comes up, blah, blah, blah...

So.....what was wrong? That I've had real jobs before?

It couldn't have been more that 4 seconds between when I finished the application and getting that message.  Nice to have them give it such careful consideration....   ::)

Ah the classic "You're overqualified."

So why waste time and give me a reason for a grudge against them?  Just put at the beginning of the application, "If you've had more than one job or made above minimum wage before, thanks but no thanks."  Or at least don't have the rejection pop up immediately like that.  What a slap in the face.

And so now I have two job interviews today.  Both that claim they're other things like "customer service" but I know are just cold-calling telemarketing jobs.  Because, I've tried everywhere else.  Back to people trying that stupid Seinfeld joke, calling me a cunt before slamming the phone down and "Why don't you get a real job" - as if someone would WANT to do this.  Assuming I even get one of those.

My opinion is that they don't want to hire people who have had "real jobs" because they will be smart enough to realize that they don't want to do this for the rest of their life & probably still be looking for another job even on their first day working for the company.

The trick (from what I have heard) is to somehow work in that it's a "2nd job" if possible.  (Which I can't see how that works since obviously your priority would be whatever your other job is/was.)
Title: Re: The Economic Downturn..
Post by: Plastic Self-Cleaning Duck on September 20, 2010, 05:19:14 PM
My opinion is that they don't want to hire people who have had "real jobs" because they will be smart enough to realize that they don't want to do this for the rest of their life & probably still be looking for another job even on their first day working for the company.

My experience the last 5 years or so is that places barely want you to stay past the time you qualify for benefits.  You cost them more money that way...benefits, raises....they don't want to pay it.

And since when do fast food restaurants worry about turnover?  Like high school kids are known for being stable long-term workers?

Quote
The trick (from what I have heard) is to somehow work in that it's a "2nd job" if possible.  (Which I can't see how that works since obviously your priority would be whatever your other job is/was.)

Except that everyone does background checks these days....
Title: Re: The Economic Downturn..
Post by: alphaman on September 21, 2010, 11:51:17 AM
I've been stuck in a rut trying to find a job too, PSCD. Graduated in march, no prospects yet :/
(the major's not going to help me much, but the degree itself should... ah who am I kidding. In this economy it's been more of a burden it seems than anything when applying)
Title: Re: The Economic Downturn..
Post by: Plastic Self-Cleaning Duck on September 21, 2010, 06:41:38 PM
Well, first of my two interviews today was pure joy....   >:(

Turned out to be the same place I went just after getting here where I went for a customer service job, sent them my CS heavy resume before hand and had the manager ask me where all of the customer service work I'd done was (guess I should have kept notes).....

Thought for a second about just turning around but I thought that guy could be gone or this time I could try it again....

So, I'm in the waiting room and he walks through and asks me if I'm there for the customer service job...said I was...and he says, "Oh, that was filled yesterday".  They offered to let me interview for a sales job (which I did).  But, nice....he goes ahead and hires someone with interviews still scheduled. Waste my time and money. What's it to them?

I thought about calling the place I'm going tomorrow to make sure there's still even a job there but that could make a bad impression...
Title: Re: The Economic Downturn..
Post by: k1 on October 13, 2010, 01:08:28 PM
I just had the weirdest thing happen & couldn't wait to get home so I could share this.

I picked up my son from school & hit up the grocery store (much easier to do with just the 1 kid rather than both of them).  While in the dairy section getting cream cheese a guy came up to me and asked me for directions to the nearest Wal*Mart.  I told him to take a left out of the parking lot, and it's pretty much immediately on the right. (I think you can actually see it from the parking lot now that I think about it.)  He said "Oh thank you! You have really good people skills.  I take it you work nights?"

I said no, that I'm currently "seeking employment" and he said "We're looking to expand in this area.  What did you do?" (Business analyst) "Perfect! Let me get your info & I'll give you a call when I get back to the office!"

So I gave him my number.  He never said where he worked, what he did, etc.  But I was so amused at the whole "looking to find a business analyst in the dairy dept." angle that I kind of want to hear back from him.  Watch it be porn.  :speechless:
Title: Re: The Economic Downturn..
Post by: gbeenie on October 13, 2010, 01:11:12 PM
Watch it be porn.  :speechless:

Just be sure to get your money up front.
Title: Re: The Economic Downturn..
Post by: RVR II on October 13, 2010, 01:11:52 PM
Nah the Porn industry is 'shut down' currently so I doubt that's it..

Sounds promising but then again - Actions speak louder than words.. :-\
Title: Re: The Economic Downturn..
Post by: k1 on October 13, 2010, 01:13:25 PM
Nah the Porn industry is 'shut down' currently so I doubt that's it..

Really? It always seemed like they had alot of openings to fill.  :D
Title: Re: The Economic Downturn..
Post by: RVR II on October 13, 2010, 01:15:15 PM
Nah the Porn industry is 'shut down' currently so I doubt that's it..

Really? It always seemed like they had alot of openings to fill.  :D
:rimshot:
Here's the article..

http://www.foxnews.com/entertainment/2010/10/13/hiv-positive-porn-star-shuts-industry/
Title: Re: The Economic Downturn..
Post by: Thrifty on October 13, 2010, 02:33:29 PM
I just had the weirdest thing happen & couldn't wait to get home so I could share this.

I picked up my son from school & hit up the grocery store (much easier to do with just the 1 kid rather than both of them).  While in the dairy section getting cream cheese a guy came up to me and asked me for directions to the nearest Wal*Mart.  I told him to take a left out of the parking lot, and it's pretty much immediately on the right. (I think you can actually see it from the parking lot now that I think about it.)  He said "Oh thank you! You have really good people skills.  I take it you work nights?"

I said no, that I'm currently "seeking employment" and he said "We're looking to expand in this area.  What did you do?" (Business analyst) "Perfect! Let me get your info & I'll give you a call when I get back to the office!"

So I gave him my number.  He never said where he worked, what he did, etc.  But I was so amused at the whole "looking to find a business analyst in the dairy dept." angle that I kind of want to hear back from him.  Watch it be porn.  :speechless:

Wait, did you run into this guy?

http://www.youtube.com/v/8yJRQJMQUYA?fs=1&hl=en_US
Title: Re: The Economic Downturn..
Post by: Thrifty on October 13, 2010, 02:39:32 PM
Though in all seriousness, it's probably some shitty sales job.  I'll bet you'd be selling either knives or air filters.
Title: Re: The Economic Downturn..
Post by: Thrifty on October 13, 2010, 02:41:28 PM
Nah the Porn industry is 'shut down' currently so I doubt that's it..

Really? It always seemed like they had alot of openings to fill.  :D
:rimshot:
Here's the article..

http://www.foxnews.com/entertainment/2010/10/13/hiv-positive-porn-star-shuts-industry/

It seems like if you were going to screw people for a living, and weren't a lawyer, you'd wear protection.  Or maybe do frequent HIV tests and keep a detailed log.  As I understand it, this is how the legal bordellos in Nevada operate with their prostitutes.

But do we actually need any more porn?  This isn't groundbreaking blockbuster cinema.  It's people fucking.
Title: Re: The Economic Downturn..
Post by: k1 on October 13, 2010, 02:46:38 PM
Though in all seriousness, it's probably some shitty sales job.  I'll bet you'd be selling either knives or air filters.

Probably. That's my guess anyways.  Seems like those are the only jobs around here.

But do we actually need any more porn?  This isn't groundbreaking blockbuster cinema.  It's people fucking.

But who will make all those poorly acted parody movies? Oh right, the people who made the (Insert Genre) Movies. 
Title: Re: The Economic Downturn..
Post by: FLOCK of RABID SHEEP?!?! on October 13, 2010, 03:01:55 PM
But those don't have sex or nudity in them :(. And yeah it's probably a sales job given how he said you had good interpersonal skills and are clearly looking for a job.
Title: Re: The Economic Downturn..
Post by: wurwolf on October 13, 2010, 04:56:45 PM
Nah the Porn industry is 'shut down' currently so I doubt that's it..

Really? It always seemed like they had alot of openings to fill.  :D
:rimshot:
Here's the article..

http://www.foxnews.com/entertainment/2010/10/13/hiv-positive-porn-star-shuts-industry/


I actually was wondering how you knew this tidbit of information, RVR. I had secret hopes that you actually had some sort of in with the porn industry (no pun intended).
Title: Re: The Economic Downturn..
Post by: RVR II on October 13, 2010, 05:01:58 PM
Nah the Porn industry is 'shut down' currently so I doubt that's it..

Really? It always seemed like they had alot of openings to fill.  :D
:rimshot:
Here's the article..

http://www.foxnews.com/entertainment/2010/10/13/hiv-positive-porn-star-shuts-industry/


I actually was wondering how you knew this tidbit of information, RVR. I had secret hopes that you actually had some sort of in with the porn industry (no pun intended).
I am quite sad about this news at the moment :'(

 ;D :P
Title: Re: The Economic Downturn..
Post by: k1 on October 13, 2010, 05:09:28 PM
Nah the Porn industry is 'shut down' currently so I doubt that's it..

Really? It always seemed like they had alot of openings to fill.  :D
:rimshot:
Here's the article..

http://www.foxnews.com/entertainment/2010/10/13/hiv-positive-porn-star-shuts-industry/


I actually was wondering how you knew this tidbit of information, RVR. I had secret hopes that you actually had some sort of in with the porn industry (no pun intended).

It actually came across my MSNBC.com news feed on my Droid about 20 minutes after he posted it on here.
Title: Re: The Economic Downturn..
Post by: Plastic Self-Cleaning Duck on October 13, 2010, 09:27:16 PM
So I gave him my number.  He never said where he worked, what he did, etc.  But I was so amused at the whole "looking to find a business analyst in the dairy dept." angle that I kind of want to hear back from him.  Watch it be porn.  :speechless:

All you gave him was your phone number?  Think that's safe.  I think your number can only be "cloned" if you call them.

He didn't have a business card so that means it probably isn't that insurance company/pyramid scheme place that appears to be all over the country (you have to get your license through them and you only start making any real money when you get other people to work for them and they start making sales - hence they keep business cards with them constantly).  That's good news.

Crossing my fingers for you that the guy is for real.

Title: Re: The Economic Downturn..
Post by: k1 on October 15, 2010, 01:06:15 PM
He called around 9pm the night I talked to him & left a voicemail.  Again, didn't say the name of the company or anything about the job.

Gave him a call just now & yep. Sales job.  Or at least I assume so based on the description.  It sounds identical to positions I had interviews for at other companies like MetLife, NY Life, etc.  When I flat out asked "Is this a sales job?" he said "Well, we have some positions that aren't necessarily sales jobs."  (Translation, some of us are managers of people who do sales jobs.)  Can't fool me buddy.  I speak Dilbert after working at my old company with upper management & sales weasels for 8 years.  I'm pretty good at buzzword bingo.
Title: Re: The Economic Downturn..
Post by: Tripe on October 15, 2010, 01:12:21 PM
When I flat out asked "Is this a sales job?" he said "Well, we have some positions that aren't necessarily sales jobs."
Yeah I love that sort of explanation, went ot an interview once and said up front "look I like people and I'm a good worker but the one thing I know I'm not good at is sales"

"Oh that's OK we have manager positions open"

"Do those require me doing a sales job at any point"

"Well in order to manage you have to go through an initial sales period for training"

Uh huh.
Title: Re: The Economic Downturn..
Post by: Thrifty on October 15, 2010, 02:31:17 PM
During my last bout of unemployment I went to a meeting in a hotel conference room.  They called it a "job interview" when they were really just pitching jobs selling overpriced air filters.  The dude running the meeting was hands down the most charismatic individual I've ever met, and he had everyone jazzed up with promises that they'd make at least $16 an hour just doing in home demonstrations, even more if they actually sold anything.  Now, he repeatedly mentioned that this wasn't door to door, that the appointments were set up ahead of time through the phone.  That begs the question "Who sets up the appointments?"  I kept TRYING to ask him during the meeting, but he just did not stop talking for even a second.  Eventually, on the way out, I asked him face to face where the crowd couldn't hear.  I asked him "Who sets the appointments?"  to which he responded "All of our associates have a part in setting up the appointments."

This wasn't a one shot deal either.  This company set up these sales meetings in this hotel, two of them every Tuesday, going back to at least 2000.  I'm guessing that the vast majority of the people suckered in to these sales jobs are cold calling people to set up demonstrations and quitting after a few weeks (or just getting fired for failing to meet some unrealistic quota) and a small handful are doing in home demonstrations.
Title: Re: The Economic Downturn..
Post by: Tripe on October 15, 2010, 02:45:07 PM
When I first had my work authorization I went to something like that, for Kirby Vacuum Cleaners, they showed this hilarious Shatner presented vid telling all present that they should abandon all hope and accept a job shilling the pricey (though actually pretty good truth be told) things.

Wish I could find it on line, he gallops about on a mighty steed and everything.
Title: Re: The Economic Downturn..
Post by: Plastic Self-Cleaning Duck on October 15, 2010, 06:16:46 PM
When I first had my work authorization I went to something like that, for Kirby Vacuum Cleaners, they showed this hilarious Shatner presented vid telling all present that they should abandon all hope and accept a job shilling the pricey (though actually pretty good truth be told) things.

Wish I could find it on line, he gallops about on a mighty steed and everything.

I wish you could find that online too.  What a Rifftrax THAT would make!

I've been through the "sales job that's not a sales job except that you have to meet sales quotas" thing too.  And the very fact that they won't be up front about it tells me...

Meanwhile, may I vent a little bit?

I am grateful that I have at least this job even with the limited income and all (even though the date I'm going to start full time was moved back) but....there was mention of bonuses for "upselling" appointments - customer calls in for a service and you can get them to take more than the basic work...

It's been cash other times and mainly for the full timers.  I worked in place of a full timer today and instead the bonus was tickets in a raffle to raise money for one of teams that the manager's sons plays on - cost $5 each.

At the risk of sounding like an ingrate...I need the cash, thanks. Even if it was only the $5.

Besides - long shot as it is - I'm not thrilled about having to go through selling something I don't want, can't use (like an outdoor bbq pit) or for that matter want because I'll be stuck paying the income tax on it.  I'm thinking that I may pretend to have lost the ticket if the impossible happens.

You want to hand me a million to one shot, give me a $1 scratch off from the state lottery.  At least it's cash and they take the taxes off the top for you.

This is why if I enter contests it's for smaller things - movies, CDs, small gift cards - just so I don't have to worry about crap like this.  It sucks to be poor.
Title: Re: The Economic Downturn..
Post by: k1 on October 18, 2010, 07:22:34 AM
 :grr:  Here we go again...

Quote
Our records indicate that you have no benefits remaining on this claim. If you are still unemployed after Saturday, March 27, 2010 and you worked in the past 15 months, you may file a new claim.

And of course because of the high call volumes I have to wait until Thursday or Friday before anyone will speak to me about another extension.
Title: Re: The Economic Downturn..
Post by: Plastic Self-Cleaning Duck on October 18, 2010, 07:28:52 AM
:grr:  Here we go again...

Quote
Our records indicate that you have no benefits remaining on this claim. If you are still unemployed after Saturday, March 27, 2010 and you worked in the past 15 months, you may file a new claim.

And of course because of the high call volumes I have to wait until Thursday or Friday before anyone will speak to me about another extension.

Ummm....again, since every freaking thing is computerized and has to be reported, shouldn't they be able to look it up that you have worked in the last 15 months? And just go ahead and extend it for you?

If it was about money you owed them, they'd look that up fast enough.   :grr:
Title: Re: The Economic Downturn..
Post by: RVR II on October 18, 2010, 07:33:32 AM
:grr:  Here we go again...

Quote
Our records indicate that you have no benefits remaining on this claim. If you are still unemployed after Saturday, March 27, 2010 and you worked in the past 15 months, you may file a new claim.

And of course because of the high call volumes I have to wait until Thursday or Friday before anyone will speak to me about another extension.
Can't you just walk-in and talk to someone in person?
Title: Re: The Economic Downturn..
Post by: Tripe on October 18, 2010, 07:36:42 AM
Not sure how it is in MA but in MI the office where the unemployed go for training courses and to find out general info about benefits and the like, isn't directly connected to the office that issues benefits.

Therefore if one needs to have a question about one's own benefits answered, the only source for the answer is the phone number.

I think partly why it's that way is that people can get fairly stressed about their benefits and having the clerks right in front of them might be potentially dangerous in some situations.
Title: Re: The Economic Downturn..
Post by: RVR II on October 18, 2010, 07:39:57 AM
Well, I can't collect unemployment benefits anyway but at the SCESC (South Carolina Employment Security Commission - Their fancy name for the unemployed office), you can either call or walk-in but that process may have changed  :-\
Title: Re: The Economic Downturn..
Post by: k1 on October 18, 2010, 07:42:37 AM
:grr:  Here we go again...

Quote
Our records indicate that you have no benefits remaining on this claim. If you are still unemployed after Saturday, March 27, 2010 and you worked in the past 15 months, you may file a new claim.

And of course because of the high call volumes I have to wait until Thursday or Friday before anyone will speak to me about another extension.
Can't you just walk-in and talk to someone in person?

Unfortunately the lines are insane because of all the new claims being filed, plus I have my daughter with me.  I might not get out of there in time to go pick up my dad from work, then drive to pick up my son from school.  (I think a former co-worker tried going in once awhile back and was asked to come back later in the week.)  It's a mess.

Not sure how it is in MA but in MI the office where the unemployed go for training courses and to find out general info about benefits and the like, isn't directly connected to the office that issues benefits.

Therefore if one needs to have a question about one's own benefits answered, the only source for the answer is the phone number.

I think partly why it's that way is that people can get fairly stressed about their benefits and having the clerks right in front of them might be potentially dangerous in some situations.

That too.  Occasionally you can get someone who can answer questions for you, but usually only if they aren't busy.  I've stuck with the phone because generally the people working in the office are really not personable given the amount of crap they have to deal with.  Plus the wait time is usually only an hour or less on the phone.
Title: Re: The Economic Downturn..
Post by: RVR II on October 18, 2010, 07:46:51 AM
:grr:  Here we go again...

Quote
Our records indicate that you have no benefits remaining on this claim. If you are still unemployed after Saturday, March 27, 2010 and you worked in the past 15 months, you may file a new claim.

And of course because of the high call volumes I have to wait until Thursday or Friday before anyone will speak to me about another extension.
Can't you just walk-in and talk to someone in person?

Unfortunately the lines are insane because of all the new claims being filed, plus I have my daughter with me.  I might not get out of there in time to go pick up my dad from work, then drive to pick up my son from school.  (I think a former co-worker tried going in once awhile back and was asked to come back later in the week.)  It's a mess.

Ugh! That Sux!

Maybe your unemployment office is hiring to process all those new claims.. If not, That would be a nice suggestion to submit to the 'higher-ups':o
Title: Re: The Economic Downturn..
Post by: Plastic Self-Cleaning Duck on October 18, 2010, 07:56:56 AM
Maybe your unemployment office is hiring to process all those new claims.. If not, That would be a nice suggestion to submit to the 'higher-ups':o

The state would need money for that.  And people have been too busy voting for tax cuts for themselves to notice that nothing mutually benefical can be paid for when they do.
Title: Re: The Economic Downturn..
Post by: k1 on October 21, 2010, 04:05:40 PM
My former company's new site in Des Moines is finished.
 :-\

Just think, I could be working here.
http://www.desmoinesregister.com/apps/pbcs.dll/gallery?Avis=D2&Dato=20101021&Kategori=NEWS&Lopenr=10210801&Ref=PH

But then again, I'd have to leave the Boston area, family, friends, not have the ocean or mountains nearby...  And the closest baseball team is the Iowa Cubs.  Woo? (Something about a 3+ hour drive to see a real team play and having to choose between ChiSox, Cubs, Royals, & Cards just doesn't seem like fun.)
Title: Re: The Economic Downturn..
Post by: Bob on October 21, 2010, 04:17:58 PM
My former company's new site in Des Moines is finished.
 :-\

Just think, I could be working here.
http://www.desmoinesregister.com/apps/pbcs.dll/gallery?Avis=D2&Dato=20101021&Kategori=NEWS&Lopenr=10210801&Ref=PH

But then again, I'd have to leave the Boston area, family, friends, not have the ocean or mountains nearby...  And the closest baseball team is the Iowa Cubs.  Woo? (Something about a 3+ hour drive to see a real team play and having to choose between ChiSox, Cubs, Royals, & Cards just doesn't seem like fun.)


Positives of Des Moines:   You could hang out with the Slashers (Erin and Gary) and become a Cardinals fan.

Negatives of Des Moines:   IT'S DES MOINES.
Title: Re: The Economic Downturn..
Post by: k1 on October 21, 2010, 04:21:09 PM
My former company's new site in Des Moines is finished.
 :-\

Just think, I could be working here.
http://www.desmoinesregister.com/apps/pbcs.dll/gallery?Avis=D2&Dato=20101021&Kategori=NEWS&Lopenr=10210801&Ref=PH

But then again, I'd have to leave the Boston area, family, friends, not have the ocean or mountains nearby...  And the closest baseball team is the Iowa Cubs.  Woo? (Something about a 3+ hour drive to see a real team play and having to choose between ChiSox, Cubs, Royals, & Cards just doesn't seem like fun.)


Positives of Des Moines:   You could hang out with the Slashers (Erin and Gary) and become a Cardinals fan.

Negatives of Des Moines:   IT'S DES MOINES.

I didn't mind West Des Moines.  But the longest I was out there was about 3 weeks straight.  (Then home for a week, and back to DSM for 2...)  I was out there a bit and really liked the area, but... yeah... Des Moines...

But holy crap that building is INSANE.  (And nice to see my buddy Matt in one of the pictures rocking the "stand up cube".)  He's one of the only people who moved out there from my office that's still out there.
Title: Re: The Economic Downturn..
Post by: RVR II on October 21, 2010, 05:11:08 PM
Don't forget the frequent floods to slosh around in :speechless:
Title: Re: The Economic Downturn..
Post by: k1 on October 21, 2010, 05:15:51 PM
Don't forget the frequent floods to slosh around in :speechless:

And tornados.  We had tornado warnings one time when I was there.
Title: Re: The Economic Downturn..
Post by: RVR II on October 21, 2010, 05:18:05 PM
I think that would be the Only reason I would move there :o
Title: Re: The Economic Downturn..
Post by: wurwolf on October 21, 2010, 07:17:46 PM
I don't blame you. I don't think there's anything that could persuade me to leave the east coast, especially not in favor of the midwest. As you pointed out, your family is here, there's the mountains and the ocean and baseball. There's something to be said for quality of life (says the woman who's trapped in NYC and hates it).
Title: Re: The Economic Downturn..
Post by: k1 on October 22, 2010, 07:16:56 AM
Good lord this is a mess...

Yesterday I was told I was given an extension of benefits until the week ending 12/25.  Later in the day another former co-worker was told he was given 6 weeks.  He called back today to find out what the deal was and was told 12/25 as well.  Then I get an email from yet another co-worker that said:
Quote
I finally spoke with someone early this morning.  Did they tell you that this extension could end anytime depending on UE falling below 8.5% (which it did this week).  They stated it could go from essentially 1-20 weeks, but it's contingent.  I wasn't sure if you got the same information or not, since no one there appears to be on the same page.
:grr:

Starting to think it may be time to move back to Nova Scotia.
Title: Re: The Economic Downturn..
Post by: RVR II on October 22, 2010, 07:29:06 AM
Good lord this is a mess...

Yesterday I was told I was given an extension of benefits until the week ending 12/25.  Later in the day another former co-worker was told he was given 6 weeks.  He called back today to find out what the deal was and was told 12/25 as well.  Then I get an email from yet another co-worker that said:
Quote
I finally spoke with someone early this morning.  Did they tell you that this extension could end anytime depending on UE falling below 8.5% (which it did this week).  They stated it could go from essentially 1-20 weeks, but it's contingent.  I wasn't sure if you got the same information or not, since no one there appears to be on the same page.
:grr:

Starting to think it may be time to move back to Nova Scotia.

Start your own reality show if you go up there..

"K1's Deadliest Lobster Catch!" :D :D
Title: Re: The Economic Downturn..
Post by: Thrifty on October 22, 2010, 08:20:06 AM
I grew up in Newark, Delaware.  In 2004, I took a job in Durham, North Carolina.  My family says that there was something particularly brave about packing up and moving 400 miles away to start a new life and a new job in a new city.  I think they're giving me too much credit; I tend to think that what I did, while exciting for me, was also pretty impulsive and not that atypical.

I left that job 10 months later and returned to Delaware, because I was no good at it.  But it reminds me of something about my life that brings me both joy and sadness.  I really have no strong roots.  I like my family, but I don't relate to them all that well (except in the biological sense).  I could really pick up and take a job anywhere in the country if the pay was good.  I have one really close friend who lives in Wilmington, and she's probably the only thing that could make me hesitate. 

But then, the fact that I don't have strong roots is in itself kinda sad, because it leads to a rather lonely existence.
Title: Re: The Economic Downturn..
Post by: Bob on October 22, 2010, 10:19:48 AM
I prefer to think of it as we have frontier and pioneering spirit.
Title: Re: The Economic Downturn..
Post by: Darth Geek on October 22, 2010, 10:25:42 AM
I prefer to think of it as we have frontier and pioneering spirit.
As long as you're not prone to dysentery.
Title: Re: The Economic Downturn..
Post by: Bob on October 22, 2010, 10:38:13 AM
I prefer to think of it as we have frontier and pioneering spirit.
As long as you're not prone to dysentery.

"Prone" may be too strong of a word......
Title: Re: The Economic Downturn..
Post by: FLOCK of RABID SHEEP?!?! on October 22, 2010, 12:06:22 PM
I grew up in Newark, Delaware.  In 2004, I took a job in Durham, North Carolina.  My family says that there was something particularly brave about packing up and moving 400 miles away to start a new life and a new job in a new city.  I think they're giving me too much credit; I tend to think that what I did, while exciting for me, was also pretty impulsive and not that atypical.

I left that job 10 months later and returned to Delaware, because I was no good at it.  But it reminds me of something about my life that brings me both joy and sadness.  I really have no strong roots.  I like my family, but I don't relate to them all that well (except in the biological sense).  I could really pick up and take a job anywhere in the country if the pay was good.  I have one really close friend who lives in Wilmington, and she's probably the only thing that could make me hesitate. 

But then, the fact that I don't have strong roots is in itself kinda sad, because it leads to a rather lonely existence.

i did the same thing, though i moved then found a job.  i do miss my mom though and told her she should move here.  luckily i saw her a few weeks ago when she and her sister drove here with my computer and other things on a road trip. 
Title: Re: The Economic Downturn..
Post by: gbeenie on October 22, 2010, 11:39:58 PM
I grew up in Newark, Delaware.  In 2004, I took a job in Durham, North Carolina.  My family says that there was something particularly brave about packing up and moving 400 miles away to start a new life and a new job in a new city.  I think they're giving me too much credit; I tend to think that what I did, while exciting for me, was also pretty impulsive and not that atypical.

I left that job 10 months later and returned to Delaware, because I was no good at it.  But it reminds me of something about my life that brings me both joy and sadness.  I really have no strong roots.  I like my family, but I don't relate to them all that well (except in the biological sense).  I could really pick up and take a job anywhere in the country if the pay was good.  I have one really close friend who lives in Wilmington, and she's probably the only thing that could make me hesitate. 

But then, the fact that I don't have strong roots is in itself kinda sad, because it leads to a rather lonely existence.


How old are you? Most of the really strong friends I have in my life I didn't start to meet until I was about 24.
Title: Re: The Economic Downturn..
Post by: Thrifty on October 23, 2010, 02:37:34 AM
How old are you? Most of the really strong friends I have in my life I didn't start to meet until I was about 24.

29
Title: Re: The Economic Downturn..
Post by: gbeenie on October 23, 2010, 01:19:16 PM
I wouldn't sweat it. Unless you've got incurable wanderlust (some people do), you'll eventually put down roots somewhere and start to build a group of people around you who get you (I just can't stress enough how important that is; I have virtually nothing in common with the people in my biological family, and I'm really okay with that). And now, with the technology at our disposal, even geographical distance won't matter down the road, if some folks have to pick up stakes and take off.
Title: Re: The Economic Downturn..
Post by: FLOCK of RABID SHEEP?!?! on October 23, 2010, 04:02:46 PM
Yeah I have the desire to have more nomadic/portable stuff since I hate moving but I feel the same way to some extent.
Title: Re: The Economic Downturn..
Post by: RVR II on October 23, 2010, 04:05:26 PM
Yeah I have the desire to have more nomadic/portable stuff
(http://i66.photobucket.com/albums/h275/rvr2/insp_nomad_preview.jpg)
Title: Re: The Economic Downturn..
Post by: Plastic Self-Cleaning Duck on October 26, 2010, 09:40:29 AM
[sarcasm] Here's a job posting that doesn't sound in the least bit suspicious... [/sarcasm]

Quote
Qualified candidates must have a College Degree/High School Diploma. Please do not submit a resume unless you meet this condition. We offer training in many ways. Applicatants must be skilled in Microsoft Excel and previous working experience within the office environment is a plus. Computer literacy as a whole is critical to this role and will need strong verbal and written communication skills.
Send Your Resume & Cover Letter Plus Salary Requirement

    * Compensation: Salary option $23.78 Per/Hr

Applicants misspelled.  "We offer training in many ways"   ::)
Title: Re: The Economic Downturn..
Post by: Darth Geek on October 26, 2010, 09:51:21 AM
[sarcasm] Here's a job posting that doesn't sound in the least bit suspicious... [/sarcasm]

Quote
Qualified candidates must have a College Degree/High School Diploma. Please do not submit a resume unless you meet this condition. We offer training in many ways. Applicatants must be skilled in Microsoft Excel and previous working experience within the office environment is a plus. Computer literacy as a whole is critical to this role and will need strong verbal and written communication skills.
Send Your Resume & Cover Letter Plus Salary Requirement

    * Compensation: Salary option $23.78 Per/Hr

Applicants misspelled.  "We offer training in many ways"   ::)
Wow, porn is more complicated than I thought.
Title: Re: The Economic Downturn..
Post by: darkchashy on November 15, 2010, 01:30:33 PM
http://www.youtube.com/v/Dy_j_vbLmNQ?fs=1&hl=en_US
Title: Re: The Economic Downturn..
Post by: The Manatee on November 16, 2010, 12:09:24 AM
US does not really produce anything and imports even its brainpower these days. It's a fool's paradise and in some sense even Mexico is less messed up than the US. 50 years and people will be sneaking south of the border.
Title: Re: The Economic Downturn..
Post by: Nunyerbiz on November 22, 2010, 01:44:10 PM
US does not really produce anything and imports even its brainpower these days. It's a fool's paradise and in some sense even Mexico is less messed up than the US. 50 years and people will be sneaking south of the border.

Yep. We Americans are the old faithful wife... and capitalism is our husband. We were there during the good times, helped our family grow and prosper... But now we are getting a little saggy in the ass... we're starting to piss and moan a lot more about the husband not investing his time and energy with us... So as we all expect, but are too deep in denial to admit, the husband is running around, drunk with power from his anti-limpdick pills... and he's having a great old time fucking the new young hotness in China and Brazil and India behind our backs like some retard frat boy. Eventually, he'll just not come back.... we'll get divorce papers in our facebook inbox... and he'll end up marrying one of those whores. We'll be left the current house, maybe get some alimony to keep food on the table... But that cheating bastard will take the best years of our lives and most of his billions and build a new house in San Paolo or Bangalore or Xiahganu Provence or some such far flung place where all the young, stupid girls aren't yet wise to his flashy cars and slick talk. We'll be left to die alone and forgotten, all of our usefulness whittled away and sucked dry.


Title: Re: The Economic Downturn..
Post by: Doctor Who? on November 28, 2010, 06:42:36 PM
Yeah when is American going to wake up and see that capitalism is a dead end?  China is the land of the future and yet we still will not follow their lead.

I wish we could just sell this country to China so that we would have jobs and a decent standard of living again.

Now the Republicans are in power and we are just going to keep sliding backwards,we are never going to get jobs back as long as private corporations are allowed to exist in this country.  The bill of rights is joke.  We are all slaves to the rich in this country.  We need China to take over and save us from the rich.
Title: Re: The Economic Downturn..
Post by: RVR II on November 28, 2010, 06:54:12 PM
Yeah when is American going to wake up and see that capitalism is a dead end?  China is the land of the future and yet we still will not follow their lead.

I wish we could just sell this country to China so that we would have jobs and a decent standard of living again.

Now the Republicans are in power and we are just going to keep sliding backwards,we are never going to get jobs back as long as private corporations are allowed to exist in this country.  The bill of rights is joke.  We are all slaves to the rich in this country.  We need China to take over and save us from the rich.
In Red China, Doctor Who? would not be welcome; like the Dalai Lama :o
Title: Re: The Economic Downturn..
Post by: k1 on November 28, 2010, 07:04:13 PM
Yeah when is American going to wake up and see that capitalism is a dead end?  China is the land of the future and yet we still will not follow their lead.

I wish we could just sell this country to China so that we would have jobs and a decent standard of living again.

Now the Republicans are in power and we are just going to keep sliding backwards,we are never going to get jobs back as long as private corporations are allowed to exist in this country.  The bill of rights is joke.  We are all slaves to the rich in this country.  We need China to take over and save us from the rich.

If that ever happens I am moving in with my grandparents in Canada.
Title: Re: The Economic Downturn..
Post by: Tripe on November 28, 2010, 07:04:59 PM
Is it maybe a viral marketing campaign for the new version of Red Dawn?
Title: Re: The Economic Downturn..
Post by: RVR II on November 28, 2010, 07:07:55 PM
Is it maybe a viral marketing campaign for the new version of Red Dawn?
There's some food for thought :o
Title: Re: The Economic Downturn..
Post by: Plastic Self-Cleaning Duck on November 28, 2010, 07:26:23 PM
Yeah when is American going to wake up and see that capitalism is a dead end?

Capitalism is not a dead end. It's just not the "end all" and "be all" that the rich think that it is (because they've got the clean end of the stick at the moment).

Communism only works on paper. Human nature. You can be sure high party officials have never stood in line for toilet paper.

People try to claim that socialism doesn't work (even though things like public works are socialist in nature) because they say it takes away the need to achieve.  Meanwhile, Sweden has been socialist for ages so how do you explain Abba, Saab and that the country has been a leader in science and technology for decades?  Maybe not having to worry about basic needs helps people focus on positive accomplishment?
Title: Re: The Economic Downturn..
Post by: Doctor Who? on November 28, 2010, 07:53:54 PM
Yeah but we will never be allowed to get on that train as long as the rich and the rednecks run this country.  That is why we need another country or a person to take power and force this country to move into the future and give the American dream to everyone.  We need a single strong leader who can tell the rich either you get with the program and give power back to the people or you are not welcome here.  Private corporations are the greatest crime in the history of man the sooner they are banned on aworldwide scale the better.

Also the UN needs to declare banking a crime against humanity.

We will not be free until we have done away with banks.
Title: Re: The Economic Downturn..
Post by: RVR II on November 28, 2010, 07:58:06 PM
Yeah but we will never be allowed to get on that train as long as the rich and the rednecks run this country.  That is why we need another country or a person to take power and force this country to move into the future and give the American dream to everyone.  We need a single strong leader who can tell the rich either you get with the program and give power back to the people or you are not welcome here.  Private corporations are the greatest crime in the history of man the sooner they are banned on aworldwide scale the better.

Also the UN needs to declare banking a crime against humanity.

We will not be free until we have done away with banks.
Better pack a lunch cause it's gonna be a looooong time (if ever) before that happens.. ::)
Title: Re: The Economic Downturn..
Post by: Bob on November 28, 2010, 08:01:06 PM
I'll do it.

Relax everyone, I've got this.
Title: Re: The Economic Downturn..
Post by: RVR II on November 28, 2010, 08:04:18 PM
I'll do it.

Relax everyone, I've got this.
Vote for Bob in 2012!
Glock and Awe!! 8)
Title: Re: The Economic Downturn..
Post by: Thrifty on November 29, 2010, 04:59:46 AM
Yeah but we will never be allowed to get on that train as long as the rich and the rednecks run this country.  That is why we need another country or a person to take power and force this country to move into the future and give the American dream to everyone.  We need a single strong leader who can tell the rich either you get with the program and give power back to the people or you are not welcome here.  Private corporations are the greatest crime in the history of man the sooner they are banned on aworldwide scale the better.

Also the UN needs to declare banking a crime against humanity.

We will not be free until we have done away with banks.

Seriously, are you insane?  Banking is a crime against humanity?  They tried it your way; the Soviet Union collapsed.
Title: Re: The Economic Downturn..
Post by: Tripe on November 29, 2010, 05:08:33 AM
I like to believe it's a really bad attempt at trolling really.


Title: Re: The Economic Downturn..
Post by: Bob on November 29, 2010, 06:35:34 AM
I'll do it.

Relax everyone, I've got this.
Vote for Bob in 2012!
Glock and Awe!! 8)

As soon as you set up your Central American stronghold, we take over.   I promise to be a kindly ruler and govern with a just hand.  Of course, the New York Yankees will be disbanded and Bill Billicheck will be beheaded, but I think everyone can live with that.
Title: Re: The Economic Downturn..
Post by: anais.jude on November 29, 2010, 06:51:52 AM
I'll do it.

Relax everyone, I've got this.
Vote for Bob in 2012!
Glock and Awe!! 8)

As soon as you set up your Central American stronghold, we take over.   I promise to be a kindly ruler and govern with a just hand.  Of course, the New York Yankees will be disbanded and Bill Billicheck will be beheaded, but I think everyone can live with that.

I can live with that! Where do I sign up? Also, how bout a beer fridge in every garage?





Title: Re: The Economic Downturn..
Post by: k1 on November 29, 2010, 06:56:48 AM
I'll do it.

Relax everyone, I've got this.
Vote for Bob in 2012!
Glock and Awe!! 8)

As soon as you set up your Central American stronghold, we take over.   I promise to be a kindly ruler and govern with a just hand.  Of course, the New York Yankees will be disbanded

You have my vote!

and Bill Billicheck will be beheaded, but I think everyone can live with that.

Now I'm on the fence... 
Title: Re: The Economic Downturn..
Post by: RVR II on November 29, 2010, 07:12:43 AM
 :D :D
Title: Re: The Economic Downturn..
Post by: Thrifty on November 29, 2010, 07:57:51 AM
Yeah but we will never be allowed to get on that train as long as the rich and the rednecks run this country.  That is why we need another country or a person to take power and force this country to move into the future and give the American dream to everyone.  We need a single strong leader who can tell the rich either you get with the program and give power back to the people or you are not welcome here.  Private corporations are the greatest crime in the history of man the sooner they are banned on aworldwide scale the better.

Also the UN needs to declare banking a crime against humanity.

We will not be free until we have done away with banks.

I'm getting deja vu.  Didn't Anakin say this to Padme in Attack of the Clones?
Title: Re: The Economic Downturn..
Post by: RVR II on November 29, 2010, 09:26:24 AM
Yeah but we will never be allowed to get on that train as long as the rich and the rednecks run this country.  That is why we need another country or a person to take power and force this country to move into the future and give the American dream to everyone.  We need a single strong leader who can tell the rich either you get with the program and give power back to the people or you are not welcome here.  Private corporations are the greatest crime in the history of man the sooner they are banned on aworldwide scale the better.

Also the UN needs to declare banking a crime against humanity.

We will not be free until we have done away with banks.

I'm getting deja vu.  Didn't Anakin say this to Padme in Attack of the Clones?
:D :D
Title: Re: The Economic Downturn..
Post by: FLOCK of RABID SHEEP?!?! on November 29, 2010, 09:30:55 AM
Yeah I was thinking the same thing too :P.
Title: Re: The Economic Downturn..
Post by: Bob on November 29, 2010, 09:46:47 AM
I can live with that! Where do I sign up? Also, how bout a beer fridge in every garage?


That is my pledge, and the people I do not like get it filled with Schaefer Light.
Title: Re: The Economic Downturn..
Post by: Thrifty on November 29, 2010, 10:11:34 AM
Yeah but we will never be allowed to get on that train as long as the rich and the rednecks run this country.  That is why we need another country or a person to take power and force this country to move into the future and give the American dream to everyone.  We need a single strong leader who can tell the rich either you get with the program and give power back to the people or you are not welcome here.  Private corporations are the greatest crime in the history of man the sooner they are banned on aworldwide scale the better.

Also the UN needs to declare banking a crime against humanity.

We will not be free until we have done away with banks.

I'm getting deja vu.  Didn't Anakin say this to Padme in Attack of the Clones?
Title: Re: The Economic Downturn..
Post by: RVR II on November 29, 2010, 10:12:54 AM
I can live with that! Where do I sign up? Also, how bout a beer fridge in every garage?


That is my pledge, and the people I do not like get it filled with Schaefer Light.
Can we also be fans of other NFL teams besides the Rams?? :o
Title: Re: The Economic Downturn..
Post by: k1 on November 30, 2010, 04:20:15 PM
Guess I'm not getting that job at State Street.   :-\

From Boston.com
Quote
More job cuts coming from State Street Corp.

State Street Corp. said it plans to eliminate 1,400 positions in 2011, including around 400 in Massachusetts, in a restructuring aimed at cutting costs by $625 million.

The job cuts, totaling 5 percent of State Street's global workforce, came as a surprise, as the Boston financial services giant has in the past year emerged from the problems of the financial crisis, and reported large gains in revenues and profits. State Street said the cuts would come across the company, which employs 29,000 people, 12,600 of them in Massachusetts.

"I am confident that this multi-year plan will transform our operating model and enable State Street to continue its industry leadership in service to clients, innovation and operational excellence," chief executive Jay Hooley said in a statement.

State Street last conducted layoffs in 2008 and 2009 -- 2,200 altogether -- in response to the plummeting global investment markets.


Title: Re: The Economic Downturn..
Post by: wurwolf on November 30, 2010, 04:24:43 PM
Is that the place you interviewed where you where stuck in a massive traffic jam on the way there?
Title: Re: The Economic Downturn..
Post by: k1 on November 30, 2010, 04:32:46 PM
Is that the place you interviewed where you where stuck in a massive traffic jam on the way there?

Nope. That was at Ocean Spray's main HQ.
Title: Re: The Economic Downturn..
Post by: Thrifty on November 30, 2010, 07:43:45 PM
State Street has a web site that some of the financial people at work use.  It intermittently breaks in ways that State Street is not at fault for, and it's always a nightmare to figure out why.
Title: Re: The Economic Downturn..
Post by: Doctor Who? on December 01, 2010, 11:03:56 AM
Hey I just agree with Thomas Jefferson,banks are the greatest threat to freedom there is.

http://etext.virginia.edu/jefferson/quotations/jeff1325.htm (http://etext.virginia.edu/jefferson/quotations/jeff1325.htm)
Title: Re: The Economic Downturn..
Post by: RVR II on December 01, 2010, 11:46:10 AM
Hey I just agree with Thomas Jefferson,banks are the greatest threat to freedom there is.

http://etext.virginia.edu/jefferson/quotations/jeff1325.htm (http://etext.virginia.edu/jefferson/quotations/jeff1325.htm)
You hopped into that telephone booth again didn't you?? :o
Title: Re: The Economic Downturn..
Post by: Thrifty on December 01, 2010, 12:00:21 PM
Hey I just agree with Thomas Jefferson,banks are the greatest threat to freedom there is.

http://etext.virginia.edu/jefferson/quotations/jeff1325.htm (http://etext.virginia.edu/jefferson/quotations/jeff1325.htm)

I don't know a lot about economics, but I'm not clear on where people would get credit to buy cars, or a mortgage to buy a house, or investment capital to start a business, or even a safe place to protect their money from outright theft, without banks.  Or for that matter how anyone would save money for a rainy day, or save up for retirement without the security of a bank, or the investment potential for the money to grow.

I have approximately $6,000 in just cash to my name.  My retired mother is living of a couple hundred grand she squirreled away over the years.  I can't imagine leaving that kind of money sitting around my home.

I'm not sure what kind of alternate system you propose.  Should money be carted around via pallets full of cash?  Do we go to some kind of barter system?  Should I have bought my car with a band of hundred dollar bills?  Should my parents and siblings have bought their houses with a suitcase full of cash?

Also, that link you provided, I think you're taking it way out of context.  Most of it seems to be Jefferson railing against paper money over hard coin (currency based on precious metals).

But why am I typing this?  You'll just scream back with some insane histrionic rant.
Title: Re: The Economic Downturn..
Post by: Doctor Who? on December 01, 2010, 02:16:28 PM
If we didn't have banks everyone would own their own home and wouldn't have to worry about getting kicked out.  Also the mess we are in was created by banks.  Banks are just a way for the rich to steal money from everyone else.  if we went back to a barter system we would have to worry about the banks and wall street plotting against us.

being rich should be a crime because the only way to get rich is to steal with dirty trick.  The sooner we get rid of money and banks the better.
Title: Re: The Economic Downturn..
Post by: RVR II on December 01, 2010, 02:27:08 PM
Oh boy.. Here we go again ::)
Title: Re: The Economic Downturn..
Post by: Compound on December 01, 2010, 02:46:44 PM
Hey I just agree with Thomas Jefferson,banks are the greatest threat to freedom there is.

http://etext.virginia.edu/jefferson/quotations/jeff1325.htm (http://etext.virginia.edu/jefferson/quotations/jeff1325.htm)

Normally  I would counter respond with Snopes talking about the usual Jefferson misquote
http://www.snopes.com/quotes/jefferson/banks.asp
or with Monticello's page on the subject:
http://wiki.monticello.org/mediawiki/index.php/Private_Banks_%28Quotation%29

but since the U of V is using actual quotes, let me respond. In those quoted letters (like this one (http://memory.loc.gov/cgi-bin/query/r?ammem/mtj:@field%28DOCID+@lit%28tj110120%29%29), )

Jefferson was arguing against paper currency, which he feared would be quickly rendered valueless. In the 1790s, you had 50 different forms of currency in use in the US, some issued by banks and some foreign,  and when people gave "X' amount of silver to a bank for "X" much currency, ten years later, it would often be worth half the original amount. This is why the US started a federal bank and created a Mint, so that we could try and standardize our currency as well as get foreign credit.

Look, Jefferson was a wise man, but his view of America was that it would be a nation of farmers forever. Heck, here's him talking about banks:

Quote
We are an agricultural nation. Such an one employs its sparings in the purchase or improvement of land or stocks. The lendable money among them is chiefly that of orphans and wards in the hands of executors and guardians, and that which the farmer lays by till he has enough for the purchase in view.

Think about quote for a sec. The bank's money comes from orphans and farmers don't need that fancy money anyway. We can just plant and harvest until we get the funds. That philosophy just doesn't work in an industrial society. "You want to build cars? Build them by hand until you can afford a plant." or "You want to open a convenience store? Forget about a loan. Just sell snacks from the side of the road until you can afford a slurpee machine."

Hell. you just need to look at the events of the time that Jefferson was writing those letters to see that Jefferson was wrong. In 1811, the First Bank of the US went out of existence (The law that created it expired without Congress renewing it.) . Because of that, the US had to pay off the bank's investors and when the War of 1812 rolled around, the US had no available money supply. The folks who did the job of modern banks (i.e. loaning money) refused to extend loans to the government and foreign investors were similarly skittish. As a result, the US had problems fighting the British during the war because they had no funds available. Plus after taxing everything left and right in order to help get funds, public support of the government was at a pretty low mark. And this was in an era were annoyed folks would stage revolts. As a result, one of the first Congressional acts in 1816 after the war's end was to create another national bank. They recognized the problem, even if Jefferson didn't.

Oh and:
(http://img230.imageshack.us/img230/8067/motivator6a16222f1a90d0.jpg)
Title: Re: The Economic Downturn..
Post by: Bob on December 01, 2010, 02:54:43 PM
I'll do it.

Relax everyone, I've got this.
Vote for Bob in 2012!
Glock and Awe!! 8)

As soon as you set up your Central American stronghold, we take over.   I promise to be a kindly ruler and govern with a just hand.  Of course, the New York Yankees will be disbanded and Bill Billicheck will be beheaded, but I think everyone can live with that.

My offer still stands people........
Title: Re: The Economic Downturn..
Post by: Thrifty on December 01, 2010, 02:54:59 PM
If we didn't have banks everyone would own their own home and wouldn't have to worry about getting kicked out.  Also the mess we are in was created by banks.  Banks are just a way for the rich to steal money from everyone else.  if we went back to a barter system we would have to worry about the banks and wall street plotting against us.

being rich should be a crime because the only way to get rich is to steal with dirty trick.  The sooner we get rid of money and banks the better.


I think that every single sentence of your post is wrong.  So wrong that it's impossible to address.  I just don't know how.

Did you ever consider that the root of your problems might be your mind?  I can't decide if you are mentally unstable or just plain retarded.  I really don't think you're a troll; I think you actually believe this crap.  But then I can't be sure.  How can anybody actually think this way? The only way to get rich is to steal?  We need to forego currency?  People would be able to own homes in a system without currency?  

I could address your outright bigotry against rich people, or the absurdity of running a civilization based on bartering when mankind moved away from that 6,000 years ago, but I'm just too dumbfounded.  And the game of winding you up to watch you humiliate yourself has gotten old.
Title: Re: The Economic Downturn..
Post by: Compound on December 01, 2010, 03:01:37 PM
And it began again while I was typing. Great.

Doc? I've used a barter system, both officially and unofficially .  Officially, barter organizations exist all across the US. They're a pain in the ass to deal with. Why? Because for the most part they just replicate what money already does. "I'll offer free printing services to other folks in the co-op. In exchange for each one, I get credit with the barter company which I can then use to get other goods and services." In other words, you're simply trading dollars for "barter money." Plus you still have to pay taxes, because the city and state aren't going to let you get away with that loophole. It works slightly better for services as you're not losing anything but time, but for physical goods, you're better off reducing the price so that you get dollars which can then use for anything, rather than just for the stuff that your fellow barter people offer. And unofficially? "If I buy this amount of advertising, will you give me season tickets?" Yeah, that's fairly common, and much more off the books.

I'm not even going to respond to the rest as I'm getting the feeling that  teaching my cat to sing would be a more productive use of my time.
Title: Re: The Economic Downturn..
Post by: RVR II on December 01, 2010, 03:03:54 PM
I'll do it.

Relax everyone, I've got this.
Vote for Bob in 2012!
Glock and Awe!! 8)

As soon as you set up your Central American stronghold, we take over.   I promise to be a kindly ruler and govern with a just hand.  Of course, the New York Yankees will be disbanded and Bill Billicheck will be beheaded, but I think everyone can live with that.

My offer still stands people........
8)
Title: Re: The Economic Downturn..
Post by: k1 on December 01, 2010, 03:04:56 PM
Here's the boat I'm in:

http://www.boston.com/business/articles/2010/12/01/jobless_benefits_slated_to_end_for_many_on_christmas_day/?p1=News_links

Right now I'm trying to figure out if the extension I'm on is terminated immediately or still runs til Christmas Day.  :-\

I will say that honestly alot of people on this forum have helped me keep my sense of humor & sanity since I've been out of work.  Whether through a funny picture, amusing response to another post, or for some people by having amusing Facebook posts.  

Somewhat related note, I seriously thought I'd be able to really crank out some iRiffs while being out of work with all my new "free time".  Clearly not the case... It takes alot of effort to keep looking for jobs, keep getting rejected for jobs, praying for another extension, playing daddy daycare, etc.  So when I actually have a few minutes to work on a riff, I'm so wiped out or in such a bad mood that I can't write anything funny.  Fortunately it seems like someone from this forum always says or does something to snap me out of a funk.  

So seriously, thanks.


Title: Re: The Economic Downturn..
Post by: Bob on December 01, 2010, 04:03:00 PM
Wow, I love our elected officials playing games with peoples lives...... Withhold unemployment unless tax cuts for the wealthy are extended.   Well done pricks, well done.     Congress, just go fuck off and die.....you can be replaced.   I'd love to be on the jury for the trial of someone who physically harms you.

Oh and K1, do I amuse you, am I a clown?  What the fuck is so funny about me Henry, er, K1?!?
Title: Re: The Economic Downturn..
Post by: k1 on December 01, 2010, 04:08:32 PM
Wow, I love our elected officials playing games with peoples lives...... Withhold unemployment unless tax cuts for the wealthy are extended.   Well done pricks, well done.     Congress, just go fuck off and die.....you can be replaced.   I'd love to be on the jury for the trial of someone who physically harms you.
(http://worldnewsvine.com/wp-content/uploads/2010/11/scott-brown-smiling-all-the-300x225.gif)

The author of this isn't bitter at all... nope!
But the "We only have 6 and one half hours left." from Scott Brown... man... what a dick.
http://worldnewsvine.com/2010/11/senator-brown-r-ma-blocks-unemployment-extension/comment-page-1/





Oh and K1, do I amuse you, am I a clown?  What the fuck is so funny about me Henry, er, K1?!?
:)
Title: Re: The Economic Downturn..
Post by: Doctor Who? on December 01, 2010, 04:22:26 PM
Wow, I love our elected officials playing games with peoples lives...... Withhold unemployment unless tax cuts for the wealthy are extended.   Well done pricks, well done.     Congress, just go fuck off and die.....you can be replaced.   I'd love to be on the jury for the trial of someone who physically harms you.

Oh and K1, do I amuse you, am I a clown?  What the fuck is so funny about me Henry, er, K1?!?

This is why Obama needs to declare marshal law and set in troops to arrest every republican in public office.  It should be a crime to be a member of the republican party,they are enemies of the human race.  People are going to starve to death this winter because of them.  They have declared war on us and have shown that they want us dead,i say we declare war on them.  We need one party and one leader who can not be removed by the rich republicans and can do what ever it takes to save us from them.
Title: Re: The Economic Downturn..
Post by: k1 on December 01, 2010, 04:26:55 PM
This picture made me laugh.  :D
(http://3.bp.blogspot.com/_VtsElzKTJLE/RoBDNr9y7oI/AAAAAAAAABc/txM6uu3FPII/s200/rargh.png)
Title: Re: The Economic Downturn..
Post by: Thrifty on December 01, 2010, 04:54:46 PM
Wow, I love our elected officials playing games with peoples lives...... Withhold unemployment unless tax cuts for the wealthy are extended.   Well done pricks, well done.     Congress, just go fuck off and die.....you can be replaced.   I'd love to be on the jury for the trial of someone who physically harms you.

Oh and K1, do I amuse you, am I a clown?  What the fuck is so funny about me Henry, er, K1?!?

This is why Obama needs to declare marshal law and set in troops to arrest every republican in public office.  It should be a crime to be a member of the republican party,they are enemies of the human race.  People are going to starve to death this winter because of them.  They have declared war on us and have shown that they want us dead,i say we declare war on them.  We need one party and one leader who can not be removed by the rich republicans and can do what ever it takes to save us from them.

SHUT THE FUCK UP YOU GOD DAMN IDIOT.
Title: Re: The Economic Downturn..
Post by: wurwolf on December 01, 2010, 04:55:53 PM
Man, k1... I am really sorry. It's frightening and frustrating to be in that situation. APGIL didn't even collect unemployment while he was out of work, and for years we've been one paycheck away from financial ruin. We're still trying to balance digging out of the hole we were in and moving on with our lives. So I understand how scary it's going to be for you and how frustrating it's been for your wife all along.

I don't really know what I can do, other than offer my friendship and support, but you guys are in my thoughts and prayers. Any time you or Sarah need to vent or to cry on someone's shoulder I'm always around.
Title: Re: The Economic Downturn..
Post by: k1 on December 01, 2010, 04:57:45 PM
Man, k1... I am really sorry. It's frightening and frustrating to be in that situation. APGIL didn't even collect unemployment while he was out of work, and for years we've been one paycheck away from financial ruin. We're still trying to balance digging out of the hole we were in and moving on with our lives. So I understand how scary it's going to be for you and how frustrating it's been for your wife all along.

I don't really know what I can do, other than offer my friendship and support, but you guys are in my thoughts and prayers. Any time you or Sarah need to vent or to cry on someone's shoulder I'm almost always around.

Won't you be surprised when we show up at your front door in the middle of the night "uh... can we move in?"  :D
Title: Re: The Economic Downturn..
Post by: Doctor Who? on December 01, 2010, 04:59:00 PM
Wow, I love our elected officials playing games with peoples lives...... Withhold unemployment unless tax cuts for the wealthy are extended.   Well done pricks, well done.     Congress, just go fuck off and die.....you can be replaced.   I'd love to be on the jury for the trial of someone who physically harms you.

Oh and K1, do I amuse you, am I a clown?  What the fuck is so funny about me Henry, er, K1?!?

This is why Obama needs to declare marshal law and set in troops to arrest every republican in public office.  It should be a crime to be a member of the republican party,they are enemies of the human race.  People are going to starve to death this winter because of them.  They have declared war on us and have shown that they want us dead,i say we declare war on them.  We need one party and one leader who can not be removed by the rich republicans and can do what ever it takes to save us from them.

SHUT THE FUCK UP YOU GOD DAMN IDIOT.

The only reason you are not mad is because you are rich and have a job,you are not going to starve or freeze to death this winter.  The Republicans want every person who is not born rich enslaved or dead.  They need to be gotten rid of.
Title: Re: The Economic Downturn..
Post by: wurwolf on December 01, 2010, 05:11:06 PM
Man, k1... I am really sorry. It's frightening and frustrating to be in that situation. APGIL didn't even collect unemployment while he was out of work, and for years we've been one paycheck away from financial ruin. We're still trying to balance digging out of the hole we were in and moving on with our lives. So I understand how scary it's going to be for you and how frustrating it's been for your wife all along.

I don't really know what I can do, other than offer my friendship and support, but you guys are in my thoughts and prayers. Any time you or Sarah need to vent or to cry on someone's shoulder I'm almost always around.

Won't you be surprised when we show up at your front door in the middle of the night "uh... can we move in?"  :D

I'll put you in the unheated attic.  >:D
Title: Re: The Economic Downturn..
Post by: Bob on December 01, 2010, 05:23:26 PM
Man, k1... I am really sorry. It's frightening and frustrating to be in that situation. APGIL didn't even collect unemployment while he was out of work, and for years we've been one paycheck away from financial ruin. We're still trying to balance digging out of the hole we were in and moving on with our lives. So I understand how scary it's going to be for you and how frustrating it's been for your wife all along.

I don't really know what I can do, other than offer my friendship and support, but you guys are in my thoughts and prayers. Any time you or Sarah need to vent or to cry on someone's shoulder I'm almost always around.

Won't you be surprised when we show up at your front door in the middle of the night "uh... can we move in?"  :D

I can offer you lodging in Houston, of course your family would all have to wear Cardinals gear and I follow the "Great Santini" school of child discipline, so the kids may be in for a shock......
Title: Re: The Economic Downturn..
Post by: RVR II on December 01, 2010, 05:25:54 PM
Wow, I love our elected officials playing games with peoples lives...... Withhold unemployment unless tax cuts for the wealthy are extended.   Well done pricks, well done.     Congress, just go fuck off and die.....you can be replaced.   I'd love to be on the jury for the trial of someone who physically harms you.

Oh and K1, do I amuse you, am I a clown?  What the fuck is so funny about me Henry, er, K1?!?

This is why Obama needs to declare marshal law and set in troops to arrest every republican in public office.  It should be a crime to be a member of the republican party,they are enemies of the human race.  People are going to starve to death this winter because of them.  They have declared war on us and have shown that they want us dead,i say we declare war on them.  We need one party and one leader who can not be removed by the rich republicans and can do what ever it takes to save us from them.

SHUT THE FUCK UP YOU GOD DAMN IDIOT.

The only reason you are not mad is because you are rich and have a job,you are not going to starve or freeze to death this winter.  The Republicans want every person who is not born rich enslaved or dead.  They need to be gotten rid of.
Dude! You reeeealy need to lay off the cough syrup.. Or the 4 Loco stuff ???
Title: Re: The Economic Downturn..
Post by: RVR II on December 01, 2010, 05:30:28 PM
Man, k1... I am really sorry. It's frightening and frustrating to be in that situation. APGIL didn't even collect unemployment while he was out of work, and for years we've been one paycheck away from financial ruin. We're still trying to balance digging out of the hole we were in and moving on with our lives. So I understand how scary it's going to be for you and how frustrating it's been for your wife all along.

I don't really know what I can do, other than offer my friendship and support, but you guys are in my thoughts and prayers. Any time you or Sarah need to vent or to cry on someone's shoulder I'm almost always around.

Won't you be surprised when we show up at your front door in the middle of the night "uh... can we move in?"  :D

I can offer you lodging in Houston, of course your family would all have to wear Cardinals gear and I follow the "Great Santini" school of child discipline, so the kids may be in for a shock......
He's not kidding either! :scared:
Title: Re: The Economic Downturn..
Post by: Thrifty on December 01, 2010, 05:34:00 PM
Wow, I love our elected officials playing games with peoples lives...... Withhold unemployment unless tax cuts for the wealthy are extended.   Well done pricks, well done.     Congress, just go fuck off and die.....you can be replaced.   I'd love to be on the jury for the trial of someone who physically harms you.

Oh and K1, do I amuse you, am I a clown?  What the fuck is so funny about me Henry, er, K1?!?

This is why Obama needs to declare marshal law and set in troops to arrest every republican in public office.  It should be a crime to be a member of the republican party,they are enemies of the human race.  People are going to starve to death this winter because of them.  They have declared war on us and have shown that they want us dead,i say we declare war on them.  We need one party and one leader who can not be removed by the rich republicans and can do what ever it takes to save us from them.

SHUT THE FUCK UP YOU GOD DAMN IDIOT.

The only reason you are not mad is because you are rich and have a job,you are not going to starve or freeze to death this winter.  The Republicans want every person who is not born rich enslaved or dead.  They need to be gotten rid of.

$52,000 a year is rich?

Actually, I think that what they are doing is pretty low, but besides being employed and middle class, I am also sane and don't think that rounding up your political opponents and throwing them in prison is something we do in America.  This isn't Soviet Russia or Nazi Germany.  Further, what you are suggesting, besides being morally reprehensible, is illegal.  I appreciate you putting words in my mouth though.

Title: Re: The Economic Downturn..
Post by: mike5150 on December 01, 2010, 05:42:58 PM
Wow, I love our elected officials playing games with peoples lives...... Withhold unemployment unless tax cuts for the wealthy are extended.   Well done pricks, well done.     Congress, just go fuck off and die.....you can be replaced.   I'd love to be on the jury for the trial of someone who physically harms you.

Oh and K1, do I amuse you, am I a clown?  What the fuck is so funny about me Henry, er, K1?!?

This is why Obama needs to declare marshal law and set in troops to arrest every republican in public office.  It should be a crime to be a member of the republican party,they are enemies of the human race.  People are going to starve to death this winter because of them.  They have declared war on us and have shown that they want us dead,i say we declare war on them.  We need one party and one leader who can not be removed by the rich republicans and can do what ever it takes to save us from them.

SHUT THE FUCK UP YOU GOD DAMN IDIOT.
no no, by all means, keep going  ;D
Title: Re: The Economic Downturn..
Post by: Doctor Who? on December 01, 2010, 06:27:10 PM
Wow, I love our elected officials playing games with peoples lives...... Withhold unemployment unless tax cuts for the wealthy are extended.   Well done pricks, well done.     Congress, just go fuck off and die.....you can be replaced.   I'd love to be on the jury for the trial of someone who physically harms you.

Oh and K1, do I amuse you, am I a clown?  What the fuck is so funny about me Henry, er, K1?!?

This is why Obama needs to declare marshal law and set in troops to arrest every republican in public office.  It should be a crime to be a member of the republican party,they are enemies of the human race.  People are going to starve to death this winter because of them.  They have declared war on us and have shown that they want us dead,i say we declare war on them.  We need one party and one leader who can not be removed by the rich republicans and can do what ever it takes to save us from them.

SHUT THE FUCK UP YOU GOD DAMN IDIOT.

The only reason you are not mad is because you are rich and have a job,you are not going to starve or freeze to death this winter.  The Republicans want every person who is not born rich enslaved or dead.  They need to be gotten rid of.

$52,000 a year is rich?

Actually, I think that what they are doing is pretty low, but besides being employed and middle class, I am also sane and don't think that rounding up your political opponents and throwing them in prison is something we do in America.  This isn't Soviet Russia or Nazi Germany.  Further, what you are suggesting, besides being morally reprehensible, is illegal.  I appreciate you putting words in my mouth though.



Those law are written by rich republicans and should not be allowed to keep us enslaved and starving. The republicans are trying to murder people just to keep themselves rich and they should pay the price.
Title: Re: The Economic Downturn..
Post by: Thrifty on December 01, 2010, 06:32:20 PM
Wow, I love our elected officials playing games with peoples lives...... Withhold unemployment unless tax cuts for the wealthy are extended.   Well done pricks, well done.     Congress, just go fuck off and die.....you can be replaced.   I'd love to be on the jury for the trial of someone who physically harms you.

Oh and K1, do I amuse you, am I a clown?  What the fuck is so funny about me Henry, er, K1?!?

This is why Obama needs to declare marshal law and set in troops to arrest every republican in public office.  It should be a crime to be a member of the republican party,they are enemies of the human race.  People are going to starve to death this winter because of them.  They have declared war on us and have shown that they want us dead,i say we declare war on them.  We need one party and one leader who can not be removed by the rich republicans and can do what ever it takes to save us from them.

SHUT THE FUCK UP YOU GOD DAMN IDIOT.

The only reason you are not mad is because you are rich and have a job,you are not going to starve or freeze to death this winter.  The Republicans want every person who is not born rich enslaved or dead.  They need to be gotten rid of.

$52,000 a year is rich?

Actually, I think that what they are doing is pretty low, but besides being employed and middle class, I am also sane and don't think that rounding up your political opponents and throwing them in prison is something we do in America.  This isn't Soviet Russia or Nazi Germany.  Further, what you are suggesting, besides being morally reprehensible, is illegal.  I appreciate you putting words in my mouth though.



Those law are written by rich republicans and should not be allowed to keep us enslaved and starving. The republicans are trying to murder people just to keep themselves rich and they should pay the price.

The Constitution was written by rich Republicans to keep people in 2010 enslaved and starving?  That's certainly interesting, considering the Constitution was ratified in 1787, but the Republicans didn't exist until Abe Lincoln in the mid 19th century.
Title: Re: The Economic Downturn..
Post by: k1 on April 11, 2011, 02:56:07 PM
Well this is good news.

Unemployment dips to 8.9%, 192,000 jobs added (http://news.yahoo.com/s/ap/us_economy)

I'm always a little skeptical of the unemployment claims like that because they always seem to happen right around the time that people's Unemployment benefits run out & they are no longer able to file.

Are the rates based on number of people filing?

On a slightly related note, we're attempting to do a mortgage modification which should greatly reduce our monthly payments.  (We qualify under the Home Affordable Mortgage Program since I lost my job and have no income & my wife's job at Comcast pays roughly half what she was making before getting laid off from the company I was at.)  Fingers crossed!
Title: Re: The Economic Downturn..
Post by: Bob on April 11, 2011, 05:10:03 PM
Well this is good news.

Unemployment dips to 8.9%, 192,000 jobs added (http://news.yahoo.com/s/ap/us_economy)

I'm always a little skeptical of the unemployment claims like that because they always seem to happen right around the time that people's Unemployment benefits run out & they are no longer able to file.

Are the rates based on number of people filing?

On a slightly related note, we're attempting to do a mortgage modification which should greatly reduce our monthly payments.  (We qualify under the Home Affordable Mortgage Program since I lost my job and have no income & my wife's job at Comcast pays roughly half what she was making before getting laid off from the company I was at.)  Fingers crossed!

* Crossed *
Title: Re: The Economic Downturn..
Post by: k1 on April 29, 2011, 12:07:02 PM
Still waiting to hear on the mortgage thing.  The process is with the underwriters currently.


Also, waiting to hear on a reply for an interview I had last week.  I'm supposed to hear back today at some point, but they are moving to a new location on Monday, so I imagine it is a little crazy over there.  But I still wanna hear from them.   :-\
Title: Re: The Economic Downturn..
Post by: k1 on April 30, 2011, 07:14:19 AM
No word on the job or mortgage. Landed a part time on-call type job at a company that does inventories.  Pay blows & I have to be at a store an hour away from my house at 4:45am Monday for a 9 hour shift.  (My wife won't be home on Sunday so I'll be watching the kids which will make getting a good nights sleep impossible.  And I'll need to pick up the kids as soon as I finish work & be on kid duty until She gets home from work around 7pm.)

This is going to blow.  Fortunately(?) it's just the one shift for the week.  The following week is 4 shifts.  Thankfully one of them is only a half hour from my house.  The rest, not so much.  And I believe they scheduled me for an afternoon shift, an evening shift, then 2 mornings on 4 consecutive days.

I better hear back from that other job soon.  I'm pretty sure an inconsistent schedule of working nights & days on top of watching the kids all the time will kill me.
Title: Re: The Economic Downturn..
Post by: RVR II on April 30, 2011, 08:48:56 AM
UGH!! :scared: :speechless:
Title: Re: The Economic Downturn..
Post by: Thrifty on April 30, 2011, 09:19:58 AM
No word on the job or mortgage. Landed a part time on-call type job at a company that does inventories.  Pay blows & I have to be at a store an hour away from my house at 4:45am Monday for a 9 hour shift.

RGIS?
Title: Re: The Economic Downturn..
Post by: k1 on April 30, 2011, 09:35:57 AM
No word on the job or mortgage. Landed a part time on-call type job at a company that does inventories.  Pay blows & I have to be at a store an hour away from my house at 4:45am Monday for a 9 hour shift.

RGIS?

Yup
Title: Re: The Economic Downturn..
Post by: Thrifty on May 01, 2011, 11:30:38 AM
No word on the job or mortgage. Landed a part time on-call type job at a company that does inventories.  Pay blows & I have to be at a store an hour away from my house at 4:45am Monday for a 9 hour shift.

RGIS?

Yup
Oh yeah.  I almost went to work for them twice during bouts of unemployment.  The first time, I was in orientation and had some sort of panic attack or mental breakdown and left.  Don't worry, this is not likely to happen to you unless you are, like I was, completely unstable emotionally.

The second time, I got a callback, but it was during my hobo wandering phase and I just decided that it wasn't worth it. 
Title: Re: The Economic Downturn..
Post by: k1 on May 01, 2011, 04:31:08 PM
Also, waiting to hear on a reply for an interview I had last week.  I'm supposed to hear back today at some point, but they are moving to a new location on Monday, so I imagine it is a little crazy over there.  But I still wanna hear from them.   :-\

Got an email from the company I interviewed at! Opened it up and...

*ahem*
Quote
Although you have extensive qualifications in this field, we have selected another applicant for the position.
(http://hooniverse.com/wp-content/uploads/2010/06/RageFace2.png)
Title: Re: The Economic Downturn..
Post by: Bob on May 02, 2011, 04:26:54 PM
That does suck, I'm sorry.
Title: Re: The Economic Downturn..
Post by: mike5150 on May 02, 2011, 04:48:02 PM
I am truly sorry K1. I was with you on the unenjoyment train not too long ago and I am still feeling the pain. I hope things look up for ya.  :-\
Title: Re: The Economic Downturn..
Post by: k1 on July 02, 2011, 05:32:16 AM
Well our Mortgage Loan Modification turned out to be run by a company that was a scam.  So there goes a bunch of money along with enough personal information to do some serious damage via identity theft.  F. 

Title: Re: The Economic Downturn..
Post by: Bob on July 02, 2011, 06:21:59 AM
Well our Mortgage Loan Modification turned out to be run by a company that was a scam.  So there goes a bunch of money along with enough personal information to do some serious damage via identity theft.  F. 



 >:(
Title: Re: The Economic Downturn..
Post by: Doctor Who? on July 02, 2011, 06:24:48 AM
Well our Mortgage Loan Modification turned out to be run by a company that was a scam.  So there goes a bunch of money along with enough personal information to do some serious damage via identity theft.  F. 



Ouch.

Just give me the world and some cops in France will find their heads in a ditch.
Title: Re: The Economic Downturn..
Post by: RVR II on July 02, 2011, 06:25:49 AM
Well our Mortgage Loan Modification turned out to be run by a company that was a scam.  So there goes a bunch of money along with enough personal information to do some serious damage via identity theft.  F. 



 >:(
That really sux! No sense contacting your mortgage holder cause they're worthless..
I'm at a loss as to what to do other than contacting an attorney and they cost money.. :-\
Title: Re: The Economic Downturn..
Post by: k1 on July 02, 2011, 06:35:29 AM
I filed a complaint with the FTC. My wife wants to take them to small claims court but I don't see that workig since we can't get ahold of anyone at the company.
Title: Re: The Economic Downturn..
Post by: Bob on July 02, 2011, 06:45:43 AM
I filed a complaint with the FTC. My wife wants to take them to small claims court but I don't see that workig since we can't get ahold of anyone at the company.

That matters not..... they cannot hid by not answering the phones.   A lawyer can give you a better answer, but as long as you have their last known contact information, you can file a claim against them.   If they do not show up, you can get a summary judgement.   Now, collecting can be more difficult, but a lawyer can answer those questions.
Title: Re: The Economic Downturn..
Post by: RVR II on July 02, 2011, 06:52:14 AM
What Bob said ..
I would definitely buy an hours time with a mortgage attorney!
Title: Re: The Economic Downturn..
Post by: Doctor Who? on July 02, 2011, 07:35:00 AM
I'm just saying it's not too late to put a hit on them.
Title: Re: The Economic Downturn..
Post by: Bob on July 02, 2011, 07:40:21 AM
I'm just saying it's not too late to put a hit on them.

You know, if the people behind scams like this were killed and I was on the jury..... well let's just say they would be home having dinner with their family at the end of the trial.   People like that are the worst kind of scum.
Title: Re: The Economic Downturn..
Post by: MSTJedi on July 02, 2011, 11:22:33 AM
Sounds a lot like the "debt consolidation" service I used several years back (before it was well known that they're worthless). When I realized they were just parroting back the same settlement offers I was getting in the mail, I decided that it was easier to just ignore the collector calls and letters myself. Of course, this was after I'd already paid them around $1,400 for a weekly call and not much else. Wish I'd just used that money for a bankruptcy lawyer.
Title: Re: The Economic Downturn..
Post by: Doctor Who? on July 02, 2011, 12:21:47 PM
My parent's mortgage company a few years ago insisted that my parents via money order because they said they would not take checks any more,they then lost six months of payments and since they were money orders my parents had no way to prove they had made them.  We have been behind and in debt every since.  My parents went to layers and the government and everyone told them the same thing,since they could not prove they made the payments there was nothing that could be done.
Title: Re: The Economic Downturn..
Post by: RVR II on August 08, 2011, 07:07:52 AM
So the world markets are tumbling after S&P downgrades AAA status to AA+.. :scared:
Title: Re: The Economic Downturn..
Post by: k1 on August 08, 2011, 07:27:14 AM
So the world markets are tumbling after S&P downgrades AAA status to AA+.. :scared:

Foreclosures in MA are at the highest they've been in over a year.  Not helping with the whole "we need to refinance"/trying to sell situation.
Title: Re: The Economic Downturn..
Post by: Thrifty on August 08, 2011, 07:42:12 AM
Without further comment (because I don't feel like putting in any thought or defending it), I find this CNBC article on the downgrade to be interesting.

http://www.cnbc.com/id/44057166
Title: Re: The Economic Downturn..
Post by: RVR II on August 08, 2011, 10:48:41 AM
Quote
Abandoned Boats Become Unofficial Economic Indicator


Published August 08, 2011


CHARLESTON, S.C. –  Abandoned vessels may have become an unofficial indicator of the tough economy.

While no exact national figures exist, authorities in most states with a coast or large body of water have reported increasing numbers of boat owners abandoning ship in recent years.

"Certainly the economic downturn did seem to increase the number of boats that were being reported as derelict," said Dan Burger, director of communication for the Ocean and Coastal Resource Management division of the South Carolina Department of Health and Environmental Control (DHEC).

There are a host of reasons why people abandon boats, including those who can't keep up on the loan payments, maintenance, or the high cost of fuel.

DHEC is overseeing the removal of scores of abandoned boats from coastal waterways.

During a recent tour of Charleston's Ashley River, DHEC Coastal Projects Manager Curtis Joyner pointed to a saltwater marsh where his agency had supervised the removal of multiple boats.

"There were seven vessels ... consisting of a metal barge, a shrimp boat and several sail boats," Joyner said. "I think it's one of our really good success stories in restoring the environment."

In addition to being eyesores, abandoned vessels often leak fuel and other hazardous chemicals and usually lack any lights to warn approaching boats at night.

Joyner pointed to an abandoned vessel anchored close to a major channel used by commercial and recreational boaters. Over time, anchor lines wear out and boats break free, eventually sinking or colliding with other watercraft.

"When the vessel breaks loose, then we have to deal with it," said David Rogers, harbormaster at the Charleston City Marina. "Normally they're, of course, abandoned and do not have insurance."

South Carolina is among dozens of state and local governments that have recently increased penalties against owners of abandoned vessels. But with boats frequently changing hands and owners often scratching off serial numbers, tracking them can be difficult.

That sticks taxpayers with removal fees ranging from $3,000 to $20,000, depending on the size of the boat.

The same market conditions affecting boat owners are also affecting the government agencies in charge of removing abandoned vessels. So, increasingly, they're relying on help from the private sector.

"A local car dealer chipped in to help us get a big shrimp boat out recently," said Robbie Freeman, managing partner of the Charleston City Marina. "Just people who care about clean water."

Freeman said he advises financially troubled boaters to seek help from local businesses and government authorities before their vessels take on water.

According to Freeman, once a boat sinks, disposal fees can quadruple, making a public hazard all the more costly.

Read more: http://www.foxnews.com/us/2011/08/08/abandoned-boats-become-unofficial-economic-indicator/#ixzz1USd59M3n
Title: Re: The Economic Downturn..
Post by: Thrifty on August 08, 2011, 12:23:42 PM
It seems a little weird how much attention ordinary people pay to the Dow.  Hasn't it been up to its pre-recession levels for like 2 years, yet economic growth still pretty slow?  Plus, we had a better than expected jobs growth report on Friday.  It seems like people assign too much importance to the Dow and other stock market indices because these are the most prominent numbers, and they change constantly.  Stuff like GDP growth, unemployment rates etc., come out what, 4 times a year?  There's this strong psychological impact behind the stock market numbers that doesn't really correlate to reality.

The other thing I don't understand is why the STOCK market would tank as a result of a downgrade in United States government BOND ratings.  The Dow is a measure of the performance of stocks by private companies; Friday's downgrade was a hit to government issued bonds, which today are doing pretty well.  Seems kind of ironic.

But then, I'm no economist.  Maybe I'm missing something.

I'm sure times are tough, but I swear, all news seems to thrive on being pessimistic.  To read the news lately, you'd think nobody in America had a good job with a steady income.  You'd think we were ALL teetering on the brink.
Title: Re: The Economic Downturn..
Post by: Tripe on August 08, 2011, 12:27:31 PM
The other thing I don't understand is why the STOCK market would tank as a result of a downgrade in United States government BOND ratings.
Because the stock market is full of some of the most panicky children in the financial world. You want a steady and prolonged stock market trend, get them all blown at the beginning of the day and promise them an ice cream social/pizza party at the end of it. well probably see record highs.

I'm only slightly exaggerating there, the stock market doesn't have trends so much as tantrums
Title: Re: The Economic Downturn..
Post by: Thrifty on August 08, 2011, 12:59:23 PM
The other thing I don't understand is why the STOCK market would tank as a result of a downgrade in United States government BOND ratings.
Because the stock market is full of some of the most panicky children in the financial world. You want a steady and prolonged stock market trend, get them all blown at the beginning of the day and promise them an ice cream social/pizza party at the end of it. well probably see record highs.

I'm only slightly exaggerating there, the stock market doesn't have trends so much as tantrums

Sounds like Congress.  :rimshot:
Title: Re: The Economic Downturn..
Post by: RVR II on August 08, 2011, 01:02:46 PM
Stock Market Lost -634.76 FUCK!! :angry:
Title: Re: The Economic Downturn..
Post by: Danecho1967 on August 08, 2011, 01:12:29 PM
The other thing I don't understand is why the STOCK market would tank as a result of a downgrade in United States government BOND ratings.
Because the stock market is full of some of the most panicky children in the financial world. You want a steady and prolonged stock market trend, get them all blown at the beginning of the day and promise them an ice cream social/pizza party at the end of it. well probably see record highs.
I'm only slightly exaggerating there, the stock market doesn't have trends so much as tantrums
I really agree with that.  I've never been tempted to get into the stock market, because investers tend to overreact and a lot of people lose money.

Just a curiosity question: do you think the additional downgrades to Fanny Mae, Freddy Mac and several banks are part of the reason the drop was so large?
Title: Re: The Economic Downturn..
Post by: RVR II on August 08, 2011, 01:17:18 PM
Just a curiosity question: do you think the additional downgrades to Fanny Mae, Freddy Mac and several banks are part of the reason the drop was so large?
Probably a good part of it..
It's 'uncharted territory' which sends people into panic mode :grr:
Title: Re: The Economic Downturn..
Post by: k1 on August 08, 2011, 01:27:10 PM
Can't wait to see the next Quarterly report on my retirement funds!  :speechless:  The crappy thing is that this would be the ideal time to be throwing money at stuff while it's cheap.  And unfortunately I can't because of the whole "need a job that pays for more than just daycare" thing.

Title: Re: The Economic Downturn..
Post by: Thrifty on August 08, 2011, 01:50:37 PM
Does anyone remember the last time we had a great economy, back in the late 90s with the dot-com boom?  Then that bubble burst and we had a recession from like 2001-2003.  Seems like that one wasn't as bad, and didn't get as much press.  Then we came out of that with the housing bubble, and when it burst we ended up in the mess we're in today.

I'm starting to come around to this school of thought that the governments of the world can control the economy about as well as they can control the weather.  I have this pessimistic view that any growth faster than the sluggish growth we're seeing is only gonna pave way for the NEXT bubble and resulting recession.
Title: Re: The Economic Downturn..
Post by: Bob on August 08, 2011, 02:51:47 PM
It all runs in cycles, it has for hundreds of years.   This is no difference, despite the historic over reactions.
Title: Re: The Economic Downturn..
Post by: RVR II on August 08, 2011, 02:59:28 PM
It all runs in cycles, it has for hundreds of years.   This is no difference, despite the historic over reactions.
Yeah the Romans foresaw their doom.. Just like the Greeks see theirs now :P
Title: Re: The Economic Downturn..
Post by: Artie on August 08, 2011, 04:04:31 PM
After helping with the last economic collapse (by giving AAA ratings to mortgage backed securities that turned out to be worthless) they must have decided they wanted be in (or even start) the next one.

Think they're enjoying the chaos they're creating right now? 
Title: Re: The Economic Downturn..
Post by: Thrifty on August 09, 2011, 01:59:24 PM
Yesterday, as the Dow fell hard in response to the S&P ratings downgrade, I read one economical prognosticator saying "The markets have a long way to go before it hits bottom."

Dow closed up 430 points today.  It's about 200 below the closing bell on Friday.

Something tells me that economic forecasting isn't an exact science.
Title: Re: The Economic Downturn..
Post by: RVR II on August 09, 2011, 02:01:46 PM

Something tells me that economic forecasting isn't an exact science.
It resembles Newton's 3rd Law quite nicely here.. 8)
Title: Re: The Economic Downturn..
Post by: Doctor Who? on August 10, 2011, 06:23:01 AM
Okay so the Dow seems to be losing between 300 and 600 points a day right now and I have a question.  The Dow seems to be worth between 10,000 and 11,000 point so what happens if this keeps up for 37 days and it reaches zero?
Title: Re: The Economic Downturn..
Post by: Thrifty on August 10, 2011, 06:39:39 AM
Okay so the Dow seems to be losing between 300 and 600 points a day right now and I have a question.  The Dow seems to be worth between 10,000 and 11,000 point so what happens if this keeps up for a long time and it reaches zero?
It'd probably be a lot like The Running Man, in which all the world's economies collapse and we fall to a dystopian world.

Really it can't reach 0.

The Dow Jones Industrial average does not actually measure the performance of every stock on the market.  It's actually based on the trading activity of 30 publicly traded companies:

3M
Alcoa
American Express
AT&T
Bank of America
Boeing
Caterpillar
Chevron
Cisco
Coca Cola
Dupont
Exxon-Mobil
General Electric
Hewlett Packard
The Home Depot
Intel
IBM
Johnson & Johnson
Kraft Foods
McDonald's
Merck
Microsoft
Pfizer
Procter & Gamble
Travelers
United Technologies
Verizon
Walmart
Walt Disney

Therefore, for the DJIA to reach 0, all 30 of these companies would have to see their stock prices drop to zero.
Title: Re: The Economic Downturn..
Post by: Doctor Who? on August 10, 2011, 06:42:29 AM
Okay so the Dow seems to be losing between 300 and 600 points a day right now and I have a question.  The Dow seems to be worth between 10,000 and 11,000 point so what happens if this keeps up for a long time and it reaches zero?
It'd probably be a lot like The Running Man, in which all the world's economies collapse and we fall to a dystopian world.

Really it can't reach 0.

The Dow Jones Industrial average does not actually measure the performance of every stock on the market.  It's actually based on the trading activity of 30 publicly traded companies:

3M
Alcoa
American Express
AT&T
Bank of America
Boeing
Caterpillar
Chevron
Cisco
Coca Cola
Dupont
Exxon-Mobil
General Electric
Hewlett Packard
The Home Depot
Intel
IBM
Johnson & Johnson
Kraft Foods
McDonald's
Merck
Microsoft
Pfizer
Procter & Gamble
Travelers
United Technologies
Verizon
Walmart
Walt Disney

Therefore, for the DJIA to reach 0, all 30 of these companies would have to see their stock prices drop to zero.

Okay,thanks for the information.
Title: Re: The Economic Downturn..
Post by: Thrifty on August 10, 2011, 01:25:35 PM
FYI, there's more to the economy than the Dow.  Like I said, the DJIA presents a very narrow view of the economy.  I can see being worried about it if you're a stock broker or something like that which works directly in the financial field, or if you have a lot of stock holdings.  But the histrionic reports about the turbulent market over these past two weeks seem to be making a mountain out of a molehill.

I kinda like this story:

Confidence in Obama’s Economy Rising for Frustrated Employees (http://www.bloomberg.com/news/2011-08-02/confidence-in-obama-economy-rises-for-frustrated-workers-finding-new-jobs.html) -- the gist of the article being that more people are voluntarily quitting jobs they are fed up with, a sign that they feel more confident in their abilities to get new jobs.
Title: Re: The Economic Downturn..
Post by: Danecho1967 on August 10, 2011, 02:12:26 PM
Confidence in Obama’s Economy Rising for Frustrated Employees (http://www.bloomberg.com/news/2011-08-02/confidence-in-obama-economy-rises-for-frustrated-workers-finding-new-jobs.html) -- the gist of the article being that more people are voluntarily quitting jobs they are fed up with, a sign that they feel more confident in their abilities to get new jobs.
I wish them luck.  Myself, I always follow my father's advice on that sort of thing.  "Never leave a job unless you have another one lined up."  He was pretty old-school in his thinking.  I guess I am too.
Title: Re: The Economic Downturn..
Post by: Thrifty on August 10, 2011, 02:22:51 PM
Confidence in Obama’s Economy Rising for Frustrated Employees (http://www.bloomberg.com/news/2011-08-02/confidence-in-obama-economy-rises-for-frustrated-workers-finding-new-jobs.html) -- the gist of the article being that more people are voluntarily quitting jobs they are fed up with, a sign that they feel more confident in their abilities to get new jobs.
I wish them luck.  Myself, I always follow my father's advice on that sort of thing.  "Never leave a job unless you have another one lined up."  He was pretty old-school in his thinking.  I guess I am too.
Me too.  That just seems like common sense.  I watched an episode of Modern Family where one of the characters quit his job in a huff, and I'm thinking "Are you out of your mind?"

But of course, this being a sitcom, he coasted through a few months of unemployment with no hardship, then got a new job.

I quit a job in September of 2004, with no new job lined up, and then spent 2 years moving between unemployment and underemployment.

Of course, I'm kinda sorta doing the same thing next month, when my contract at work ends, since I haven't really been making any effort to find new work.  On the other hand, I have sufficient funds to go without working for at least a year and a half before getting into any financial trouble.  And that's without going into debt (I am currently debt free after paying down $32,000 in debt this past February).
Title: Re: The Economic Downturn..
Post by: Doctor Who? on August 10, 2011, 02:39:28 PM
Confidence in Obama’s Economy Rising for Frustrated Employees (http://www.bloomberg.com/news/2011-08-02/confidence-in-obama-economy-rises-for-frustrated-workers-finding-new-jobs.html) -- the gist of the article being that more people are voluntarily quitting jobs they are fed up with, a sign that they feel more confident in their abilities to get new jobs.
I wish them luck.  Myself, I always follow my father's advice on that sort of thing.  "Never leave a job unless you have another one lined up."  He was pretty old-school in his thinking.  I guess I am too.
Me too.  That just seems like common sense.  I watched an episode of Modern Family where one of the characters quit his job in a huff, and I'm thinking "Are you out of your mind?"

But of course, this being a sitcom, he coasted through a few months of unemployment with no hardship, then got a new job.

I quit a job in September of 2004, with no new job lined up, and then spent 2 years moving between unemployment and underemployment.



Yeah i got into a fight with my boss in 2008 and ended up losing my job(I am still not sure if I am down on the paper work as quitting or fired)and I only just started working again 3 months ago.  I will never get into a fight with my boss before i have found a new job again.
Title: Re: The Economic Downturn..
Post by: Thrifty on August 10, 2011, 02:48:35 PM
Confidence in Obama’s Economy Rising for Frustrated Employees (http://www.bloomberg.com/news/2011-08-02/confidence-in-obama-economy-rises-for-frustrated-workers-finding-new-jobs.html) -- the gist of the article being that more people are voluntarily quitting jobs they are fed up with, a sign that they feel more confident in their abilities to get new jobs.
I wish them luck.  Myself, I always follow my father's advice on that sort of thing.  "Never leave a job unless you have another one lined up."  He was pretty old-school in his thinking.  I guess I am too.
Me too.  That just seems like common sense.  I watched an episode of Modern Family where one of the characters quit his job in a huff, and I'm thinking "Are you out of your mind?"

But of course, this being a sitcom, he coasted through a few months of unemployment with no hardship, then got a new job.

I quit a job in September of 2004, with no new job lined up, and then spent 2 years moving between unemployment and underemployment.



Yeah i got into a fight with my boss in 2008 and ended up losing my job(I am still not sure if I am down on the paper work as quitting or fired)and I only just started working again 3 months ago.  I will never get into a fight with my boss before i have found a new job again.
Oh there was no fight.  It was very amicable.  He bought me lunch, and I explained to him that I felt that I was in over my head, that I didn't feel I was qualified for the job, and that I felt the right thing to do was to tender my resignation.  He then convinced me to stay 5 weeks instead of the customary 2.  He still tells people that I was a great employee who was committed to figuring out how to get things done, though I disagree with that characterization.  I had to quit that job, I was just terribly incompetent.
Title: Re: The Economic Downturn..
Post by: Doctor Who? on August 10, 2011, 03:20:51 PM
Confidence in Obama’s Economy Rising for Frustrated Employees (http://www.bloomberg.com/news/2011-08-02/confidence-in-obama-economy-rises-for-frustrated-workers-finding-new-jobs.html) -- the gist of the article being that more people are voluntarily quitting jobs they are fed up with, a sign that they feel more confident in their abilities to get new jobs.
I wish them luck.  Myself, I always follow my father's advice on that sort of thing.  "Never leave a job unless you have another one lined up."  He was pretty old-school in his thinking.  I guess I am too.
Me too.  That just seems like common sense.  I watched an episode of Modern Family where one of the characters quit his job in a huff, and I'm thinking "Are you out of your mind?"

But of course, this being a sitcom, he coasted through a few months of unemployment with no hardship, then got a new job.

I quit a job in September of 2004, with no new job lined up, and then spent 2 years moving between unemployment and underemployment.



Yeah i got into a fight with my boss in 2008 and ended up losing my job(I am still not sure if I am down on the paper work as quitting or fired)and I only just started working again 3 months ago.  I will never get into a fight with my boss before i have found a new job again.
Oh there was no fight.  It was very amicable.  He bought me lunch, and I explained to him that I felt that I was in over my head, that I didn't feel I was qualified for the job, and that I felt the right thing to do was to tender my resignation.  He then convinced me to stay 5 weeks instead of the customary 2.  He still tells people that I was a great employee who was committed to figuring out how to get things done, though I disagree with that characterization.  I had to quit that job, I was just terribly incompetent.

I just got sick of getting of getting written up for the screw ups of a guy who was hitting on her(my boss)and one day when I was low on sleep and she started the same old thing I told her how sick I was.  Well there was no way I could ever work at that Wal mart again.
Title: Re: The Economic Downturn..
Post by: Doctor Who? on August 11, 2011, 04:54:09 AM
I am not stupid.  The rich will have all their money stored away somewhere it doesn't get hit by this.  Working class people are the ones who lose their homes and end up starving on the streets.  This is not good for them.
Title: Re: The Economic Downturn..
Post by: Thrifty on August 11, 2011, 07:13:01 AM
I am not stupid.  The rich will have all their money stored away somewhere it doesn't get hit by this.  Working class people are the ones who lose their homes and end up starving on the streets.  This is not good for them.

Not really.  A lot of the wealth of the upper class is tied to stocks, bonds, futures, and other securities.  They have a lot more to lose during a stock market crash than average joes who keep most of their money in FDIC insured bank accounts.

Though I guess you're partially right.  A stock market crash generally does have ripple effects that are gonna hit the lower and middle class too.  Still, I think the events we're seeing this week and last are of the kind that only directly affect those deeply embedded in the stock market.  The economic news as it pertains to us regular Joes is pretty positive.
Title: Re: The Economic Downturn..
Post by: sarcasm_made_Easy on August 11, 2011, 10:14:32 AM
Quote
The economic news as it pertains to us regular Joes is pretty positive

Uh how so?   I havent seen ANYTHING positive.  It gets far worse when you factor in my job particularly.
Title: Re: The Economic Downturn..
Post by: Thrifty on August 11, 2011, 10:19:20 AM
Quote
The economic news as it pertains to us regular Joes is pretty positive

Uh how so?   I havent seen ANYTHING positive.  It gets far worse when you factor in my job particularly.
Better than expected report in job growth, more employees voluntarily quitting jobs they hate (indicates greater confidence in the ability to find new work).  There was one other thing, but I can't remember what it was.

Maybe not sterling, but still better than news of sinking stock markets and sovereign credit downgrades would have you believe.
Title: Re: The Economic Downturn..
Post by: sarcasm_made_Easy on August 11, 2011, 10:24:56 AM
Maybe so but those are just blips.  Currently those things are trending downward and have been for months.  When they begin trending up (however slightly) ill join you but i dont think a few reports in the positive favor equal we are doing better.  But i do get your point. 
Title: Re: The Economic Downturn..
Post by: Danecho1967 on August 11, 2011, 10:35:37 AM
I am not stupid.  The rich will have all their money stored away somewhere it doesn't get hit by this.  Working class people are the ones who lose their homes and end up starving on the streets.  This is not good for them.
You know the stories of people on Wall Street committing suicide when the stock market crashed in 1928?  Although there weren't as many suicides as some might think, they did happen.  The reason is, the more invested in the market a person is, the worse a crash hurts them.  As individuals, the rich tend to be more heavily invested than middle class individuals.  A bad crash of the right stocks could take a person from being worth a ton of money to being broke and heavily indebted very quickly.

Middle class people got hit hard in the great depression because the money they had in the bank was also tied up in the stock market, because banks invest peoples money and pass some of the dividends on in interest.  FDIC and other safeguards are intended to minimize those effects should we find ourselves in a similar situation again.  (Assuming they are funded.)

In the end, the belief that rich people just have money sitting around waiting for them if things get tough is largely a false belief.
Title: Re: The Economic Downturn..
Post by: Thrifty on August 11, 2011, 10:49:04 AM
Maybe so but those are just blips.  Currently those things are trending downward and have been for months.  When they begin trending up (however slightly) ill join you but i dont think a few reports in the positive favor equal we are doing better.  But i do get your point. 

Well we've been out of a recession for 2 years.  Growth is sluggish, but, it seems, stable.
Title: Re: The Economic Downturn..
Post by: Thrifty on August 11, 2011, 10:52:25 AM

Middle class people got hit hard in the great depression because the money they had in the bank was also tied up in the stock market, because banks invest peoples money and pass some of the dividends on in interest.  FDIC and other safeguards are intended to minimize those effects should we find ourselves in a similar situation again.  (Assuming they are funded.)

What happened to individual savings accounts during the Depression just blows my mind.  Can you imagine all of YOUR money, which you never took any risks with, being gone because the business you entrusted it to lost it?  I have about $5000 to my name, in a Wells Fargo checking account.  No stocks, no futures, no investments of any kind.  I feel comforted knowing that even if Wells Fargo went completely bankrupt tommorrow, my $5000 would still be mine.
Title: Re: The Economic Downturn..
Post by: Tripe on August 11, 2011, 10:54:34 AM
And that's why I think the 401K was such a pig in a poke.
Title: Re: The Economic Downturn..
Post by: sarcasm_made_Easy on August 11, 2011, 10:56:04 AM
Quote
  I feel comforted knowing that even if Wells Fargo went completely bankrupt tommorrow, my $5000 would still be mine.

It wouldnt still be yours though.  YOUR 5000 would be gone.  A different 5000 would be repaid to you, but make no mistake its money coming from somewhere.


 
And that's why I think the 401K was such a pig in a poke.

I dont know what this means.  I assume it means you dont trust 401ks but i dont know anyone who was worse off for having one. 
Title: Re: The Economic Downturn..
Post by: Tripe on August 11, 2011, 11:04:31 AM
And that's why I think the 401K was such a pig in a poke.
I dont know what this means.  I assume it means you dont trust 401ks but i dont know anyone who was worse off for having one.  
It's evidently a British expression. (http://en.wikipedia.org/wiki/Pig_in_a_poke). However "let the cat out of the bag" refers to the same transaction once the peasant had made his way back to his hovel.

Not better off than previous generations who had a guarenteed pension to save for, being tied to the market they fluctuate and can lose massively.
Title: Re: The Economic Downturn..
Post by: MSTJedi on August 11, 2011, 11:05:28 AM
And that's why I think the 401K was such a pig in a poke.

I'd never trust any retirement plan that depended on the stock exchange, it's too volatile. A lot of people's retirement funds based on 401ks and mutual funds have been ruined because of this recession. Of course, right now I can't even pay my current bills, let alone set anything back for retirement, so it's all academic.
Title: Re: The Economic Downturn..
Post by: sarcasm_made_Easy on August 11, 2011, 11:09:19 AM
Quote
being tied to the market they fluctuate and can lose massively

Uh what ISNT tied to the market?  Even putting your cash in your mattress= letting the market force of inflation eat away at the value.
Title: Re: The Economic Downturn..
Post by: Tripe on August 11, 2011, 11:12:44 AM
The pensions they replaced were not tied to the market in the same way nor is the mattress plan you're talking about, frankly you're simply being obtuse.

Nor is the FDIC correctly categorised in your description of it, unless you have a problem with insurance in general.
Title: Re: The Economic Downturn..
Post by: Thrifty on August 11, 2011, 11:18:29 AM
The pensions they replaced were not tied to the market in the same way nor is the mattress plan you're talking about, frankly you're simply being obtuse.

Aren't pension funds usually invested?

Title: Re: The Economic Downturn..
Post by: Tripe on August 11, 2011, 11:21:35 AM
Not initially, no, only fairly recently and again not by the individual. And, again, not in the same was as the 401K is.

Now consider the 401K and think about the plans people have now and then to replace social security with a market based fund.

Actually, one thing that might improve the 401K would be expanding it to allow for commodities and futures trading options, but that's me speaking personally, it'd actually be even more confusing for most people in practise.
Title: Re: The Economic Downturn..
Post by: sarcasm_made_Easy on August 11, 2011, 11:31:45 AM
Quote
Nor is the FDIC correctly categorised in your description of it, unless you have a problem with insurance in general

What is wrong with the way i described it?  the money comes from the government.  It COMES from somewhere its not your money returned. 

And the mattress plan?  What is wrong with that too?  inflation eats at money.  the money you put away in the 70s doesnt have the same buying power it would now. 

Quote
Nor is the FDIC correctly categorised in your description of it, unless you have a problem with insurance in general.

I dont have a problem with insurance at all. I dont have a problem with anything ive described above.  The way i see it if you get money you are in the market wether you want to be or not.  Only a barter system might be above market forces and even then not really. 
Title: Re: The Economic Downturn..
Post by: Tripe on August 11, 2011, 11:34:44 AM
Like I said obtuse.

It's OK you can be as obtuse as you like, but that's what you're being.
Title: Re: The Economic Downturn..
Post by: Thrifty on August 11, 2011, 11:43:19 AM
Quote
Nor is the FDIC correctly categorised in your description of it, unless you have a problem with insurance in general

What is wrong with the way i described it?  the money comes from the government.  It COMES from somewhere its not your money returned. 

And the mattress plan?  What is wrong with that too?  inflation eats at money.  the money you put away in the 70s doesnt have the same buying power it would now. 

You're just being obtuse and creating distinctions that don't exist.  How is it not my money?  I have the right to withdraw it when I see fit.  That defines it as my money.  It's not like there's some big stack of 250 twenty dollar bills with predetermined serial numbers that only I may have.
Title: Re: The Economic Downturn..
Post by: Danecho1967 on August 11, 2011, 11:51:02 AM
There is no truth to what he's saying, Tripe?  There is a little.  No real need to be insulting.

Look, if my grandmother hid $500 under the floorboard when she was 20 (1932, I think) she would be hiding away what would amount to a fortune for her.  If I found that $500 today, it would pay my car payment and most of my car insurance for one month.  This is because the money had been effected, just sitting there, by market forces (in this case, inflation.)  All of this is true, but doesn't address the difference between pensions and 401k's.

Sarc, there is a problem with your analogy.  Yes, there are market forces at work in nearly any transaction, but you are comparing two very different things..  

A 401k, which many people rely on for their retirement today, is a direct investment, by the individual, into the stock market.  The value of their investment is directly effected by the volitility of the market.

However, in the case of an "old-fashioned" pension system, the person was guaranteed a pension (by virtue of their employment contract) upon retirement.  The employer was contractually obligated to pay the pension.  The employer had to bring in money, either through the business or through investment, to pay off that pension when the contract said they had to.

So, you can see, a person who was guaranteed a pension had, at the very least, a better view of what their retirement would be like than a person who has to hope that the market doesn't make their 401k worthless.

See?  We can all be civil about this.
Title: Re: The Economic Downturn..
Post by: Tripe on August 11, 2011, 11:53:03 AM
I'm not, obtuse doesn't mean there isn't truth in the statement, nor is it insulting, it's merely an accurate description of his behaviour.
Title: Re: The Economic Downturn..
Post by: Danecho1967 on August 11, 2011, 12:01:19 PM
I'm not, obtuse doesn't mean there isn't truth in the statement, nor is it insulting, it's merely an accurate description of his behaviour.
Fair enough.  Insulting is not really the right word.  Condescending is a better one. I actually shouldn't call you out on it.  I've been a little condescending toward people here recently myself.
Title: Re: The Economic Downturn..
Post by: sarcasm_made_Easy on August 11, 2011, 01:30:34 PM
Like I said obtuse.

It's OK you can be as obtuse as you like, but that's what you're being.

seriously man wtf are you talking about.  I didnt say i was or was not being obtuse although based on the description thanks to websters i have to say no im not and you just dont like being questioned.   I would say your dissmissive attitude of what i said is weird for you.  If you disagree with me say so.  Dont just call me dense.  Further if your not gonna answer questions put to you dont bother posting insults like the one above. 

As to FDIC insured money, i fail to see how what i said is wrong.  Ill cut you some slack and assume i didnt word it well enough to explain my point.   My money (aka money i have earned and worked) I put into the bank.  The bank goes under aka invest all the money badly and loses it all.  The government says well those who put their money into the bank we have insured.  So they pay those who lost their money in the bank with their money (i assume revenue gathered from taxes).  So although you are paid back and you still have the same amount of money, the money you have came from a different place.  Was made in a different manner.  It is literally different money. 
Title: Re: The Economic Downturn..
Post by: Tripe on August 11, 2011, 01:32:14 PM
I didn't say you were dense I said you were being obtuse. It's not an insult.

Title: Re: The Economic Downturn..
Post by: Danecho1967 on August 11, 2011, 01:56:11 PM
As to FDIC insured money, i fail to see how what i said is wrong.  Ill cut you some slack and assume i didnt word it well enough to explain my point.   My money (aka money i have earned and worked) I put into the bank.  The bank goes under aka invest all the money badly and loses it all.  The government says well those who put their money into the bank we have insured.  So they pay those who lost their money in the bank with their money (i assume revenue gathered from taxes).  So although you are paid back and you still have the same amount of money, the money you have came from a different place.  Was made in a different manner.  It is literally different money. 
But, if I make a cash deposit one day and withdraw the same amount the next, odds are good I would have literally different money...  If your point is that having the government insure people's bank deposits is wrong, I could see THAT point.

I think anyone who has ever seen my comments here knows I'm a small government guy.  As such, I should (probably) oppose programs like the FDIC.  There are two reasons that I don't. 

First: putting your money into a bank should not be a gamble.  There should be no risk of losing your money because you put it somewhere "safe." 

Second: Try as I may, I can't think of a better way that banks can make money to stay open than for deposits to be insured by an organization that has less chance of going under than the bank itself.  I can't think of any organization that fits that description other than the US government.  (For US banks, of course.)

Mismanaged as it is (it is, let's be honest) the US government is still less likely to completely fail than any other organization that could provide deposit insurance.
Title: Re: The Economic Downturn..
Post by: Tripe on August 11, 2011, 01:58:53 PM
Mismanaged as it is (it is, let's be honest) the US government is still less likely to completely fail than any other organization that could provide deposit insurance.
Bingo, and there we agree. Remember  my thing about corporate/gestalt entities for a hile back, that's the foundational reason for their existence.: Size = Stability (of a sort) and Leverage. :)
Title: Re: The Economic Downturn..
Post by: sarcasm_made_Easy on August 11, 2011, 02:10:39 PM
Quote
But, if I make a cash deposit one day and withdraw the same amount the next, odds are good I would have literally different money...  If your point is that having the government insure people's bank deposits is wrong, I could see THAT poin

Nope.  I dont think its wrong.  Well maybe.  but that has nothing to do with my point.  When you withdraw money as you are saying they are giving you back the "worth" that you put in.  yeah the dollar bills arent the same ones, but that wasnt what i meant either. I am referring to the fact that where the money comes from is LITERALLY different.  When you withdraw you are pulling out your money when the government (or any insurance company) steps in the money you receive is coming from somewhere else.  So when the government is paying back they are taking money they raised to give to replace the money that you raised that is lost. 

Really that was my only point.  That the money returned wasnt "your" money in exactly the same way.  I made no judgement on wether or not it is a good thing.  I still dont have such a judgement.  .

Quote
I didn't say you were dense I said you were being obtuse. It's not an insult


from dictionary.com:

obtuse - 5 dictionary results
ob·tuse   /əbˈtus, -ˈtyus/  Show Spelled
[uhb-toos, -tyoos]  Show IPA
 
–adjective
1. not quick or alert in perception, feeling, or intellect; not sensitive or observant; dull.
2. not sharp, acute, or pointed; blunt in form.
3. (of a leaf, petal, etc.) rounded at the extremity.

I am sure you didnt mean it as an insullt youve always seemed pretty cool to me.  However i fail to see how it isn't an insult.  I guess i just have no idea what you are really getting at. 
Title: Re: The Economic Downturn..
Post by: mike5150 on August 11, 2011, 03:21:31 PM
I didn't say you were dense I said you were being obtuse. It's not an insult.


Now if you said he was being ACUTE......well, that would just sound gay 
Title: Re: The Economic Downturn..
Post by: k1 on August 11, 2011, 03:31:57 PM
And Mike swoops in and saves the day!
Title: Re: The Economic Downturn..
Post by: RVR II on August 11, 2011, 04:00:39 PM
And Mike swoops in and saves the day!
:D :D
Title: Re: The Economic Downturn..
Post by: k1 on August 11, 2011, 04:04:10 PM
And Mike swoops in and saves the day!
:D :D

Free cookies and PUNch for everyone!
Title: Re: The Economic Downturn..
Post by: sarcasm_made_Easy on August 11, 2011, 04:13:04 PM
Inward outward backward forward bottom to the top
its the race that never ends and never ever stops. 
Title: Re: The Economic Downturn..
Post by: Tripe on August 11, 2011, 04:32:02 PM
And Mike swoops in and saves the day!

:D :D
Free cookies and PUNch for everyone!
Socialist.
Title: Re: The Economic Downturn..
Post by: Bob on August 11, 2011, 04:41:04 PM

In the end, the belief that rich people just have money sitting around waiting for them if things get tough is largely a false belief.

I know, I have put all my spare cash in monocle and sock garter funds.   Of course, my couch IS made out of stacks of hundreds.

I feel sorry for the people who closely follow their 401K balance and the stock market daily as it leads many of them to do INCREDIABLY dumb things like move money out of stocks when they are falling into near-cash instruments, then jump back in as the stocks are rising.   Everyone knows not to do the "buy high, sell low", but a ton of them do.   My 401K is staying in stocks and funds until it is two years before retirement, THEN I think about moving into safer items. 

401Ks are long term items not to be looked at in the short view.
Title: Re: The Economic Downturn..
Post by: k1 on August 11, 2011, 04:49:13 PM
When everything all went to crap right before I was laid off I threw a ton of money into my 401k partly because my company was still matching up to 8 percent of our paycheck and everything was super cheap.
Title: Re: The Economic Downturn..
Post by: sarcasm_made_Easy on August 11, 2011, 04:53:43 PM
Quote
401Ks are long term items not to be looked at in the short view

Heh yeah my boss just told me he lost a ton of money in his this week.   Then i asked him how much is it up overall since he started 11 years ago.  A ton was the reply. 
Title: Re: The Economic Downturn..
Post by: mike5150 on August 11, 2011, 05:01:18 PM
And Mike swoops in and saves the day!
:D :D

Free cookies and PUNch for everyone!
oooooh...and little sandwiches!! Don't forget the little sandwiches!!!!
Title: Re: The Economic Downturn..
Post by: Bob on August 11, 2011, 05:36:51 PM
And Mike swoops in and saves the day!
:D :D

Free cookies and PUNch for everyone!
oooooh...and little sandwiches!! Don't forget the little sandwiches!!!!

Better not be those crappy cucumber ones...... :angry:
Title: Re: The Economic Downturn..
Post by: FLOCK of RABID SHEEP?!?! on August 12, 2011, 09:12:45 AM
And Mike swoops in and saves the day!
:D :D

Free cookies and PUNch for everyone!
oooooh...and little sandwiches!! Don't forget the little sandwiches!!!!

You guys are making me hungry lol.

Better not be those crappy cucumber ones...... :angry:
Title: Re: The Economic Downturn..
Post by: wurwolf on August 16, 2011, 11:08:59 AM
I have a job right now, an okay job with really good pay, but I'm looking to get out of NYC and move down to North Carolina. This is partly because I hate living here and want to live there, and partly because my daughter is thinking of attending UNC Asheville campus and for state residents the tuition is half of that which out of state residents pay.

I'm looking online at jobs in the WNC area -- the same sort of job I do now, office administrative work, nothing specialized -- and nearly every listing wants a degree. The degree is not specified; it just says "bachelors degree" or "associates degree". I don't have a degree. I have thirty years experience doing what I do, and at the age of 47 I am not interested in the slightest in going back to school and spending thousands of dollars just to continue doing this same shitty job. I'd basically be paying to work.

So I'm thinking of lying on my resume and just saying that I got a bachelors in English at my local community college in Pennsylvania. I feel like I am well-spoken enough, both in writing and speaking, to be able to fudge it. Does anyone know, do they really check that sort of thing? And if they do and I was caught lying, would anything happen beyond it going on my "permanent record"? I figure that if I was hired and then caught they'd fire me, but beyond that I'm not really seeing a downside to lying on my resume. Thoughts?
Title: Re: The Economic Downturn..
Post by: MSTJedi on August 16, 2011, 11:20:15 AM
I have a job right now, an okay job with really good pay, but I'm looking to get out of NYC and move down to North Carolina. This is partly because I hate living here and want to live there, and partly because my daughter is thinking of attending UNC Asheville campus and for state residents the tuition is half of that which out of state residents pay.

I'm looking online at jobs in the WNC area -- the same sort of job I do now, office administrative work, nothing specialized -- and nearly every listing wants a degree. The degree is not specified; it just says "bachelors degree" or "associates degree". I don't have a degree. I have thirty years experience doing what I do, and at the age of 47 I am not interested in the slightest in going back to school and spending thousands of dollars just to continue doing this same shitty job. I'd basically be paying to work.

So I'm thinking of lying on my resume and just saying that I got a bachelors in English at my local community college in Pennsylvania. I feel like I am well-spoken enough, both in writing and speaking, to be able to fudge it. Does anyone know, do they really check that sort of thing? And if they do and I was caught lying, would anything happen beyond it going on my "permanent record"? I figure that if I was hired and then caught they'd fire me, but beyond that I'm not really seeing a downside to lying on my resume. Thoughts?

See, that's weird, because my biggest road block in looking for a job is experience. I have plenty of experience working, it's just all over the place and other than stocking or food service, my experience is fairly limited. Of course, what I want to get into is clerical/data-entry work, but with about a year's combined experience from a couple temp jobs, that's never enough. Not to mention my 35 wpm typing speed is a little limited as well when it comes to 90% of the data-entry postings I see. I have the education (a BA in Psych), but without experience in this job market, no one gives a flip.

Also, as far as I know, you can only get up to an Associates degree at a community college. So saying you got a BA/BS there might raise an eyebrow or two.
As for the consequences, there's a certain quirky TV show that might let know a little something about what happens when you get caught lying.  ;D
Title: Re: The Economic Downturn..
Post by: wurwolf on August 16, 2011, 11:22:19 AM
Clearly you're looking in the wrong field. Go work in office administration. :)

That's a good point, I should just say associates degree. That would probably be more believable.
Title: Re: The Economic Downturn..
Post by: MSTJedi on August 16, 2011, 11:38:42 AM
Clearly you're looking in the wrong field. Go work in office administration. :)

That's a good point, I should just say associates degree. That would probably be more believable.

Well, I haven't looked much into administration because I'm very much not a people person. I prefer working behind the scenes rather than on the frontlines of the office. And because of my lack of people skills, I suck at "networking" and therefore have no references to speak of, which hinders my job search even more. Bleh . . . and I wonder why I'm working at Wal-Mart.
Title: Re: The Economic Downturn..
Post by: Danecho1967 on August 16, 2011, 11:47:36 AM
I have a job right now, an okay job with really good pay, but I'm looking to get out of NYC and move down to North Carolina. This is partly because I hate living here and want to live there, and partly because my daughter is thinking of attending UNC Asheville campus and for state residents the tuition is half of that which out of state residents pay.

I'm looking online at jobs in the WNC area -- the same sort of job I do now, office administrative work, nothing specialized -- and nearly every listing wants a degree. The degree is not specified; it just says "bachelors degree" or "associates degree". I don't have a degree. I have thirty years experience doing what I do, and at the age of 47 I am not interested in the slightest in going back to school and spending thousands of dollars just to continue doing this same shitty job. I'd basically be paying to work.

So I'm thinking of lying on my resume and just saying that I got a bachelors in English at my local community college in Pennsylvania. I feel like I am well-spoken enough, both in writing and speaking, to be able to fudge it. Does anyone know, do they really check that sort of thing? And if they do and I was caught lying, would anything happen beyond it going on my "permanent record"? I figure that if I was hired and then caught they'd fire me, but beyond that I'm not really seeing a downside to lying on my resume. Thoughts?
Not to act like a Jimminy Cricket type character...  There is the downside that it would be a lie.  I'm not judging one way or the other, since I don't have a 100% record for honesty in my life, so please don't think I'm acting high and mighty about it.

All of that being said, if telling a little lie won't cause you sleepless nights, do it.  If you truly feel you can excel at the job, do it.  If your experience counts for nothing, and all they care about is a stupid piece of paper, do it.

Some of the stupidest people I've ever run into were highly educated anyway.  :)
Title: Re: The Economic Downturn..
Post by: Darth Geek on August 16, 2011, 11:56:42 AM
If the degree is the only thing on their requirements list, I say go for it. When I job searched, I had a "rule of one". If I had everything they were looking for, except one thing, I woulld apply. Given the current amount of people searching, I'm sure companies are able to be more specific than they really need to be if there were fewer people looking.
Title: Re: The Economic Downturn..
Post by: wurwolf on August 16, 2011, 12:02:19 PM
I have zero problem with lying to get a job. It in no way would give me sleepless nights.

Here's one of the jobs I was looking at:

Quote
Employee Type: Full-Time
Industry: Hospitality
Manages Others: No
Job Type: Admin - Clerical
Education: 2 Year Degree
Experience: 1 to 2 years
Travel: None
Post Date:
8/10/2011
Asheville, NC

We are currently recruiting for an Executive Assistant for a Fantastic resort in the beautiful Asheville area.

Position requires:
    * Confidentiality and professionalism
    * Ability to use computer, fax, adding machine (standard office equipment)
    * Be proficient in Microsoft office (Word, Excel & PowerPoint)
    * Articulate (public speaking experience a plus)
    * Ability to follow and convey written and verbal instructions
    * Previous Executive Assistant experience
    * Be able to complete projects and assignments as directed

 Desired candidate must have:
    * Bachelors Degree and 1-2 years experience
    * Ability to work with a variety of people on a professional level
    * Excellent attendance

I am doing more than this right now -- this job would be a step down for me. A fax machine? Who in the hell uses fax machines any more? Not to mention an adding machine.

I could always apply for this job and be honest and tell them that I have no education beyond high school, but in this job market I feel like they would just throw out my resume without even considering me for the job before I could even get a foot in the door. In this case (as is the case in nearly every office administrative job I see that requires secondary education), I truly do believe that they're only interested in a stupid slip of paper. So my conscience, quite frankly, is clean.

Where I work now, they would check. And sometimes they hire people and the background check comes through a month or so after they're hired, and they wind up firing them. So I know that can happen, and I'm okay with that.
Title: Re: The Economic Downturn..
Post by: MSTJedi on August 16, 2011, 12:12:08 PM
If the degree is the only thing on their requirements list, I say go for it. When I job searched, I had a "rule of one". If I had everything they were looking for, except one thing, I woulld apply. Given the current amount of people searching, I'm sure companies are able to be more specific than they really need to be if there were fewer people looking.

Same here. Mostly with the afore-mentioned lack of experience. Especially if they only require a high school education, but want 2 to 5 years experience or something. I figure that BA has to count for something. Then again, maybe not since I'm still working a crappy part-time job. Doesn't hurt to try, though.
Title: Re: The Economic Downturn..
Post by: Thrifty on August 19, 2011, 08:09:37 AM
I enjoy these wild swings in the stock market.

When there's a big loss, the financial news is all "OH NOES THE STOCK MARKET IS CRUMBLING AND THE ENTIRE WESTERN WORLD IS SUFFERING FROM A DEBT CRISIS AND THERE'S NO JOBS AND THERE'S GONNA BE A RECESSION AND EVERYONE IS GOING TO BE LIVING IN CARDBOARD BOXES EATING GENERIC CAT FOOD!!!!"

Then the market has an up day, or a few up hours, and the financial news is like "LOL OUR BAD JUST KIDDING EVERYTHING IS FINE AND THE ECONOMY IS GONNA REBOUND ALL THAT STUFF WE SAID ABOUT A RECESSION WAS WRONG."

Then a few hours later, or the next day, another loss and it's "OH NOES THE STOCK MARKET IS CRUMBLING ETC., ETC.,"

I'm getting the feeling that the people who report the financial news and weigh in with opinions are less like wise and educated sages and more like bipolar children.
Title: Re: The Economic Downturn..
Post by: Tripe on August 19, 2011, 08:13:09 AM
What i said before about panicky children remains in play. Really can't we find some working girls and boys to help out the economy? And a couple of pizzerias and ice cream shops.
Title: Re: The Economic Downturn..
Post by: Thrifty on August 19, 2011, 11:52:55 AM
What i said before about panicky children remains in play. Really can't we find some working girls and boys to help out the economy? And a couple of pizzerias and ice cream shops.
Usually, I'm the kind of guy who will defer to the opinions of the experts, but I'm starting to think that I could be a great economic forecaster by studying pig spleens.
Title: Re: The Economic Downturn..
Post by: Tripe on August 19, 2011, 11:56:57 AM
Or I may have a second use for some dice I recently obtained (http://www.facebook.com/video/video.php?v=2136595667950&saved)

(Not sure if that'll work or not.)
Title: Re: The Economic Downturn..
Post by: k1 on August 20, 2011, 09:42:47 AM
Finally got a call back from AC Moore on that part time job they offered a couple months ago wanting me to start this coming week.  Of course it's right after I start the other job doing data collection.  I had to awkwardly tell them that I can't do it because I just started another job.  (Their loss for dragging their feet.) 

Plus the data collection pays better, I can write off expenses on my taxes, & I can make my own hours pretty much.
Title: Re: The Economic Downturn..
Post by: RVR II on August 20, 2011, 04:29:07 PM
Finally got a call back from AC Moore on that part time job they offered a couple months ago wanting me to start this coming week.  Of course it's right after I start the other job doing data collection.  I had to awkwardly tell them that I can't do it because I just started another job.  (Their loss for dragging their feet.) 

Plus the data collection pays better, I can write off expenses on my taxes, & I can make my own hours pretty much.
I Need That! ... Oh wait :P
Title: Re: The Economic Downturn..
Post by: Thrifty on September 09, 2011, 06:46:02 AM
I found the formula for financial reporting.  If I had some time, and a scanner, I'd draw a flow chart.

So here's the basic headline structure:

"Stocks (pick one based on the value of the Dow relative to yesterday --> rise/fall) based on (name of recent event)."

The interesting thing about this formula is that the recent event part is completely unrelated to rise/fall part.  If you use "rise", the sentence would be just as accurate as if you used "fall".  The choice is based on what the stock market did.  It's like if I said "I wore a hat today, because the Dallas Cowboys won a football game on Sunday."
Title: Re: The Economic Downturn..
Post by: wurwolf on September 13, 2011, 01:00:52 PM
This thread is kind of a catch-all for jobs, etc.

I saw this job listed today in the Brevard NC news. What kind of job does it sound like to you guys?

Quote
Recreation Assistant

For County Recreation Department. Performs administrative and recreational assistance for activities, programs, facility usage, etc. Great customer service skills and computer skills are necessary including word processing, spreadsheets and web maintenance. $10.65 to $13.13/hr. - 20 hr./week. Includes medical, dental and life insurance and retirement benefits. Apply to the Employment Security Commission, prior to September 23, 2011.

Ignore the pay and benefits part right now, I'm trying to figure out exactly what the job might be. Administrative duties would be fine... is the rest like a camp counselor type of thing, or am I reading it wrong?
Title: Re: The Economic Downturn..
Post by: k1 on September 13, 2011, 01:06:00 PM
This thread is kind of a catch-all for jobs, etc.

I saw this job listed today in the Brevard NC news. What kind of job does it sound like to you guys?

Quote
Recreation Assistant

For County Recreation Department. Performs administrative and recreational assistance for activities, programs, facility usage, etc. Great customer service skills and computer skills are necessary including word processing, spreadsheets and web maintenance. $10.65 to $13.13/hr. - 20 hr./week. Includes medical, dental and life insurance and retirement benefits. Apply to the Employment Security Commission, prior to September 23, 2011.

Ignore the pay and benefits part right now, I'm trying to figure out exactly what the job might be. Administrative duties would be fine... is the rest like a camp counselor type of thing, or am I reading it wrong?

Maybe? But to me it sounds more like an Admin Assistant more than anything.  Basically man (or woman) the front desk, answer phones, type stuff, be the office bitch.  Pretty sweet if they are giving benefits for a part time gig.
Title: Re: The Economic Downturn..
Post by: wurwolf on September 13, 2011, 01:07:22 PM
Yeah, that's what I'm thinking. And it's only 20 hours a week but the benefits are nice.
Title: Re: The Economic Downturn..
Post by: Tripe on September 13, 2011, 01:07:57 PM
Sounds like an assistant to a program director to me, hell I'd do it, since I used to be a PD.
Title: Re: The Economic Downturn..
Post by: wurwolf on September 13, 2011, 01:14:06 PM
Sending my resume, wish me luck. Hell, if it's got benefits and only 20 hours a week, I can pick up a second job.
Title: Re: The Economic Downturn..
Post by: Tripe on September 13, 2011, 01:19:35 PM
Mazel Tov
Title: Re: The Economic Downturn..
Post by: Bob on September 13, 2011, 01:20:24 PM
Sending my resume, wish me luck. Hell, if it's got benefits and only 20 hours a week, I can pick up a second job.

Leg, break it.
Title: Re: The Economic Downturn..
Post by: Thrifty on September 20, 2011, 09:40:10 AM
I'm leaving my job at the end of next week, with nothing new lined up.  Some may say it's irresponsible to behave that way.  I have enough funds that I can go a year or so without working.  Not that I will, since employment gap could be harmful on a resume and the boredom would drive me crazy.  I'm just in a situation where I'll be unemployed, but not desperate.

I get a lot of talk from people who ask if I have anything else lined up.  I say no, that I haven't bothered applying, though I have been checking the listings.  I feel so burnt out that I can't fathom going straight to another job straight from this one (I don't say that part when asked).  People try to alarm me, tell me that there's no jobs out there, like I'm going to be desperately searching forever and ever.  I don't like that sort of pessimism.  Maybe the economy is a little rocky right now, but if you think about it, the overwhelming majority of Americans are employed.  I got this job after 3 months of searching during a recession.  We're not in a recession now.  I've talked with other people in my position who were let go for the same reasons (we're contractors and their 3 year contract terms expired), and they found new jobs fairly quickly.  My brother changed jobs twice in the past 12 months.  And personally, I spent 2 years from September 2004 to September 2006 in crushing debt and bouncing between unemployment and underemployment, back when the economy was fairly strong.

So I guess what I'm saying is that I hate this persistent pesimisstic attitude that for a job seeker like me, my entire destiny is controlled by the national trends in hiring.

I'm just glad to have a good, strong safety net so I don't have to get desperate.  I'm gonna have to make a few cutbacks, but life shouldn't be too difficult.  I'm sorta looking forward to the freedom of an unemployed life not defined by crisis.
Title: Re: The Economic Downturn..
Post by: sarcasm_made_Easy on September 20, 2011, 09:44:20 AM
I wish you luck man.  One thing i noticed though is it is a LOT easier to get a job if you are not tied to any geological location.  As in be willing to move and you might be able to find a good job. 
Title: Re: The Economic Downturn..
Post by: Thrifty on September 20, 2011, 09:55:14 AM
I wish you luck man.  One thing i noticed though is it is a LOT easier to get a job if you are not tied to any geological location.  As in be willing to move and you might be able to find a good job. 

It's a funny thing when you develop socially on the Internet as long as I have.  There really is no geological location.  I have almost no roots here in Delaware.  My best friend Karenina is probably the strongest one.  My brother had to leave one job because they were about to force him to relocate, which he didn't want to do.  He's got a house and a wife around here, and they're both pretty close to their families.

Moving is risky though, because it's expensive, and if the job doesn't work out, you're in trouble.  My first job was in Durham, NC.  I ended up quitting after 10 months because it became increasingly apparent that at age 23, I was not qualified to basically run the IT department for an entire organization, albeit a small one (it was a non-profit with 12 full time staffers and we occupied a small 2 story building).  Durham is a really nice place and I wouldn't mind working there again.

I don't understand how you get a job in a different area though.  Seems they would have a decent enough labor pool within their own area, unless you were doing specialized work.  I'm not.  It's just PC technical support.

My dream though is to get into computer programming.  Lucrative work, and it seems more predictable than what I do now, which is basically hear people describe problems I don't understand and then try to come up with a solution good enough to get them off my back.
Title: Re: The Economic Downturn..
Post by: Bob on September 20, 2011, 09:59:11 AM
If you absolutely HATE your job and it is affecting the rest of your life and going there is a unbearable........ leaving is the right thing to do.   Something will open up somewhere.
Title: Re: The Economic Downturn..
Post by: sarcasm_made_Easy on September 20, 2011, 10:03:56 AM
I keep saying that but the Military Police just dont seem to agree :)  But seriously i love my job. 
Title: Re: The Economic Downturn..
Post by: D.B. Barnes on September 20, 2011, 12:51:51 PM
Best of luck (and skill), Thrifty!  :)

P.S. I know it's a rocky economy, but you guys meant "geographical", right?  ;D
Title: Re: The Economic Downturn..
Post by: Tripe on September 20, 2011, 12:52:55 PM
Some people are very attached to certain strata.
Title: Re: The Economic Downturn..
Post by: Thrifty on September 20, 2011, 01:11:12 PM
Best of luck (and skill), Thrifty!  :)

P.S. I know it's a rocky economy, but you guys meant "geographical", right?  ;D
No.  Don't you keep up with the news?  Everyone knows that the nanotechnology sector is booming in the outer mantle.
Title: Re: The Economic Downturn..
Post by: sarcasm_made_Easy on September 20, 2011, 01:15:46 PM
Best of luck (and skill), Thrifty!  :)

P.S. I know it's a rocky economy, but you guys meant "geographical", right?  ;D
No.  Don't you keep up with the news?  Everyone knows that the nanotechnology sector is booming in the outer mantle.

Heck no everyone knows the cores got the hottest job market on earth
Title: Re: The Economic Downturn..
Post by: D.B. Barnes on September 20, 2011, 01:30:31 PM
Best of luck (and skill), Thrifty!  :)

P.S. I know it's a rocky economy, but you guys meant "geographical", right?  ;D
No.  Don't you keep up with the news?  Everyone knows that the nanotechnology sector is booming in the outer mantle.

Heck no everyone knows the cores got the hottest job market on earth

I just applied for a data entry job at the Conglomerate. Fingers crossed!
Title: Re: The Economic Downturn..
Post by: Thrifty on September 20, 2011, 01:31:28 PM
If you absolutely HATE your job and it is affecting the rest of your life and going there is a unbearable........ leaving is the right thing to do.   Something will open up somewhere.

If you can.  A lot of people have no choice but to grin and bear it.  But really the stress and humiliation of this job has been getting worse every month since sometime around July 2010.  I remember at the Rifftrax Live show for Jack the Giant Killer, I couldn't even enjoy the show because I was so worried about the next day at work.  I enjoyed watching The Wire earlier this year, but every time someone mentioned the name "Greggs", it reminded me of some horrible issue I had with someone here named Grieggs that I would have to deal with.  I would have gone searching and quit earlier, but as a contract job I knew it would end on its own.
Title: Re: The Economic Downturn..
Post by: k1 on October 07, 2011, 03:14:21 PM
I might need to start a new thread for amusing stories from doing Data Collection.  It's not really a blog worthy job (although I had one when I was working in a mailroom which was fun).  But it makes for more than simple Facebook status updates.

Highlight of today, cracking my skull off an anchor that was hanging over the side of a boat in someones back yard.  Not too much blood loss but man does my head hurt.  I was coming around the corner of the boat and there wasn't much room because of a bush and some piles of dog crap, so I was watching out for that stuff & didn't see the corner of the anchor until it too late.  It was like slow motion "nooooo"CRACK!
Title: Re: The Economic Downturn..
Post by: Doctor Who? on October 07, 2011, 03:53:08 PM
If you absolutely HATE your job and it is affecting the rest of your life and going there is a unbearable........ leaving is the right thing to do.   Something will open up somewhere.

If you can.  A lot of people have no choice but to grin and bear it.  But really the stress and humiliation of this job has been getting worse every month since sometime around July 2010.  I remember at the Rifftrax Live show for Jack the Giant Killer, I couldn't even enjoy the show because I was so worried about the next day at work.  I enjoyed watching The Wire earlier this year, but every time someone mentioned the name "Greggs", it reminded me of some horrible issue I had with someone here named Grieggs that I would have to deal with.  I would have gone searching and quit earlier, but as a contract job I knew it would end on its own.

Ouch.  So sorry to hear that,I have been there.  I did the 100% wrong thing about it too,one day I blew up at my boss and got myself fired.  That is why I don't work at Wal Mart any more.  Hope something better comes along.
Title: Re: The Economic Downturn..
Post by: Bob on October 07, 2011, 04:26:30 PM
I might need to start a new thread for amusing stories from doing Data Collection.  It's not really a blog worthy job (although I had one when I was working in a mailroom which was fun).  But it makes for more than simple Facebook status updates.

Highlight of today, cracking my skull off an anchor that was hanging over the side of a boat in someones back yard.  Not too much blood loss but man does my head hurt.  I was coming around the corner of the boat and there wasn't much room because of a bush and some piles of dog crap, so I was watching out for that stuff & didn't see the corner of the anchor until it too late.  It was like slow motion "nooooo"CRACK!

Only in New England could you have a maritime accident (involving dog poo) in your backyard.
Title: Re: The Economic Downturn..
Post by: k1 on October 07, 2011, 04:41:40 PM
I might need to start a new thread for amusing stories from doing Data Collection.  It's not really a blog worthy job (although I had one when I was working in a mailroom which was fun).  But it makes for more than simple Facebook status updates.

Highlight of today, cracking my skull off an anchor that was hanging over the side of a boat in someones back yard.  Not too much blood loss but man does my head hurt.  I was coming around the corner of the boat and there wasn't much room because of a bush and some piles of dog crap, so I was watching out for that stuff & didn't see the corner of the anchor until it too late.  It was like slow motion "nooooo"CRACK!

Only in New England could you have a maritime accident (involving dog poo) in your backyard.

You guys in the midwest don't know what you're missing! 

Spoiler (click to show/hide)
Title: Re: The Economic Downturn..
Post by: darkchashy on October 09, 2011, 05:35:36 PM
 :gouge:
http://www.youtube.com/v/lei0wVtlczQ?version=3&hl=en_US
Title: Re: The Economic Downturn..
Post by: D.B. Barnes on October 09, 2011, 05:42:47 PM
What a fucking prick!
Title: Re: The Economic Downturn..
Post by: Bob on October 09, 2011, 06:11:02 PM
hahahahaha, stock tips from low level trader.    Yup, that is always a good idea.
Title: Re: The Economic Downturn..
Post by: sarcasm_made_Easy on October 10, 2011, 12:07:16 AM
Oddly enough i heard something kinda similar (in regards to the safety of the euro zone) from a rather interesting source the other day.  I kinda wonder if the Euro is doomed to fail long term. 
Title: Re: The Economic Downturn..
Post by: Tripe on October 10, 2011, 04:04:13 AM
I think it's doomed, but then it was born with congenital defects. Thing is the troubled countries might get  boost if they pulled out and restarted their own currencies.
Title: Re: The Economic Downturn..
Post by: sarcasm_made_Easy on October 11, 2011, 11:45:53 AM
My brother's Econ professor is predicting two years till collapse.  Apparently he has a bet riding on it with a few other professors. 
Title: Re: The Economic Downturn..
Post by: Tripe on October 11, 2011, 11:47:00 AM
How is/are he/they defining a collapse?
Title: Re: The Economic Downturn..
Post by: Doctor Who? on October 13, 2011, 04:54:37 PM
Hey do you remember how my dad and my brother were fired a few years ago and then then earlier this year they had to go back to working for the same boss?  Well that boss just gave them both two week's notice today.  They are closing down the shop that they work at.  If for some reason you don't hear from me that just means we lost the house and are living on the street.  Things were looking pretty good for us for the first time in about 7 years now they are looking bleaker then ever.

I feel awful,I only bring in about $200-$300 a month.  There isn't much chance I will be able to help. We need jobs,bad.
Title: Re: The Economic Downturn..
Post by: k1 on October 13, 2011, 04:57:33 PM
That really blows dude. Sorry to hear that.
Title: Re: The Economic Downturn..
Post by: Russell on October 13, 2011, 04:58:07 PM
Hey do you remember how my dad and my brother were fired a few years ago and then then earlier this year they had to go back to working for the same boss?  Well that boss just gave them both two week's notice today.  They are closing down the shop that they work at.  If for some reason you don't hear from me that just means we lost the house and are living on the street.  Things were looking pretty good for us for the first time in about 7 years now they are looking bleaker then ever.

I feel awful,I only bring in about $200-$300 a month.  There isn't much chance I will be able to help. We need jobs,bad.
I'm so sorry too Doctor. :( I sincerely wish I could do something to help you out.
Title: Re: The Economic Downturn..
Post by: Doctor Who? on October 13, 2011, 05:03:06 PM
Another thing that sucks is my parents are stuck in a morgage that is costing way more then it should.  They are stuck at 9.8% interest on the morgage and house and land is worth a lot less now then when they got it in 2001 so there is no way out of it. It take all of my dad's income and some of my mom's just to pay it. My dad has been working part time at the firehall to make ends meet but there is not enough work there to make up for his full time job. Basicly my dad was making a lot more money before his heart trouble and now we are in trouble. Oh well,We will have to see how things work out.
Title: Re: The Economic Downturn..
Post by: k1 on October 13, 2011, 05:15:50 PM
We are in the same boat due to all the forclosed homes on our street. The value on our house dropped about 70k since we bought it in 2004. Now we owe more than its worth and therefore can't refinance.
Title: Re: The Economic Downturn..
Post by: Doctor Who? on October 13, 2011, 05:19:20 PM
We are in the same boat due to all the forclosed homes on our street. The value on our house dropped about 70k since we bought it in 2004. Now we owe more than its worth and therefore can't refinance.

Ouch.  yeah their house is on six acres of land and it has dropped about that and maybe even a little more in the past few years. 

Hope things get better for you.
Title: Re: The Economic Downturn..
Post by: Russell on October 13, 2011, 06:14:57 PM
I hope the day comes when we all can depend on each other. Hell, I don't have to hope, I
know it will. :)
Title: Re: The Economic Downturn..
Post by: Thrifty on October 13, 2011, 06:57:11 PM
And my mom and brothers and sisters are always badgering me to buy a house.  "It's an investment!"  "Renting is throwing money away!" 

Then I hear a story about someone stuck in a home they can't sell because they're upside down on their mortgage, or one of my siblings talks about some costly or time consuming repair, and I feel vindicated in my renting decisions.  They still insist that they're doing the right thing, which is fine if that's what makes them happy, but I'm not going to be talked into nailing myself to the same plot of land for a few decades.
Title: Re: The Economic Downturn..
Post by: Russell on October 13, 2011, 07:05:27 PM
And my mom and brothers and sisters are always badgering me to buy a house.  "It's an investment!"  "Renting is throwing money away!" 

Then I hear a story about someone stuck in a home they can't sell because they're upside down on their mortgage, or one of my siblings talks about some costly or time consuming repair, and I feel vindicated in my renting decisions.  They still insist that they're doing the right thing, which is fine if that's what makes them happy, but I'm not going to be talked into nailing myself to the same plot of land for a few decades.
I hear you. i want to be able to move around too myself.
Title: Re: The Economic Downturn..
Post by: Darth Geek on October 13, 2011, 07:23:14 PM
And my mom and brothers and sisters are always badgering me to buy a house.  "It's an investment!"  "Renting is throwing money away!" 

Then I hear a story about someone stuck in a home they can't sell because they're upside down on their mortgage, or one of my siblings talks about some costly or time consuming repair, and I feel vindicated in my renting decisions.  They still insist that they're doing the right thing, which is fine if that's what makes them happy, but I'm not going to be talked into nailing myself to the same plot of land for a few decades.
Oh God I get that bullshit from my parents too.  :P Untill I have a family of my own, there is no reason for the added debt and responsibilities of owning a home.
Title: Re: The Economic Downturn..
Post by: Tripe on October 13, 2011, 07:36:01 PM
Yeah don't do it, honestly if I had to make the decision again we'd not have bought this place, renting's the way to go.
Title: Re: The Economic Downturn..
Post by: Doctor Who? on October 13, 2011, 07:40:21 PM
Yeah I have to say I will never buy a home because i see no upside to getting locked into something like that. When i finally get a decent job and can get out of here I am renting all the way.
Title: Re: The Economic Downturn..
Post by: Bob on October 13, 2011, 08:21:07 PM
I'm the opposite, I have no desire to ever rent again.
Title: Re: The Economic Downturn..
Post by: k1 on October 13, 2011, 08:45:48 PM
Ditto. Never have to worry about landlords showing people the place, I can do whatever I want to the house and yard. I actually HAVE a yard. Don't need to worry about landlords selling the place, raising rent with hardly any notice, or being told our lease is up and you need to move by the end of next month.  Not to mention landlords showing the apartment without notice while my wife was in bed sick. I came home from work early and I see the landlord and 5 people walking in my side door as I turn onto our street. (those are examples from the four years I rented and from several landlords.

We also had a situation where the 2 landlords asked us to move from one apartment into another 2 houses down so they could renovate. No big deal but our rent for the old place would jump from 600 to 800 a month after the renovations. Or we could stay in the other one that had just been renovated and was twice the size for 850. We took the bigger place and everything was cool until we paid our rent the next month and one of the landlords said we were 500 bucks short because the rent was 1350.  We flipped out and showed him the letter he left us that said 850 and he wouldn't budge claiming "the other landlord wrote that and he gave the wrong amount" so we said we would be out in 2 weeks and found an even bigger place for 750.

So yeah. Renting can bite me.
Title: Re: The Economic Downturn..
Post by: RVR II on October 14, 2011, 04:57:41 AM
I'm the opposite, I have no desire to ever rent again.
What ^^^ said 8)
Title: Re: The Economic Downturn..
Post by: Thrifty on October 14, 2011, 05:44:54 AM
I guess we all have our preferences, informed by our life decisions.  Personally I have had so many periods of unemployment through my adult life that my life seemed too unstable to be compatible with the stability a house represents.  Also, growing up, my dad owned our house but he never put any effort into maintenance.  So by the time they moved out in 2008, the walls and ceiling were a crumbling, dilapitaded mess.  Like, here's two pictures of our kitchen, taken in 2005.  The drywall from the ceiling and walls were removed to fix a leak in 1997.  The leak was fixed, but the job was never completed.

http://thrifty.f2s.com/kitchen1.jpg
http://thrifty.f2s.com/kitchen2.jpg
Title: Re: The Economic Downturn..
Post by: wurwolf on October 14, 2011, 05:45:41 AM
So yeah. Renting can bite me.

I agree with this wholeheartedly as well. I've owned a house (with my ex) for most of my adult life and have only had to rent in the past seven years. It's just terrible. You're not allowed to paint or make any changes to the house, not allowed to plant in the yard or put up a laundry line. We had a frozen water line last winter and on a Monday morning around 8:30 the rental agency's maintenance man just let himself into our place without even letting us know he'd be coming over or even knocking or ringing the doorbell. We were asleep in bed when we heard some guy yell, "Hello!"

I hate renting and want to get out of it as soon as possible.
Title: Re: The Economic Downturn..
Post by: MSTJedi on October 14, 2011, 04:10:37 PM
I'll tell you what I'll never do again. Rent from family - especially in-laws. My grandmother-in-law/landlady refuses to fix anything in the house we live in. The central air doesn't work. We have no gas because the pipes need to be replaced, so no central heat or clothes dryer. Just about all the plumbing needs replacing. But we're stuck because finding an apartment to fit a family of 5 for what we're paying now ($400) is impossible.
Title: Re: The Economic Downturn..
Post by: shodan on October 27, 2011, 12:26:21 AM
I'll tell you what I'll never do again. Rent from family - especially in-laws. My grandmother-in-law/landlady refuses to fix anything in the house we live in. The central air doesn't work. We have no gas because the pipes need to be replaced, so no central heat or clothes dryer. Just about all the plumbing needs replacing. But we're stuck because finding an apartment to fit a family of 5 for what we're paying now ($400) is impossible.
here's a general rule of thumb I've learned the hard way to follow. never mix money or business with family or friends. no matter how innocuous the transaction might seem, it usually leads to trouble unless it's about 5$ or less. as a for instance,  two of my best  friends Pat and Mij start up their own t shirt company to make some money in high school. basically they bought a ton of white shirts from a wholesaler and invested in a screen printer. after one semester, a fist fight , and just breaking even with profits, one was stuck with the unsold shirts and the other was out 100$. they haven't spoken to each  other since and i've had to walk on eggshells interacting with them. and all because they thought that the friendship would carry over into their business dealings. I've got a dozen more examples of the same scenario.
Title: Re: The Economic Downturn..
Post by: daltysmilth on October 28, 2011, 01:00:50 AM
I think it can work to go into business with relatives or friends as long as you can all agree that the business isn't worth losing a friendship over. 
Title: Re: The Economic Downturn..
Post by: wurwolf on March 15, 2012, 11:21:56 AM
Just out of curiosity, in this difficult economic time, how important do you think it is to have a college education?

When I graduated high school in 1982, you didn't need a degree to get a decent job. Somewhere in the 80s and early 90s the tide turned and I was finding that my secretarial training for the past ten + years was not considered worthy in light of the fact that I had no higher education. So my ex (who also did not have a degree) instilled in our kids the importance of a college education.

Now the kids are college-age. My oldest is studying to become a physicist. She's going to a state college and has gotten grants and scholarships (mostly because she's a female in a male-dominated field and studied in Germany for her junior year of high school) so she's doing fine. I'm not worried about her now nor am I worried about how she'll do once she graduates.

It's her sister I'm worried about.

My youngest is going to an art college down in Georgia, the tuition of which will be $35,000 a year (and that's not including rooming and food). She's planning on studying either sequential art or illustration. I'm really worried about this, for a few reasons: one, by the time she graduates she will have racked up close to $150k in debt, unless she can come up with a lot of grants and scholarships. Two, the school won't allow you to transfer credits, which means she will have to go to that specific school for four years to complete her education. And three, I don't really see art as a field where she will recoup the expenditure laid out in tuition.

I really don't know what to tell her. I want to be supportive but I think she's making a mistake by choosing art as a profession. And I'm really tempted to try to dissuade her from going to college. I don't want to shit all over her dreams, but I also don't want to see her adult life crushed under the weight of this massive student loan debt. Anyone have thoughts or advice?
Title: Re: The Economic Downturn..
Post by: RVR II on March 15, 2012, 11:43:08 AM
I'm discovering my BA degree isn't worth a hill of beans in this day and age and has not help me advance in a previous job nor gotten me a better job..

A 2 year degree in a trade seems to be going a lot farther these days (I.E. nurses, automotive, etc.)..

Have her learn a trade she may be interested at a 2 year school and she can always go on to a 4 year college afterwards or at a later date 8)
Title: Re: The Economic Downturn..
Post by: Bob on March 15, 2012, 11:49:06 AM
With where I work and things we have to do, a 4 year degree is the smallest you can have.   

I think this just means "what she wants to do?" the rest of her life.
Title: Re: The Economic Downturn..
Post by: wurwolf on March 15, 2012, 11:52:08 AM
Well, the degree she wants to pursue is practical in that it's not based in theory -- like a history degree. :)

She knows what she wants to do with the rest of her life, but I just don't think she's going to get a good return on her investment.
Title: Re: The Economic Downturn..
Post by: RVR II on March 15, 2012, 11:53:57 AM
Well, the degree she wants to pursue is practical in that it's not based in theory -- like a history degree. :)

She knows what she wants to do with the rest of her life, but I just don't think she's going to get a good return on her investment.
History is written by the victors! :o

I'd let her find her own path then and wish her the best on all her future endeavors 8)
Title: Re: The Economic Downturn..
Post by: Bob on March 15, 2012, 11:54:09 AM
That.....sounds like a tough decision to make.
Title: Re: The Economic Downturn..
Post by: D.B. Barnes on March 15, 2012, 12:22:15 PM
This is a tough one. I would say that I think racking up that kind of debt for an art degree is not in her best interest, at least from a cost/benefit standpoint. However, I say that knowing only a little about how you go about getting jobs in those fields, although it seems like more of a "have an awesome portfolio and an effective network" type of deal. In which case, she might be better off going and living it by inserting herself into that world. I think I might feel better about racking up debt if I was doing it paying rent while I tried to score some internship in my chosen field.

That said, if the art career doesn't work out for her and she wants to enter the "corporate" job market at some point down the road, she would be disqualifying herself from a significant number of positions if she did not have a degree. As Bob touched on, it's a minimum requirement for a lot of jobs. As someone who has interviewed numerous people and had in say in who gets hired, the lack of a degree can automatically put your resume in the recycling. I've even pleaded with people to consider certain candidates who I thought, based on their resume, would be great for a position. I was only successful once. Unfortunately, that's just a real roadblock for some people.

And with that said, there's always the possibility that she opts out of the art degree and the DIY art career doesn't work out. In that case, if she still wanted to pusue a degree in something, she could do so at a state school without racking up $150K in debt.

Just some thoughts; hope it helps.  :)
Title: Re: The Economic Downturn..
Post by: Thrifty on March 15, 2012, 12:26:22 PM
Wurwolf, I think the best idea is to lay all the cards on the table for your daughter.  Tell her that it's gonna be expensive, and that the career prospects for art school graduates are not great.  Tell her that you're not trying to discourage her dream, but that you're just stating some of the facts and that she should be aware of what she's getting in to.  My dad was always loving but practical with his advice, and my siblings and I all seem to be the better for it.

I don't know how much restraint I would be able to have in that situation.  It's nice that she wants to be an artist, but I can't fathom how education helps that.  You've got skill or you don't.   I mean, I'm sure you can acquire skill through education, but I don't get how it would take 4 years.

Though the cost you quoted sure makes the roughly $28,000 I would need for 4 years in school for a BS in Computer Science seem like nothing in comparison.
Title: Re: The Economic Downturn..
Post by: MSTJedi on March 15, 2012, 12:35:30 PM
Hopefully the art college you refer to isn't a branch of the Art Institute. Just ask the main man behind Incognito Cinema Warriors, Rikk Wolf, what he thinks about his all-but-worthless $60K art degree that doesn't even transfer to other AI campuses.
Title: Re: The Economic Downturn..
Post by: wurwolf on March 15, 2012, 02:19:32 PM
It's a legit art school -- Savannah College of Art & Design. She's at least done her homework in that regard.

I have given her the argument that she's going to have a hard time finding a job with a degree in art but she tells me I'm wrong because her art teacher said there are plenty of jobs in art.  ::)

I have also told her that she is setting herself up for a massive debt but I think her attitude is that she'll cross that bridge when she comes to it.

I just am at a loss, really. I have a feeling that she chose the art profession because of certain reasons that don't really have a lot to do with art, but that's just conjecture on my part and I could be wrong. I often wonder how bad it would be to discourage her from getting a degree, but as DB pointed out that's bad news, too.
Title: Re: The Economic Downturn..
Post by: Compound on March 15, 2012, 03:22:04 PM
I'm guessing that your daughter would be an out of state student for Georgia, correct?  If she's unwilling to attend a state college for art design, then strongly encourage her to delay entrance to the school until she's established residency in the state. Generally that means spending a year not being supported by your folks, but that varies from state to state. Find a community college in the area with a related program (commercial design, web design, business, just anything that might transfer over) and have her attend that while working. Or attend a state school for the first two years and then transfer to Savannah.

But I can not recommend spending $35k a year on an art degree.
Title: Re: The Economic Downturn..
Post by: Tripe on March 15, 2012, 04:52:54 PM
Yeah see do they also have a core group of business classes too, you know marketing and the like?

Anna's a knock-out though, that sounds shallow but it happens to be true, she really should look into talking to a print agency which would bring in some funds. :)
Title: Re: The Economic Downturn..
Post by: wurwolf on March 15, 2012, 05:09:52 PM
I'm guessing that your daughter would be an out of state student for Georgia, correct?  If she's unwilling to attend a state college for art design, then strongly encourage her to delay entrance to the school until she's established residency in the state. Generally that means spending a year not being supported by your folks, but that varies from state to state. Find a community college in the area with a related program (commercial design, web design, business, just anything that might transfer over) and have her attend that while working. Or attend a state school for the first two years and then transfer to Savannah.

But I can not recommend spending $35k a year on an art degree.

Well, the school in Savannah is called SCAD; evidently CAD is sort of an umbrella for art schools, since there's Delaware College of Art & Design (DCAD). There also happens to be a PCAD here in Pennsylvania and it's located in Lancaster city, a 20 minute drive from our house. She would get the same education without the overwhelming expense, but I suspect that what she really wants is to get out on her own and go to a whole different area. And I can sympathize with that, really, but I can't see that it's worth that huge debt.

We talked about taking basic courses at another college, either a community college or another, cheaper art school, but SCAD doesn't accept transfer students. So that's out.

She is pretty, that's true, and we've talked about the possibility of supplementing her income by modeling, but she seems hesitant to look into it and I'm a little leery of it all because I don't want to see her getting mixed up in some shady photography thing.

I will try talking to her about it again this weekend to see what she's thinking, as it's been a little while since we've discussed this. Thanks for the advice, everyone.
Title: Re: The Economic Downturn..
Post by: Tripe on March 15, 2012, 05:12:24 PM
You do need to get a good agency, if you like I could have mine suggest some in wherever it is she ends up. :)
Title: Re: The Economic Downturn..
Post by: wurwolf on March 15, 2012, 05:15:58 PM
You do need to get a good agency, if you like I could have mine suggest some in wherever it is she ends up. :)

Thanks. I'll mention this to her over the weekend and let you know what she says.
Title: Re: The Economic Downturn..
Post by: RVR II on July 15, 2012, 01:24:37 PM
..And to think this is what I wanted to do (work in the Space Shuttle program) when I grew up in the 80's :o

Quote
Space workers struggle a year after last shuttle

Published July 15, 2012

Associated Press

TITUSVILLE, Fla. –  A year after NASA ended the three-decade-long U.S. space shuttle program, thousands of formerly well-paid engineers and other workers around the Kennedy Space Center are still struggling to find jobs to replace the careers that flourished when shuttles blasted off from the Florida "Space Coast."

Some have headed to South Carolina to build airplanes in that state's growing industry, and others have moved as far as Afghanistan to work as government contractors. Some found lower-paying jobs beneath their technical skills that allowed them to stay. Many are still looking for work and cutting back on things like driving and utilities to save money.

"Nobody wants to hire the old guy," said Terry White, a 62-year-old former project manager who worked 33 years for the shuttle program until he was laid off after Atlantis landed last July 21. "There just isn't a lot of work around here. Or if so, the wages are really small."

White earned more than $100,000 a year at the end of his career at the space center. The prospects of finding a job that pay anywhere near that along the Space Coast are slim.

"I could take an $11-an-hour job that is 40 miles away," he said "But with gas prices and all that, it's not really worthwhile."

More than 7,400 people, who once had labored on one of history's most complicated engineering achievements, lost their jobs when the shuttle program ended last July. While other shuttle workers in Houston, New Orleans and Huntsville, Ala., lost jobs, those areas had bigger economies to absorb the workers. In less economically diverse Brevard County, the mainly contractor positions cut by NASA accounted for just under 5 percent of the county's private sectors jobs.

The Kennedy Space Center's current workforce of 8,500 workers is the smallest in more in than 35 years. In the middle of the last decade, the space center employed around 15,000 workers.

James Peek, a 48-year-old quality inspector for the shuttles, has applied for 50 positions with no success since he was laid off in October 2010. He has taken odd jobs glazing windows for a luxury hotel in Orlando and working as a security guard. He has no health insurance and incurred a $13,000 bill when he was hospitalized for three days last May.

"With most companies, it's like your application goes into a black hole," Peek said. "We're struggling to stay afloat."

Jobless space workers have signed up for Brevard Workforce's job placement and training services. Slightly more than half of the 5,700 workers the agency has been able to track have found jobs, but more than a quarter of those positions were outside Florida. Those jobs have been in the fields of engineering, mechanics and security, according to the agency.

Brevard County's unemployment rate spiked in the months that the shuttle program wound down, going from 10.6 percent in April 2011 to 11.7 percent in August 2011. It has since declined to 9 percent, a result of a smaller workforce as many former shuttle workers either moved away or retired earlier than planned. Brevard County has added 2,700 jobs since the beginning of the year, but many are in the southern part of the 72-mile-long county where information technology giant Harris Corp. and airplane-maker Embraer are located. Jobless space workers in the northern part of the county jokingly refer to those high-tech workers as "their rich cousins."

Some local employers are finding that the former space workers' salary demands are sometimes too high.

"STOP sending former Space Center employees," one employer wrote to Brevard Workforce, the local job agency, in a comment included in its monthly committee report. "They have an unrealistic salary expectation."

Taxpayer money allocated for job training programs for displaced space shuttle workers also is dwindling a year after the program ended.

Adding to the difficulties of finding a new job is the age of many of the former shuttle workers. Many spent their entire careers working on the space shuttles and are now in their 50s and 60s.

In between sending out resumes and meeting at networking events, many of the space workers are volunteering at Kennedy Space Center, giving tours to dignitaries and providing oral histories to tourists who stop by the Vehicle Assembly Building.

Even though many of the older space workers like White had years to plan for the end of the shuttle program, they stuck around, hoping to prepare the orbiters for displays in museums in Florida, Los Angeles and Washington after the program ended. They expected younger shuttle workers to move over to the successor Constellation program whose goal was to send astronauts to the moon and then Mars. But the cancellation of the Constellation program in 2010 increased the competition for those few jobs left prepping the shuttles.

Some shuttle workers, such as Kevin Harrington, had been holding out hope that the program announced after Constellation's demise — a heavy-lift rocket system that would launch astronauts in an Orion space capsule — would offer immediate widespread job opportunities. But the plans announced last year won't have unmanned test launches of the Space Launch System for another five years, and the first manned mission won't be for about another decade.

Private-sector companies, such as Paypal founder Elon Musk's Space X, are starting unmanned launches from Kennedy Space Center, but their need for workers doesn't come close to what was required for the shuttle program.

"We expected a little more action from our government, at least in figuring out what direction we're going to go in," said Harrington, 55, who worked on the shuttles' thermal protection system earning about $80,000 a year. "Ultimately, that would inform which direction we would go in. A lot of us thought, since we have such deep roots in the community, we could wait it out. It was hopeful at first. Now it isn't so hopeful. Things aren't moving fast."

Many of the former space workers find camaraderie and job tips each Friday at the weekly breakfast of the Spacecoast Technical Network, a group created by former Kennedy Space Center workers. Just hours before 70 members dined on eggs, biscuits and coffee at a recent meeting, three Chinese astronauts parachuted back to Earth in a capsule halfway around the world. For the space workers, it was yet another sign of the growing competition facing the United States as a leader of space exploration. At the moment, the United States has no way of sending astronauts to space in its own vehicles, and NASA is relying on the Soviet-made Soyuz capsules to send U.S. astronauts to the international space station.

One of the network's founders, Bill Bender, recently joined more than two dozen other colleagues working on a reconnaissance project for a contractor in Afghanistan where they are earning six-figure annual incomes.

Bender had been out of work for about a year from his job on the cancelled Constellation program when he took the one-year contract to work halfway around the world.

"As the months passed, I began to realize the hard reality that things I had known and taken for granted no longer existed. Stable work, good pay, benefits, etc. were no longer a reasonable expectation," Bender wrote in a recent email from Afghanistan. "As time went by and it was getting closer to a year without a job ... the (Afghan) opportunity looked better and better. The money was very good due to compensation for hardship and danger."

Those who have remained on the Space Coast without jobs are cutting back on small luxuries. Harrington has trimmed back on eating out and vacations.

Al Schmidt, who worked 27 years at the space center, has cut back on using his car and utilities at home to save money. The 60-year-old's unemployment benefits are running out soon, and without a new U.S. space program offering ready-to-go jobs, he is contemplating retirement, something he doesn't want to do.

"I live day to day. I can't afford new cars or lots of groceries," Schmidt said. "From where I sit, there is nothing coming online soon enough to resolve my problem."

Read more: http://www.foxnews.com/us/2012/07/15/space-workers-struggle-year-after-last-shuttle/?test=latestnews#ixzz20j0lOr00
Title: Re: The Economic Downturn..
Post by: Thrifty on July 17, 2012, 11:10:37 AM
Some of these guys are in kinda dire straits financially, it seems.  I don't understand exactly how.  News that the space shuttle program would be shutting down had been coming for years.  They had time to prepare.

It's also saying that they're being snubbed for jobs because they're demanding too much.  It's like they never heard the phrase "beggars can't be choosers".

It's skilled technical engineering work.  There has GOT to be something they can do with those skills outside the field of space exploration.  Methinks maybe they're just searching too narrowly.
Title: Re: The Economic Downturn..
Post by: Darth Geek on July 17, 2012, 11:47:37 AM
Some of these guys are in kinda dire straits financially, it seems.  I don't understand exactly how.  News that the space shuttle program would be shutting down had been coming for years.  They had time to prepare.

It's also saying that they're being snubbed for jobs because they're demanding too much.  It's like they never heard the phrase "beggars can't be choosers".

It's skilled technical engineering work.  There has GOT to be something they can do with those skills outside the field of space exploration.  Methinks maybe they're just searching too narrowly.
Keep in mind, though, a lot of them are older (which makes it harder for them to find anything), have homes and kids and some grandkids. With the family ties like that, and housing market the way it is, up and moving is a lot harder for them. That and probably a lot of their wealth was tied into their homes, which just tanked a few years ago. Not to mention that they are living in Florida, which as I understand it is not exactly a cheap place to live.
Title: Re: The Economic Downturn..
Post by: k1 on July 17, 2012, 11:57:10 AM
I've been trying to refinance our mortgage for a long time now. We're ALMOST at the point where we found a way that our current mortgage company will accommodate our request for a hardship modification. Everything has been preunderwritten and were just waiting on a letter from my wife's doctor regarding her being out on disability (causing us to be late on a few payments since she couldn't work).

It's been like pulling teeth to get this letter. We've been going back and forth with the drs since March. Ridiculous.
Title: Re: The Economic Downturn..
Post by: Bob on July 17, 2012, 01:12:57 PM
I've been trying to refinance our mortgage for a long time now. We're ALMOST at the point where we found a way that our current mortgage company will accommodate our request for a hardship modification. Everything has been preunderwritten and were just waiting on a letter from my wife's doctor regarding her being out on disability (causing us to be late on a few payments since she couldn't work).

It's been like pulling teeth to get this letter. We've been going back and forth with the drs since March. Ridiculous.

Refinancing is such a painful process.  I almost went insane with mine.

Mine insisted that I owned a company in Nevada that was going bankrupt and it took me a month to tell them they are idiots to think that.
Title: Re: The Economic Downturn..
Post by: Thrifty on July 17, 2012, 02:19:36 PM
Some of these guys are in kinda dire straits financially, it seems.  I don't understand exactly how.  News that the space shuttle program would be shutting down had been coming for years.  They had time to prepare.

It's also saying that they're being snubbed for jobs because they're demanding too much.  It's like they never heard the phrase "beggars can't be choosers".

It's skilled technical engineering work.  There has GOT to be something they can do with those skills outside the field of space exploration.  Methinks maybe they're just searching too narrowly.
Keep in mind, though, a lot of them are older (which makes it harder for them to find anything), have homes and kids and some grandkids. With the family ties like that, and housing market the way it is, up and moving is a lot harder for them. That and probably a lot of their wealth was tied into their homes, which just tanked a few years ago. Not to mention that they are living in Florida, which as I understand it is not exactly a cheap place to live.
I see what you're saying.  It's funny, because I keep hearing both "young, recent college graduates can't get jobs, all the older people are getting them!" right along with "old, experienced people can't get jobs, all the younger and cheaper people are getting them!".  Makes you wonder if there's some magical age where you can get work.

On the housing front, this is why I am still skeptical at the notion that buying a house is such a good idea.  Not only is it presented as a good idea, but it's presented as the ONLY idea; you would be foolish NOT to buy a house.  They say that housing is an investment.  Then the economy tanks, your house is worth less than the balance on your mortgage, and you're too shackled to the house to relocate (so your mobility in finding new work in case you lose your job is limited).  Point that out and I always get a "um... well that's an aberration.  you should still buy a house."
Title: Re: The Economic Downturn..
Post by: Bob on July 17, 2012, 02:36:33 PM
Of course, most houses didn't go down in value.   I know mine did not. 
Title: Re: The Economic Downturn..
Post by: k1 on July 17, 2012, 02:51:51 PM
Of course, most houses didn't go down in value.   I know mine did not. 

Ours did.  Dropped about 80,000 in value because of about 9 homes in our neighborhood who all defaulted on their loans and were foreclosed on. 
Title: Re: The Economic Downturn..
Post by: Darth Geek on July 17, 2012, 03:31:38 PM
Some of these guys are in kinda dire straits financially, it seems.  I don't understand exactly how.  News that the space shuttle program would be shutting down had been coming for years.  They had time to prepare.

It's also saying that they're being snubbed for jobs because they're demanding too much.  It's like they never heard the phrase "beggars can't be choosers".

It's skilled technical engineering work.  There has GOT to be something they can do with those skills outside the field of space exploration.  Methinks maybe they're just searching too narrowly.
Keep in mind, though, a lot of them are older (which makes it harder for them to find anything), have homes and kids and some grandkids. With the family ties like that, and housing market the way it is, up and moving is a lot harder for them. That and probably a lot of their wealth was tied into their homes, which just tanked a few years ago. Not to mention that they are living in Florida, which as I understand it is not exactly a cheap place to live.
I see what you're saying.  It's funny, because I keep hearing both "young, recent college graduates can't get jobs, all the older people are getting them!" right along with "old, experienced people can't get jobs, all the younger and cheaper people are getting them!".  Makes you wonder if there's some magical age where you can get work.

On the housing front, this is why I am still skeptical at the notion that buying a house is such a good idea.  Not only is it presented as a good idea, but it's presented as the ONLY idea; you would be foolish NOT to buy a house.  They say that housing is an investment.  Then the economy tanks, your house is worth less than the balance on your mortgage, and you're too shackled to the house to relocate (so your mobility in finding new work in case you lose your job is limited).  Point that out and I always get a "um... well that's an aberration.  you should still buy a house."
Oh, I concur about the bullshit "you must buy a house" crap. I still get that pressure from my parents. And my conclusion is pretty much what you said.

As for the older and younger people getting jobs, it varies depending on what kind of jobs. Older people can't get the kind of jobs they had with the salary they were relying on, because of younger cheaper people getting them (unless the job was simply cut). And younger people have to fight with people with a little more experience to get what few jobs there are available. Cheech and Chong said it best: "Things are tough all over."
Title: Re: The Economic Downturn..
Post by: Bob on July 17, 2012, 04:37:59 PM
Of course, most houses didn't go down in value.   I know mine did not. 

Ours did.  Dropped about 80,000 in value because of about 9 homes in our neighborhood who all defaulted on their loans and were foreclosed on. 

I have not really figured out the general housing situation.   I know the prices of homes in Houston have gone up, and in other cities the opposite is true.
Title: Re: The Economic Downturn..
Post by: Thrifty on July 17, 2012, 07:00:05 PM
Of course, most houses didn't go down in value.   I know mine did not. 

Ours did.  Dropped about 80,000 in value because of about 9 homes in our neighborhood who all defaulted on their loans and were foreclosed on. 

I have not really figured out the general housing situation.   I know the prices of homes in Houston have gone up, and in other cities the opposite is true.
Sounds like a gamble, like any other investment, and not the "OMG BUY A HOUSE IT'S GONNA GO UP IN VALUE FER SURE!!!" crap I'm always being fed.

When I want to invest money, I'll put it in a damn mutual fund.  I can keep track of that shit from anywhere in the world.
Title: Re: The Economic Downturn..
Post by: Bob on July 17, 2012, 07:16:35 PM
Of course, people don't buy homes to invest money.   They buy it to have a nice place to live.
Title: Re: The Economic Downturn..
Post by: Thrifty on July 17, 2012, 07:26:54 PM
Of course, people don't buy homes to invest money.   They buy it to have a nice place to live.
That's true, but you can live in a rented home too.  And if you need to move, you can always move without worrying about losing tens of thousands of dollars.
Title: Re: The Economic Downturn..
Post by: D.B. Barnes on July 17, 2012, 07:33:23 PM
Of course, people don't buy homes to invest money.   They buy it to have a nice place to live.
That's true, but you can live in a rented home too.  And if you need to move, you can always move without worrying about losing tens of thousands of dollars.

Actually, that's not true. People buy houses, fix them up, and sell them for profit all the time. It's called house flipping.
Title: Re: The Economic Downturn..
Post by: MartyS (Gromit) on July 17, 2012, 07:59:13 PM
Of course, people don't buy homes to invest money.   They buy it to have a nice place to live.
That's true, but you can live in a rented home too.  And if you need to move, you can always move without worrying about losing tens of thousands of dollars.

Actually, that's not true. People buy houses, fix them up, and sell them for profit all the time. It's called house flipping.

And that flipping crap plus letting any schmuck get a loan helped prices go up faster than they should have, making the crap loans seem great, making it easier to do more flipping, driving up prices even faster, etc., etc., until it all fell apart.  You could tell it was going on by all the houses having for sale signs go up only a few months after they came down.
 
I was looking at houses about 10 years ago, was finally making enough to afford something.  In less than a year all of the ones I was looking at went way out of my price range, in just a few years they all went almost triple what they were when I first started looking.
Title: Re: The Economic Downturn..
Post by: D.B. Barnes on July 17, 2012, 08:05:17 PM
Yep. Pretty much.
Title: Re: The Economic Downturn..
Post by: Bob on July 18, 2012, 04:04:27 AM
So, we have people saying that prices are going up 300% and others saying they are deducting 300%.   Renting is great and renting is bad.

I think this is why all these options are available for people to choose what they want.

Renting or owning.....just pick what is best for you and others will do the same.   All will be well.
Title: Re: The Economic Downturn..
Post by: RVR II on July 18, 2012, 05:17:10 AM
So, we have people saying that prices are going up 300% and others saying they are deducting 300%.   Renting is great and renting is bad.

I think this is why all these options are available for people to choose what they want.

Renting or owning.....just pick what is best for you and others will do the same.   All will be well.
No! Chaos runs rampant! ;D
Title: Re: The Economic Downturn..
Post by: Bob on July 18, 2012, 05:42:27 AM
Chaos just for men who own US and Mexican properties....if such people existed.   Oh wait!
Title: Re: The Economic Downturn..
Post by: RVR II on July 18, 2012, 06:00:50 AM
Chaos just for men who own US and Mexican properties....if such people existed.   Oh wait!
(http://i66.photobucket.com/albums/h275/rvr2/02/smiley-theyareontome.gif)
Title: Re: The Economic Downturn..
Post by: MartyS (Gromit) on July 18, 2012, 09:00:04 AM
So, we have people saying that prices are going up 300% and others saying they are deducting 300%.   Renting is great and renting is bad.

Around me prices went up 300% in the years before the bubble burst, they have come down some but are still above where they would have been if they had followed the historical trend before the bad mortgages and flipping.  Places that got hit the hardest have dropped more.

The old model was that if you had a stable job and could stay in one place for 10 to 15 years it was better to buy than rent, and it was pretty easy to sell and get a good amount of your money back if you had to move after that time.  Now with it being harder to sell and jobs not being as stable that old model isn't doing that well.
Title: Re: The Economic Downturn..
Post by: MSTJedi on July 18, 2012, 09:09:35 AM
You also used to be able to get a decent job with any college degree, at least something to pay the bills and not in retail or food service. I don't give a shit what they say about unemployment getting better, it doesn't seem to be helping the job market any.
Title: Re: The Economic Downturn..
Post by: Bob on July 18, 2012, 09:15:18 AM
So, we have people saying that prices are going up 300% and others saying they are deducting 300%.   Renting is great and renting is bad.

Around me prices went up 300% in the years before the bubble burst, they have come down some but are still above where they would have been if they had followed the historical trend before the bad mortgages and flipping.  Places that got hit the hardest have dropped more.

The old model was that if you had a stable job and could stay in one place for 10 to 15 years it was better to buy than rent, and it was pretty easy to sell and get a good amount of your money back if you had to move after that time.  Now with it being harder to sell and jobs not being as stable that old model isn't doing that well.

Of course, selling houses being hard is not all over the US.  Some are easy to sell (aka Houston), some are harder.   Each part of the US is different and can impact you.  Same for renting good and bad places to live.

Bottom line, each part of the US is different.  Some it is good to rent, some it is good to buy.
Title: Re: The Economic Downturn..
Post by: MartyS (Gromit) on July 18, 2012, 09:43:39 AM
So, we have people saying that prices are going up 300% and others saying they are deducting 300%.   Renting is great and renting is bad.

Around me prices went up 300% in the years before the bubble burst, they have come down some but are still above where they would have been if they had followed the historical trend before the bad mortgages and flipping.  Places that got hit the hardest have dropped more.

The old model was that if you had a stable job and could stay in one place for 10 to 15 years it was better to buy than rent, and it was pretty easy to sell and get a good amount of your money back if you had to move after that time.  Now with it being harder to sell and jobs not being as stable that old model isn't doing that well.

Of course, selling houses being hard is not all over the US.  Some are easy to sell (aka Houston), some are harder.   Each part of the US is different and can impact you.  Same for renting good and bad places to live.

Bottom line, each part of the US is different.  Some it is good to rent, some it is good to buy.

The real question is how stable the jobs are, if you can't be sure you are staying in the house long enough there's no point getting a mortgage since the first several years you are paying mostly interest.  So even if you can sell easily you don't get any of your money back.
Title: Re: The Economic Downturn..
Post by: Bob on July 18, 2012, 09:59:16 AM
That's not true everywhere.   House values and selling does different in many places.  You do not lose money every time.   That is putting a negative title on all homeowning and it is not always, or even mostly bad.
Title: Re: The Economic Downturn..
Post by: MartyS (Gromit) on July 18, 2012, 10:19:52 AM
That's not true everywhere.   House values and selling does different in many places.  You do not lose money every time.   That is putting a negative title on all homeowning and it is not always, or even mostly bad.

Did I say anything about losing money?  The question was if it's better rent or buy.  If you end up having to move in 2 years is it worth it to get a mortgage?  With all the extra costs and time needed to buy and then sell, you have to figure out how long it would take to break even, I doubt there are more than a handful of places in the country where you can do that in a few years.
Title: Re: The Economic Downturn..
Post by: Bob on July 18, 2012, 11:14:37 AM


Did I say anything about losing money?  ................................ With all the extra costs and time needed to buy and then sell, you have to figure out how long it would take to break even, I doubt there are more than a handful of places in the country where you can do that in a few years.

Answer to question, yes!

Okay, now on to other topics.
Title: Re: The Economic Downturn..
Post by: MartyS (Gromit) on July 18, 2012, 11:28:35 AM


Did I say anything about losing money?  ................................ With all the extra costs and time needed to buy and then sell, you have to figure out how long it would take to break even, I doubt there are more than a handful of places in the country where you can do that in a few years.

Answer to question, yes!

Okay, now on to other topics.

Where?  Only thing I said was you wouldn't get your money back if you sold in a few years, you also don't get your money back from renting so it's a wash except it's easier to rent.
Title: Re: The Economic Downturn..
Post by: k1 on July 20, 2012, 01:16:14 PM
I've been trying to refinance our mortgage for a long time now. We're ALMOST at the point where we found a way that our current mortgage company will accommodate our request for a hardship modification. Everything has been preunderwritten and were just waiting on a letter from my wife's doctor regarding her being out on disability (causing us to be late on a few payments since she couldn't work).

It's been like pulling teeth to get this letter. We've been going back and forth with the drs since March. Ridiculous.

So after the Dr saying "I'll write up the letter & mail it out today" last week, today she emailed my wife to say "I'm not comfortable writing this letter because of HIPAA regulations.  Please ask your psychiatrist to write the letter."

This is costing us HUNDREDS OF DOLLARS A MONTH while our refinance is in limbo.

Title: Re: The Economic Downturn..
Post by: Bob on July 20, 2012, 01:17:54 PM
Jeez, people sure can mess things up without giving a shit, can't they?   Sorry to see this.
Title: Re: The Economic Downturn..
Post by: k1 on July 20, 2012, 01:28:31 PM
Such a pain. Another annoying thing is the hospital dates are ON THE MEDICAL BILLS WE SENT.  But that's not proof enough. They want a letter from the dr verifying the dates & that treatment is ongoing.

Title: Re: The Economic Downturn..
Post by: Bob on July 20, 2012, 01:32:24 PM
Such a pain. Another annoying thing is the hospital dates are ON THE MEDICAL BILLS WE SENT.  But that's not proof enough. They want a letter from the dr verifying the dates & that treatment is ongoing.




Yeah, I ran into stupid things like that with CIGNA after my "thing" in late December last year.   The funny thing is, they finally started to pay me and now that I am 100% again, I've told them to stop paying me......but they keep sending me money.  Jeez, that is weird.
Title: Re: The Economic Downturn..
Post by: wurwolf on July 23, 2012, 07:07:53 AM
I've been trying to refinance our mortgage for a long time now. We're ALMOST at the point where we found a way that our current mortgage company will accommodate our request for a hardship modification. Everything has been preunderwritten and were just waiting on a letter from my wife's doctor regarding her being out on disability (causing us to be late on a few payments since she couldn't work).

It's been like pulling teeth to get this letter. We've been going back and forth with the drs since March. Ridiculous.

So after the Dr saying "I'll write up the letter & mail it out today" last week, today she emailed my wife to say "I'm not comfortable writing this letter because of HIPAA regulations.  Please ask your psychiatrist to write the letter."

This is costing us HUNDREDS OF DOLLARS A MONTH while our refinance is in limbo.


God, I am so sorry, k1. What a nightmare. Sure hope that gets fixed up for  you soon.
Title: Re: The Economic Downturn..
Post by: k1 on July 25, 2012, 06:02:42 AM
Just got off the phone with them.  We got denied.  Because we haven't missed any payments.  I feel like I'm going to throw up.  I have no idea how I'm going to break the news to my wife.  She's already dealing with so much other stuff right now, I don't want to send her into a nervous breakdown and end up back in the hospital.

Now I've gotta start the process all over again with another bank and hope they can help us.
Title: Re: The Economic Downturn..
Post by: wurwolf on July 25, 2012, 06:20:39 AM
I'm really sorry.  :(

Because you haven't missed any payments? Are they making stuff up now?
Title: Re: The Economic Downturn..
Post by: RVR II on July 25, 2012, 06:25:47 AM
Just got off the phone with them.  We got denied.  Because we haven't missed any payments.  I feel like I'm going to throw up.  I have no idea how I'm going to break the news to my wife.  She's already dealing with so much other stuff right now, I don't want to send her into a nervous breakdown and end up back in the hospital.

Now I've gotta start the process all over again with another bank and hope they can help us.
Unreal!
It's pretty sad how banks punish the people that never miss a payment..
I've heard that when you do miss a payment, then they seem to suddenly change their tone somewhat and then are more willing to work with you but it's risky  :-\
Title: Re: The Economic Downturn..
Post by: Tripe on July 25, 2012, 06:32:18 AM
Yeah that sucks K1 :(

Yeah you're often penalized for being diligent; early pay-off fees and the like.
Title: Re: The Economic Downturn..
Post by: wurwolf on July 25, 2012, 06:53:25 AM
I am completely confused. What is the reasoning behind rewarding those who miss payments?
Title: Re: The Economic Downturn..
Post by: k1 on July 25, 2012, 07:00:01 AM
I have no idea.
Title: Re: The Economic Downturn..
Post by: RVR II on July 25, 2012, 07:00:43 AM
I am completely confused. What is the reasoning behind rewarding those who miss payments?
From what I've been told, when you miss a payment, the bank realizes that the residents may actually have a problem and then will give out restructuring options..
Though the risk is starting foreclosure proceedings after 60 days I believe but the bank would rather work with you to stay in the home than have to go through with foreclosure proceedings and then find another buyer that meets their qualifications.

I know South Carolina has a 'Mortgage Help' center you can contact where state officials will try to intervene and work with the banks or even lend financial assistance to keep you in your home.
https://www.scmortgagehelp.net/
Title: Re: The Economic Downturn..
Post by: wurwolf on July 25, 2012, 07:07:36 AM
Yeah, I was just talking to a friend of mine about it and she said this:

Quote
Which means they [the homeowner] can continue paying at their current rate just fine and the bank gets more money then.

That really sucks. I hate banks.
Title: Re: The Economic Downturn..
Post by: RVR II on July 25, 2012, 07:11:45 AM
When I started this thread, it took Wells Fargo 6 months to complete foreclosure proceedings on my brother in law's house and letters were coming to us as an alternate address all the time where the bank was willing to work with him to try and stay in it but we did nothing cause he had already been deported back to Mexico and we sure as hell weren't gonna take responsibility of it..
Title: Re: The Economic Downturn..
Post by: k1 on July 25, 2012, 07:13:45 AM
We missed two while my wife was in the hospital recently but we got caught up. I don't want to play the game of risking losing the house while trying to refinance by intentionally missing payments.
Title: Re: The Economic Downturn..
Post by: RVR II on July 25, 2012, 07:15:40 AM
We missed two while my wife was in the hospital recently but we got caught up. I don't want to play the game of risking losing the house while trying to refinance by intentionally missing payments.
Yeah I agree with you. It's too risky.
Doesn't your state offer some kind of assistance like SC Mortgage Help?
Title: Re: The Economic Downturn..
Post by: Riffman for Hire on July 25, 2012, 07:52:28 AM
Just got off the phone with them.  We got denied.  Because we haven't missed any payments.  I feel like I'm going to throw up.  I have no idea how I'm going to break the news to my wife.  She's already dealing with so much other stuff right now, I don't want to send her into a nervous breakdown and end up back in the hospital.

Now I've gotta start the process all over again with another bank and hope they can help us.

I'm sorry to hear that it didn't work out.  Hopefully another bank will work with you.

And honestly, what do these people want from you?  Your blood?  If you haven't missed payments, isn't that supposed to be a sign that you're a good credit risk?  Then again these banks are the same ones who were giving subprime housing mortgages years back to any Tom, Dick and Harry, regardless of whether or not they could actually pay for them.  So I guess it makes sense that they don't make any sense.
Title: Re: The Economic Downturn..
Post by: D.B. Barnes on July 25, 2012, 09:54:25 AM
Sorry to hear about all this, k1.  :(
Title: Re: The Economic Downturn..
Post by: Bob on July 27, 2012, 09:58:39 AM
We missed two while my wife was in the hospital recently but we got caught up. I don't want to play the game of risking losing the house while trying to refinance by intentionally missing payments.


Smart move and thinking on this bad situation.   
Title: Re: The Economic Downturn..
Post by: k1 on July 27, 2012, 10:29:06 AM
Plus if the electric or water get shut off its like camping!
Title: Re: The Economic Downturn..
Post by: k1 on August 01, 2012, 08:58:36 AM
Ok I'm baffled... but not complaining (yet).

Phone rings & caller ID says 800 Service.  I answered it because occasionally actual calls come through with that label. 90% of the time it's junk, but whatever.

I say hello & the phone starts dialing and connects me to the mortgage place.  Someone answers and asks how they can help me.  I say "you called me!".  They tell me it was an automated follow up call that goes out whenever they have outstanding requirements for a refinance and ask if I spoke to an account manager this morning.  I proceed to tell them that I haven't spoken to anyone because when I sent in the last requirements I was told that we were denied.

Turns out that may not be the case & the person I spoke with may have been misinformed.  Transfer me over to someone else who tells me of another long list of requirements I need to send in.  (Most of which I already had. And she was able to find after me telling her the specific dates that I emailed them over.)
 
So now I just need to whip up another profit & loss statement for 2nd quarter, get more pay stubs, more bank statements, update one form, and send it back... and wait.  again.
Title: Re: The Economic Downturn..
Post by: wurwolf on August 01, 2012, 09:02:35 AM
And it's not a scam, right?
Title: Re: The Economic Downturn..
Post by: Bob on August 01, 2012, 09:40:45 AM
That sounds like more "fun" in your life.   Too bad you dont have any lawyer buds to handle all that.
Title: Re: The Economic Downturn..
Post by: k1 on August 01, 2012, 09:49:00 AM
And it's not a scam, right?

Nope. Unless its a scam that our current lender transferred us to, in which case they'll be getting Lawyer'd!
Title: Re: The Economic Downturn..
Post by: wurwolf on August 01, 2012, 10:49:42 AM
That's great news. A cautious woooooo!
Title: Re: The Economic Downturn..
Post by: k1 on August 01, 2012, 11:25:35 AM
I still wouldn't be surprised if we get turned down.  In doing research on this company the stuff I'm seeing online is that they tend to drag the process out for a long time and then "sometimes" approve people.  But then again I assume people who are approved without issue aren't the type to go post about it online.
Title: Re: The Economic Downturn..
Post by: wurwolf on August 30, 2012, 11:56:11 AM
There have been a couple of articles about a man here in NYC who had been out of work for two years and had taken to the streets with a suit and a sign in order to find a job.

http://www.huffingtonpost.com/2012/08/29/vincent-giordano-hire-me-sign_n_1839656.html

http://www.4vf.net/jobless-ny-man-is-trying-to-find-a-job-on-the-streets-of-manhattan/

In the articles, he talks about how he was laid off from work because he was too old and that his wife is out of work, too.

Quote
Until two years ago, Giordano worked for a big law firm, making copies of documents and providing litigation support. Then he was laid off. How come? “The economy,” he shrugs. “They wanted to get younger people in. They let the older people go.” ABC News reported.

This is all bullshit. I worked with this guy. While he was here he caused more problems with the rest of the staff than he was worth. He once came up to me and told me he wished he had a gun so he could shoot everyone in NYC. I was scared to death of him. He was so problematic, in fact, that when he gave his notice to go be a school bus driver (before he was actually hired to drive buses) and then tried to rescind it, HR told him that his position had been closed.

We were all relieved when he left here and then found out he did get the job to drive school buses. Except he got fired right away because he parked his bus in Brooklyn and left a three year-old kid asleep on the bus for a couple of hours because he didn't know she was there (http://www.momlogic.com/2010/10/hree_weeks_on_job_school_bus_driver_abandons_child.php).

So now he's out on the street looking for work, and he's telling people that he was laid off due to his age (and not because he's a fucking insane shithead). I want to link that article about him driving the bus but I don't want to do it here in work.
Title: Re: The Economic Downturn..
Post by: Bob on August 30, 2012, 12:06:05 PM
Wow........nut.
Title: Re: The Economic Downturn..
Post by: k1 on September 06, 2012, 01:46:19 PM
FINALLY...

We were approved for a refinance.  Our payments will be reduced by about $400 a month for the next 3 months as a "trial basis" and if we make all the payments on time, that rate will be locked in.  (Which is silly because we've been making payments on time for the higher amount.)  It's still a lot of money each month, but now it's just slightly above rental rates for 2 bedroom apartments in our area.  :)

We probably could have gotten them down further, but we didn't want to push out the length of the loan since we've been in this house for about 1/3 of the length of the mortgage at this point.  Plus I'd like to have the house paid off before I'm retirement aged...

So now I'm waiting on the final thing I need to sign & fax back, and I need to sign a thing saying I promise to go to a HUD counseling session. (But from the sounds of it I don't actually have to go.)
Title: Re: The Economic Downturn..
Post by: Bob on September 06, 2012, 01:53:09 PM
Well now, very nice.

Beer time!
Title: Re: The Economic Downturn..
Post by: RVR II on September 06, 2012, 02:14:24 PM
I keep getting pestered by USAA about refinancing my home again (last time was 2009 and before that 2006) but I was told that I would need to be around 3% (currently 5%) to make it worth while..

I don't know what the current rates are but if they are close to 3%, I may inquire about that  :-\
Title: Re: The Economic Downturn..
Post by: k1 on September 06, 2012, 03:25:07 PM
I keep getting pestered by USAA about refinancing my home again (last time was 2009 and before that 2006) but I was told that I would need to be around 3% (currently 5%) to make it worth while..

I don't know what the current rates are but if they are close to 3%, I may inquire about that  :-\

I think we're going to be around 3.49%. I have heard rates being just below 3 though.
Title: Re: The Economic Downturn..
Post by: k1 on November 15, 2012, 02:36:43 PM
Hooray! Nearly 50% of all homes in Brockton are underwater on their mortgages!

http://www.patriotledger.com/topstories/x459325393/Underwater-mortgages-still-widespread-in-Brockton-Randolph

Title: Re: The Economic Downturn..
Post by: Bob on November 15, 2012, 02:39:53 PM
Wow, that tells me houses got way overpriced.   Yikes.

Are you or your family hurt by this (hurt would be trying to move soon)?
Title: Re: The Economic Downturn..
Post by: k1 on November 15, 2012, 02:50:14 PM
The value on our house dropped by about 80K since we bought it according to the lender we refinanced through two months ago.  We would love to move since we're outgrowing this house and as you can probably guess by some of my other recent posts about our fine city, things are a bit more exciting than we'd prefer.  Having cops searching our yard for two idiots with guns while you're home alone with both kids is thankfully not a normal occurrence..

The main problem is that so many people in our neighborhood have been foreclosed on, then those houses sit abandoned, then people break in and steal all the copper pipes & trash the place.  One of the houses out behind us is still vacant after that happened a few years ago.

Plus I'd like to move a little closer to the school the kids go to.  It's about 25 miles from here, but it's a 40 minute drive.
Title: Re: The Economic Downturn..
Post by: Bob on November 15, 2012, 02:56:09 PM
Not fun.....
Title: Re: The Economic Downturn..
Post by: wurwolf on November 16, 2012, 06:59:57 AM
Well, I guess that's one way to avoid workers' strikes.

http://money.cnn.com/2012/11/16/news/companies/hostess-closing/index.html

Quote
Hostess Brands closing for good

NEW YORK (CNNMoney) -- Hostess Brands -- the maker of such iconic baked goods as Twinkies, Devil Dogs and Wonder Bread -- announced Friday that it is asking a federal bankruptcy court for permission to close its operations, blaming a strike by bakers protesting a new contract imposed on them.

The closing will result in Hostess' nearly 18,500 workers losing their jobs as the company shuts 33 bakeries and 565 distribution centers nationwide, as well as 570 outlet stores. The Bakery, Confectionery, Tobacco Workers and Grain Millers International Union represents around 5,000 Hostess employees.

"We deeply regret the necessity of today's decision, but we do not have the financial resources to weather an extended nationwide strike," said CEO Gregory Rayburn in a statement.

Hostess will move to sell its assets to the highest bidder. That could mean new life for some of its most popular products, which could be scooped up at auction and attached to products from other companies.

A letter that Hostess sent to its network of stores that carry its product said it expects "there will be great interest in our brands." But it said it could not give a time frame for when the sales would take place and its products would be available again.

But even if those brands are bought and restarted, the Hostess workers will not get their jobs back.

"The industry has overcapacity. We're overcapacity. Our rivals are overcapacity," said Rayburn in an interview on CNBC. Asked if the shutdown decision could be reversed if the Bakers' union agreed to immediately return to work, he responded, "Too late."

While approval of the bankruptcy court is needed before the company can start selling its assets in liquidation, the company said production at all of its bakeries has ceased effective Friday, and that stores will no longer receive products from Hostess Brands. But products that are already in stores can be sold, and the outlet stores will remain open for several days to sell the products they already have.

Hostess had annual sales of about $2.5 billion. The company said it had been making 500 million Twinkies and 127 million loaves of Wonder Bread annually before Friday's shutdown.

Its bread brands, including Wonder Bread, Nature's Pride and Butternut, make the company the No. 2 bread baker in the country, according to Symphony/IRI Group. Bimbo Bakeries, maker of the Arnold and Stroehmann brands, is the No. 1 bread baker.

The company had given a 5 p.m. ET Thursday deadline for the bakers to return to work or face a shutdown of the company. The unions at Hostess could not be reached immediately for comment on the decision.

Hostess filed for bankruptcy in January, its second trip to bankruptcy court since 2004. It previously emerged from restructuring in 2009 after a four-and-a-half year process.

The company is now controlled by a group of investment firms, including hedge funds Silver Point Capital and Monarch Alternative Capital.

In September, one of its major unions, the International Brotherhood of Teamsters, voted narrowly to accept a new contract with reduced wages and benefits. The Bakers' union rejected the deal, however, prompting Hostess management to secure permission from a bankruptcy court to force a new concession contract on workers.

The Teamsters union, which represents 7,500 Hostess workers, has been sharply critical of the smaller Bakers' decision to strike, saying it was forcing the company to the cusp of liquidation. The Teamsters said Thursday that the Bakers' union should hold a secret ballot on the company's offer, rather than the voice votes that were held in union halls around the country that authorized the decision to strike.

"It is difficult for Teamster members to believe that is what the [Bakers' union] Hostess members ultimately wanted to accomplish when they went out on strike," said the Teamsters' statement.

The Bakers' union has made several statements earlier in the week saying management is to blame for the condition of the company, not the strike.

The new contract cut salaries across the company by 8% in the first year of the five-year agreement. Salaries were then scheduled to bump up 3% in the next three years and 1% in the final year.

Hostess also reduced its pension obligations and its contribution to the employees' health care plan. In exchange, the company offered concessions, including a 25% equity stake for workers and the inclusion of two union representatives on an eight-member board of directors. 
Title: Re: The Economic Downturn..
Post by: Kete on November 16, 2012, 07:14:31 AM
I'm really sad about this.  I assume that Twinkies and Ding Dongs will get bought up by somebody, but I could easily see Sno Balls disappearing forever.

One other thing....The post-apocalyptic landscape just won't be the same without Twinkies.
Title: Re: The Economic Downturn..
Post by: D.B. Barnes on November 16, 2012, 07:33:11 AM
I assume that Twinkies and Ding Dongs will get bought up by somebody, but I could easily see Sno Balls disappearing forever.

I, for one, will miss Sno Balls. I use them as road hazard warnings if I break down or blow a tire.

Quote
One other thing....The post-apocalyptic landscape just won't be the same without Twinkies.

(http://i.imgur.com/IFSUc.jpg)
Title: Re: The Economic Downturn..
Post by: Bob on November 16, 2012, 07:36:26 AM
Since twinkies will last forever, the ones made in the 1940s will work.   

I do see someone taking over the big brand names from this company.

And someone from the union needs to explain themselves pretty darned quick before the crowds come to their house and do stuff to them.  Ugh.
Title: Re: The Economic Downturn..
Post by: wurwolf on November 16, 2012, 07:38:49 AM
I thought that about Twinkies, too. Just buy a giant box of them and you're good for the next forty years.

And yeah, I feel like this is one instance where the union pretty much fucked things up.
Title: Re: The Economic Downturn..
Post by: Lemming Howard on November 16, 2012, 07:45:18 AM
You just know things are bad when the Teamsters are telling other unions to rethink a call for a strike.
Title: Re: The Economic Downturn..
Post by: wurwolf on November 16, 2012, 07:46:29 AM
This, from Frank Conniff's Facebook page:

Quote
Desperately bought and hoarded every Twinkie I could find. Then, later, someone told me they were going out of business.
Title: Re: The Economic Downturn..
Post by: RVR II on November 16, 2012, 07:46:43 AM
Quote
Hostess to Liquidate, Lay Off 18,500 After Crushing Union Fight

Published November 16, 2012


Failing to persuade striking employees to return to work, Hostess Brands disclosed plans on Friday to liquidate its assets and lay off most of its 18,500 workers, bringing the 82-year-old maker of Wonder Bread and Twinkies to the end of its line.

The painful decision to wind down the Irving, Texas.-based private company follows a nationwide strike that Hostess said severely constrained its operations.

Hostess said delivery of its products, which include Ding Dongs and CupCakes, will continue and its retail stores will keep their lights on for several days to sell already-baked products.

“We deeply regret the necessity of today’s decision, but we do not have the financial resources to weather an extended nationwide strike,” Hostess CEO Gregory Rayburn said in a statement.

As a result of the liquidation, Hostess said it will “move promptly” to lay off “most” of its 18,500 employees and focus on “selling its assets to the highest bidders.”

The company will now be forced to close its 33 bakeries, 565 distribution centers, 5,500 delivery routes and 570 bakery outlet stores throughout the U.S.

The Bakery, Confectionery, Tobacco Workers and Grain Millers International Union pushed back against the Rayburn blaming the liquidation on the unions.

“The truth is that Hostess workers and their Union have absolutely no responsibility for the failure of this   company.  That responsibility rests squarely on the shoulders of the company’s decision makers,” Frank Hurt, BCTGM International Union President, said in a separate statement released on Wednesday.

Founded in 1930, Hostess owns a slew of well-known brands, including Drakes, Dolly Madison, Twinkies, Ding Dongs, Ho Ho’s and Wonder.

It’s not clear what, if any, company or companies will step in to scoop up those brands, but it seems likely potential bidders will at least inquire.

Hostess said its lenders have agreed to provide the company with access to the $75 million financing facility to fund the sale and wind down process.

After filing for Chapter 11 bankruptcy in January, BCTGM rejected a final offer in September from Hostess aimed at slashing costs and allowing the company to emerge from bankruptcy.

While the bankruptcy court gave Hostess the power to unilaterally change the BCTGM’s collective bargaining agreements in early October, the work stoppage forced the company to shutter three plants on November 12.

A company-set deadline for enough employees to return to the work came and went on 5 p.m. ET Thursday, paving the way for Hostess to decide to liquidate pending approval from the court.

“A sufficient number of the Debtors' baking facilities have become inoperable, and the Debtors are no longer able to fulfill customer orders or sell product at their retail stores,” Hostess said in its 65-page bankruptcy filing.

Due to the “material impairment” of its business operations, Hostess said it will “soon lose access to the funding” needed to run the company and several remedial provisions of its final debtor-in-possessor order were triggered.


Yeah the union just cost all those people their jobs.. I'm  actually mad that I may never get to eat another Twinkie again :angry:
Title: Re: The Economic Downturn..
Post by: Tripe on November 16, 2012, 07:49:59 AM
Well what will I use for analogies to explain the amount of supernatural activity in a given area now?
Title: Re: The Economic Downturn..
Post by: Thrifty on November 16, 2012, 07:52:42 AM
Twinkies only have a shelf life of about a month (http://www.snopes.com/food/ingredient/twinkies.asp).

What I hate is that whether or not the union can be justifiably blamed for this, the Right is going to pounce all over this to augment their position that ALL unions are universally bad.

The Hostess brand is too valuable to disappear forever; some healthier rival is gonna snatch it up for sure.
Title: Re: The Economic Downturn..
Post by: Pak-Man on November 16, 2012, 07:56:08 AM
Well what will I use for analogies to explain the amount of supernatural activity in a given area now?

Imagine that this layoff represents the normal amount of psycho-kinetic energy in the New York area. According to this morning's sample, there would be layoffs of approxamately 18,500 employees.

That's a big lay-off!
Title: Re: The Economic Downturn..
Post by: Kete on November 16, 2012, 08:05:03 AM
I was just talking to my mom about this, and she seriously said, "Well, you can blame Obama for that one."  I thought for sure she was joking, but she wasn't.  It makes me so mad that my parents can be so ignorant.
Title: Re: The Economic Downturn..
Post by: wurwolf on November 16, 2012, 08:05:45 AM
OBAMA TOOK AWAY MY DING DONG!

More fun from TV's Frank:

Quote
If Hostess Snack Cakes can't survive in a world that includes Me, Chris Christie & Honey Boo Boo, something is very wrong.
Title: Re: The Economic Downturn..
Post by: Kete on November 16, 2012, 08:07:18 AM
So I bought a couple boxes of Twinkies, some Ding Dongs and Ho Hos.  I went to two stores and I couldn't find any Sno Balls.
Title: Re: The Economic Downturn..
Post by: Nunyerbiz on November 16, 2012, 08:08:54 AM
From what I've read... the company was just too antiquated... They were well behind the eight ball with their pension structure, management was a mess, they had something like 400 seperate agreements with a dozen separate unions... Just a mess. I consider myself pro-union, but this shit was just a dinosaur... It wasn't going to be saved, especially in light of an aging population that is generally not feeding as much insanely unhealty shit to their kids anymore. Sales were down 25% since the first time they hopped on the Chapter 11 train back in 2004.
Title: Re: The Economic Downturn..
Post by: Darth Geek on November 16, 2012, 08:14:13 AM

What I hate is that whether or not the union can be justifiably blamed for this, the Right is going to pounce all over this to augment their position that ALL unions are universally bad.
Oh they've already started yesterday.

And yeah, Kete, that "blame Obama" attitude is disturbing. Especially coming from the side that is trying to call out Obama for (correctly) blaming the economic problems on Bush.
Title: Re: The Economic Downturn..
Post by: Kete on November 16, 2012, 08:16:14 AM
From what I've read... the company was just too antiquated... They were well behind the eight ball with their pension structure, management was a mess, they had something like 400 seperate agreements with a dozen separate unions... Just a mess. I consider myself pro-union, but this shit was just a dinosaur... It wasn't going to be saved, especially in light of an aging population that is generally not feeding as much insanely unhealty shit to their kids anymore. Sales were down 25% since the first time they hopped on the Chapter 11 train back in 2004.

So it's Michelle Obama's fault!!
Title: Re: The Economic Downturn..
Post by: RVR II on November 16, 2012, 08:17:51 AM
Didn't they make Cup Cakes as well ???
NNNNNOOOOOOOOOO!!!!! :'(
Title: Re: The Economic Downturn..
Post by: wurwolf on November 16, 2012, 08:18:35 AM
Yeah, I agree, RVR. It's really too bad that so many people lost their jobs in this tough economic climate.
Title: Re: The Economic Downturn..
Post by: RVR II on November 16, 2012, 08:22:50 AM
Yeah, I agree, RVR. It's really too bad that so many people lost their jobs in this tough economic climate.
I agree. I really dislike my job these days but was glad I found one so quick..

There are a couple of former managers that work with me and make less than I do and I really feel bad for them. They are only temporarys and the company won't hire them on permanent because of their ages (upper 50's) I believe though the company states they don't age-discriminate. :-\
Title: Re: The Economic Downturn..
Post by: Bob on November 16, 2012, 08:26:17 AM
Maybe people will not eat this crap food and eat things that are actually good for them.  I have not eaten any of these in decades.....and I am not making that up.
Title: Re: The Economic Downturn..
Post by: Thrifty on November 16, 2012, 08:27:33 AM
I was just talking to my mom about this, and she seriously said, "Well, you can blame Obama for that one."  I thought for sure she was joking, but she wasn't.  It makes me so mad that my parents can be so ignorant.

When business succeeds, it's capitalism and good business.
When business fails, it's the government's fault.

Title: Re: The Economic Downturn..
Post by: Thrifty on November 16, 2012, 08:27:54 AM

What I hate is that whether or not the union can be justifiably blamed for this, the Right is going to pounce all over this to augment their position that ALL unions are universally bad.
Oh they've already started yesterday.

And yeah, Kete, that "blame Obama" attitude is disturbing. Especially coming from the side that is trying to call out Obama for (correctly) blaming the economic problems on Bush.

The current economic climate isn't the Bush administration's fault.  It's the fault of reckless lending in the private financial industry.  It just started during the Bush administration.
Title: Re: The Economic Downturn..
Post by: k1 on November 16, 2012, 08:30:51 AM
The other thing with the Obama being elected caused the layoffs (in general, not just at Hostess) arguement is that (having been involved with a company that laid off over 1000 people, these things have most likely been in the works for a good chunk of time. So if Mitt won, these layoffs would still happen. It's not like if Mitt won everyone would magically find a big pot of money on their front steps when they woke up the next morning.
Title: Re: The Economic Downturn..
Post by: Darth Geek on November 16, 2012, 08:32:26 AM
The other thing with the Obama being elected caused the layoffs (in general, not just at Hostess) arguement is that (having been involved with a company that laid off over 1000 people, these things have most likely been in the works for a good chunk of time. So if Mitt won, these layoffs would still happen. It's not like if Mitt won everyone would magically find a big pot of money on their front steps when they woke up the next morning.
Did they check in their underwear?
Title: Re: The Economic Downturn..
Post by: Nunyerbiz on November 16, 2012, 08:33:37 AM
I was just talking to my mom about this, and she seriously said, "Well, you can blame Obama for that one."  I thought for sure she was joking, but she wasn't.  It makes me so mad that my parents can be so ignorant.

When business succeeds, it's capitalism and good business.
When business fails, it's the government's fault.



don't forget the union thugs!!!

edit: forgot to add the quote!
Title: Re: The Economic Downturn..
Post by: Kete on November 16, 2012, 08:33:48 AM
Maybe people will not eat this crap food and eat things that are actually good for them.  I have not eaten any of these in decades.....and I am not making that up.


I can stop whenever I want.
Title: Re: The Economic Downturn..
Post by: D.B. Barnes on November 16, 2012, 08:37:25 AM
I was just talking to my mom about this, and she seriously said, "Well, you can blame Obama for that one."  I thought for sure she was joking, but she wasn't.  It makes me so mad that my parents can be so ignorant.

When business succeeds, it's capitalism and good business.
When business fails, it's the government's fault.



don't forget the union thugs!!!

When Hostess union thugs sit around and do nothing, they really sit around and do nothing!

Wait, what?!?
Title: Re: The Economic Downturn..
Post by: RVR II on November 16, 2012, 08:39:20 AM
Maybe people will not eat this crap food and eat things that are actually good for them.  I have not eaten any of these in decades.....and I am not making that up.
But They're Yummy!! GIMMIEGIMMIEGIMMIE!!! :angry:
Title: Re: The Economic Downturn..
Post by: Nunyerbiz on November 16, 2012, 08:40:01 AM

What I hate is that whether or not the union can be justifiably blamed for this, the Right is going to pounce all over this to augment their position that ALL unions are universally bad.
Oh they've already started yesterday.

And yeah, Kete, that "blame Obama" attitude is disturbing. Especially coming from the side that is trying to call out Obama for (correctly) blaming the economic problems on Bush.

The current economic climate isn't the Bush administration's fault.  It's the fault of reckless lending in the private financial industry.  It just started during the Bush administration.

It's a mix of both... private and government... mainly on the Federal Reserve. Now the central bank is ostensibly controlled by both private and public folks, via presidentially appointed board members along with private bankers. For years, the Fed essentially gave away money to the big banks for free, at or about the rate of inflation. The banks of course were looking to lend this free money as quickly as possible, in order to earn their returns... Well, cheap debt is pretty much the primary ingredient for bubble inflation... and all bubbles burst... and here we are today... after the biggest bubble since 1929.
Title: Re: The Economic Downturn..
Post by: Tripe on November 16, 2012, 08:43:01 AM
Maybe people will not eat this crap food and eat things that are actually good for them.  I have not eaten any of these in decades.....and I am not making that up.
But They're Yummy!! GIMMIEGIMMIEGIMMIE!!! :angry:
Never eat angry RVR, reserve that for driving and, once in a while, shagging.
Title: Re: The Economic Downturn..
Post by: RVR II on November 16, 2012, 08:46:26 AM
Maybe people will not eat this crap food and eat things that are actually good for them.  I have not eaten any of these in decades.....and I am not making that up.
But They're Yummy!! GIMMIEGIMMIEGIMMIE!!! :angry:
Never eat angry RVR, reserve that for driving and, once in a while, shagging.
Oh yeah! *grabs another plain donut* ;D
Title: Re: The Economic Downturn..
Post by: Bob on November 16, 2012, 08:54:03 AM
Eat fruit and healthly food.  Yum
Title: Re: The Economic Downturn..
Post by: RVR II on November 16, 2012, 08:56:30 AM
Eat fruit and healthly food.  Yum
How bout a T-bone steak instead?? :o
Title: Re: The Economic Downturn..
Post by: Tripe on November 16, 2012, 08:59:32 AM
Lean meat in moderation is also good.
Title: Re: The Economic Downturn..
Post by: RVR II on November 16, 2012, 09:00:45 AM
Lean meat in moderation is also good.
Deer meat is pretty lean
Title: Re: The Economic Downturn..
Post by: Tripe on November 16, 2012, 09:05:25 AM
Yep, venison is a really good meat (better than beef in many regards), it's a bit bland in the US for my tastes, but it's still decent.
Title: Re: The Economic Downturn..
Post by: Kete on November 16, 2012, 09:11:15 AM
I never eat Twinkies and Ding Dongs.  It's mostly a nostalgia thing.  I get a pack of Sno Balls maybe twice a year.  Especially in March when they're green.  I didn't realize how much I would miss them until I moved to North Carolina, and I was only able to get Little Debbie.  This mostly bugs me because I may not be able to get one if I want it.....oh, and jobs.....people lost their jobs.
Title: Re: The Economic Downturn..
Post by: Lemming Howard on November 16, 2012, 09:13:58 AM
Growing up in a world without Hostess Cup Cakes and Twinkies?  Kids have it rough these days.
Title: Re: The Economic Downturn..
Post by: RVR II on November 16, 2012, 09:15:31 AM
Growing up in a world without Hostess Cup Cakes and Twinkies?  Kids have it rough these days.
It's a Communist Plot! :scared:
Title: Re: The Economic Downturn..
Post by: Bob on November 16, 2012, 10:21:09 AM
Growing up in a world without Hostess Cup Cakes and Twinkies?  Kids have it rough these days.
It's a Communist Plot! :scared:

Eat up boy.....

(http://farm4.static.flickr.com/3510/3183615258_6fae0f6b6b.jpg)
Title: Re: The Economic Downturn..
Post by: Lemming Howard on November 16, 2012, 10:32:50 AM
I'll bet the ONLY reason Hostess doesn't get a government bail out is that Michelle Obama will be against it and that's the real scandal here!
Title: Re: The Economic Downturn..
Post by: Bob on November 16, 2012, 11:04:08 AM
So, we can say that Lucy pulled the football away at the last second at a corporate level.

(http://www.samefacts.com/wp-content/uploads/2012/09/zingers.jpg)
Title: Re: The Economic Downturn..
Post by: Thrifty on November 16, 2012, 11:10:11 AM
Hostess makes good products, but I like Tastycakes better.  Just can't beat a Chocolate Junior.
Title: Re: The Economic Downturn..
Post by: Lemming Howard on November 16, 2012, 11:45:38 AM
Hostess makes good products, but I like Tastycakes better.  Just can't beat a Chocolate Junior.


Mmm...Gotta try one of those.  Nowaway days I need an excuse to eat a snack cake.
Title: Re: The Economic Downturn..
Post by: k1 on November 16, 2012, 01:02:34 PM
Hostess makes good products, but I like Tastycakes better.  Just can't beat a Chocolate Junior.

I prefer the Butterscotch Krimpets.
Title: Re: The Economic Downturn..
Post by: Bob on November 16, 2012, 01:11:51 PM
I just dont eat that kind of stuff.  It's not bad, but I would rather eat homemade stuff.

I am trying to think the last time I had one of these things..... the 80s perhaps?
Title: Re: The Economic Downturn..
Post by: RVR II on November 16, 2012, 04:03:25 PM
Oh you're such a prude :D
Title: Re: The Economic Downturn..
Post by: MSTJedi on November 16, 2012, 04:24:12 PM
I'm cheap, so I usually go with Little Debbies. Brownies, Swiss Rolls, whatever.
Title: Re: The Economic Downturn..
Post by: Nergol on November 16, 2012, 04:44:13 PM
Stoners just can't win. They get pot legalized in two states, and the next week Twinkies go out of business.
Title: Re: The Economic Downturn..
Post by: D.B. Barnes on November 16, 2012, 08:06:31 PM
(http://i.imgur.com/5jUMR.jpg)

Shit just got real.
Title: Re: The Economic Downturn..
Post by: Tripe on November 16, 2012, 08:08:54 PM
Stoners just can't win. They get pot legalized in two states, and the next week Twinkies go out of business.

And what of conservative city councilmen? Now what will they blame their self-loathing and closeted jealousy driven shooting of a fellow council member on?
Title: Re: The Economic Downturn..
Post by: Darth Geek on November 16, 2012, 08:16:52 PM
(http://i.imgur.com/5jUMR.jpg)

Shit just got real.
Oh, his shit is going to be real nasty all right.
Title: Re: The Economic Downturn..
Post by: The Lurker on November 16, 2012, 08:32:09 PM
(http://i.imgur.com/5jUMR.jpg)

Shit just got real.
Oh, his shit is going to be real nasty all right.
Either that or he becomes Mr. Creosote.
Title: Re: The Economic Downturn..
Post by: RVR II on November 16, 2012, 09:49:51 PM
(http://i66.photobucket.com/albums/h275/rvr2/03/Twinkiedeath.jpg)
Title: Re: The Economic Downturn..
Post by: Pak-Man on November 16, 2012, 10:22:45 PM
So I was shopping anyway and had to go to a couple different stores. Just for grins, I decided to see if I could grab one last box of Twinkies. I can not. Every hostess snack section in town has been wiped out, except for their mini-donuts. I also found a box of strawberry cupcakes.

Maybe Hostess should have just ANNOUNCED they were going out of business, raked in the profits from the Twinkie run, then announced, "Just kidding! Thanks for the extra dough! Our financial woes are over!"
Title: Re: The Economic Downturn..
Post by: Nergol on November 16, 2012, 10:24:37 PM
And what of conservative city councilmen? Now what will they blame their self-loathing and closeted jealousy driven shooting of a fellow council member on?

You just can't bring up the subject of Twinkies around some people without having them insist on including Milk.
Title: Re: The Economic Downturn..
Post by: MSTJedi on November 17, 2012, 07:02:21 AM
So I was shopping anyway and had to go to a couple different stores. Just for grins, I decided to see if I could grab one last box of Twinkies. I can not. Every hostess snack section in town has been wiped out, except for their mini-donuts. I also found a box of strawberry cupcakes.

Maybe Hostess should have just ANNOUNCED they were going out of business, raked in the profits from the Twinkie run, then announced, "Just kidding! Thanks for the extra dough! Our financial woes are over!"

I overheard a customer at the store I work at that "they don't have my HoHos!" I just smiled to myself because someone obviously didn't get that memo.
Title: Re: The Economic Downturn..
Post by: RVR II on November 17, 2012, 08:04:58 AM
This could get interesting.. :o
Quote
Walmart walkout: Workers mount Black Friday job action

Published November 16, 2012


Walmart employees began walking off the job this week in advance of Black Friday, when three-union backed groups expect thousands of protests nationwide.

In October, a strike at a Walmart in Los Angeles spread to stores in 12 other cities, with local and national leaders holding protests at more than 200 stores for better pay, fairer schedules and more affordable health care. Since that time, workers have since walked off the job in Dallas and Richmond, Calif., and other upcoming strikes and protests are expected at stores in Chicago, Miami, Milwaukee and Washington, D.C.

Charlene Fletcher, who works with her husband William at a Walmart in Duarte, Calif., became enraged when she learned that both were scheduled to work on Thanksgiving, missing the holiday with their children, ages 2 and 5.

“It’s heartbreaking to miss the holiday with them, and it’s just one more way that Walmart is showing its disregard for our families,” Fletcher said in a statement. “But when our co-workers speak out about problems like these, Walmart turns their schedules upside down, cuts their hours and even fires people. We’re going on strike for an end to Walmart’s attempts to silence its workers.”

Three groups — Making Change at Walmart, OUR Walmart and watchdog group Corporate Action Network — are now calling on the nation’s largest employer to end what they claim are retaliatory tactics against employees who seek out better working conditions.

In a statement to FoxNews.com, Walmart spokesman Dan Fogleman characterized the movement as "another exaggerated publicity campaign aimed at generating headlines to mislead" customers and employees.

"We have a great group of associates at Walmart," the statement read. "We’ll have more than one million associates working throughout the holiday weekend and they’re excited about our Black Friday plans this year. This is the Super Bowl for retailers and we’re ready.

"We’ve been working on our Black Friday plans for almost a year now and we’re prepared to have a great event. Our associates care about providing a great customer experience on Black Friday and we’re confident that’s what customers will have at Walmart this year."

Protests were held Thursday at Walmart stores in Eastvale and in Mira Loma, where six people were arrested for blocking traffic, KTLA reports.

Many customers, however, told KTLA they weren’t so convinced by the workers’ plans.

"If you come into a workplace knowing that's an agreement you might have to make, then that's your choice to have that job," shopper Rae Luce told the station.


Title: Re: The Economic Downturn..
Post by: wurwolf on November 17, 2012, 08:21:46 AM
I'd like to see some change there. Walmart treats its employees like shit. I don't mind paying a little extra at the register so some sort of mediation could happen (because you know that's the first claim they would make -- "We keep the prices low by keeping unions out").
Title: Re: The Economic Downturn..
Post by: Bob on November 17, 2012, 08:26:04 AM
If you aren't in a union, how do you go on strike?  Just claim you are sick.
Title: Re: The Economic Downturn..
Post by: k1 on November 17, 2012, 08:29:39 AM
Twinkies are expensive.

http://www.ebay.com/sch/i.html?_trksid=p5197.m570.l1313&_nkw=twinkies&_sacat=0&_from=R40
Title: Re: The Economic Downturn..
Post by: Kete on November 17, 2012, 08:47:49 AM
With no luck finding Sno Balls at 8 stores last night, I gave up and bought some on eBay.  $25 for 6 packages.
Title: Re: The Economic Downturn..
Post by: Darth Geek on November 17, 2012, 08:52:14 AM
People do realize that some other company is going to buy their equipement and make equivelant products, right? Hell, with Twinkies being such an iconic brand name, I would imagine some other company like Little Debbie buying the rights to it. So we will still have Twinkies! Stop panicking over your shitty overprocessed baked goods, people!
Title: Re: The Economic Downturn..
Post by: Bob on November 17, 2012, 08:58:15 AM
People do realize that some other company is going to buy their equipement and make equivelant products, right? Hell, with Twinkies being such an iconic brand name, I would imagine some other company like Little Debbie buying the rights to it. So we will still have Twinkies! Stop panicking over your shitty overprocessed baked goods, people!

You get my vote
Title: Re: The Economic Downturn..
Post by: k1 on November 17, 2012, 09:00:07 AM
But without panic how will I be able to sell them on eBay so I can afford a castle with a moat and sharks?
Title: Re: The Economic Downturn..
Post by: Thrifty on November 17, 2012, 09:05:30 AM
With no luck finding Sno Balls at 8 stores last night, I gave up and bought some on eBay.  $25 for 6 packages.
That's not a bad price.  $4.16 apiece.
Title: Re: The Economic Downturn..
Post by: Kete on November 17, 2012, 09:26:04 AM
People do realize that some other company is going to buy their equipement and make equivelant products, right? Hell, with Twinkies being such an iconic brand name, I would imagine some other company like Little Debbie buying the rights to it. So we will still have Twinkies! Stop panicking over your shitty overprocessed baked goods, people!

As I said previously, I do think Twinkies will continue on in some form.  I do not think the same is true for the less popular items.

I do think there is a good chance that Little Debbie will buy Twinkies.  If that does happen Twinkies will be gone forever because, believe it or not, Little Debbie is even crappier and more over processed than Hostess.  Hostess still had bakers.  I bet Little Debbie has nothing but chemical engineers.
Title: Re: The Economic Downturn..
Post by: Darth Geek on November 17, 2012, 09:36:48 AM
But without panic how will I be able to sell them on eBay so I can afford a castle with a moat and sharks?
Right! Those freakin' laser beams aren't cheap, you know.
Title: Re: The Economic Downturn..
Post by: Bob on November 17, 2012, 09:48:49 AM
I can vision how a baker is actually used at these places....
Title: Re: The Economic Downturn..
Post by: MSTJedi on November 17, 2012, 11:17:43 AM
This could get interesting.. :o
Quote
Walmart walkout: Workers mount Black Friday job action

Published November 16, 2012


Walmart employees began walking off the job this week in advance of Black Friday, when three-union backed groups expect thousands of protests nationwide.

In October, a strike at a Walmart in Los Angeles spread to stores in 12 other cities, with local and national leaders holding protests at more than 200 stores for better pay, fairer schedules and more affordable health care. Since that time, workers have since walked off the job in Dallas and Richmond, Calif., and other upcoming strikes and protests are expected at stores in Chicago, Miami, Milwaukee and Washington, D.C.

Charlene Fletcher, who works with her husband William at a Walmart in Duarte, Calif., became enraged when she learned that both were scheduled to work on Thanksgiving, missing the holiday with their children, ages 2 and 5.

“It’s heartbreaking to miss the holiday with them, and it’s just one more way that Walmart is showing its disregard for our families,” Fletcher said in a statement. “But when our co-workers speak out about problems like these, Walmart turns their schedules upside down, cuts their hours and even fires people. We’re going on strike for an end to Walmart’s attempts to silence its workers.”

Three groups — Making Change at Walmart, OUR Walmart and watchdog group Corporate Action Network — are now calling on the nation’s largest employer to end what they claim are retaliatory tactics against employees who seek out better working conditions.

In a statement to FoxNews.com, Walmart spokesman Dan Fogleman characterized the movement as "another exaggerated publicity campaign aimed at generating headlines to mislead" customers and employees.

"We have a great group of associates at Walmart," the statement read. "We’ll have more than one million associates working throughout the holiday weekend and they’re excited about our Black Friday plans this year. This is the Super Bowl for retailers and we’re ready.

"We’ve been working on our Black Friday plans for almost a year now and we’re prepared to have a great event. Our associates care about providing a great customer experience on Black Friday and we’re confident that’s what customers will have at Walmart this year."

Protests were held Thursday at Walmart stores in Eastvale and in Mira Loma, where six people were arrested for blocking traffic, KTLA reports.

Many customers, however, told KTLA they weren’t so convinced by the workers’ plans.

"If you come into a workplace knowing that's an agreement you might have to make, then that's your choice to have that job," shopper Rae Luce told the station.



I'm working on Thanksgiving and Black Friday at Walmart, but during my regular 1st-shift schedule. I purposely made my availability only during those hours when I switched shifts so they couldn't fuck with me. That said, I'd like to transfer to the Neighborhood Market that's a walking distance from my house, but every person that's tried to transfer out of our store ends up denied and getting punished by switching them to overnight or some other cunt move (our store manager is female . . . and a clueless bitch).
Title: Re: The Economic Downturn..
Post by: RVR II on November 18, 2012, 09:18:31 AM
Quote
Will Twinkies prove a sweet deal for Mexican billionaire?

Published November 18, 2012


It’s a golden opportunity.

Hostess Brands is going out of business and it’s possible the company’s most iconic sugary confection – Twinkies -- could be bought by a Mexican business.

Mexico’s Grupo Bimbo, the world's largest bread-baking firm, could be on the short list for acquiring some of the Texas-based Hostess’ foodstuffs, according to Forbes. Grupo Bimbo already owns parts of Sara Lee, Entenmann’s and Thomas English Muffins.

Others firms that could be in the running include ConAgra and Flowers Food, the American company behind Nature Valley granola, as well as McKee Foods, baker of Little Debbie snack cakes, the Christian Science Monitor reports. 

Pepperidge Farm, a division of Campbell Soup Co., is also considered a prospective buyer, analysts told Fox Business.

The Monitor reports Bimbo has already been present around the bankruptcy proceedings that have haunted Hostess for a decade, in a bid to further expand its North American portfolio and pad its $4 billion net worth.

According to Forbes, Bimbo put in a low-ball bid of $580 million a few years ago. But Hostess may turn out to be a steal with a reported worth of $135 million today.

The Hostess brands “most likely will be purchased by a competitor that will bolt the additional sales to a more efficient delivery system,” David Pauker, a food industry restructuring specialist, tells Reuters. “The company itself won't survive.”

Daniel Servitje Montull runs Grupo Bimbo along with his family. Under his leadership, which began in 1997, Daniel Servitje positioned the company for rapid growth. This included a battle with Mexico’s tortilla king and bringing white bread to Latin American markets, according to Forbes.

Today Bimbo, which reportedly competes with U.S. companies like Kellogg, Hershey and General Mills, is a $10 billion sales business with $200 million cash on its balance sheet, according to Forbes.

That’s a lot of Twinkies.


Title: Re: The Economic Downturn..
Post by: Thrifty on November 18, 2012, 09:38:29 AM
I keep forgetting that Grupo Bimbo is a serious and successful business.  I guess because I'm used to seeing their products in stores in the poorer neighborhoods and at dollar stores, I tend to think of their stuff as poor man's junk food.  Maybe that's a little elitist, but I can't help it.

Also, their silly name doesn't help.
Title: Re: The Economic Downturn..
Post by: RVR II on November 18, 2012, 09:46:15 AM

Also, their silly name doesn't help.
Yeah Bimbo products are Hugely popular in Mexico..
That would be awesome to see Twinkies being sold in Mexico one day :o
Title: Re: The Economic Downturn..
Post by: Tripe on December 02, 2012, 01:57:13 PM
(http://sphotos-b.xx.fbcdn.net/hphotos-prn1/16198_4357082519132_1457137600_n.jpg)
Title: Re: The Economic Downturn..
Post by: Thrifty on December 02, 2012, 02:35:10 PM
Every time I see a bake sale, I immediately think of a quote from The Simpsons.  Principal Skinner is doing the morning announcements and he announces that "The car wash to raise money for the bake sale has been cancelled due to confusion."
Title: Re: The Economic Downturn..
Post by: Thrifty on December 02, 2012, 04:32:02 PM
So I just came back from the supermarket.  Where Hostess has left, a competitor has leaped into its place.  There were all the Hostess classics: Cupcakes, Twinkies, and Snowballs--but under different names by a different company.  It felt like stepping into a parallel universe.  I wish I'd had a camera.
Title: Re: The Economic Downturn..
Post by: Thrifty on December 03, 2012, 03:43:01 PM
Blue Bird Bakeries has filled the gulf left behind by Hostess.  Just had some of their Snowballs, which taste and look exactly like the Hostess version.

They don't have Twinkies.  They have Bingles.
Title: Re: The Economic Downturn..
Post by: Kete on December 03, 2012, 03:48:22 PM
What? Really?  Where do you live?
Title: Re: The Economic Downturn..
Post by: Thrifty on December 03, 2012, 04:40:36 PM
What? Really?  Where do you live?
Northern Delaware.  I can ship you some if you want.
Title: Re: The Economic Downturn..
Post by: Kete on December 04, 2012, 07:35:58 AM
Thanks for the offer.  Let's see what happens.  If I get desperate enough, I may take you up on it. :)
Title: Re: The Economic Downturn..
Post by: Bob on December 04, 2012, 07:39:10 AM
I am guessing these are fake foods just to smuggle drugs across the US........I am fine with that.
Title: Re: The Economic Downturn..
Post by: Kete on December 04, 2012, 07:48:53 AM
I just had a coworker bring me some counterfeit snowballs!  I guess it's happening here too.  These are "Mrs Freshley's".  I'll let you know how they turn out.
Title: Re: The Economic Downturn..
Post by: goflyblind on December 04, 2012, 07:53:21 AM
http://www.youtube.com/v/Rp7mmdgpPII
Title: Re: The Economic Downturn..
Post by: D.B. Barnes on December 04, 2012, 03:13:52 PM
I'll let you know how they turn out.

Um, how far you goin' with that?
Title: Re: The Economic Downturn..
Post by: Thrifty on December 04, 2012, 03:16:20 PM
I am guessing these are fake foods just to smuggle drugs across the US........I am fine with that.
No wonder I ate 10 boxes of them and started hallucinating.
Title: Re: The Economic Downturn..
Post by: GordonZola on December 04, 2012, 03:21:30 PM
I just had a coworker bring me some counterfeit snowballs!  I guess it's happening here too.  These are "Mrs Freshley's".  I'll let you know how they turn out.
WE need some of those.

It's 55degrees outside.

In upstate NY.

Spoiler (click to show/hide)
Title: Re: The Economic Downturn..
Post by: Kete on December 04, 2012, 03:39:51 PM
They weren't too bad.  They had a slightly different smell, but I could live with it.
Title: Re: The Economic Downturn..
Post by: wurwolf on February 13, 2013, 10:38:44 AM
So I'm beginning my search for a new job back home and scanning local websites and Craigslist for their employment ads. I'm finding some stuff that might work for me, and then I see this fucking bullshit:

Quote
Busy podiatrist office seeking front desk person (Millersville Road)
Busy podiatry office seeks a front office person with strong people skills and sufficient phone etiquette. We are looking for someone who is friendly, presentable, respectful, and has a strong vocabulary. Proficiency in computer skills is REQUIRED and reliability is a must. College degree required.

Duties included but not limited to:
- Scheduling appointments via phone/ in-person
- Answering incoming phone calls
- Completing end of the day reminder phone calls
- Other clerical tasks such as copying patient information, scanning documents, minimal filing, etc.

We are looking for a part-time applicant working approximately 25 hours per week. No weekends or evenings.

* Compensation is based on experience and will be discussed during interview.

If you are interested in this position, please email your resume to the above address.

This kind of ridiculousness makes me insane. I can't tell you how many places want a college degree, or some form of college education, just for doing horse shit like that. Sure, let me spend hundreds of thousands of dollars on an education so I can come answer phones for you for $10 an hour and work part-time.

Go fuck yourselves, assholes. I hope this sort of thing comes back to bite those motherfuckers right in the ass.
Title: Re: The Economic Downturn..
Post by: MartyS (Gromit) on February 13, 2013, 10:55:34 AM
 Maybe you should call them to ask what degree is required?  Just to fuck with them. 

 Is my masters in chemical engineering good enough for making calls, running a copier, and "minimal" filing?
Title: Re: The Economic Downturn..
Post by: BiteMe316 on February 13, 2013, 11:21:29 AM
So I'm beginning my search for a new job back home and scanning local websites and Craigslist for their employment ads. I'm finding some stuff that might work for me, and then I see this fucking bullshit:

Quote
Busy podiatrist office seeking front desk person (Millersville Road)
Busy podiatry office seeks a front office person with strong people skills and sufficient phone etiquette. We are looking for someone who is friendly, presentable, respectful, and has a strong vocabulary. Proficiency in computer skills is REQUIRED and reliability is a must. College degree required.

Duties included but not limited to:
- Scheduling appointments via phone/ in-person
- Answering incoming phone calls
- Completing end of the day reminder phone calls
- Other clerical tasks such as copying patient information, scanning documents, minimal filing, etc.

We are looking for a part-time applicant working approximately 25 hours per week. No weekends or evenings.

* Compensation is based on experience and will be discussed during interview.

If you are interested in this position, please email your resume to the above address.

This kind of ridiculousness makes me insane. I can't tell you how many places want a college degree, or some form of college education, just for doing horse shit like that. Sure, let me spend hundreds of thousands of dollars on an education so I can come answer phones for you for $10 an hour and work part-time.

Go fuck yourselves, assholes. I hope this sort of thing comes back to bite those motherfuckers right in the ass.

That's why I stopped using CraigsList for job hunting.  It was either stupid shit like that (even though I do have a college degree), or just vague as fuck job descriptions. 
Title: Re: The Economic Downturn..
Post by: wurwolf on February 13, 2013, 11:27:31 AM
So I'm beginning my search for a new job back home and scanning local websites and Craigslist for their employment ads. I'm finding some stuff that might work for me, and then I see this fucking bullshit:

Quote
Busy podiatrist office seeking front desk person (Millersville Road)
Busy podiatry office seeks a front office person with strong people skills and sufficient phone etiquette. We are looking for someone who is friendly, presentable, respectful, and has a strong vocabulary. Proficiency in computer skills is REQUIRED and reliability is a must. College degree required.

Duties included but not limited to:
- Scheduling appointments via phone/ in-person
- Answering incoming phone calls
- Completing end of the day reminder phone calls
- Other clerical tasks such as copying patient information, scanning documents, minimal filing, etc.

We are looking for a part-time applicant working approximately 25 hours per week. No weekends or evenings.

* Compensation is based on experience and will be discussed during interview.

If you are interested in this position, please email your resume to the above address.

This kind of ridiculousness makes me insane. I can't tell you how many places want a college degree, or some form of college education, just for doing horse shit like that. Sure, let me spend hundreds of thousands of dollars on an education so I can come answer phones for you for $10 an hour and work part-time.

Go fuck yourselves, assholes. I hope this sort of thing comes back to bite those motherfuckers right in the ass.

That's why I stopped using CraigsList for job hunting.  It was either stupid shit like that (even though I do have a college degree), or just vague as fuck job descriptions. 

I kind of have to agree with you. When I look for jobs on the Lancaster Online website I see some good prospects and I feel kind of hopeful, but when I come away from Craigslist I feel depressed and like I have no hope of ever finding a good job. I'm trying to cover all of my bases, but Craigslist is just killing me.
Title: Re: The Economic Downturn..
Post by: Tripe on February 13, 2013, 11:29:56 AM
Same goes for Master's degrees to be perfectly honest; it's something you need to have but only because people demand the damn things, most positions requiring them don't really have duties that necessitate' a Master's in any way shape or form.
Title: Re: The Economic Downturn..
Post by: BiteMe316 on February 13, 2013, 11:32:42 AM
With me, Craigslist was the only way I could really even attempt to find local jobs in Burlington County, but I got the same results with them as with all the job sites I've used:  absolutely no response whatsoever.  I don't live in, or near, a metropolitan area so finding local jobs is basically next to impossible.  FYI, jobsforjersey.com is the most useless jobs site in the world.  Next to CareerBuilder.  And Monster.   :P
Title: Re: The Economic Downturn..
Post by: Mrs. Dick Courier on February 13, 2013, 01:22:44 PM
So I'm beginning my search for a new job back home and scanning local websites and Craigslist for their employment ads. I'm finding some stuff that might work for me, and then I see this fucking bullshit:

Quote
Busy podiatrist office seeking front desk person (Millersville Road)
Busy podiatry office seeks a front office person with strong people skills and sufficient phone etiquette. We are looking for someone who is friendly, presentable, respectful, and has a strong vocabulary. Proficiency in computer skills is REQUIRED and reliability is a must. College degree required.

Duties included but not limited to:
- Scheduling appointments via phone/ in-person
- Answering incoming phone calls
- Completing end of the day reminder phone calls
- Other clerical tasks such as copying patient information, scanning documents, minimal filing, etc.

We are looking for a part-time applicant working approximately 25 hours per week. No weekends or evenings.

* Compensation is based on experience and will be discussed during interview.

If you are interested in this position, please email your resume to the above address.

This kind of ridiculousness makes me insane. I can't tell you how many places want a college degree, or some form of college education, just for doing horse shit like that. Sure, let me spend hundreds of thousands of dollars on an education so I can come answer phones for you for $10 an hour and work part-time.

Go fuck yourselves, assholes. I hope this sort of thing comes back to bite those motherfuckers right in the ass.

I agree.  I've applied for so many jobs like that.  Anybody can do the work, but my problem was my diploma was so old, got it in 2000.  A job placement person once told me I should go back to school, like I could afford it.  And like I want to.  I've had enough of school.

I got lucky with my current job.  He hired me on the spot.  I do a lot, including everything listed in the ad you posted.  With no prior medical office experience.  I've learned a lot, and love the learning.
Title: Re: The Economic Downturn..
Post by: MSTJedi on February 13, 2013, 01:30:44 PM
Yeah, this sort of shit is exactly why I'm still working for Wal-Mart after two years. As BiteMe said, Monster and Careerbuilder are pretty useless these days. before the 2008 crash, I used to get some decent work off of there. It was usually temp or contract, but good work, nonetheless. Since my last good job ended in January of 2009, I've gotten absolutely jack squat from those places, though.
Title: Re: The Economic Downturn..
Post by: wurwolf on February 13, 2013, 03:57:34 PM
So I'm beginning my search for a new job back home and scanning local websites and Craigslist for their employment ads. I'm finding some stuff that might work for me, and then I see this fucking bullshit:

Quote
Busy podiatrist office seeking front desk person (Millersville Road)
Busy podiatry office seeks a front office person with strong people skills and sufficient phone etiquette. We are looking for someone who is friendly, presentable, respectful, and has a strong vocabulary. Proficiency in computer skills is REQUIRED and reliability is a must. College degree required.

Duties included but not limited to:
- Scheduling appointments via phone/ in-person
- Answering incoming phone calls
- Completing end of the day reminder phone calls
- Other clerical tasks such as copying patient information, scanning documents, minimal filing, etc.

We are looking for a part-time applicant working approximately 25 hours per week. No weekends or evenings.

* Compensation is based on experience and will be discussed during interview.

If you are interested in this position, please email your resume to the above address.

This kind of ridiculousness makes me insane. I can't tell you how many places want a college degree, or some form of college education, just for doing horse shit like that. Sure, let me spend hundreds of thousands of dollars on an education so I can come answer phones for you for $10 an hour and work part-time.

Go fuck yourselves, assholes. I hope this sort of thing comes back to bite those motherfuckers right in the ass.

I agree.  I've applied for so many jobs like that.  Anybody can do the work, but my problem was my diploma was so old, got it in 2000.  A job placement person once told me I should go back to school, like I could afford it.  And like I want to.  I've had enough of school.

I got lucky with my current job.  He hired me on the spot.  I do a lot, including everything listed in the ad you posted.  With no prior medical office experience.  I've learned a lot, and love the learning.

I have a few reasons for not getting a degree. One, why should I pay thousands of dollars just to continue the work I'm doing now? Two, before it became important for an administrative assistant to have a degree, I had kids and stayed home with them, and everyone knows that once kids come along forget about anything else. Then the divorce, then getting on my feet, and here I am. Three, if I'm going to pour money into anyone's education it's going to be my husband's, because he's likely to earn more money than me anyway just because he's male. And four, as you said, I don't want to go to college. I had enough of it in high school.

Frankly, I think it's a classist thing. They want a certain class of people in their office, and those of us with simple high school diplomas and GEDs don't fit that role.
Title: Re: The Economic Downturn..
Post by: jasimon1 on February 15, 2013, 09:12:10 AM
They are never going to check on it. Just throw an associate's degree on the resume. Especially if you're looking at mostly small places. If they do check and call you out on it, it's probably a good sign you don't want to work there anyway.
Title: Re: The Economic Downturn..
Post by: wurwolf on February 15, 2013, 09:20:14 AM
They are never going to check on it. Just throw an associate's degree on the resume. Especially if you're looking at mostly small places. If they do check and call you out on it, it's probably a good sign you don't want to work there anyway.

I have actually been really tempted to do that, although the place I work now checks on that sort of thing, and if you start working there and they find out you lied on your resume they'll fire you. They did it to one guy who was working here nearly three months -- fired his ass because he lied about something on his resume. So that part would kind of suck.

But seriously, I have been tempted to make up some college education. I still might do it, even though I'd have to invent a small back story.
Title: Re: The Economic Downturn..
Post by: RVR II on February 15, 2013, 10:12:11 AM
They are never going to check on it. Just throw an associate's degree on the resume. Especially if you're looking at mostly small places. If they do check and call you out on it, it's probably a good sign you don't want to work there anyway.

I have actually been really tempted to do that, although the place I work now checks on that sort of thing, and if you start working there and they find out you lied on your resume they'll fire you. They did it to one guy who was working here nearly three months -- fired his ass because he lied about something on his resume. So that part would kind of suck.

But seriously, I have been tempted to make up some college education. I still might do it, even though I'd have to invent a small back story.
Graduate from the School of Hard Knocks 8)
Title: Re: The Economic Downturn..
Post by: jasimon1 on February 15, 2013, 10:18:02 AM
They are never going to check on it. Just throw an associate's degree on the resume. Especially if you're looking at mostly small places. If they do check and call you out on it, it's probably a good sign you don't want to work there anyway.

I have actually been really tempted to do that, although the place I work now checks on that sort of thing, and if you start working there and they find out you lied on your resume they'll fire you. They did it to one guy who was working here nearly three months -- fired his ass because he lied about something on his resume. So that part would kind of suck.

But seriously, I have been tempted to make up some college education. I still might do it, even though I'd have to invent a small back story.

If they do call you out on it, say you did all the work required for the degree but because of some technically that they changed at the last minute you didn't actually get it. That's what happened with my associates but since I was already enrolled somewhere to get my bachelors, I really didn't care about it.
Title: Re: The Economic Downturn..
Post by: wurwolf on February 15, 2013, 11:37:02 AM
They are never going to check on it. Just throw an associate's degree on the resume. Especially if you're looking at mostly small places. If they do check and call you out on it, it's probably a good sign you don't want to work there anyway.

I have actually been really tempted to do that, although the place I work now checks on that sort of thing, and if you start working there and they find out you lied on your resume they'll fire you. They did it to one guy who was working here nearly three months -- fired his ass because he lied about something on his resume. So that part would kind of suck.

But seriously, I have been tempted to make up some college education. I still might do it, even though I'd have to invent a small back story.

If they do call you out on it, say you did all the work required for the degree but because of some technically that they changed at the last minute you didn't actually get it. That's what happened with my associates but since I was already enrolled somewhere to get my bachelors, I really didn't care about it.

I kind of feel that if a potential employer is going to be so stupid about college degrees and overlook my years of experience, along with my organizational skills, reliability and my overall presentation just because I lack that piece of paper, then I don't really want to work for them anyway. I'd rather a place see me and judge me based on my own merits, and not because of any false front I might present.

But who knows, I might get desperate and throw an imaginary degree in there at some point.
Title: Re: The Economic Downturn..
Post by: anais.butterfly on February 15, 2013, 11:41:38 AM
You should try sending your resumes to these places anyway. There might be some that put that degree requirement on there but are willing to change their mind.

Its a worth a shot is what I am saying. The worst thing that happens is they never call you back
Title: Re: The Economic Downturn..
Post by: jasimon1 on February 15, 2013, 11:43:14 AM
You should try sending your resumes to these places anyway. There might be some that put that degree requirement on there but are willing to change their mind.

Its a worth a shot is what I am saying. The worst thing that happens is they never call you back


Very true. It could be they are saying that so they don't get people fresh out of high school/drop outs that think 'hey, I could do that!'.
Title: Re: The Economic Downturn..
Post by: wurwolf on February 15, 2013, 12:00:46 PM
I agree, and have tried to be more open-minded about it. Before I would have looked at an ad and said, "This is perfect! But they want a degree so never mind." But then someone here said once (I think it might have been Darth Geek or Thrifty) that when he was job hunting he figured that if a job seemed like a great fit except for one thing, he sent in a resume anyway -- employing the ol' "two out of three ain't bad" rule.

I wouldn't send a resume to that place I posted because I don't want a shitty part-time job answering telephones and doing "minimum filing" in a podiatrist's office.
Title: Re: The Economic Downturn..
Post by: wurwolf on February 15, 2013, 01:07:08 PM
Whooo, got a call back already from the "fast-paced" Mennonite nursing home that needs an administrative assistant. I might have an interview coming up soon, yay!
Title: Re: The Economic Downturn..
Post by: Thrifty on February 16, 2013, 07:15:39 AM
They are never going to check on it. Just throw an associate's degree on the resume. Especially if you're looking at mostly small places. If they do check and call you out on it, it's probably a good sign you don't want to work there anyway.

I have actually been really tempted to do that, although the place I work now checks on that sort of thing, and if you start working there and they find out you lied on your resume they'll fire you. They did it to one guy who was working here nearly three months -- fired his ass because he lied about something on his resume. So that part would kind of suck.

But seriously, I have been tempted to make up some college education. I still might do it, even though I'd have to invent a small back story.

You know, there's a noted creationist kook and convicted felon by the name of Kent Hovind who calls himself "Dr. Hovind".  The title is technically true--he got a doctorate from some diploma mill called, I think, Patriot University.  If you don't have any shame, you could do something like that.  Buy a degree from an unaccredited diploma mill.  I wouldn't go as far as buying a graduate degree though.
Title: Re: The Economic Downturn..
Post by: wurwolf on February 20, 2013, 01:38:53 PM
Sent out three resumes last week and have a job interview for one of them tomorrow. It's in a nursing home, so if you want to wish me luck tell me to break a hip!
Title: Re: The Economic Downturn..
Post by: Tripe on February 20, 2013, 01:53:46 PM
Break a hip and spill a bedpan.
Title: Re: The Economic Downturn..
Post by: mike5150 on February 24, 2013, 07:51:30 AM
They are never going to check on it. Just throw an associate's degree on the resume. Especially if you're looking at mostly small places. If they do check and call you out on it, it's probably a good sign you don't want to work there anyway.

I have actually been really tempted to do that, although the place I work now checks on that sort of thing, and if you start working there and they find out you lied on your resume they'll fire you. They did it to one guy who was working here nearly three months -- fired his ass because he lied about something on his resume. So that part would kind of suck.

But seriously, I have been tempted to make up some college education. I still might do it, even though I'd have to invent a small back story.
FOLLOWING HIGH SCHOOL, I WAS ACCEPTED IN THE LOCAL COMMUNITY COLLEGE. GREAT LEARNING SKILLS, HARD WORKER, ASSOCIATE'Swith people who have aDEGREE...
Title: Re: The Economic Downturn..
Post by: wurwolf on February 24, 2013, 08:08:14 AM
They are never going to check on it. Just throw an associate's degree on the resume. Especially if you're looking at mostly small places. If they do check and call you out on it, it's probably a good sign you don't want to work there anyway.

I have actually been really tempted to do that, although the place I work now checks on that sort of thing, and if you start working there and they find out you lied on your resume they'll fire you. They did it to one guy who was working here nearly three months -- fired his ass because he lied about something on his resume. So that part would kind of suck.

But seriously, I have been tempted to make up some college education. I still might do it, even though I'd have to invent a small back story.
FOLLOWING HIGH SCHOOL, I WAS ACCEPTED IN THE LOCAL COMMUNITY COLLEGE. GREAT LEARNING SKILLS, HARD WORKER, ASSOSIATE'Swith people who have aDEGREE...

If only I could learn to spell "Associates" correctly....  ;)
Title: Re: The Economic Downturn..
Post by: mike5150 on February 24, 2013, 08:10:42 AM
They are never going to check on it. Just throw an associate's degree on the resume. Especially if you're looking at mostly small places. If they do check and call you out on it, it's probably a good sign you don't want to work there anyway.

I have actually been really tempted to do that, although the place I work now checks on that sort of thing, and if you start working there and they find out you lied on your resume they'll fire you. They did it to one guy who was working here nearly three months -- fired his ass because he lied about something on his resume. So that part would kind of suck.

But seriously, I have been tempted to make up some college education. I still might do it, even though I'd have to invent a small back story.
FOLLOWING HIGH SCHOOL, I WAS ACCEPTED IN THE LOCAL COMMUNITY COLLEGE. GREAT LEARNING SKILLS, HARD WORKER, ASSOSIATE'Swith people who have aDEGREE...

If only I could learn to spell "Associates" correctly....  ;)
haha...dammit..I was concentrating so hard on the font thing, I didn't pay attention to spelling. I did catch "collage" though :) AND NOW YOU QUOTED IT, SO I'M SCREWED!
Title: Re: The Economic Downturn..
Post by: wurwolf on February 24, 2013, 08:12:01 AM
(http://imgon.net/dm-6VC2.png)
Title: Re: The Economic Downturn..
Post by: Tripe on February 24, 2013, 08:14:34 AM
A community collage is a great idea; bringing all the folk in the neighbourhood together with Elmer's glue.
Title: Re: The Economic Downturn..
Post by: goflyblind on February 24, 2013, 08:18:48 AM
A community collage is a great idea; bringing all the folk in the neighbourhood together with Elmer's glue.

(http://25.media.tumblr.com/02c9c4c57f6ca23741242c9ca91a2a36/tumblr_mfcw0ys6E11qfrrv2o1_500.gif)
Title: Re: The Economic Downturn..
Post by: RVR II on March 03, 2013, 08:20:31 AM
Welp, we're back at the local Mexican store where we had a branch of our tax business last year and a big Spanish radio station is coming down from Charlotte to brodcast Live here for a few hours today so we hope to get a lot more business and customers as a result.
The wife has hired another part time lady to help us - We'll see how long she lasts ::)
We have seen an improvement from last years tax season but still nowhere close to what we had a few years back.  :o

Also the wife is considering closing down or selling our American clothing boutique in Mexico due to slow sales and more competition.. I told her to find another location with cheaper rent but it seems she may be getting burnt out trying to run 2 businesses; our Spanish services business here and the boutique in Mexico. I'm trying to convince her that both businesses can still survive if we can restructure a few things but we'll have to see how the rest of this year goes  :-\
Title: Re: The Economic Downturn..
Post by: Bob on March 03, 2013, 10:03:28 AM
Any relatives down in Mexico who can operate a clothing store.......and do it properly?
Title: Re: The Economic Downturn..
Post by: RVR II on March 03, 2013, 10:11:38 AM
Any relatives down in Mexico who can operate a clothing store.......and do it properly?
We already have family members running it but the expenses are more than we're making currently (Rent, utilities,advertising, etc)..
Only real good sales times are around holidays (Christmas, Feb. 24-Mexico flag day, Easter, May 5-Cinco de Mayo, then Sept. 16-Mexico's Independence Day, and some other holidays).
There are times around paydays (every 2 weeks) we pull in some decent profits but those are hit or miss these days  :-\
Title: Re: The Economic Downturn..
Post by: Kete on March 03, 2013, 11:54:13 AM
Also the wife is considering closing down or selling our American clothing boutique in Mexico due to slow sales and more competition..

Welcome to Obama's America.
Title: Re: The Economic Downturn..
Post by: anais.butterfly on March 03, 2013, 12:37:37 PM
Any relatives down in Mexico who can operate a clothing store.......and do it properly?

Solution: Find Anais a hot Mexican man she can marry. Then she will move down there, run your boutique, and write the great American novel while getting daily...inspiration...from her hot Mexican husband.


Yes....yes, I approve this idea
Title: Re: The Economic Downturn..
Post by: RVR II on March 03, 2013, 12:38:55 PM
Also the wife is considering closing down or selling our American clothing boutique in Mexico due to slow sales and more competition..

Welcome to Obama's America.
Gracias 8)

Any relatives down in Mexico who can operate a clothing store.......and do it properly?

Solution: Find Anais a hot Mexican man she can marry. Then she will move down there, run your boutique, and write the great American novel while getting daily...inspiration...from her hot Mexican husband.


Yes....yes, I approve this idea
Hmm.. That could be arraigned
Title: Re: The Economic Downturn..
Post by: wurwolf on March 03, 2013, 12:40:19 PM
Any relatives down in Mexico who can operate a clothing store.......and do it properly?

Solution: Find Anais a hot Mexican man she can marry. Then she will move down there, run your boutique, and write the great American novel while getting daily...inspiration...from her hot Mexican husband.


Yes....yes, I approve this idea
Hmm.. That could be arraigned

What an interesting choice of words...
Title: Re: The Economic Downturn..
Post by: RVR II on March 03, 2013, 12:49:24 PM
Friggin spell check :grr:
Title: Re: The Economic Downturn..
Post by: Kete on March 03, 2013, 01:31:15 PM
Also the wife is considering closing down or selling our American clothing boutique in Mexico due to slow sales and more competition..

Welcome to Obama's America.
Gracias 8)


All joking aside, I'm sorry business is slow. I hope it works out. I love what you're doing with the tax business. I think it's a wonderful service to provide to those that may not be familiar with our beurocratic system.
Title: Re: The Economic Downturn..
Post by: RVR II on March 03, 2013, 01:45:05 PM
Also the wife is considering closing down or selling our American clothing boutique in Mexico due to slow sales and more competition..

Welcome to Obama's America.
Gracias 8)


All joking aside, I'm sorry business is slow. I hope it works out. I love what you're doing with the tax business. I think it's a wonderful service to provide to those that may not be familiar with our beurocratic system.
Thanks! The radio station live broadcast today was a big hit, and we're planning on going up to the radio station in Charlotte to do a 1 hour live broadcast where listeners can call in with tax and immigration questions (should Obama pass immigration reform) and such. Last time we did this (back in 2005 I believe) it was a huge success as well so we hope that going back to what made us successful back in the day will work again 8)
Title: Re: The Economic Downturn..
Post by: wurwolf on March 10, 2013, 10:34:47 AM
Heard back from that fast-paced Mennonite nursing home where I interviewed about two weeks ago. Yesterday I opened the mailbox to find a letter from them. I threw it out unopened.

I can't say I'm disappointed that I didn't get the job. It seemed like it would be the sort of place where you have to be pleasant all the time and that's not something in which I'm interested. It's also the kind of place where, if you're doing one thing and someone comes along and wants you to do something else, you have to drop everything and take care of the most urgent request. This is something I struggle with in my current job so I know that if I worked there it would only be a matter of time until I explode like a ticking time bomb.

Truthfully, I'd like to get out of office work because I hate the politics involved in most places. I am stuck looking for office jobs, though, because any other job would simply be entry level. Office work is what I've been doing my whole life. I'm sick of it, though.
Title: Re: The Economic Downturn..
Post by: Bob on March 10, 2013, 10:43:57 AM
I generally put out of my mind things that bother me and don't think or care about them.

It helps out a lot.
Title: Re: The Economic Downturn..
Post by: goflyblind on March 10, 2013, 11:28:02 AM
well aren't you lucky.
Title: Re: The Economic Downturn..
Post by: Bob on March 10, 2013, 01:13:29 PM
I'm sorry, did you say something?

Now, time to watch my Netflix.
Title: Re: The Economic Downturn..
Post by: Kete on March 13, 2013, 01:03:20 PM
Looks like Hostess made a deal.

Quote from: New York Times
Twinkies and Ding Dongs are back from the dead.

Hostess Brands, the now bankrupt owner of the cream-filled confections, agreed on Tuesday to sell the snacks — along with Ho Hos, Sno Balls and Dolly Madison Zingers — to two investment firms with a shared history of corporate turnarounds.

The deal, worth $410 million, was struck nearly four months after the last Twinkie rolled off the baking lines.

When Hostess, unable to reach a deal with its bakers’ union, announced in November that it would wind down operations, it set off waves of nostalgia for a symbol of American junk food. As recently as Tuesday, sellers on eBay were seeking to fetch as much as $250,000 for two boxes of Twinkies.

The sale will mean that Twinkies, born more than 83 years ago in an Illinois industrial kitchen, will live on, having survived wars, recessions and the South Beach and Dukan diets.

The new owners will be Apollo Global Management and Metropoulos & Company, which owns Pabst Blue Ribbon and Vlasic pickles. C. Dean Metropoulos, the food industry veteran who leads the firm that bears his name, is expected to become the chief executive of the snack business.

The deal includes five Hostess factories, which the buyers hope to restart so to begin restocking shore shelves by the summer. And the new company will almost certainly feature the Hostess name.
Spoiler: for length (click to show/hide)
Mr. Rayburn said that at some point, Hostess executives will celebrate by popping open a bottle of Champagne.

For his part, Daren Metropoulos said that he and his family would sample some new batches of Hostess product — “and probably crack open a cold P.B.R.”

I only have about 5 Twinkies left.  I guess I'll have to make them last until the Summer.
Title: Re: The Economic Downturn..
Post by: Bob on March 13, 2013, 01:43:00 PM
I have not had a Hostess thing since the 70s where my sister used to freeze the Suzy Q's and we would eat them frozen.

Well, it has been 40 years, maybe time to start up again.
Title: Re: The Economic Downturn..
Post by: RVR II on March 13, 2013, 04:05:37 PM
Awesome! Looking forward to some Twinkies ;D
Title: Re: The Economic Downturn..
Post by: wurwolf on April 05, 2013, 11:39:42 AM
Not sure if this is the right spot for these updates, but what the hell.

A couple of months ago I sent out some resumes for work. Got an interview at one place and didn't get a call back after that, and that's okay. I need some practice interviews since I've been in this same job for ten years, and to be honest I feel like I dodged a bullet by not getting a call back from them. I was interviewed in a round table by five women and I had to remind myself to make eye contact with all of them the entire time, as well as answer their questions the right way ("If someone walked in, what would you do?" this for a receptionist/admin job, and I was like, Uh... help them? but I think they wanted an actual play by play of what I would do). It was unnerving.

Anyway, I stopped sending out resumes for a couple of weeks but now I'm back at it. I emailed one to an engineering consulting firm today and will snail mail two others when I get home tonight. Hopefully I'll hear something, but I'm not sure how enthusiastic I feel about all of this. After this job, I feel really burnt out on office work but there doesn't seem to be anything else for which I'm qualified, and APGIL earns so little that I have to keep being the bread winner. So it looks like I'm stuck, but I'm hoping I find a place that I won't hate, and I'm hoping I find it soon.
Title: Re: The Economic Downturn..
Post by: Mrs. Dick Courier on April 05, 2013, 01:15:36 PM
I feel your pain.  Job searching is a big pain in the ass.  Especially when you have those group interviews.  I couldn't believe it when Walmart put me through two interviews in a group setting.  I mean really, its a Walmart store for Christ's sake, not Walmart corporate headquarters.

I felt the same after the library, been there for ten years.  I was sooo sick of it, but its all I really knew.  Kept trying to get it to another library, even though I dreaded the thought.  Got lucky with my current job.  Didn't really expect to get it, no experience in health care except for two years at a nursing home kitchen starting at 16.  Think he hired me mainly for my customer service experience, spend a lot of time on the phone stroking egos and calming people down.  I'm good at that.  And I love learning about eyes.  Never thought I'd know so much about the human eye.

Title: Re: The Economic Downturn..
Post by: RVR II on February 01, 2014, 07:29:14 AM
Well it's been a while since I used this thread but I have some interesting news to report!
Plaza Fiesta of the Carolinas has officially shut down as of yesterday!! :highfive:
Why am I so happy with this? because for those of you who remember, we had a satellite location of our Spanish services business located there from January-June, 2010 and we were having a lot of problems from competition accusing us of stealing their business (which we were) along with them making false accusations about us and the management believing them.
After about 2 months of this BS, I contacted our Pre-Paid Legal (now Legal Shield) attorneys and they sent a couple letters to the management requesting proof of these accusations and if they could not provide proof, they were to Cease and Desist their accusations towards us!
Well by June, 2010 we were ready to move out not because of the competition but because of the management and really because we didn't make any real money there-just enough to pay wages and the monthly lease.
There were other business leaving when we were leaving (and continuing to leave in the years that followed) and their reason we heard was the same: the management so it just shows what kind of a professional operation they had going on there and it finally caught up with them.
Good Riddance to that place!

Cabela's bought the location to demolish and will build an outdoors store there eventually.
Title: Re: The Economic Downturn..
Post by: Bob on February 01, 2014, 10:44:54 AM
They closed?  NOW where are you going to bury your victims?
Title: Re: The Economic Downturn..
Post by: RVR II on February 01, 2014, 10:47:02 AM
They closed?  NOW where are you going to bury your victims?
Well..  :-X
Title: Re: The Economic Downturn..
Post by: RVR II on February 19, 2014, 03:46:40 PM
I guess this could go here.. :o
Quote
Capital One Might Come A'Knocking On Your Office Door
Credit card company says it can show up at your work

Posted Feb 18th 2014 @ 2:15PM
Associated Press

Capital One has run a series of clever ads with the tagline, "What's in your wallet?" Now it appears the company has tried to lay the groundwork so it can ask about your Capital One account via your regular phone or cell with fake caller ID, text message, or fax "with any frequency" and even showing up unannounced at home or work, according to the Los Angeles Times.

It's a set up for aggressive collection activities that could become a potential nightmare, particularly if the process involves your work life. Not many companies would be happy to field a series of messages or visits over a personal financial matter.

The issue arose with a new credit card agreement that affects consumers who have been issued a Capital One card. Here is the communications section that explains the company says it has:

    We may contact you from time to time regarding your Account. We may contact you in any manner we choose unless the law says that we cannot. For example, we may:
    (1) contact you by mail, telephone, email, fax, recorded message, text message, or personal visit;
    (2) contact you using an automated dialing or similar device ("Autodialer");
    (3) contact you at your home and at your place of employment;
    (4) contact you on your mobile telephone;
    (5) contact you at any time, including weekends and holidays;
    (6) contact you with any frequency;
    (7) leave prerecorded and other messages on your answering machine/service and with others; and
    (8 ) identify ourselves, your relationship with us, and our purpose for contacting you even if others might hear or read it.

The section goes on to say that the company can use information they obtain from you or others to find you, that it may record conversations, and, unless prohibited by law, it can "modify or suppress caller ID and similar services and identify ourselves on these services in any manner we choose." In other words, Capital One might make you think you were picking up the phone for Joe's Pizzeria down the street.

In 2012, a federal class action lawsuit claimed that Capital One had used "illegal credit and collection practices," according to ABC News. That same year, the Consumer Financial Protection Bureau reportedly fined Capital One $210 million for using high pressure tactics to sell consumers into add-on credit card services and for misleading them about the benefits, according to Forbes.

One reason for all the specificity in the agreement is that when it comes to debt collection and associated communications, there are some significant protections for consumers, according to the Federal Trade Commission.

For example, debt collectors are generally restricted to calling only between 8am and 9pm. The collector "may not communicate, in connection with the collection of any debt, with any person other than a consumer, his attorney, a consumer reporting agency if otherwise permitted by law, the creditor, the attorney of the creditor, or the attorney of the debt collector," which means a limit on the types of messages that could be left. If the collector "knows or has reason to know that the consumer's employer prohibits the consumer from receiving such communication," it is forbidden to try reaching the consumer at work -- and telling the collector that you are not allowed to receive collection calls at work might be enough to trigger that clause.

However, these factors only come into play if the consumer has not given prior consent or if a court has given permission. Being a card holder with Capital One would likely mean that the agreement would act as that consent.
Glad I don't have a Capitol One card..
I'm sure this could lead to all sorts of lawsuits should they actually try this..  ::)
Title: Re: The Economic Downturn..
Post by: MSTJedi on February 19, 2014, 03:48:55 PM
I guess this could go here.. :o
Quote
Capital One Might Come A'Knocking On Your Office Door
Credit card company says it can show up at your work

Posted Feb 18th 2014 @ 2:15PM
Associated Press

Capital One has run a series of clever ads with the tagline, "What's in your wallet?" Now it appears the company has tried to lay the groundwork so it can ask about your Capital One account via your regular phone or cell with fake caller ID, text message, or fax "with any frequency" and even showing up unannounced at home or work, according to the Los Angeles Times.

It's a set up for aggressive collection activities that could become a potential nightmare, particularly if the process involves your work life. Not many companies would be happy to field a series of messages or visits over a personal financial matter.

The issue arose with a new credit card agreement that affects consumers who have been issued a Capital One card. Here is the communications section that explains the company says it has:

    We may contact you from time to time regarding your Account. We may contact you in any manner we choose unless the law says that we cannot. For example, we may:
    (1) contact you by mail, telephone, email, fax, recorded message, text message, or personal visit;
    (2) contact you using an automated dialing or similar device ("Autodialer");
    (3) contact you at your home and at your place of employment;
    (4) contact you on your mobile telephone;
    (5) contact you at any time, including weekends and holidays;
    (6) contact you with any frequency;
    (7) leave prerecorded and other messages on your answering machine/service and with others; and
    (8 ) identify ourselves, your relationship with us, and our purpose for contacting you even if others might hear or read it.

The section goes on to say that the company can use information they obtain from you or others to find you, that it may record conversations, and, unless prohibited by law, it can "modify or suppress caller ID and similar services and identify ourselves on these services in any manner we choose." In other words, Capital One might make you think you were picking up the phone for Joe's Pizzeria down the street.

In 2012, a federal class action lawsuit claimed that Capital One had used "illegal credit and collection practices," according to ABC News. That same year, the Consumer Financial Protection Bureau reportedly fined Capital One $210 million for using high pressure tactics to sell consumers into add-on credit card services and for misleading them about the benefits, according to Forbes.

One reason for all the specificity in the agreement is that when it comes to debt collection and associated communications, there are some significant protections for consumers, according to the Federal Trade Commission.

For example, debt collectors are generally restricted to calling only between 8am and 9pm. The collector "may not communicate, in connection with the collection of any debt, with any person other than a consumer, his attorney, a consumer reporting agency if otherwise permitted by law, the creditor, the attorney of the creditor, or the attorney of the debt collector," which means a limit on the types of messages that could be left. If the collector "knows or has reason to know that the consumer's employer prohibits the consumer from receiving such communication," it is forbidden to try reaching the consumer at work -- and telling the collector that you are not allowed to receive collection calls at work might be enough to trigger that clause.

However, these factors only come into play if the consumer has not given prior consent or if a court has given permission. Being a card holder with Capital One would likely mean that the agreement would act as that consent.
Glad I don't have a Capitol One card..
I'm sure this could lead to all sorts of lawsuits should they actually try this..  ::)

I'd like to see them try to chase me down in my big yellow school bus.  >:D
Title: Re: The Economic Downturn..
Post by: Bob on February 19, 2014, 03:59:24 PM
Maybe people should just not fail to pay their credit card bills..............
Title: Re: The Economic Downturn..
Post by: RVR II on February 19, 2014, 04:03:08 PM
Maybe people should just not fail to pay their credit card bills..............
(http://i66.photobucket.com/albums/h275/rvr2/03/Cartmanwhatevah.jpg) (http://s66.photobucket.com/user/rvr2/media/03/Cartmanwhatevah.jpg.html)
Title: Re: The Economic Downturn..
Post by: RVR II on February 19, 2014, 04:07:59 PM
Next thing you know you go to check your mailbox and find a Capitol One rep in there..
Spoiler (click to show/hide)
Title: Re: The Economic Downturn..
Post by: MSTJedi on February 19, 2014, 05:21:48 PM
Maybe people should just not fail to pay their credit card bills..............

Easy to do now, since I don't have any, but my 20s self was not so wise.
Title: Re: The Economic Downturn..
Post by: RVR II on February 28, 2014, 05:18:10 AM
Never really been a fan of Quiznos..
Quote
Denver-based Quiznos preparing to file for bankruptcy protection
The Denver Post
Posted:   02/27/2014 01:07:04 PM MST

Denver-based Quiznos is headed for its second major financial restructuring in two years as the sub-sandwich chain struggles with debt and an epidemic of store closures.

A debt restructuring or bankruptcy filing "has been expected, and it's inevitable," said Jonathan Maze, editor of Restaurant Finance Monitor. "The business model just does not work. Sales are falling and franchisees are struggling mightily."

The chain reportedly has defaulted on its loan covenants and has been negotiating for weeks with creditors.

The Wall Street Journal, citing unnamed sources, said Quiznos and a consortium of creditors are in the process of creating a so-called prepackaged bankruptcy that would restructure Quiznos' debt of $570 million.

"They need to stop the bleeding," Maze said. "They need to find a way to stop the unit closures and keep the franchisees from continuing to shut down their stores."

Quiznos did not respond Thursday to a request for comment.

The once-high-flying sandwich chain has been under heavy financial pressure as sharpened competition, waning sales and debt woes led to a string of store closings and financial losses.

Quiznos operated about 5,000 restaurants at its peak in 2008, but the count has since dropped to an estimated 2,100 worldwide, including 1,400 in the U.S.

New York hedge fund Avenue Capital Group acquired majority control of the chain in 2012 after a debt restructuring in which Quiznos' founder, Denver-based Consumer Capital Partners, forfeited its equity stake. In that deal, creditors agreed to write down about $300 million of Quiznos' $875 million debt, in exchange for equity in the firm.

Analysts say Quiznos has been hit hard by competition from Subway and other sandwich chains, and by legal challenges from franchisees who claim that Quiznos forces them to pay above-market prices for food and supplies.

In 2012, Quiznos attempted to stem the sales slide by dropping its focus on value and instead promoting a new line of menu items and higher-quality ingredients.

The chain agreed in 2009 to a $95 million settlement with 6,900 class-action franchisees who said the company overcharged them for supplies and failed to provide adequate marketing support.

A new round of lawsuits with similar claims by franchise owners were filed last year.

Title: Re: The Economic Downturn..
Post by: MartyS (Gromit) on February 28, 2014, 07:58:49 AM
Never really been a fan of Quiznos..
Quote
The chain agreed in 2009 to a $95 million settlement with 6,900 class-action franchisees who said the company overcharged them for supplies and failed to provide adequate marketing support.

A new round of lawsuits with similar claims by franchise owners were filed last year.


So they were scamming their own franchisees?  Brilliant way to run a chain...  ::)

It's a shame, I really liked some of their food.  The chicken carbonara on the parmesan bread was awesome.  There was one other sub I used to get there but can't remember the name, they all closed up around here 2 years ago.
Title: Re: The Economic Downturn..
Post by: Bob on February 28, 2014, 11:08:49 AM
I really liked their subs......... oh well.
Title: Re: The Economic Downturn..
Post by: RVR II on February 28, 2014, 12:21:41 PM
Their mascot kinda didn't help either I don't think..
(http://i66.photobucket.com/albums/h275/rvr2/Quiznosrat_zps45f85d58.jpg) (http://s66.photobucket.com/user/rvr2/media/Quiznosrat_zps45f85d58.jpg.html)
Title: Re: The Economic Downturn..
Post by: RVR II on July 29, 2014, 01:54:56 PM
5 Years Later..
Quote
'Cash for clunkers opened up the floodgates'
Program provided a lifeline for the industry
Nearly 700,000 vehicles were traded in through the cash for clunkers program.

Automotive News
July 27, 2014 - 12:01 am ET


WASHINGTON -- It's hard to imagine that words like "U.S. sales bonanza" were ever used to describe anything that happened in 2009. But they were.

The Car Allowance Rebate System, also known as cash for clunkers, was a lifeline at a desperate time in the U.S. auto industry. Consider this: When U.S. vehicle sales fell 28 percent in June of that year, the drop wasn't seen as being so bad. Every other month that year had been worse.

"We were getting our teeth kicked in," recalled Paul Lunsford, a Toyota dealer in Orange County, Calif.

Cash for clunkers changed that, if only for a couple of months. Nearly 700,000 vehicles were traded in through the $2.85 billion program, which provided consumers as much as $4,500 each to trade in an old gas guzzler for a more fuel efficient new model. Cash for clunkers turned July and August 2009 into bright spots during what was otherwise a year that most in the industry would rather forget.

The idea was seen as a way to encourage consumer spending and reduce carbon emissions -- a priority for the new Obama administration.

The U.S. Senate introduced a bill in January 2009. After months of wrangling in Congress, the CARS program was signed into law in June with an official start date of July 1 and $1 billion in funding.

Once it took effect, customers flocked to showrooms.

The seasonally adjusted annual rate of sales jumped to 11.4 million in July. That was the first time the SAAR topped 10 million that year.

August was even better: an unfathomable 14.6 million SAAR.

Demand was so high that the program ran out of money in less than a month. That prompted Congress to approve another $2 billion to keep the metal moving. The additional funds were exhausted by Aug. 24, two months earlier than the government expected.

"Cash for clunkers opened up the floodgates," said Toyota dealer Lunsford. He said sales at his store more than doubled from 149 new vehicles in June to 311 in August. "It was crazy."

The program also slashed industrywide inventories more than 35 percent, from about 2.2 million vehicles on the ground on July 1 to just 1.4 million two months later.
Krafcik: "Some good news"

"What we had at this particular moment was really high dealer inventories and a general skittishness amongst our dealers and in the industry as a whole," said TrueCar.com President John Krafcik, who was CEO of Hyundai Motor America at the time. Clunkers "gave the industry some good news and let the industry put some points on the board."

There were also glitches.

An overwhelmed National Highway Traffic Safety Administration couldn't handle the reimbursement requests quickly.

When the program ended in late August, NHTSA still had nearly 650,000 pending dealer payments and had to pull about 7,000 federal employees from other government agencies and private contractors to process the requests, according to a Brookings Institute report.

That left some dealers holding hundreds of thousands of dollars -- sometimes millions -- worth of reimbursement requests for months before finally being paid.

Whether the program was a net gain for the U.S. economy is a matter of debate as well.

A September 2009 analysis from the President's Council of Economic Advisers found that the program added about 490,000 incremental new-vehicle sales to normal replacement rates of about 100,000 vehicles per month.

The Brookings Institute's analysis, released in October, was less generous. It said the program created just 380,000 sales, and those sales were simply pulled ahead from the next 10 months and would've happened without the stimulus. Gross domestic product growth was "negligible" and employment increases were "minimal," according to the analysis.

Clunkers did cut carbon dioxide emissions by replacing gas-guzzling SUVs and pickups with small, fuel efficient compact cars or mid-sized sedans. But, according to the Brookings Institute's analysis, doing so was expensive and less cost-effective than some other environmental policies, such as the cap-and-trade bill passed by the House in 2009.

In short, cash for clunkers moved the metal and cleaned up the fleet a bit -- but at a high cost. If it were up to Brookings, 2009 would be the last time such a policy is taken up.

Said the report's authors: "In the event of a future economic recession, we would not recommend repeating the CARS program."

Many in the industry would respectfully disagree.
Title: Re: The Economic Downturn..
Post by: RVR II on September 11, 2014, 07:55:22 AM
I'm kinda surprised they've lasted this long :o
Quote
RadioShack Says It May Need to File for Bankruptcy

The retailer whose name was once synonymous with electronics says it may be headed for bankruptcy or even liquidation. RadioShack said Thursday it may need to file for Chapter 11 if its cash situation worsens, after reporting its tenth straight quarterly loss. The company is also exploring other options, including a sale or an investment, to overhaul its balance sheet, it said in a regulatory filing. RadioShack, whose sales have been in a free-fall since 2010, said it was working with its lenders and landlords to restructure its debt and cut costs.

The company raised doubts about its ability to continue as a going concern and said it may have to liquidate as a last resort. RadioShack stores, which have been around for more than 90 years, were once the go-to shops for budding innovators and engineers for products that ranged from vacuum tube speakers to the first mass-produced PC. The retailer, however, has done little to transform itself into a destination for mobile phone buyers, losing out to rivals such as Best Buy Co Inc , Amazon.com Inc and Wal-Mart Stores Inc .
Title: Re: The Economic Downturn..
Post by: RVR II on November 10, 2014, 11:43:46 AM
Quote
RadioShack to Open 8 a.m. Thanksgiving Day
NBC News
Struggling electronics chain RadioShack on Monday added its name to the growing list of retailers that will be open on Thanksgiving Day.

For the first time, the company will open the majority of its stores at 8 a.m. Thursday, and they will remain open until midnight. Last year, most of its doors were closed on Thanksgiving.The company joins the likes of Toys R Us and J.C. Penney, which will open at 5 p.m. on Thanksgiving, while Sears, Kohl's, Macy's, Belk and Staples will open at 6 p.m. "Given the customer demand for store hours on Thanksgiving last year, we made the decision to open on Thanksgiving," RadioShack spokeswoman Andrea McCauley said. "It gives us the opportunity to stay competitive." "Given the customer demand for store hours on Thanksgiving last year, we made the decision to open on Thanksgiving," RadioShack spokeswoman Andrea McCauley said. "It gives us the opportunity to stay competitive."
I say we boycott these places and just buy online :o
Title: Re: The Economic Downturn..
Post by: MartyS (Gromit) on November 10, 2014, 12:49:26 PM
  So a store no one is going to is going to be open on a holiday.

  The old "if we are the only store open people have to come to us" strategy.

  Brilliant!

 
Title: Re: The Economic Downturn..
Post by: RVR II on November 10, 2014, 12:52:51 PM
  So a store no one is going to is going to be open on a holiday.

  The old "if we are the only store open people have to come to us" strategy.

  Brilliant!
Yeah really ..
I'm sure the power bill for that day(s) plus paying your employees for holiday pay will make it worth the 'profits' ::)
Title: Re: The Economic Downturn..
Post by: goflyblind on November 10, 2014, 12:52:59 PM
all those stupid gadgets they sell, one of 'em's gotta roast a turkey!
Title: Re: The Economic Downturn..
Post by: RVR II on November 13, 2014, 11:48:11 AM
Quote
Buffalo-Area Mall Threatens To Fine Stores That Don't Open On Thanksgiving
Huffington Post
Posted: 11/13/2014 10:39 am EST Updated: 43 minutes ago


An upstate New York shopping mall is threatening to fine retailers about $200 an hour if they fail to open at 6 p.m. on Thanksgiving.

Walden Galleria, a suburban Buffalo retail complex with more than 200 stores, told store managers in a meeting last week that they must open their doors when the shopping center opens on the holiday, or pay penalties specified in leases, 10 managers told The Huffington Post on Tuesday. Waiting until midnight to open may cost stores $1,200 or more.

Struggling to compete with big-box stores and online retailers, shopping malls around the country plan to kick off Black Friday early by opening on Thanksgiving. The malls are trying to keep up with stores like Kmart, Target and Walmart, which have all pushed holiday shopping's start date to turkey day.

It’s not uncommon for mall property managers to penalize stores for time spent closed when the rest of the mall is open. Though the practice still can ignite controversy. InAlbany, New York this year when a shopping mall refused to close despite a snowstorm, stores stayed open to avoid fines and many workers complained.

Malls are keenly interested in keeping its shops open. Part of the rent the mall collects from each store is based on its sales. If a store is closed during mall hours -- particularly busy holiday shopping hours -- it theoretically would make less money and would pay less rent, said Steven Gursky, an attorney who handles retail leasing for the New York-based law firm Olshan Frome Wolosky.

This year is the first that Walden Galleria -- along with many other malls -- is inviting customers to shop doorbuster sales in the middle of Thanksgiving. Rival malls that open on the holiday said they will not punish stores that refuse to participate in the early Black Friday shopping bonanza.

“The store must be open,” said Chuck Sinclair, manager of the sporting goods store Sports Obsession in the Walden Galleria. Reluctant to work on the holiday, he added with a laugh: “But that doesn’t mean I’m going to let shoppers in.”

The fines vary by lease, according to the store managers. And some service-based outlets in the mall, such as hair salons and certain boutiques, can get exemptions, they said.

Matthew Bader, the galleria’s general manager, did not respond to repeated requests by phone and email for comment. A spokeswoman at Pyramid Management Group, the Syracuse-based developer and property manager that operates Walden Galleria, directed questions to Bader.

The mall joins major retailers that have come under fire this year for kicking off holiday shoppingon Thanksgiving.

“It’s a family day, it’s a holiday and frankly it’s really getting out of hand with how stores are opening so early,” said Brian McKnight, manager of Walden Galleria's Art of Shaving boutique, which will absorb the store's $250-an-hour fines and remain closed until 5 a.m. on Black Friday. “It’s about having that comfortable work-life balance and respecting my employees’ holiday time with their families.”

Not every store has such generous corporate offices. At Pacific Sunwear, the California surf fashion chain, manager Melanie Garrido told HuffPost her outlet’s parent company wouldn't pay fines to remain closed, so she had to schedule workers on Thanksgiving evening.

A spokeswoman for PacSun said the company's policy is simply: "When the mall is open, our PacSun store is open."

The push to open earlier than ever underscores the difficulties faced by malls as shoppers, made cost-conscious by the Great Recession, have migrated to discount retailers and e-commerce sites. Luxury malls -- ones anchored by such ritzy department stores as Neiman Marcus, Nordstrom and Saks -- have rebounded as wealthier clientele quickly regained disposable income in recent years. But malls anchored by mid-market department stores, such as Macy’s, J.C. Penney and Sears, continue to struggle.

“Mr. and Mrs. Average America are squeezed and retailers are trying to respond to that in any way they can to drive footsteps into their stores,” Howard Davidowitz, a retail analyst and consultant, told HuffPost. “And the mall is not known for the greatest deals.”

Davidowitz said malls command higher rents than the spaces outside malls occupied by such stores as Target, T.J. Maxx or Family Dollar, making it difficult for mall-based retailers to offer better deals. And, of course, many online stores don’t pay anything for retail space.

“Unfortunately it’s come to this,” Hitha Prabhakar Herzog, a retail analyst and chief research officer at AitchPe Retail Advisory, said of the earlier Black Friday hours. “Malls are losing money by the minute.”

McKnight, the Art of Shaving manager, said Walden Galleria’s management pushed for earlier hours after Macy’s, one of the mall’s big anchor stores, announced it would begin Black Friday sales at 6 p.m. on Thanksgiving. For the last two years, the mall has opened at midnight, McKnight said. He complained that the mall's management waited until Halloween to tell tenants, and "it put a lot of managers in a scramble to get staffing.”

Still, some of the mall's store managers welcomed the holiday hours.

Alyssa Newell, who manages the family fashion retailer Buckle, said she opted to open at 6 p.m. on Thanksgiving because she expects to make a lot of sales.

“We just had the availability,” she said of her employees, some of whom work as personal shoppers for the store’s customers. “For us, it just made sense.”
Title: Re: The Economic Downturn..
Post by: Bob on November 13, 2014, 04:47:38 PM
So some people like the policy and some don't like it.

Seems about normal
Title: Re: The Economic Downturn..
Post by: RVR II on November 14, 2014, 08:15:24 AM
Quote
Walmart Workers Promise Biggest Black Friday Strike Ever

Posted on November 14, 2014 at 10:56 am Updated: November 14, 2014

Associated Press

Walmart employees who are organizing as part of OUR Walmart are promising the biggest strikes ever on Black Friday, saying more employees will participate than the previous two years.

Barbara Gertz, an employee from Denver, Colorado, said organizers are expecting to see protests in 1,600 stores. While they don’t yet have a headcount of how many workers will strike or in how many cities, she said they’ve gotten calls “every day” from employees who want to join in. Protests will hit Los Angeles and a number of other major metropolitan areas. Employees at more than 2,100 Walmart stores across the country have signed an online petition asking for higher wages and better working conditions.

Gertz explained why she’s planning to take part. “There have been many times my family can’t even afford the gas to get me back and forth to work, so my husband had to wait in the car to take me home after work,” she said on a call with the press. “Every time one of us speaks out for change, we take the risk that Walmart will fire us. That’s not right and that’s not legal. That’s why we’re going on strike.” The National Labor Relations Board has backed up some of the claims of retaliation against organizing workers.

She noted that while the company has made some changes — it has announced an increase in the wage for its lowest-paid employees above the federal floor of $7.25 an hour, overhauled its scheduling program, and made some changes for pregnant employees — “associates are still struggling and our stores are still understaffed.” Striking Walmart workers have been calling for $15 an hour, more full-time work, and an end to retaliation to those trying to form a union over the past two years, and those demands were repeated on Thursday as they staged the first-ever sit-in strike.

Workers have gone on strike and protested for the past two Black Fridays. This time, they will also be joined by “tens of thousands” of community members, according to Stephanie Ly, AFT New Mexico president and a teacher, the “largest mobilizing of working families we’ve seen in recent history.” Teachers, elected officials, members of the clergy, and others will participate in protests at stores, flash mobs, marches, and prayer vigils.

“As a teacher, this tears me apart,” Ly said. “The constant struggle Walmart has created for families is not acceptable. It’s also holding back the next generation from the opportunities and fair shake they deserve.” They’ll join in the call for $15 an hour and full time work on behalf of “students who are coming to school hungry.”

While Walmart some workers will go on strike, others will be asked to report to work the day beforehand: Thanksgiving. Nearly 1 million workers will be asked to report to work on the national holiday to keep the store open all day, with Black Friday shopping deals starting at 6 p.m.

The company has admitted that less than half of its workforce makes more than $25,000. But it could easily raise pay by ending stock buybacks or raising the cost of an item like a DVD by a penny.
Title: Re: The Economic Downturn..
Post by: BiteMe316 on November 16, 2014, 05:48:02 AM
Trump Taj Mahal to close in December.


http://www.nj.com/atlantic/index.ssf/2014/11/trump_taj_mahal_owner_shuts_down_casino.html#incart_river

Title: Re: The Economic Downturn..
Post by: MartyS (Gromit) on November 16, 2014, 09:49:36 AM
Yeah, Atlantic City is taking a beating this year. 
Title: Re: The Economic Downturn..
Post by: Eric Pode of Croydon on November 16, 2014, 12:38:05 PM
Quote
Walmart Workers Promise Biggest Black Friday Strike Ever

Spoiler (click to show/hide)
[/spoiler]

Went to Black Friday Walmart once. I will never do it again. The sense of animal aggression in there was horrible.
Title: Re: The Economic Downturn..
Post by: Bob on November 16, 2014, 01:53:04 PM
Yeah, Amazon is much better.  And you can drink rum while shopping
Title: Re: The Economic Downturn..
Post by: RVR II on November 16, 2014, 08:13:42 PM
Quote
Japan Sinks Into Recession (Again)

9:59 PM ET
Reuters

An unexpected contraction in quarterly GDP shows that Prime Minister Shinzo Abe’s radical economic program is badly broken

If anyone is still holding out hope that Abenomics — the unorthodox slate of economic policies named after their inspiration, Japanese Prime Minister Shinzo Abe — could rescue Japan from its two-decade slump, the news on Monday should dash it. The troubled economy surprised analysts by (once again) tumbling into recession. GDP in the quarter ended September shrank by an annualized 1.6% — far, far worse than the consensus forecasts. That followed a disastrous 7.3% contraction in the previous quarter. Speculation in Japan is that the bad results will push Abe to call a snap election only two years after taking office.

What’s going on in Japan is important for all of us. Since the economy is still the world’s third-largest (after the U.S. and China), a healthy Japan could provide a much-needed pillar to growth in a struggling global economy.

The current downturn is being blamed on a hike in the consumption tax, implemented in April to try to stabilize the government’s feeble finances, that slammed consumer spending. It is now expected that Abe will delay a further increase in that tax scheduled for next October. But the real causes lie much deeper — in the failings of Abe’s economic agenda.

The idea behind Abenomics was to boost the economy with massive stimulus from the Bank of Japan (BOJ) and the government combined with structural reform of the economy, or what has been called the “third arrow.” The problem is that we got the first two arrows, but not the third. While the BOJ kept its printing presses rolling, dramatically weakening the value of the yen, badly needed deregulation and market-opening has come extremely slowly. Some critical changes, such as a loosening of labor laws, seem to be off the menu entirely. The result is that the actual potential of the economy has not been enhanced. Meanwhile, the welfare of the average Japanese family hasn’t improved either. Wages haven’t advanced much, while prices have increased.

If Japan’s situation proves anything, it is the limits of central bank policy to fix economies. Despite a torrent of cash infused into the economy through the BOJ’s “quantitative easing” or QE, Japan’s economy remains mired in slow growth and stagnant household welfare. That’s why it is hard to imagine that the BOJ’s October decision to increase its QE program will make a major difference. So that’s the takeaway for policymakers in the U.S. and especially a stumbling Europe: If you’re going to rely too much on central bankers to revive growth, you’re going to fail.

The question facing Abe is whether he can press ahead more quickly with important reforms, either in his current administration or after a fresh election, which his party will still mostly likely win. Based on his recent track record, we don’t have reason to be confident. But maybe one day Japan will give us a surprise — in a good way.
Title: Re: The Economic Downturn..
Post by: RVR II on December 01, 2014, 05:38:31 PM
Quote
A looming farewell--though not good riddance--to RadioShack

December 1, 2014
Los Angeles Times

RadioShack May File For Bankruptcy

RadioShack was once America's high-tech toy store; what happened?
RadioShack says it's 'reinvigorating' its stores, but you shouldn't expect much
RadioShack's latest--and possibly last--desperation move was to stay open on Thanksgiving

Several generations of home electronics hobbyists, ham radio enthusiasts and computer nerds spent their growth-spurt years haunting their local RadioShack stores. They can't be happy about the company's long slide toward irrelevance and its looming disappearance as a feature of the retail landscape.

The chain joined the quixotic rush by American retailers to open on Thanksgiving Day, but was one of the very few outside the grocery business to be open as early as 8 a.m. A surer sign of management desperation is hard to conceive--or of management cluelessness, for that matter.
We may not have enough cash and working capital to fund our operations beyond the very near term, which raises substantial doubt about our ability to continue as a going concern.

The Fort Worth firm's CEO, Joe Magnacca, characterized the policy as an effort to "capture the opportunity in the marketplace," but it's hard to figure where the clamor was in the wee hours of Thanksgiving Day for RadioShack's inventory of electronic adapters, batteries and other cheap gewgaws. A few cooks preparing family dinners might have had a burning last-minute need for a spare meat thermometer, but those could only be ordered from RadioShack online, so dropping in at any of its 5,200 local stores that were open (including three of the seven within five miles of my home) wouldn't have done them any good.

Harbingers of RadioShack's imminent demise are everywhere. Its employees feel abused. The company has been trying to restructure its finances for months to pursue what Magnacca calls an "operational turnaround." But its latest financial statements have been nothing short of horrific. In September, the firm announced its 10th consecutive money-losing quarter; its cash on hand had dwindled to $30.5 million from $440 million a year earlier. (We asked RadioShack for a comment on these and other issues, but haven't heard back.)

At that time, the firm disclosed that "we may not have enough cash and working capital to fund our operations beyond the very near term, which raises substantial doubt about our ability to continue as a going concern" and mentioned the possibility of bankruptcy. Since then, its largest shareholder, the hedge fund Standard General, has given it a little more financial breathing room to show financial progress, but its forebearance could run out early next year. As I write, the stock is trading at 80 cents a share.

RadioShack's strategic thrashing is a familiar sight to anyone who follows moribund companies. For a time it positioned itself as a go-to retailer of mobile phones, but becoming a handmaiden of big, powerful mobile companies didn't prove to be the path to survival. Squeezed by big box retailers such as Best Buy, online merchants such as Amazon, and its brand suppliers, RadioShack seemed to disappear before our eyes. Shopping at the outlets in my neighborhood is a depressing experience, like dropping in at a 7-11 at 2 a.m. The stores are mostly dark, dingy, cramped and with a decidedly utilitarian and uncompelling inventory. I haven't spent more than $6.99 on a RadioShack purchase in years.

It wasn't always this way. The company's heyday ran from the 1970s through the late 1990s, when it rode the citizens band radio craze as the largest retailer in the market, and then morphed into a creditable maker of computer gear.

RadioShack introduced its TRS-80 personal computer in August 1977. For a time the unit held the home computing market in thrall, along with the Apple II and Commodore PET 2001--aficionados nicknamed the machine the "Trash-80," with equal parts disdain and fondness.

In 1983 came the TRS-80 Model 100/102, a pioneering laptop made out of high-impact plastic with an embedded eight-line LCD screen and a built-in modem, which retailed for as little as $800. Two years later the line was supplemented with the Model 200, which had a flip-up 16-line screen and sold for $1,000. The computers' specifications are laughable today, of course, but you'd be hard pressed to find a journalist from that era who traveled without one; mine got hauled from one end of Africa to the other.

RadioShack was eventually run out of the computer market by the IBM PC and its clones, but remained an important factor in the retail chain; its share price peaked in late 1999 in the high $70s, then came crashing down with the rest of the tech sector and almost never looked back.

The disappearance of RadioShack won't leave much of a void in the tech market, but it will put as many as 27,000 employees out of work. That's never a good thing, but one would feel even sorrier for them if RadioShack didn't have the reputation of a detestable place to work. In 2012, it ranked as America's third worst company to work for in a widely published survey by the website 24/7 Wall Street.

Nickel-and-diming of the workforce is another artifact of a company in its death throes. Judging by this shocking account of more than three years on the job by a former RadioShack drone, the company has polished contempt for its employees to a high luster. Its Thanksgiving Day routine was telling: The company initially announced that its stores would be open from 8 a.m. to midnight; then, after employee objections, decided to close between noon and 5 p.m. so they could spend that little time with their families.

Some retail analysts think RadioShack could have emerged from the market turmoil of the last couple of decades as a leading technology merchandiser, but that's doubtful. Keeping up with rapidly-changing markets is hard even for retailers with strong managements and a vision. RadioShack failed to pursue a consistent strategy or preserve a consistent image, so it declined into a last-gasp seller of cheap, trivial goods and not at bargain prices; who would go to RadioShack today to buy a high-end computer or TV, when there are so many other choices around, including online?

Under Magnacca the chain talks about "reinvigorating stores, revamping product assortment and repositioning the brand," creating "concept stores" to attract customers in 100 locations and slapping new paint on 2,000 more. That's the essence of window-dressing, and still leaves unanswered the question: What's RadioShack for? As its creditors and investors close in, the firm has very little time left to find an answer.
Title: Re: The Economic Downturn..
Post by: MartyS (Gromit) on December 01, 2014, 08:11:29 PM
Kind of sad to see them go, will have to use amazon now and wait for delivery if I want something like a 3 battery holder for a project...

Funny, when I was in high school they got 2 TRS-80s, that was a big deal back then.  One rich kid in town had an Apple II with a floppy drive...
Title: Re: The Economic Downturn..
Post by: RVR II on January 15, 2015, 07:41:40 AM
What's wrong with Canada ???
Quote
Target: 17,600 jobs at risk as retailer leaves Canada

BBC
 15 January 2015 Last updated at 10:28 ET

The US discount store Target is to shut all of its 133 stores in Canada two years after launching there.

On current trading performance, Target Canada, which employs 17,600 people, would not be profitable before 2021, its US parent said in a statement.

Target Canada, which has filed for bankruptcy protection, faced tough competition from Walmart and Costco, which opened in the country years ago.

Target said the closure was in the "best interest of the business".

Chairman and chief executive Brian Cornell said: "After a thorough review of our Canadian performance and careful consideration of the implications of all options, we were unable to find a realistic scenario that would get Target Canada to profitability until at least 2021,"

He said the focus now would be on "driving growth" in the US, where it has 1,801 stores.

There had been criticism that Target's launch in Canada was inept, with uncompetitive pricing and poor range of stock in the stores.

Shares in Target rose 8% in early trading following the news it was leaving Canada.

Mr Cornell, named chief executive six months ago, said: "It was a difficult decision but it was the right decision for our company.

"We have determined that it is in the best interest of our business and our shareholders to exit the Canadian market and focus on driving growth and building further momentum in our US business. "

It is Mr Cornell's first big move following the resignation of Gregg Steinhafel last year.

Target is not the only US discounter to suffer across the border. Big Lots and Best Buy have both closed stores in Canada.

Target said it expected cost of the exit to be between $500m (£328m) and $600m.
Title: Re: The Economic Downturn..
Post by: RVR II on January 24, 2015, 04:06:24 PM
It's still January and we've only been home from Mexico just over 2 weeks.
A lot going on; some positive, some negative..

Tax season is slowly starting to increase but I've decided I don't need to go to our Charlotte office as often anymore and have started planning on staying more at our home office..
Today I was told we had customers at the Charlotte office and when I get there, there's no customers. This has happened a few times now since we opened the location a few months back and I had had enough! Wasting time, Wasting gas.. Not to mention 2 costly mechanical repairs and 1 accident I've had because of traveling back and forth there.. It's costing me more than I'm making  :-[

I guess I am also preparing for a possible new job working with the Postal Service :o
I applied for a Rural Carrier job this past Wednesday, took my test on Friday and I passed!
If I do get on at the Post Office then I need to plan for staying with them long term and restructure things in my business to minimize any work conflicts and this move is a step in that direction. I still may get that random call from the wife with questions but that's manageable so I guess we'll see what happens. :-\
Title: Re: The Economic Downturn..
Post by: RVR II on February 04, 2015, 09:23:49 AM
Oh Really ??? Wonder if they will combine names like Office Staples :o
Quote
   
Office Depot and Staples had been in merger talks since September.

The New York Times
Updated, 8:39 a.m.

Staples has agreed to acquire Office Depot for $6.3 billion in cash and stock, a deal that would unite the two biggest providers of office supplies if approved.

The agreement to combine the two companies comes after months of pressure from Starboard Value, a hedge fund that had threatened to press a management change at Staples if it did not pursue an acquisition of Office Depot.

The combination is likely to face close antitrust scrutiny. Eighteen years ago, regulators shot down a combination of Staples and Office Depot. But in the nearly two decades since that attempted deal in 1997, the competitive landscape has changed, with both companies now facing rivals in Walmart, Target, Amazon and others.

Despite the specter of reduced competition in the market for pens and paper, regulators recently signaled that they were open to more consolidation in the office supplies market.

When Office Depot acquired OfficeMax in 2013, the Federal Trade Commission said the deal was “unlikely to substantially lessen competition in the retail sale of consumable office supplies.”

Staples will pay $7.25 in cash and 0.2188 of a share in Staples stock for each share of Office Depot. That represents a 44 percent premium over Office Depot’s stock price before news of the impending deal leaked on Monday night.

Staples began looking at the deal last summer, and talks with Office Depot began in September.

Ron Sargent, Staples’ chief executive, said that the company expected at least $1 billion of savings through the merger. “These savings will dramatically accelerate our strategic reinvention which is focused on driving growth in our delivery businesses and in categories beyond office supplies,” he said in a statement.

In a conference call, Mr. Sargent said that the companies’ business was changing, as the way people work continued to evolve.

“Paper based office supplies are being replaced by technology, customer demand continues to shift online, we’re going up against a wider set of competition,” Mr. Sargent said. “This transaction creates significant value for Staples and Office Depot shareholders.”

Mr. Sargent said both Staples and Office Depot boards had analyzed the regulatory environment, and that both boards believed the deal would be approved.

The companies said they expected the deal to close by the end of this calendar year. Staples will increase the size of its board to 13, from 11, adding two Office Depot directors.

There is a provision that allows Staples to walk away from the deal if regulators require divestitures amounting to more than $1.25 billion in Office Depot’s revenues or have a material adverse affect on Office Depot’s international operations.

If the deal is completed without forcing the companies to sell off substantial assets or retail outlets, the combined company will operate about 4,400 stores and have sales of roughly $34 billion.

Mr. Sargent said he wouldn’t predict how regulators would evaluate the transaction.

“It’s not our place nor could we publicly handicap what the F.T.C. might say,” he said. But he added that he agreed with the agency’s remarks at the close of the OfficeMax deal.

On Tuesday, after news of the deal leaked, the stocks of both companies rose sharply, reflecting investor enthusiasm for a combination.

“This transaction delivers great value for our shareholders and creates a company ideally positioned to serve our customers and grow over the long term,” Roland Smith, the chief executive of Office Depot, said in a statement. “It is also an endorsement of our many accomplishments and the tremendous success we’ve had integrating Office Depot and OfficeMax over the past year. We look forward to bringing our experience and knowledge to the new organization.”

The deal would be another victory for Starboard, which is riding a string of successes in its activist campaigns. Starboard last year successfully ousted the board of Darden Restaurants, the parent of the Olive Garden chain. Starboard had also been agitating Yahoo to spin off its stake in the Chinese e-commerce giant Alibaba, which the company announced it would do last month.

In this deal, Barclays provided financial advice to Staples and Wilmer Cutler Pickering Hale and Dorr, and Weil, Gotshal & Manges provided legal advice. Peter J. Solomon Company advised Office Depot, while Simpson Thacher & Bartlett provided legal advice.
Title: Re: The Economic Downturn..
Post by: RVR II on February 09, 2015, 12:23:55 PM
Spoiler (click to show/hide)
And here's the list of Radio Shack stores to close by March 31:
http://www.scribd.com/doc/255034573/RadioShack-store-closures
Title: Re: The Economic Downturn..
Post by: RVR II on March 11, 2015, 08:25:41 AM
Quote
This is historic: the dollar will soon be worth more than the euro

The Washington Post
 March 10 at 7:35 PM


There's a currency war going on, and the United States is losing. The latest setback is the news that the euro has fallen to a 12-year low of $1.07, down from as much as $1.39 just last year. That's a 30 percent drop in 11 months, to be exact, and there's no reason to expect it to stop anytime soon.

Now a strong dollar is good for anyone who's planning a trip overseas, but it's bad news for anyone who's planning on selling stuff there. That's why stocks fell, with the S&P 500 down 1.7 percent on the day and now negative on the year, as multinationals that depend on foreign sales took another hit. After all, it's not just the euro that's falling against the dollar, but almost every other currency in the world, too—with Turkey and South Africa's falling more than most on Tuesday.


Why is the dollar up so much? Well, the simple story is that the stronger your economy, the stronger your currency. The slightly more complicated version, though, is that currencies go up when monetary policy is relatively tight, and down when it's relatively loose. Now these should just be different ways of saying the same thing—since central banks raise rates when growth is too strong and cut them when it's too weak—but that's not always the case. Sometimes central banks make mistakes, like Europe did, and tighten policy when the economy is still weak, and sometimes they mistake zero interest rates, like Japan did, for easy policy when the economy is so weak it needs even more help than that.

But in any case, it's a lot simpler now. The U.S. economy is doing well enough that it's getting ready to raise rates, and the rest of the world is slowing down enough that it's cutting them. Indeed, the not-so-short list of countries that have eased monetary policy the past few months, some of them multiple times, includes Australia, Canada, Chile, China, Denmark, Egypt, India, Indonesia, Israel, Peru, Poland, Singapore, Sweden, Switzerland, Turkey and, above all, the euro zone. It's finally started buying bonds with newly printed money, a k a "quantitative easing," to try to get its economy out of the low inflation, low growth trap that it's fallen into. And that's not to mention the fact that Japan, which has been stuck in the same kind of one for the better part of two decades, has also been buying bonds this whole time, and recently started buying even more of them.

So it's no surprise that the dollar is shooting up so much. Think about it like this. Would you rather buy a U.S. 10-year bond that pays 2.13 percent or a German 10-year bond that only pays 0.235 percent? That's a pretty easy math question, and investors are answering it by dumping their euros to buy dollars. And that's not going to start changing until the U.S. and Europe's monetary policies stop diverging. That's why Deutsche Bank expects the euro to keep falling to $0.90 by the end of 2016 and $0.85 by the end of 2017.

So you might want to wait to book that trip, and, more importantly, the Fed might want to wait to raise rates. Even though unemployment is down to a normal-ish 5.5 percent, there's no rush to normalize policy since there still isn't any sign of inflation or bubbly behavior. The Fed doesn't want to be the only central bank raising rates—a strong dollar is like a tariff against our exports and a subsidy for our imports—unless it really has to, and right now it doesn't.

The only way to lose a currency war is to refuse to fight it, and let yours go up too much. The dollar is already going to go up plenty more no matter what we do, but we can at least try to limit the damage.

Because sometimes a strong dollar is a weakness.

Currently the Mexican Peso is worth $15.53 to $1 USD :o
Title: Re: The Economic Downturn..
Post by: RVR II on June 11, 2015, 05:46:04 PM
Just awesome..
I applied at this place (for a Quality Assurance position) last year and never heard a word back from them..
Maybe I didn't meet their QA qualifications was my assumption, then I read this..
Quote
Physicians Choice Laboratory Services in Rock Hill laying off 120 workers


Physicians Choice Laboratory Services of Rock Hill is laying off 120 workers, company officials announced Thursday.

Reduced reimbursements from federal and private payers for the lab’s most commonly used tests is the reason for the layoffs, said Christine Marks, vice president for marketing.

“This was a difficult but necessary decision,” Marks said.

Specific reimbursement cuts are part of The Protecting Access to Medicare Act, which was passed in April 2014, Physicians Choice officials said.

Changes in the act affected clinical laboratories such as Physicians Choice. Lab officials said the reimbursement cuts are part of a larger industry trend that challenges all providers to health care industry to balance revenues and expenses with the goal of better services and lower costs.

Physicians Choice Laboratory Service moved into a 104,000-square-foot, $24.1 million building in the Riverwalk Business Park in July 2013. The company, which moved from Charlotte where it was out of space, had about 200 employees in 2013 and had planned to expand to about 300 workers within a year.

It was the first business in the Riverwalk Business Park.

Physicians Choice offers a range of services designed to inform physicians about their patients’ health. Tests ranging from toxicology reports to drug screenings to genetic and DNA studies are performed at the Riverwalk lab. Patient samples come from all over the country.

The lab recently added blood tests to help physicians address concerns of over-diagnosis and over-treatment of prostate cancer.

I know our amazing Republican governor Haley offered the company a nice tax break/incentive package to relocate here 2 years ago and now all of a sudden, they're down-sizing and will probably eventually leave to go elsewhere for more tax breaks and leaving folks out in the cold in the process >:(
Title: Re: The Economic Downturn..
Post by: RVR II on July 01, 2015, 04:48:08 AM
It's July 1. Half way through the year.
Tax season has been over since April 15.. 5th year in a row of mediocre business.
We've had some customers since then but not enough to carry us through the rest of the year so the wife decided to work at a Greek restaurant 5 miles from our Charlotte office thinking she could make enough to pay rent for the CLT office and still be there to catch customers..
I warned her that was impossible to do cause the restaurant will run her ragged and she would be in no condition to work at the CLT office afterwards. I was right!
Yesterday was her first day (and last day it looks like); 7am - 4pm: She arrived late because of CLT traffic, then they never gave her any breaks nor a 30 minute lunch. She had me set the alarm at 5am to wake her up this morning then decided not to go and I couldn't go back to sleep :grr:
I gave her 2 weeks before she would give up but nope.. 1 day was it. She thought it be like working at her old restaurant she worked at with her brother and sister years ago (late 90s - early 2000s) but this place was much worse apparently..
I don't know why she wants to settle for restaurant work when she could find a bilingual job with good pay and less stress ??? I think it's a 'pride' thing and she's embarrassed to have customers see her working someplace instead of in our business :-\

Me, I applied at the post office for 2 jobs back in January; a City Carrier Assistant and a Rural Carrier position. I had an interview for the City Carrier job back in April (told it would start out as a part time position) and have heard nothing since..
It shows on the USPS job site that I'm still on a hiring list for both jobs though I have never had an interview for the Rural Carrier position yet.
I know I can find something else but looking for something part time from now till December with decent pay will be difficult.. Most companies are looking for long term employees which would work next year, but we're trying to make it to our Goddaughter's 15 year party (Dec. 23) and we need to be there for it :-[
So in the meantime, we're scraping by each month in the hopes of making it to December for the trip, then return in January, get the tax business resurrected and I find a long-term job that can carry me through to retirement :-\
Title: Re: The Economic Downturn..
Post by: Bob on July 02, 2015, 09:48:55 AM
For taxes...........is working for one of the larger tax companies an option?  I know that you can do that and own a tax business.  When my parents opened their tax business, they did both for awhile.
Title: Re: The Economic Downturn..
Post by: RVR II on July 02, 2015, 10:43:40 AM
For taxes...........is working for one of the larger tax companies an option?  I know that you can do that and own a tax business.  When my parents opened their tax business, they did both for awhile.
I haven't really explored that option, and with tax season over, I'm not sure that's available currently..
I should explore that though :o

Oh, and I just got confirmation (sorta) that my neighbor friend living next door in my Mega-Shed quit showing up for work and that he's more than likely out of a job now so there maybe no rent money coming from him very soon..
Just what I need, more financial strain :-[
Title: Re: The Economic Downturn..
Post by: BathTub on July 02, 2015, 09:46:38 PM
Holy fuck I got bit hard. Turns out I missed the NZ/US exchange rate tanking like 20% in the past month or so and costs are going up fast! Enjoyed that 85 cent rate way to much.
Title: Re: The Economic Downturn..
Post by: RVR II on August 16, 2015, 04:23:37 PM
I made a mention in the Norman Groan thread that I was not selected for that Rural Carrier Associate/Relief position at the U.S. Post Office yesterday, despite them sending me for a drug test, background screening, and other stuff..
After 8 1/2 months of trying, this is the first response I've gotten out of 4 jobs I applied for and I realized that the U.S. Gov't is an expert on wasting time and money and perhaps I put too much faith into thinking I would be hired by them..
My age of 46 currently may be playing a factor in my employability though companies will never admit to that cause they would be violating the law (age discrimination)..
I saw that happen to a guy at my last job a couple years back; he was 58 and was working through a temporary staffing agency for 2 1/2 years hoping to be hired full-time but never was and I hope I don't end up in that situation when I get to that age.. :-[

So, I started looking for jobs on Monster.com and found 1 that I may still qualify for dealing with quality assurance in the Nuclear Electrical field called a Quality Assurance Specialist / Engineer..
Part of my nuclear submarine training (1988-92) dealt with nuclear electricity as well as quality assurance, and my old job from 1995-2006 was a Quality Assurance Auditor, so maybe I have a shot but again I've been away from both fields for many years so we'll see.. Bachelor's degree required though mine is in History :-\
They required a Cover Letter along with my resume and I had no idea what that was until now so I found some samples online, put one together real quick to submit along with my resume and application.

Again, not waiting around, I will probably check out the local temporary staffing agencies myself (haven't used one of these places since 1995) to see what they have available for the next few months and hope I can still go to Mexico in December for the Goddaughter's 15 year party, but there is the real possibility that I may not be able to make it because work will take precedence now :(
Title: Re: The Economic Downturn..
Post by: RVR II on August 24, 2015, 06:27:47 AM
Here we go again..
Quote

Asia & Pacific
World markets lose ground amid ‘Black Monday’ for Shanghai index
Shanghai market sees largest one-day percentage fall in more than 8 years

The Shanghai Composite Index ended trade on Monday down 8.49 percent, after all of the yearly gains were wiped out of the market.The fall comes as investors were disappointed that policymakers announced no support for the markets over the weekend.

(Reuters)
August 24 at 9:05 AM

BEIJING — China’s state media called it “Black Monday” as the Chinese stock market recorded its biggest slump in eight years and jitters spread throughout Asia and the rest of the world.

The collapse in Chinese stocks was fueled by mounting concerns about an economic slowdown here, but it has fed into a wider sell-off in emerging markets. Asian shares hit a three-year low Monday, and the nervousness appeared likely to spread to Wall Street after last week’s sharp falls there.

“A lot of questions are being asked by investors,” said Chris Weston, chief markets strategist at IG in Melbourne. “This is a confidence game, and when you don’t have confidence, you press the sell button.”


Shanghai’s main share index closed down 8.49 percent, but trading in hundreds of shares was suspended after they lost 10 percent.

The Shanghai Composite Index has fallen by nearly 40 percent since June, after rising more than 140 percent last year. Tokyo’s Nikkei-225 index recorded its biggest drop in more than two years, falling 4.6 percent to a six-month low, while the MSCI index of Asia-Pacific shares outside Japan sank 5.1 percent to a three-year low.
The benchmark Shanghai Composite Stock Index lost more than 7 percent on Monday.

Overnight futures trading suggested further losses were in store for the Standard & Poor’s 500-stock index in the United States after last week’s 6 percent decline. S&P futures dropped 2.4 percent, with even favored stocks such as Apple and Netflix losing more than 4 percent in early New York trading, Bloomberg News reported.

In early afternoon trading in Europe, Britain’s FTSE 100 index was down 4.1 percent, Germany’s DAX index was losing nearly 3.9 percent, the CAC 40 in Paris was off 4.7 percent, and the Stoxx Europe 600 index fell 4.6 percent. The Dax has now fallen 20 percent from its peak in April. Companies in the FTSE 100 were on track to lose roughly 70 billion pounds ($110 billion) in value Monday, the Guardian newspaper reported.

Middle Eastern stocks also took a hit, with markets in Saudi Arabia, Dubai, Egypt and Israel down sharply.

“Markets are panicking,” Takako Masai, head of research at Shinsei Bank in Tokyo, told the Reuters news agency. “Things are starting to look like the Asian financial crisis in the late 1990s. Speculators are selling assets that seem the most vulnerable.”

Over the weekend, China announced it would allow pension funds to buy shares for the first time, but the move failed to restore confidence. The state news agency Xinhua tweeted that it was “Black Monday!” as China’s shares joined the global panic.

Some traders said the authorities’ failure to step in to buy shares Friday — when the market fell 4.2 percent — generated a sense of panic and forced some funds to liquidate positions. Although pension funds have reported net assets of some $550 billion, experts said they might not want to buy aggressively in a falling market.

“The pension fund signal didn’t work, which proves that investors have entirely lost confidence in the market,” said Wu Xianfeng, president of Longteng Asset Management in Shenzhen. “The market has been in a panic since last week.”

Some brokers said the market was disappointed by the central bank’s failure to add liquidity by cutting banks’ reserve ratios on Monday, as many had expected. But others said even this move would now not be enough to restore confidence.

Ken Peng, Asia investment strategist at Citi Private Bank in Hong Kong said the Chinese authorities were probably biding their time.

“They have a good understanding that they are not going to be able to reverse a global sell-off,” he said. “So they are not wasting their bullets at this point.”

Renewed concern about China’s economy emerged after Friday’s news that a key gauge of manufacturing activity, the Caixin/Markit Purchasing Managers’ Index, showed the sector shrinking at the fastest pace since 2009.

The heavy-handed response of China’s authorities to the initial stock market sell-off also dented confidence among global investors about their commitment to free markets and their ability to manage an economic transition underway here.

This month’s surprise move to allow the Chinese currency to move in line with market forces — a move amounting to a surprise devaluation — only served to fan global fears about China’s economic slowdown.

Nor did the move to put the nation’s pension funds to work to shore up the markets meet with universal approval.

“Did you ever ask the opinion of people who paid into the pension fund?” asked one social media user.

“Who said today’s drop is the biggest in eight years, maybe tomorrow’s is,” user Y-MariaH wrote on the Weibo microblogging site. “Now I understand why people jump from high buildings. After investing into market, I’m having that kind of urge.”

Another poster, calling herself kou zi kou kou, wrote: “Stockmarket is like a cheating boyfriend. You forgive him over and over again and believe he would change. However he hurt you deeper over time.”

Weston said that after seven weeks of capital outflows from emerging markets, parallels were being drawn to the 1997 Asian financial crisis. But unlike 18 years ago, most countries in the region now have current account surpluses and significant foreign exchange reserves, he said.

“I think we will see stock markets continue to sell off, but we will get to a point where we do settle down,” he said, adding that the markets were looking for firm action by the authorities in China and the United States to stem the slide.
Title: Re: The Economic Downturn..
Post by: Henry88 on August 24, 2015, 07:47:11 AM
so is it a Stock Market correction or is it a crash
Title: Re: The Economic Downturn..
Post by: RVR II on August 24, 2015, 09:07:00 AM
so is it a Stock Market correction or is it a crash
Everything I'm reading in the news is reporting 'Gloom and Doom' :speechless:

I guess we'll see how tomorrow and the rest of the week goes for that answer :scared:
Title: Re: The Economic Downturn..
Post by: Henry88 on February 24, 2016, 06:39:26 PM
and  now there is talk about a crash in march, i mean do people ever get tired of spreading fear and panic.
Title: Re: The Economic Downturn..
Post by: RVR II on February 27, 2016, 04:46:45 AM
http://qz.com/619281/oil-is-now-so-cheap-even-pirates-arent-stealing-it-any-more/?utm_source=parHuffPo&utm_medium=referral&utm_campaign=pubexchange_facebook
Title: Re: The Economic Downturn..
Post by: RVR II on March 29, 2016, 11:02:20 AM
Went to a couple of job fairs today; 1 for Veterans and another at the local technical college..
First one I went to was for Veterans but was pretty small and was more for the 50th anniversary of the Vietnam war. Found 1 possibility in my old field of Quality Assurance through a temp agency and pays between $16 - $18 per hour but being that I have been out of the QA field for over 10 years may be an issue, and temp agencies are known for looking out for themselves for commission instead of your best interest..
The second larger one at the Tech college I felt really out of place.. Most of the people looking for work were still students or about to graduate and the jobs were either low paying or specific to certain degrees or fields of study.. I roamed around overhearing conversations about age and pay and specific areas of study employers were looking for that I simply didn't have and basically left after only 20 minutes. Not much interest for someone like me that's run his own business for 15 years.. :-\
Pretty disheartening overall :-[
Title: Re: The Economic Downturn..
Post by: BiteMe316 on March 29, 2016, 01:27:13 PM
Went to a couple of job fairs today; 1 for Veterans and another at the local technical college..
First one I went to was for Veterans but was pretty small and was more for the 50th anniversary of the Vietnam war. Found 1 possibility in my old field of Quality Assurance through a temp agency and pays between $16 - $18 per hour but being that I have been out of the QA field for over 10 years may be an issue, and temp agencies are known for looking out for themselves for commission instead of your best interest..
The second larger one at the Tech college I felt really out of place.. Most of the people looking for work were still students or about to graduate and the jobs were either low paying or specific to certain degrees or fields of study.. I roamed around overhearing conversations about age and pay and specific areas of study employers were looking for that I simply didn't have and basically left after only 20 minutes. Not much interest for someone like me that's run his own business for 15 years.. :-\
Pretty disheartening overall :-[

Job fairs are totally pointless, in my opinion.  I went to one a few weeks ago but never got anywhere.  Just a total waste of time.  Also, temp agencies suck.  They tell you they'll find you work, but then you call them asking for jobs, they always say they never have anything.  That's what I don't bother with them any more.
Title: Re: The Economic Downturn..
Post by: RVR II on March 29, 2016, 01:37:30 PM
Went to a couple of job fairs today; 1 for Veterans and another at the local technical college..
First one I went to was for Veterans but was pretty small and was more for the 50th anniversary of the Vietnam war. Found 1 possibility in my old field of Quality Assurance through a temp agency and pays between $16 - $18 per hour but being that I have been out of the QA field for over 10 years may be an issue, and temp agencies are known for looking out for themselves for commission instead of your best interest..
The second larger one at the Tech college I felt really out of place.. Most of the people looking for work were still students or about to graduate and the jobs were either low paying or specific to certain degrees or fields of study.. I roamed around overhearing conversations about age and pay and specific areas of study employers were looking for that I simply didn't have and basically left after only 20 minutes. Not much interest for someone like me that's run his own business for 15 years.. :-\
Pretty disheartening overall :-[

Job fairs are totally pointless, in my opinion.  I went to one a few weeks ago but never got anywhere.  Just a total waste of time.  Also, temp agencies suck.  They tell you they'll find you work, but then you call them asking for jobs, they always say they never have anything.  That's what I don't bother with them any more.
I tend to agree. This was the first job fair I had really been to and I agree that it was a waste of my time. The VA rep encouraged me to go because she thought it would be the perfect opportunity to meet prospective employers.. Yeah not much to prospect at my age unfortunately. :-[
I'm beginning to think I'm wasting my time dealing with the VA rep as well.. I even inquired about how I could get a job like theirs and they weren't very forthcoming ::)
Title: Re: The Economic Downturn..
Post by: TheRealUncleDes on March 29, 2016, 06:24:37 PM
Went to a couple of job fairs today; 1 for Veterans and another at the local technical college..
First one I went to was for Veterans but was pretty small and was more for the 50th anniversary of the Vietnam war. Found 1 possibility in my old field of Quality Assurance through a temp agency and pays between $16 - $18 per hour but being that I have been out of the QA field for over 10 years may be an issue, and temp agencies are known for looking out for themselves for commission instead of your best interest..
The second larger one at the Tech college I felt really out of place.. Most of the people looking for work were still students or about to graduate and the jobs were either low paying or specific to certain degrees or fields of study.. I roamed around overhearing conversations about age and pay and specific areas of study employers were looking for that I simply didn't have and basically left after only 20 minutes. Not much interest for someone like me that's run his own business for 15 years.. :-\
Pretty disheartening overall :-[

Job fairs are totally pointless, in my opinion.  I went to one a few weeks ago but never got anywhere.  Just a total waste of time.  Also, temp agencies suck.  They tell you they'll find you work, but then you call them asking for jobs, they always say they never have anything.  That's what I don't bother with them any more.
Not what you know: it's who you know.

What got me my current rather nifty job was an old acquaintance who I just asked how he was doing, and that I was between jobs.
Title: Re: The Economic Downturn..
Post by: RVR II on March 29, 2016, 06:46:13 PM
Went to a couple of job fairs today; 1 for Veterans and another at the local technical college..
First one I went to was for Veterans but was pretty small and was more for the 50th anniversary of the Vietnam war. Found 1 possibility in my old field of Quality Assurance through a temp agency and pays between $16 - $18 per hour but being that I have been out of the QA field for over 10 years may be an issue, and temp agencies are known for looking out for themselves for commission instead of your best interest..
The second larger one at the Tech college I felt really out of place.. Most of the people looking for work were still students or about to graduate and the jobs were either low paying or specific to certain degrees or fields of study.. I roamed around overhearing conversations about age and pay and specific areas of study employers were looking for that I simply didn't have and basically left after only 20 minutes. Not much interest for someone like me that's run his own business for 15 years.. :-\
Pretty disheartening overall :-[

Job fairs are totally pointless, in my opinion.  I went to one a few weeks ago but never got anywhere.  Just a total waste of time.  Also, temp agencies suck.  They tell you they'll find you work, but then you call them asking for jobs, they always say they never have anything.  That's what I don't bother with them any more.
Not what you know: it's who you know.

What got me my current rather nifty job was an old acquaintance who I just asked how he was doing, and that I was between jobs.
So.. Hey there ol friend. How are ya? :P
I'm in between jobs and ... ;D
Title: Re: The Economic Downturn..
Post by: RVR II on March 31, 2016, 02:16:25 PM
Found 1 possibility in my old field of Quality Assurance through a temp agency and pays between $16 - $18 per hour but being that I have been out of the QA field for over 10 years may be an issue...
A follow-up to this..
There are 5 identical postings from the same temp agency posted from March 24 - 28. I call the rep I talked with on Tuesday twice already (once yesterday and once today) and have yet to get a return phone call..
I tried to apply for one of them online and it takes me to this 'Snagajob.com' website inquiring about continuing education ::) I closed out of the website, then a rep called me not even 2 minutes afterwards asking the same damn questions about continuing my education! I've already got 2 degrees I told her.. Why would I want to continue racking up my student loans I'm still paying on ???
Finally I just called my Veterans rep and left her a message to see if she can inquire about the position(s) because I'm obviously getting nowhere :-\
Title: Re: The Economic Downturn..
Post by: RVR II on April 21, 2016, 06:10:33 PM
Sears/Kmart are in trouble.. :o
List of store closings here:
http://searsholdings.mediaroom.com/index.php?s=16310&item=137430
Title: Re: The Economic Downturn..
Post by: Imrahil on May 18, 2016, 09:45:37 PM
Went to a couple of job fairs today; 1 for Veterans and another at the local technical college..
First one I went to was for Veterans but was pretty small and was more for the 50th anniversary of the Vietnam war. Found 1 possibility in my old field of Quality Assurance through a temp agency and pays between $16 - $18 per hour but being that I have been out of the QA field for over 10 years may be an issue, and temp agencies are known for looking out for themselves for commission instead of your best interest..
The second larger one at the Tech college I felt really out of place.. Most of the people looking for work were still students or about to graduate and the jobs were either low paying or specific to certain degrees or fields of study.. I roamed around overhearing conversations about age and pay and specific areas of study employers were looking for that I simply didn't have and basically left after only 20 minutes. Not much interest for someone like me that's run his own business for 15 years.. :-\
Pretty disheartening overall :-[

Job fairs are totally pointless, in my opinion.  I went to one a few weeks ago but never got anywhere.  Just a total waste of time.  Also, temp agencies suck.  They tell you they'll find you work, but then you call them asking for jobs, they always say they never have anything.  That's what I don't bother with them any more.
Not what you know: it's who you know.

What got me my current rather nifty job was an old acquaintance who I just asked how he was doing, and that I was between jobs.

Yeah, I got hired here because my wife worked here, pretty much.  Turns out I'm not a terrible employee, so I think they're glad, but still.
Title: Re: The Economic Downturn..
Post by: RVR II on March 22, 2017, 06:08:24 AM
Sears has 'substantial doubt' that it can survive :o
http://money.cnn.com/2017/03/22/news/companies/sears-kmart-future/index.html?sr=fbCNN032217sears-kmart-future0100PMVODtopLink&linkId=35725406
Title: Re: The Economic Downturn..
Post by: Pak-Man on March 22, 2017, 07:20:14 AM
I've had that doubt for like 10 years.
Title: Re: The Economic Downturn..
Post by: RVR II on March 22, 2017, 07:44:00 AM
I've had that doubt for like 10 years.
Same here..
Why they never converted more to online sales is beyond me ???
Title: Re: The Economic Downturn..
Post by: MartyS (Gromit) on March 22, 2017, 09:26:33 AM
They should have never tried to save KMart, Kmart should have gone the way of Caldor and all the other department stores that were killed off by Target and Walmart.

Sears could probably have survived if they hadn't merged with a massively failing company.  Their prices are competitive with places like Best Buy, and I've always found their service centers good for tires and batteries.
Title: Re: The Economic Downturn..
Post by: The Lurker on March 22, 2017, 09:36:26 AM
My somewhat local KMart always looks like it's on the verge of a Going Out Of Business Sale whenever I walk in.
Title: Re: The Economic Downturn..
Post by: RVR II on March 22, 2017, 10:08:57 AM
Our Kmart transformed into a 'BigK' or was it a 'SuperK' many years ago and it looked pretty fancy but had a lot of apathetic employees working there which turned me off from ever going back :-\
Title: Re: The Economic Downturn..
Post by: Kete on March 22, 2017, 11:22:05 AM
Making an announcement like that can't be good for stock prices.
Title: Re: The Economic Downturn..
Post by: Kete on March 22, 2017, 11:28:35 AM
Making an announcement like that can't be good for stock prices.

(http://i.imgur.com/Tto2vMA.jpg)
Title: Re: The Economic Downturn..
Post by: RVR II on March 22, 2017, 11:57:16 AM
Glad I didn't have any investments in Sears :o
Title: Re: The Economic Downturn..
Post by: Pak-Man on March 22, 2017, 12:46:42 PM
There are still Kmarts? Our last Kmart closed up shop about 5 years ago. I thought they were gone from everywhere.
Title: Re: The Economic Downturn..
Post by: RVR II on March 23, 2017, 01:02:59 PM
Welp I'm officially on the job hunt again and this time I must find something..
Applied for about 7 various positions; 4 administrative positions at the 2 local colleges, 1 inspector position with the city, and 2 QA manager/engineering jobs through Careerbuilders.
After past application submissions, I'm not holding out much hope for interviews so if I don't hear anything by the time tax season is over, I'll probably have to hit the local temp agencies. :-\

Since losing my wife to cancer 2 1/2 months ago, I have been trying to run our Spanish services tax business by myself and for the most part I've done pretty good though some clientele that called have not shown up after hearing my wife passed away :-[
I hired a part time bilingual college student to assist me but can only give her about 4 hours of work on a Saturday because I just don't have the clientele coming in to give her more hours. All I have her doing is contacting clients that still owe us money and going through files to see what their status is.. My wife left a mess on my hands (not to mention a financial mess as well) and doubt I'll be able to recoup very much money still owed...
Title: Re: The Economic Downturn..
Post by: goflyblind on March 23, 2017, 02:36:40 PM
i'm almost certain that there's no more physics career in my future. sixteen years essentially down the shitter. need to figure out how to translate an academic CV into a resume and start looking for jobs where my skills are applicable.
Title: Re: The Economic Downturn..
Post by: RVR II on March 23, 2017, 02:40:22 PM
i'm almost certain that there's no more physics career in my future. sixteen years essentially down the shitter. need to figure out how to translate an academic CV into a resume and start looking for jobs where my skills are applicable.
Didn't you recently get your PHd ???
Title: Re: The Economic Downturn..
Post by: Imrahil on March 23, 2017, 02:45:06 PM
i'm almost certain that there's no more physics career in my future. sixteen years essentially down the shitter. need to figure out how to translate an academic CV into a resume and start looking for jobs where my skills are applicable.

I'm sorry. Hopefully you're wrong and can find meaningful and gainful work.
Title: Re: The Economic Downturn..
Post by: RVR II on May 01, 2017, 09:14:57 AM
Starting today I've been hitting up all the local temp agencies in town looking for prospective jobs..
It's really so sad and depressing talking to them when they ask why I'm looking for work and telling them about the loss of my wife which has forced me to look for full-time employment, then seeing what they have available for someone who's a veteran, been self-employed for 16 years, and with a 4 year BA degree..  :'(
Plenty of dead-end warehouse jobs that pay only $9 - $10 dollars per hour but not much else. I will keep searching around and submitting my resume to jobs I feel I'm qualified for despite how dismal the job prospects seem currently and Hope I can find something that pays decent and will take into account my credentials.. :-\
Title: Re: The Economic Downturn..
Post by: RVR II on June 03, 2017, 08:05:08 AM
After months of applying for a couple dozen different jobs, I have received only a few automated rejection emails or just no responses what so ever from the rest.
I have only applied for jobs I felt I was qualified for based on my education (Bachelors degree) and experience (Quality Assurance and running a small business) but none of the prospective employers will contact me for an interview.
The one position I applied for that I thought I might have a shot at was an environmental inspector and it required some knowledge in Geology which I have as a minor from college and I received an email saying I met their minimum requirements and that my resume would be forwarded on to the hiring manager.. A month later with no response I decide to follow up on the position with the HR rep by email and the next day I received that same automated response that I was not selected for the position. :-[

Then I stumbled across several flight attendant positions on American Airlines including a bilingual English/Spanish flight attendant position so I applied for it. It requires 6 1/2 weeks of Unpaid training in Dallas, TX. That will put a major strain on me financially as my business will be completely shut down but I'm willing to make that sacrifice in order to get hired on because the pay for flight attendants starts at $26-$30 dollars per hour (and they pay a little more if you're bilingual) and that kind of pay will get my finances not only stabilized but also rebuild my savings and retirement in a hurry which is what I need to get done ASAP. I'm going on 48 years old and I don't have much time left to re-save for retirement which was decimated over the years and completely wiped out dealing with my wife's cancer..
I no longer have any commitments holding me back from perusing this kind of job; Our business had been struggling the last several years anyway and now with the loss of my wife, I can no longer continue running it full time. I will still keep the business license active if nothing else to write off expenses on taxes as well as for those few customers for taxes if they show up but I really enjoy traveling and this line of work will help me start a new chapter in my life. Go see the world and get paid well for it in the process.
Had to take an assessment survey of about 100 questions yesterday. Some were tricky but I felt good about my answers so maybe I'll hear something back this week for a phone interview.. :-\
I really hope this pans out for me.
Title: Re: The Economic Downturn..
Post by: k1 on June 03, 2017, 09:12:11 AM
Fingers crossed for ya.
Title: Re: The Economic Downturn..
Post by: RVR II on June 03, 2017, 09:13:19 AM
Fingers crossed for ya.
Thank you kindly :)
Title: Re: The Economic Downturn..
Post by: MartyS (Gromit) on June 03, 2017, 10:00:13 AM
Hope you get it and it's something you like doing.

6 weeks unpaid training?  Do they at least pay for your hotel room and meals?  If you have to pay for your own room and board for 6 weeks that could get real expensive.
Title: Re: The Economic Downturn..
Post by: RVR II on June 03, 2017, 10:08:25 AM
Hope you get it and it's something you like doing.

6 weeks unpaid training?  Do they at least pay for your hotel room and meals?  If you have to pay for your own room and board for 6 weeks that could get real expensive.
Me too!

Yeah Not liking that long period of no pay but I think they do cover room and board while there.. Meals I think are paid for as well but I honestly don't know for sure.. :-\
Title: Re: The Economic Downturn..
Post by: RVR II on June 08, 2017, 01:23:30 PM
Well this is very disappointing..
I applied for the bilingual position on American Airlines and within 48 hours, my application was ‘disqualified’.. No explanation given. I figured it was because I listed my Spanish as Intermediate so I immediately applied for the regular flight attendant position and today (48 hours later) my application was disqualified again with no explanation given..
I have no idea why this happened other than maybe my age is becoming a factor (I’ll be 48 on June 17) yet I read on a forum that there were 3 attendants in a recent class that were over 50 years old so I am at a complete loss about this.
There's still Delta and United that I will apply for when they post any flight attendant positions..
At least there is still a steady flow of customers coming into my Spanish services business needing various services and most are just now finding out about the loss of my wife so it makes it that much more difficult on me to maintain my composure..
I am a firm believer that everything happens for a reason but I would really like to have some answers as I continue to fight off being in a very depressed state :-[
Title: Re: The Economic Downturn..
Post by: SJP on June 08, 2017, 01:57:44 PM
I am glad that you were able to look out and find something beyond those low paying jobs and, even if it didn't work out yet, is at least an interesting possibility.  So many of these employment places look squarely at your degrees, and forget that a piece of paper only can get a foot in the door.  They're not looking at life experience, or talents beyond what a university provided.  They don't measure a person's passion for something, or don't usually offer a position completely out of left field that nobody even considered.

I firmly believe there is something out there that fits you perfectly.  I don't know what it is or where it will be, but I am hoping and praying it comes your way very soon, and that it is exactly what you need.
Title: Re: The Economic Downturn..
Post by: Pak-Man on June 08, 2017, 02:00:41 PM
Yeah, if businesses were smart, they'd only use degrees to judge people who are right out of college. My college degree and GPA are a snapshot of who I was in my early 20s. There's like- a whole career that took place after that. The career is old enough to vote. It should count for more than it does.
Title: Re: The Economic Downturn..
Post by: RVR II on June 08, 2017, 02:41:23 PM
I really hope so because this is a very uneasy feeling not having any focus in my life..
I remember some of the arguments with my late wife and I had dealt with me finding a job..
She would always say "You're an American! There are plenty of jobs out there but you won't apply to them!" Because they were mostly low paying/labor intensive jobs!
I was self-employed but money was becoming very tight and the arguments would quickly shift to where was the little money coming in going (south of the boarder to her family) and I believe she was trying to force me to find a job back then.. I did look around some but not as intensely as I am now, and before these email rejections weren't bothering me much but now it has become a sense of urgency..
I am banking every single dollar I make through our business to hold me over for the long haul if need be but I really just want to find focus in my life again instead of waking up every morning wondering WTF I'm going to do to achieve my goals of rebuilding my savings and my retirement before I get too old and become even less employable.. :-\
I just can't figure out how long I could be in this state of uncertainty.. :-[
Title: Re: The Economic Downturn..
Post by: RVR II on August 02, 2017, 11:05:42 AM
Welp, I finally have a job interview lined up for tomorrow morning and I'm not too thrilled about it..
It's a hot warehouse job responsible for the accurate receipt, shipment, storage, and production process of materials. I was told the pay is around $16/hour but that's not confirmed..
All the jobs I applied for online the last several months (and couple of years) requiring college degrees have not been fruitful, not to mention disheartening thinking my experience running my own small business for 16 years would mean something to prospective employers just doesn't mean jack shit to companies these days  :-[
I'm going in tomorrow with a positive attitude despite my feelings about this job. Maybe there's room for advancement but I've been down this road before where they tell you what you want to hear but the reality is they're just looking for another laborer :-\
We'll see how it goes..
Title: Re: The Economic Downturn..
Post by: wihogfan on August 02, 2017, 04:34:57 PM
I wish you the best of luck in your interview and job search. Changing careers is one of the toughest things to do. I don't want to discourage you and I'm not a recruiter by trade, but I have been in HR for 25 years and as such have worked with recruiters and written guidelines for recruiters to follow. If you are applying for jobs that are receiving 100s or even 1,000s of applicants, the reality is that your resume/application is probably never even being looked at (I can elaborate on why if you'd like).
My experience from friends I've known who have done it has been that the key to switching careers has involved either knowing someone personally who is willing to give you a chance, finding a job that for whatever reason isn't receiving a lot of applicants, or finding an opportunity that really does allow room to move up the ladder (which as you stated gets promised a lot without any guarantees or follow through...but I'll also tell you that thanks to the number of boomers that are retiring and will be retiring in the near future, a lot companies really are looking to promote from within more so than in the past).
Title: Re: The Economic Downturn..
Post by: RVR II on August 02, 2017, 04:59:36 PM
I wish you the best of luck in your interview and job search. Changing careers is one of the toughest things to do. I don't want to discourage you and I'm not a recruiter by trade, but I have been in HR for 25 years and as such have worked with recruiters and written guidelines for recruiters to follow. If you are applying for jobs that are receiving 100s or even 1,000s of applicants, the reality is that your resume/application is probably never even being looked at (I can elaborate on why if you'd like).
My experience from friends I've known who have done it has been that the key to switching careers has involved either knowing someone personally who is willing to give you a chance, finding a job that for whatever reason isn't receiving a lot of applicants, or finding an opportunity that really does allow room to move up the ladder (which as you stated gets promised a lot without any guarantees or follow through...but I'll also tell you that thanks to the number of boomers that are retiring and will be retiring in the near future, a lot companies really are looking to promote from within more so than in the past).
Thanks Wihogfan. This whole life-changing event has been the most difficult thing I have had to deal with (with the loss of my wife and the after effects..). Oh I'm sure there's a process that HR follows and I've seen the results first hand. It's unfortunate but it is what it is and luckily I've had this business and monthly YouTube revenue to fall back on but many don't have a fall back plan and that can only go so far..
I'd like to think there's room for advancement with this job if I get it, or that I can save/resurrect my Spanish services business in the future but for now I just need something to stabilize my finances and save what ever money I can to rebuild my lost savings. :-[
Thanks again for the guidance :)
Title: Re: The Economic Downturn..
Post by: wihogfan on August 02, 2017, 05:25:16 PM
HR wasn't a profession I chose- just kind of ended up in it (degree was in Economics and I wanted to teach, but got married, the factory where I was working to pay for school shut down, and I needed to make a living so I had to drop out of grad school). First job I found was in HR and I got it because I had used computers (back when computers were just becoming common in the workplace- didn't even have email) and they had an immediate need for someone who wasn't completely computer illiterate.
Can't say I've lost a wife (and I'm deeply sorry for your loss- I can't imagine what that's like), but I lost my job right after 9/11 due to a "downsizing" and didn't get so much as an interview for 6 months. Longest 6 months of my life. Was at the point where I had to put the house up for sale when I finally got an interview and a job offer as an airport screener for the TSA. I did that for 6 months and absolutely hated it. Was promoted to lead there the same week I got offered a job back in HR. Had to move for the HR job, but I really hated working for the government.   
Title: Re: The Economic Downturn..
Post by: RVR II on August 02, 2017, 06:08:26 PM
HR wasn't a profession I chose- just kind of ended up in it (degree was in Economics and I wanted to teach, but got married, the factory where I was working to pay for school shut down, and I needed to make a living so I had to drop out of grad school). First job I found was in HR and I got it because I had used computers (back when computers were just becoming common in the workplace- didn't even have email) and they had an immediate need for someone who wasn't completely computer illiterate.
Can't say I've lost a wife (and I'm deeply sorry for your loss- I can't imagine what that's like), but I lost my job right after 9/11 due to a "downsizing" and didn't get so much as an interview for 6 months. Longest 6 months of my life. Was at the point where I had to put the house up for sale when I finally got an interview and a job offer as an airport screener for the TSA. I did that for 6 months and absolutely hated it. Was promoted to lead there the same week I got offered a job back in HR. Had to move for the HR job, but I really hated working for the government.
It's the worst feeling ever and I really wasn't ready to search for a job but I've had to force myself to get myself 'stable' again. I was looking into the HR field but despite a BA in History and with little HR experience, I wasn't called for any interviews.
Dealing with the local Veterans Affairs employment rep has been the biggest waste of time.. She finds all these leads and not one ever panned out. Of course she still got a paycheck from the government whether or not she finds jobs for veterans and I've also been looking at government jobs but again, no responses to any of those either.
I probably should take this job if offered (and the pay is right) otherwise I'll be dealing with falling behind on my monthly bills in the next couple months :-\
Title: Re: The Economic Downturn..
Post by: wihogfan on August 02, 2017, 07:14:04 PM
Ironically, computers are how I got my first HR job and why today I probably wouldn't be given that same opportunity again. Computers make it much easier for people to apply for jobs and the economic downturn made companies cut recruiting staffs to a minimum. So to take my company as an example, at any given time we have at least 50 job openings spread out over 10 or more locations, and maybe 20,000 candidates who apply for those 50 jobs. There isn't a chance in hell that the 2 recruiters we have could go look at 20,000 resumes. So they use a computer system to pick the top XX candidates. Using a forklift operator position at my location as an example, we have a lot of those jobs in our area and get 500 to 1,000 people who apply per forklift opening. The computer system will narrow it down to say 50 people who live within 20 miles of the location, have 5 or more years of forklift experience within the last 10 years, and work or have worked for 1 of 4 companies that we know who have the same inventory system as us. Those 50 resumes will be the only ones that get looked at. Forklift positions at other locations may not get anywhere near that number of applicants, so applicants for those locations may have other criteria that gets used to narrow the field. 
HR, Accounting, Finance, and Engineering positions wherever they are almost always get 100s of applicants or more, so part of the computer narrowing almost always cuts anyone who doesn't have a specific degree. 
Title: Re: The Economic Downturn..
Post by: wihogfan on August 02, 2017, 07:40:18 PM
But sometimes things don't work exactly per what I laid out in the above post either. My current job is sort of an example. Been here 2 years and didn't get an interview until 7 months after applying. Didn't make the first 2 rounds of cuts due to not having an HR degree. But the HR VP was very particular and didn't like any of the 20+ people he interviewed with HR degrees and I eventually got a call despite already having received a rejection email. 
Title: Re: The Economic Downturn..
Post by: RVR II on August 03, 2017, 02:49:41 AM
That's very interesting  :o
That plan makes a lot of sense though.. The various jobs I've applied for over the last couple of years required some sort of degree, mostly a Bachelor of Science but thought my Bachelors of Arts along with my background would be enough but now that you mention that system I don't think I stood a chance  :-[
It sounds like the job I applied for was not getting any responses.. A friend of mine who's sister works there told me about it the other night, I fill out their application online, upload my resume as well as my DD-214 and the very next morning (yesterday ) I was called for an interview so it sounds like they were getting no response to their job listing. .
Title: Re: The Economic Downturn..
Post by: RVR II on August 03, 2017, 09:35:59 AM
Interview seem to went well overall even though I heard at least 3 times (2 in the beginning and once at the end) that I was over qualified for the position. I knew that already but none of the jobs I felt qualified for sent me emails that I was not selected or just never contacted me at all. It starts at $15/hr and I told them that I am starting over now. I have to start somewhere and I was willing to take the position if offered. I have 2 friends that are putting a good word in for me there so I will probably hear something back next week.
Title: Re: The Economic Downturn..
Post by: RVR II on September 15, 2017, 04:04:03 PM
So an estimated 143 million Americans credit info is hacked from Equifax and these 2 bozos can just 'retire' and escape justice ???
http://thehill.com/policy/cybersecurity/350951-two-equifax-executives-resign-in-wake-of-massive-data-breach
Title: Re: The Economic Downturn..
Post by: MartyS (Gromit) on September 15, 2017, 05:07:56 PM
What is worse, the free credit monitoring service (run by Equifax) they are telling people to sign up for has 2 issues, there is an arbitration clause and it automatically renews at a price after the first year...  So you have to remember to cancel it and you can't joint any class actions that might happen.  Basically they are trying to make extra money because of their screw up.

At least when Target had their breach I got a free year of monitoring that didn't renew and it was from a separate company so the user agreement didn't have anything to do with Target.

I was going to cancel my Lifelock membership this year, but I guess I'll keep it another year, I got it after some documents got lost in the mail after my dad passed away last year, but they eventually came back months later partially shredded by postal machinery.  Also Discover card has a new free service where they check for your social security number on lists passed around by scammers.
Title: Re: The Economic Downturn..
Post by: RVR II on September 15, 2017, 05:14:00 PM
I got my free credit report https://www.annualcreditreport.com/index.action
printed out and discovered my street address in the SC capitol where it doesn't exist ???
Overall things look fine with mine though I see American Express & Discover have checked my credit a number of times the past couple of years for some unknown reasons and there's apparently nothing I can do about it to stop them :grr:
Title: Re: The Economic Downturn..
Post by: RVR II on October 04, 2017, 02:37:13 PM
The ‘Monopoly Man’ Just Owned The Senate’s Equifax Hearing :D :D :D
http://www.huffingtonpost.com/entry/monopoly-mascot-equifax-senate-banking-committee_us_59d5056de4b06226e3f55e53?utm_campaign=hp_fb_pages&utm_source=weird_fb&utm_medium=facebook&ncid=fcbklnkushpmg00000022&section=weird-news
Title: Re: The Economic Downturn..
Post by: RVR II on October 10, 2017, 05:17:31 PM
I wonder if the same will happen in the U.S. by next year :-\
http://www.msn.com/en-us/money/companies/sears-canada-closing-all-stores-laying-off-all-employees/ar-AAth2FM
Title: Re: The Economic Downturn..
Post by: Pastor of Muppets on October 12, 2017, 10:11:14 AM
I wonder if the same will happen in the U.S. by next year :-\
http://www.msn.com/en-us/money/companies/sears-canada-closing-all-stores-laying-off-all-employees/ar-AAth2FM
Most definitely.  Sears and K-Mart have been on life support for years.  It's sad to watch them flounder and die like this.
Title: Re: The Economic Downturn..
Post by: Pak-Man on October 12, 2017, 10:21:18 AM
If being prominently featured in Gremlins couldn't save K-Mart, nothing can!
Title: Re: The Economic Downturn..
Post by: RVR II on October 25, 2017, 07:51:00 AM
Welp I got a seasonal job
Spoiler (click to show/hide)
.
The pay is not great but will be enough to get me through the rest of the year so I can make 1 final trip to Mexico in January to wrap things up down there (sign over my part of my late wife & I's land to my goddaughter, see a dentist for a cleaning and fillings, get the rest of my belongings, and say goodby to my late wife one last time)..
When I return from Mexico in mid-January, there may be opportunity to move up into supervisory or a management position with my background so I have reason to remain optimistic for the future.. We'll see how it goes :-\
Title: Re: The Economic Downturn..
Post by: k1 on November 19, 2017, 07:30:07 AM
Well, my wife no longer works for that cable company that everyone loves to hate.  She has a new job now but it's a significant pay cut.  Another downside is now we have to return to a normal bill for cable/tv/internet and not have all the channels.  Going to supplement the low tier service with Hulu I think, but not sure I can justify paying extra for HBO just to watch Last Week Tonight w John Oliver.  :'(
Title: Re: The Economic Downturn..
Post by: RVR II on November 19, 2017, 07:36:31 AM
Well, my wife no longer works for that cable company that everyone loves to hate.  She has a new job now but it's a significant pay cut.  Another downside is now we have to return to a normal bill for cable/tv/internet and not have all the channels.  Going to supplement the low tier service with Hulu I think, but not sure I can justify paying extra for HBO just to watch Last Week Tonight w John Oliver.  :'(
Ugh, that sux..
I cut everything down to a Digital antenna and what I don't get I can usually find on YouTube (like John Oliver included)

I've been working at Target myself for a seasonal position to help carry me through till the end of the year. It's a significant pay cut from what I've had in the past but maybe it will lead to something permanent with better pay next year after I make one last trip to Mexico for my late wife's anniversary  :-\
Title: Re: The Economic Downturn..
Post by: RVR II on November 24, 2017, 04:12:15 AM
Finished my first Thanksgiving/Black Friday week at my seasonal job
Spoiler (click to show/hide)
and it was quite the experience..
I work very early mornings starting with unloading trucks of merchandise which is pretty grueling actually but wakes you up, and sorting it to different pallets to be taken out to various departments where it's set out on shelves before the store opens.
By the end of my shift, my feet are killing me!! The fact that I haven't been on my feet for long periods of time for years as well as having flat-feet doesn't help things at all :-\
I'm toughing it out till the end of December to see if I have the possibility of moving up in the company but from what I've seen, it may take some time for advancement there, so I will probably start floating my resume again in mid-January checking some other more promising job prospects.
 
Title: Re: The Economic Downturn..
Post by: RVR II on January 02, 2018, 10:25:15 AM
Analyst predicts Amazon to acquire Target later this year :o
https://www.bloomberg.com/news/articles/2018-01-02/amazon-will-buy-target-this-year-loup-s-gene-munster-predicts
Title: Re: The Economic Downturn..
Post by: Lemming Howard on January 03, 2018, 03:19:09 PM
Finished my first Thanksgiving/Black Friday week at my seasonal job
Spoiler (click to show/hide)
and it was quite the experience..
I work very early mornings starting with unloading trucks of merchandise which is pretty grueling actually but wakes you up, and sorting it to different pallets to be taken out to various departments where it's set out on shelves before the store opens.
By the end of my shift, my feet are killing me!! The fact that I haven't been on my feet for long periods of time for years as well as having flat-feet doesn't help things at all :-\
I'm toughing it out till the end of December to see if I have the possibility of moving up in the company but from what I've seen, it may take some time for advancement there, so I will probably start floating my resume again in mid-January checking some other more promising job prospects.
That brings back memories.  I did the same thing working for Walmart in a Connecticut store back in 2002.  We would haul stuff on to the floor only to find we had no place to put it and had to bring it back and put it in a trailer behind the store.  It was a new store and they didn't know what would move at that location.  They had so many trailers filled with merchandise the town was fining them for it.  A few months of that and I finally followed my old job down to Lancaster Co. PA.  The pay off  for that was I able to retire this past  Sept.
Title: Re: The Economic Downturn..
Post by: RVR II on January 03, 2018, 04:32:28 PM
Finished my first Thanksgiving/Black Friday week at my seasonal job
Spoiler (click to show/hide)
and it was quite the experience..
I work very early mornings starting with unloading trucks of merchandise which is pretty grueling actually but wakes you up, and sorting it to different pallets to be taken out to various departments where it's set out on shelves before the store opens.
By the end of my shift, my feet are killing me!! The fact that I haven't been on my feet for long periods of time for years as well as having flat-feet doesn't help things at all :-\
I'm toughing it out till the end of December to see if I have the possibility of moving up in the company but from what I've seen, it may take some time for advancement there, so I will probably start floating my resume again in mid-January checking some other more promising job prospects.
That brings back memories.  I did the same thing working for Walmart in a Connecticut store back in 2002.  We would haul stuff on to the floor only to find we had no place to put it and had to bring it back and put it in a trailer behind the store.  It was a new store and they didn't know what would move at that location.  They had so many trailers filled with merchandise the town was fining them for it.  A few months of that and I finally followed my old job down to Lancaster Co. PA.  The pay off  for that was I able to retire this past  Sept.
I'm getting ready to make 1 final trip to Mexico in a couple days to drop off the last remnants of my late wife's stuff to her family as well as get my half of the land transferred to my goddaughter, go to the dentist, get the rest of my belongings and visit the cemetery where she's buried and when I return, I've been offered my job back at Target on a part time basis; early morning hours till 9 or 10am and then run my tax business to catch what few clients still come by while submitting my resume looking for something full time that pays well so I can rebuild my savings and also has benefits.
This new year it's my resolution to get myself financially stabilized and start saving for my retirement.
Title: Re: The Economic Downturn..
Post by: Variety of Cells on February 03, 2018, 03:50:13 PM
This upsets me.  Wages finally go up a tiny bit, and huge companies immediately freak out.  It seems so hopeless.  I know it's a complex issue that I do not fully understand, but what I do understand is this: wages have not increased with productivity in a long, long time.  Additionally, the gulf between the wealthy and the poor has grown larger and larger. 

How is that ever going to change if those who have everything freak out when those who have nothing scrape together a few more crumbs?  What is so scary about a middle class with money to spend? 

https://www.npr.org/sections/thetwo-way/2018/02/02/582809604/dow-plummets-more-550-points
Title: Re: The Economic Downturn..
Post by: RVR II on February 09, 2018, 09:40:19 AM
Since returning from my final trip to Mexico last month (January,2018), I've been back on the major hunt for full time employment.
I was able to get back on at Target part-time while still trying to run my Spanish Services tax business till something else comes along. At Target I'm lucky to get 8-12 hours a week currently. I put in for a Loss Prevention position there and after 2 weeks I still haven't had an interview..
I also reapplied for a Rural Carrier position with the US Postal Service 3 years after being disqualified from applying for that position due to a chargeable accident that was on my 5 year driving record.. This time around I scored a 87.5 + 5 point Veterans preference = 92.5! Still waiting to see if that accident will affect my hire-ability with the USPS.
Also I applied with Delta Airlines as a Flight Attendant and the interview process seems to be progressing at a rapid pace :o Applied for and heard back a week later to do a video interview. Then I was scheduled for an phone interview this morning and that seems to have gone well also. Next step would be to fly out to Atlanta to Delta headquarters for a face-to-face interview. If that goes well then I would be scheduled for Flight Attendant training sometime this Spring.
Of all these jobs, I would prefer the Flight Attendant job because of the travel to different destinations as well as the pay and honestly I think this would be my dream job 8)
We'll see what happens next..
Title: Re: The Economic Downturn..
Post by: RVR II on February 26, 2018, 10:17:45 AM
Welp Delta didn't go any further.. Thought the phone interview went well myself but 48 hours after the phone interview I receive an email thanking me for considering Delta but despite my impressive credentials they were going with other candidates.. Dammit! :-[
Over a month and I'm still waiting for the Post Office to call me up for an interview. My application still shows I'm on the Pre-Hire List..
Meanwhile I'm still working part time at Target. After a month of inquiring, I finally get the interview for that Loss Prevention position that they seem to be blowing me off about and after the 15 minute interview, the HR rep told me they had decided on someone else already.. Then why waste my time interviewing me ???
Then today while stocking, the store manager tells me I'm talking too much and should be more productive when stocking. I'm not as young as I used to be and I bust my ass for the first couple of hours unloading the morning tractor trailer load (6am-8am) and yet we don't get a break till 9am.. Honestly, I'm wore slap out after the truck is finished and all of us talk to each other to boost moral and to help make the day pass by quicker..
It seems to me that my days are numbered working at Target :-[
Title: Re: The Economic Downturn..
Post by: RVR II on March 09, 2018, 04:08:42 PM
Toys R Us is about to become History..
https://www.bloomberg.com/news/articles/2018-03-08/toys-r-us-said-to-be-prepping-liquidation-of-u-s-operations
Title: Re: The Economic Downturn..
Post by: k1 on March 09, 2018, 04:15:52 PM
 :'( :'( :'( :'(
Title: Re: The Economic Downturn..
Post by: Russoguru on March 09, 2018, 04:46:26 PM
Well at least there's always Target and Wal-mart.
Title: Re: The Economic Downturn..
Post by: wihogfan on March 13, 2018, 07:08:30 PM
Don't know if this will make you feel better or worse about the post office, but the last time I was unemployed 15 years ago, I took the civil service test (not sure if they do that test any more) for the post office and it was 2 years before I heard from them and by then I was no longer interested. (Also applied for a state job at that same time and it was almost 3 years before the state got back to me for a interview, and again, at that time I was no longer interested).
Now, I'm unemployed again for the first time in 15 years. Currently stuck in phone interview hell. Lost my job 4 weeks ago. 12 phone interviews since then. 8 email rejections shortly after the phone interviews. Nothing from the others (although 2 were just this week, so too early for a rejection just yet). Have another 12 weeks of severance payments before I start to get too worried, but not feeling too hopeful at this point.
Title: Re: The Economic Downturn..
Post by: RVR II on March 15, 2018, 02:48:38 PM
And I just found out that I didn't get the Rural Carrier job with the post office either so I'm back to square 1 :-[
Never heard of that civil service test but I'm pretty sure that damn accident on my record from Oct. 2014 was the reason I didn't get it this time around.. Chatted briefly with our old forum member BTA and he said to apply for a mail handler or clerk position since they don't drive routes.

Also I've had a couple living next door in my Mega Shed that have fallen behind on the rent.. Been renting it to them for $700/mo includes power, water, internet, & digital antenna TV and all I've received from them is $360 since January! Their car motor blew at the beginning of the year and then was repo'd last month, the wife has since left apparently to go to Ohio to be with her daughter there that's having some kind of domestic issues and the guy is supposedly working at a restaurant as a dishwasher.
My compassion is running out as I don't see him catching up (currently over $1500 behind now) on the rent and I need that $700/mo now more than ever.. Dude's gonna have to find some place else to live soon I'm afraid! >:(
Title: Re: The Economic Downturn..
Post by: wihogfan on March 23, 2018, 08:49:09 PM
Finally made my way out of phone interview hell and had a face-to-face interview yesterday. No idea how it went-was really nervous before it (it was only my 3rd face-to-face interview in 15 years), but relaxed quite a bit once it started. Claimed they'll be making a decision next week (and it was a weird online posting in that they posted the position on Monday and took it down on Wednesday).
Title: Re: The Economic Downturn..
Post by: RVR II on March 24, 2018, 01:33:20 AM
Good luck, Hope you get it.
I've reached a stand still on my job hunt for the time being as I'm just concentrating on banking what ever I can make in my tax business from what few clients still come by..
Got a couple of small business prospects I'm exploring; 1 would be partnering up with a friend starting up a pressure washing business as he inherited a lot of money from his mom's passing last year but doesn't have the business know how where I do and I also pressure wash as a hobby, the other is offering a mobile nursing service with a surgical nurse I'm currently seeing, (well talking to cause she lives in Pittsburgh) and she's telling me there's a need for mobile nurses to go to their homes or nursing homes, even buying & delivering groceries for them and other transportation needs so we're continuing to explore that option in the future :-\
Title: Re: The Economic Downturn..
Post by: RVR II on March 24, 2018, 09:09:15 AM
It's always nice to hear your store manager jump all over you because you have to leave to try and make some real money.. I'm only getting 4-5 hours a day and only 2-3 days of work per week at Target. They won't give me anymore than that.
I was scheduled till 11am and have tried multiple times to get my schedule set where I could leave by 10:30 on weekdays and 10am on weekends and yet the HR rep continues to schedule me whenever.. I reminded him again that I had to leave at 10am to try and catch customers at my dying tax business and the store manager says "I don't care if you need to make $5000 dollars, I need you here stocking!" Yeah it's more important to stay making $11.50/hr instead of $140 in 30 minutes doing taxes ::) ... I left anyway at 10am.
Maybe if he would have asked a little more professionally I might have given him 30 extra minutes but with that shitty attitude, the job is not worth that kind of belittlement  >:(
Title: Re: The Economic Downturn..
Post by: RVR II on April 18, 2018, 10:04:08 AM
Had my review at Target and I had a good review overall which equates to a whole $0.16 cents raise ... I only get 2 4-hour days a week there and last week it was only 1 day and next week I get 4 days ::)
During my review, my cell phone rang and I quickly shut it off to send the call to voice mail. When I checked the message after work it was a phone call from the post office in the next town over wanting to setup an interview on April 24 :o
I called them back to confirm that I would be there.
I just hope I get this job cause I'll immediately put in my 2 week notice at Target 8)
Title: Re: The Economic Downturn..
Post by: wihogfan on May 05, 2018, 06:48:45 PM
Our 10 year old refrigerator that hasn't worked very well over the last 2 plus years finally totally stopped cooling last week. Wife really wanted one with a lot of unnecessary bells and whistles that are pointless. Fortunately all of those thousand dollar plus models were far too big to fit in our space (or else were thousands of dollars). Unfortunately a basic model 24 square foot fridge is more expensive than the same model that is 20 square feet, but 20 square feet fits and 24 doesn't.
Shopped used first, but the cost between used and new was either not that different or the used nearby craigslist stuff was crap.
So had a new fridge delivered yesterday.   
Money we really didn't need to spend right now, but man it's nice being able to have a room temperature drink cooled in about 2 hours and be colder than our old fridge ever even its prime would have gotten it.   

Still been stuck in phone interview hell recently, but do have 2 face-to-face interviews next week.
Title: Re: The Economic Downturn..
Post by: wihogfan on May 16, 2018, 05:08:22 PM
After a couple of months of phone interviews here and there and only 1 face-to-face interview, about a week and a half ago the dam seemed to have broken a bit. I've had 1 or more phone interviews every day this week and 3 face-to-face interviews and I have 5 phone interviews and 4 face-to-face interviews sceduled for next week. Can't count any chickens before they're in the fryer (and several of the interviews both phone and in person have been for jobs that would be absolutely dreadful), but I'm starting to feel some hope that just a couple of weeks ago was missing.
Title: Re: The Economic Downturn..
Post by: RVR II on May 16, 2018, 05:24:05 PM
Had my review at Target and I had a good review overall which equates to a whole $0.16 cents raise ... I only get 2 4-hour days a week there and last week it was only 1 day and next week I get 4 days ::)
During my review, my cell phone rang and I quickly shut it off to send the call to voice mail. When I checked the message after work it was a phone call from the post office in the next town over wanting to setup an interview on April 24 :o
I called them back to confirm that I would be there.
I just hope I get this job cause I'll immediately put in my 2 week notice at Target 8)
Still waiting for a response from the Post Office about this job I interviewed for so I'm forced to remain working part time at Target.. :-[
It's a PSE position working in the back sorting incoming mail and also working the counter at times, but also includes working at 4 other regional post offices in the southern and western parts of the county so that accident from Oct. 2014 on my driving record could become a deciding factor here. :-\
I also applied for a QA position at a Composites facility about a mile from my house though I haven't worked Quality Assurance since 2006 so that might be an issue there..

If nothing comes of either of these jobs, I've decided to take a trip to Pittsburgh in July to stay with the woman I've been talking to by phone for several months now. Actually she's coming to visit me next month for my B-day and stay for 3 weeks with me then I would just go back with her on the return flight July 7 and stay for 2 weeks and check out the city. I have no plans to move to Pittsburgh, just get away and see the city before returning home and resuming my job hunt.
Title: Re: The Economic Downturn..
Post by: wihogfan on May 16, 2018, 05:37:17 PM
I've been to Pittsburgh twice. My thoughts were that it wasn't a great vacation spot (went once for a sporting event and once for work), but it would probably be a better place than I was expecting to live.
Title: Re: The Economic Downturn..
Post by: RVR II on May 16, 2018, 05:45:34 PM
I've been to Pittsburgh twice. My thoughts were that it wasn't a great vacation spot (went once for a sporting event and once for work), but it would probably be a better place than I was expecting to live.
I've never been. She has a house in downtown on the east side of the city. She's lived there her entire life so she would show me around town.
She's a surgical nurse that took early retirement the end of last year and If things continue to work out with us, she said she would sell her house and move down to my place where we might setup a mobile nursing/assisted living type business. All her medical licenses are still valid through 2020 so it would just be a matter of finding out how to transfer them from PA to SC.
Title: Re: The Economic Downturn..
Post by: wihogfan on May 16, 2018, 06:10:44 PM
Keep an open mind if you do end up visiting Pittsburgh. If things don't pan out locally in my job hunt within a couple of months (and I'd really prefer not to move as our house here is paid off and we have a lot of local ties), Pittsburgh will probably make my list of places I'd consider relocating to. It's a large (but not too large) city that has a smaller mid-sized city feel.
Title: Re: The Economic Downturn..
Post by: RVR II on May 17, 2018, 03:51:34 AM
Keep an open mind if you do end up visiting Pittsburgh. If things don't pan out locally in my job hunt within a couple of months (and I'd really prefer not to move as our house here is paid off and we have a lot of local ties), Pittsburgh will probably make my list of places I'd consider